Student medical insurance USA
Student health insurance Colombia
The United States of America has always been attracting talented students across the globe for decades. Despite substantial competition from other countries around the world offering advanced higher education systems, the US universities remain the preferred study abroad destination for Colombian students for their higher education. The covid pandemic has significantly impacted Colombian education and there were 7,107 Colombian students who went to the US in the year 2020/21.
It was a decrease of 8.7 percent since the pandemic. The U.S. Embassy in Bogota supports the Colombian students with technology projects like Ed, a 24/7 online adviser and many small scholarships for English Language courses. Colombia was ranked 2nd among the South American countries sending their students to study in the US in 2020-21.There are several Colombian students travelling to the US now to begin their higher education.
While there is a special appeal for Colombian students to study in the US, Colombian students tend to neglect their health. However it’s very important to be prepared to face any sudden medical emergencies that may arise while you are staying in the university. US healthcare is very expensive Colombian students should compare international student insurance and buy buy the best Student health insurance that offers coverage for all travel and medical emergencies along with Covid 19 coverage.
The student insurance plans similarly offers student insurance for pre-existing condition coverage and sports insurance coverage for students. At American visitor insurance, Students can buy dependents insurance F2 visa insurance and J2 visa insurance for dependents of F1 visa students or J2 visa holders Inspite of buying University insurance. International Students on Optional Practical Training (OPT) status and not taking any courses can buy OPT student insurance that we offer.
What does international student insurance cover?
Doctor Visit
Covers doctor visits in case of sudden injury or sickness.
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Sports Activities
Some plans cover high school sports activities.
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Repat of Remains
Repatriation of remains expenses to home country in case of death.
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Dental Coverage
Expenses from sudden dental pain and accidental dental injuries.
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Maternity Coverage
Some plans offer coverage for pregnancy, maternity and new born.
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Pre-existing Conditions
Student insurance who need coverage for existing medical ailments.
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How much does International student insurance USA cost?
The international student health insurance cost per month ranges from
$30 to $115. Some providers offer plans starting as low as $30 per month, particularly for those on F1 or J1 visas. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.
The cost of health insurance for an international student per month aged 20 years old.
| Insurance Plans |
Policy maximum |
Deductible |
Cost |
| Student Journey Lite IMG |
$150,000 |
$100 |
$30 |
| StudentSecure Smart WorldTrips |
$200,000 |
$0 |
$32 |
| Student Journey Plus IMG |
$300,000 |
$500 |
$48 |
| StudentSecure Budget WorldTrips |
$500,000 |
$0 |
$53 |
| Patriot Exchange IMG |
$50,000 |
$250 |
$58 |
| Diplomat America Global Underwriters |
$50,000 |
$250 |
$63 |
| Student Journey Platinum IMG |
$500,000 |
$250 |
$74 |
| StudentSecure Select WorldTrips |
$1,000,000 |
$0 |
$104 |
| Student Health Advantage Standard IMG |
$500,000 |
$250 |
$115 |
Source:American Visitor Insurance®
International Student Health Insurance USA
Review student insurance plan benefits.
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What is the cheapest health insurance for international students from Colombia in the USA?
The cheapest health insurance for F1 students is offered by Student Journey Lite insurance plan, starting at just $30 per month. Other affordable student health insurance option includes Student Secure Smart insurance and Student Journey Plus insurance. This cost mainly depends on different factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
$30 for 1 month
Age: 20 years | $360 for 12 months
- Policy maximum: $150,000
- Deductible: $100 per injury/illness
- Student health center deductible/copay: $45
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed from 30 days to 12 months.
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$32 for 1 month
Age: 20 years | $372 for 12 months
- Policy maximum: $200,000
- Deductible: $0
- Student health center copay: $25 per visit
- Direct billing:
- Pre-Existing Conditions: No coverage
- Renewal: Can be renewed and extended up to 4 years.
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$48 for 1 month
Age: 20 years | $576 for 12 months
- Policy maximum: $300,000
- Deductible: $500 per period
- Student health center deductible/copay: $25
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed from 30 days to 12 months.
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Which are the best health insurance plans for international students from Colombia in the USA?
The best health insurance for international students in the USA are Student Journey Platinum by IMG, Patriot Exchange Program from IMG, StudentSecure Select from WorldTrips. Choosing the best health insurance for international students in the USA depends on factors such as personal health needs, budget, university insurance requirements, and visa status.
$56 for 1 month
Age: 20 years | $938 for 12 months
- Policy maximum: $50,000
- Deductible: $250 per illness/injury
- Student health center deductible/copay: $5
- Direct billing:
- Pre-Existing Conditions: Covers after 12 months of waiting period.
- Renewal: Can be renewed and extended up to 24 months
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$74 for 1 month
Age: 20 years | $888 for 12 months
- Policy maximum: $500,000
- Deductible: $250 per period
- Student health center deductible/copay: $15
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed and extended up to 12 months.
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$106 for 1 month
Age: 20 years | $1248 for 12 months
- Policy maximum: $1,000,000
- Deductible: $0
- Student health center copay: $10 per visit
- Direct billing:
- Pre-Existing Conditions: Covers after 6 months of waiting period.
- Renewal: Can be renewed and extended up to 4 years.
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What are the best international health insurance options for students?
What are the steps to buy medical insurance for F1 students?
1
Check with your university or college
Ask if they provide the best health insurance for international students in the USA and whether enrollment in their plan is mandatory.
2
Understand your university’s requirements
If your university offers a plan, determine whether you must purchase it or if you can choose an alternative plan that meets their standards.
3
Compare alternative plans
If alternatives are allowed, compare the most affordable and best-rated F1 student health insurance options on American Visitor Insurance.
4
Evaluate coverage and costs
Compare university-offered insurance with alternative plans, considering price, coverage benefits, deductibles, co-pays, and exclusions.
6
Choose the best plan
Select the F1 student health insurance that fits your budget, meets your healthcare needs, and complies with university requirements.
7
Complete enrollment
After purchasing your plan, keep all documents you receive by email, as they may be needed for enrollment verification at your university.
Which are the best health insurance providers for International students in USA?
Choosing the best health insurance for international students in the USA depends on personal needs, budget, university requirements, and visa status. Here are some top providers:
Best health insurance providers for international students in the USA are:
Offers a wide range of plans like Student Journey, designed for international students seeking affordable coverage for medical expenses and hospitalization.
Provides plans like StudentSecure Smart starting at $31/month with $0 deductible, covering emergency medical expenses, evacuation, and repatriation.
Offers the Navigator Student plan with unlimited medical maximum, global provider access, and coverage for U.S. and international students.
Which is the popular health insurance for international students in USA?
Patriot Exchange Program IMG
- Ideal for : F1 & J1 students visa holder, Adventure Sports
- Pre-existing condition: Comprehensive plan with high medical maximum and pre-existing conditions coverage after 12 months of waiting period.
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network
or United HealthCare
- Renewal: Can be renewed and extended up to 24 months.
- Patriot Exchange Program insurance cost for a 20 years old student starts from $56 per month ($675 per year). An annual payment option is available to students.
Policy maximum?
$50,000 to $5,000,000
Deductible options?
$0 to $500
Period of coverage?
1 month up to 12 months
Student Journey Platinum IMG
- Ideal for : J1, F1, A1 and M1 visas, Adventure Sports, Maternity
- Pre-existing condition: Covers after 6 months of waiting period
- Mental health: Out Patient : Max 40 visits, maximum limit, Inpatient: Up to 30 days max
- Direct Billing: United HealthCare
- Renewal: Can be renewed and extended up to 12 months.
- Student Journey Platinum insurance cost for a 20 years old student starts from $74 per month ($888 per year). An annual payment option is available to students.
StudentSecure Select Insurance Worldtrips
- Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
- Acute on set of pre-existing condition: $25,000 up to policy maximum
- Mental health: Physician Office Visit: Max 30 visits, Inpatient: Max 30 days (includes drug and alcohol abuse)
- Direct Billing: United HealthCare
- Renewal: Can be renewed and extended up to 4 years.
- Student Secure Select insurance cost for a 20 years old student starts from $106 per month ($1248 per year). You can buy the plan either on a monthly or a yearly basis.
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
Student Health Advantage Standard IMG
- Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports
- Pre-existing condition: Covers after 12 months of waiting period
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network or United HealthCare
- Renewal: Can be renewed and extended up to 60 months.
- Student Health Advantage Platinum insurance cost for a 20 years old student starts from 118 per month ($1,416 per year), both monthly and annual payment options are available. Offers high policy maximum and good coverage for various medical emergencies.
StudentSecure Elite Insurance Worldtrips
- Ideal for : F1 & J1 students visa holder, Maternity, Sports coverage
- Acute on set of pre-existing condition: $25,000 up to policy maximum
- Mental health: Physician Office Visit: Max 40 visits, Inpatient: Max 40 days (includes drug and alcohol abuse)
- Direct Billing: United HealthCare
- Renewal: Can be renewed and extended up to 4 years.
- Student Secure Elite insurance cost for a 20 years old student starts from $181 per month ($2135 per year). You can buy the plan either on a monthly or a yearly basis.
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
Student Health Advantage Platinum IMG
- Ideal for : F1, J1,M1 and A1 students visa holder, Adventure Sports, Maternity
- Pre-existing condition: Covers after 12 months of waiting period
- Mental health: Out Patient : Max 50 visits, maximum limit, Inpatient: Up to $10,000
- Direct Billing: First healthcare network or United HealthCare
- Renewal: Can be renewed and extended up to 60 months.
- Student Health Advantage Platinum insurance cost for a 20 years old student starts from $353 per month ($4,236 per year), both monthly and annual payment options are available.
Policy maximum?
$1,000,000
Deductible options?
$100
Period of coverage?
1 month up to 12 months
What are the F-1 visa health insurance requirements?
If you’re an international student planning to study in the USA on an F1 visa, having the right health insurance is essential.
Most universities typically require F1 students to have health insurance coverage for medical expenses, emergency medical evacuation,
repatriation of remains, and often mental health or maternity care. To make sure you meet both university and visa requirements,
explore our comprehensive guide on best F1 visa health insurance requirements in USA.
What are the payment options for international student insurance?
International students in the US come from different countries, with diverse economic backgrounds and face different financial needs. At American Visitor Insurance we offer health insurance for international students with flexible payment structures designed to make it more affordable and convenient, whether they are in the US for a semester or for an entire program spanning many semesters.
There are different student insurance payment options available depending on the insurer and the length of coverage. The payment options are mainly either monthly or yearly, and the purchase can be either by paper or bought online. Here are some details of the different payment options for international student insurance in the U.S.
| Payment Period |
Highlights |
Advantage |
Disadvantage |
| Monthly |
Monthly payments, with recurring installments |
Flexible with small installments |
Overall higher total cost, and time consuming, Student must remember to pay on time to keep student medical insurance active. |
| Yearly |
Pay the full premium up front (for entire policy period usually one year) |
Cheaper than monthly payments, no risk of losing coverage by oversight |
Larger upfront cost |
How can I buy F1 visa insurance?
| Method |
Description |
Speed |
Highlight |
| Online Application |
Complete online application and payment on American Visitor Insurance |
Fast — Policy issued instantly |
Most common and use Credit card |
| Paper Application |
Complete paper forms and submit documents by post |
Slower — Takes time (few days) to process |
Can pay by Check |
What is best sports health insurance for international students?
There are quite a few US student health insurance for international students that cover sports activities. At American Visitor Insurance, we offer some of the best options tailored for international student athletes.
- Diplomat America and Diplomat LongTerm Insurance plans by Global Underwriters are designed for international students participating in intercollegiate sports. The maximum benefit is limited to $20,000 per sports-related injury. Diplomat LongTerm plan can be extended and offers worldwide coverage, with a minimum purchase period of 90 days. Diplomat America plan cannot be extended or renewed.
- Patriot Exchange Student Insurance from IMG is a more affordable student insurance option, this plan covers high school sports teams and starts at around $73 per month. It offers coverage up to $250,000 with a $100 deductible.
- Student Health Advantage Insurance from IMG offers coverage for intercollegiate, interscholastic, intramural, and club sports with a benefit limit of $5,000 per injury or illness during the coverage period
- Student Secure Elite and Student Secure Select Insurance plans from WorldTrips provide coverage for organized sports including intercollegiate, interscholastic, intramural, and club sports.
All four levels of the Student Secure plans (Smart, Budget, Select, and Elite) offer coverage for leisure, recreational, entertainment, or fitness activities.
What are the benefits of choosing American Visitor Insurance?
Choosing American Visitor Insurance for your F1 student health insurance or international travel insurance needs comes with several key benefits:
- Wide Choice of Plans: American Visitor Insurance offers top-rated health insurance options for F1 visa holders, OPT students, J1 visa holders, and visitors, with coverage from reputed insurers such as IMG, WorldTrips and GeoBlue
- Affordable Pricing: The platform provides budget-friendly plans with customizable deductibles, maximum coverage limits, and optional add-ons. These are often more economical than many university-sponsored plans while still meeting insurance requirements.
- Easy Online Comparison & Purchase: American Visitor Insurance allows you to compare student insurance and buy online with a easy secure online purchase process which then provides instant confirmation.
- Expert Guidance & Support: Licensed insurance agents provide free support to help you choose the right plan and understand university waiver requirements and policy details.
- Covers Unique Needs: Specialized plans are available for students on OPT, mental health coverage, maternity, sports injuries, and more, with flexible coverage start dates either from your home country or upon arrival in the U.S.
- Reputable Platform with Years of Experience: Trusted by thousands of international students and visitors, American Visitor Insurance has a strong track record of customer satisfaction and reliable service.
How to choose the right student health insurance for international students in the USA?
Choosing the right student health insurance is important to ensure you’re protected from high U.S. healthcare costs while meeting university requirements. Here’s how to choose the best student health insurance plan:
-
Check university insurance requirements
Many U.S. universities require students to enroll in their own health plans unless proof of comparable coverage is provided. Before buying, review the university’s waiver form for criteria such as minimum policy maximum (e.g., $100,000 or more), deductible limits (e.g., under $500), and required coverage for mental health, maternity, and pre-existing conditions.
-
Compare coverage options
Look for plans that offer comprehensive medical coverage for doctor visits, hospitalization, and prescriptions; emergency services such as ambulance, evacuation, and repatriation; mental health and maternity care as required by the school; and COVID-19 coverage if still mandated.
-
Check premium and deductible
Lower premiums may lead to higher out-of-pocket costs, so balance monthly affordability with deductibles and co-insurance amounts you’re comfortable with.
-
Provider reputation & network
Choose plans from trusted companies like IMG, WorldTrips and GeoBlue available on American Visitor Insurance Make sure they offer easy online claims and access to large hospital networks in the U.S.
-
Additional benefits
Some plans include extra perks like coverage during Optional Practical Training (OPT), free telemedicine, and discounts on prescriptions.
Can an international student get medical insurance?
Yes. International students can apply and get medical insurance while studying outside their home country on American Visitor Insurance. In the United States, it is required for the students to have medical insurance in order to enroll in the University. Before purchasing health insurance, it is important to check the requirements of the University to which particular benefit coverage is mandatory. Some Universities make it mandatory for some particular benefits like mental illness, preventive care.
It is important to compare student medical insurance plans and choose the right plan and having the right health insurance plan for a student can ease the whole situation of staying in foreign country and managing unexpected health related issues.
Why do students need health insurance? When is student travel insurance required?
While traveling in a foreign country, unexpected sickness or injuries can result in huge medical expense which can make a student's life difficult to deal with such situations. Some of the important reasons why students need travel insurance:
- Medical Emergencies: Any kind of unexpected sickness and injury is something anyone can come across anytime. When this happens in an outside country, travel insurance can ease the situation by covering medical emergencies including hospitalization, evacuation and repatriation.
- Trip Cancellation and Interruption: Travel insurance plans have coverage for trip interruption and covers baggage loss and baggage delay. This makes the student worry free for his travel and stay in the new country.
- Mental illness ,substance abuse coverage: Students might need coverage for pre-existing conditions and mental illness which are usually covered in most of the student insurance plans. These can become obstacles in a student's life if they need to be paid out of their own pocket.
- Maternity coverage: Some of the student insurance plans abroad provide coverage for pregnancy and maternity for eligible expenses, which can interrupt their studies while taking care of themselves.
- Dental and pre existing conditions coverage: Although there is a waiting period in most of the plans for the pre-existing condition coverage to become effective, coverage is made available and dental treatment for unexpected accidents which can cost a huge amount also gets covered in many of the student insurance plans.
Why should Colombian students compare health insurance?
Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the Colombian students requirements and to get sufficient coverage from the health insurance plan for students from Colombia, it is important to compare different features available in the best health insurance for Colombian students in USA:
The following are important factors for comparing cheapest health insurance for Colombian students plans:
- Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.
- Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.
- Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.
- Coverage for mental illness and drug abuse: This coverage is required by most of the universities.
- Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.
- Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...
Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.
Which is the best health insurance for F1 students from Colombia?
There is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, Colombia students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best. Their plans offer coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more. They also have a wide range of deductibles and co-insurance options to choose from.
Patriot Exchange Insurance: This is a plan designed by International Medical Group (IMG) which is the best international health insurance for F2 visa holders. Patriot Exchange insurance can be bought by the F2 visa dependents even if the F1 visa student is not covered by the Patriot exchange plan. Their plans offer coverage for medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more. They also have a network of providers that accept direct billing, which means you don’t have to pay upfront and file a claim later. The cost of their plans starts from $50 per month for individuals and $100 per month for families.
How to compare & buy cheapest student insurance for USA?
- Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
- Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
- Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
- Review the travel insurance documents received by email closely for coverage details and relevant contact numbers
Can I waive school insurance if I buy a private plan?
Yes, you can waive your school’s insurance plan if you buy a private student health insurance policy like those available on American Visitor Insurance that meets the university’s requirements. Some U.S. universities allow this through a formal waiver process. To qualify, your international student health insurance should offer a minimum coverage limit (such as $100,000 or more), a low deductible (usually under $500), and include essential benefits like emergency services, mental health care, maternity, and coverage for pre-existing conditions. If your plan meets these criteria, you can submit a waiver form along with proof of coverage before your school’s deadline. Always review your university’s waiver guidelines before buying insurance for students studying abroad.
Do Colombian students need to buy health insurance for their U.S. studies?
Yes,Colombian students studying in the U.S. are strongly encouraged to buy health insurance for students studying abroad, even though it’s not a legal requirement by U.S. immigration authorities. Most universities mandate valid student health insurance for enrollment, and students are often auto-enrolled in expensive school plans.
However, you can often waive this if you buy a comparable private student health insurance plan. Since U.S. healthcare is costly, having medical insurance for students studying abroad ensures that Colombian students are financially protected from unexpected medical issues during their academic journey.
What does university waiver compliance require?
University waiver compliance allows students to choose an out of campus insurance by showing proof of equivalent international student health insurance. The private plan must usually offer these coverages:
- A policy maximum of $100,000–$250,000
- A deductible under $500
- Inpatient and outpatient mental health coverage
- Maternity and pre-existing condition coverage
- Emergency evacuation and repatriation (minimum $50,000–$100,000)
- Access to a PPO network of U.S. healthcare providers
Universities provide a waiver form outlining the minimum required benefits. Submit this form along with your insurance proof by the school’s deadline.
Not on a F1 visa? Please review these other visa categories
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Insurance for US Students in Colombia
Insurance plans for US students studying in Colombia.
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Health insurance for international students in USA - FAQ’s
Most international student health insurance plans seem similar on first impressions. However, while they have many benefits in common and the premium is also similar, different student insurance plans do have some additional benefits or perhaps some specific constraints. In order to choose the best plan based on the Colombian students requirements and to get sufficient coverage from the health insurance plan for students from Colombia, it is important to compare different features available in the best health insurance for Colombia students in USA:
The following are important factors for comparing cheapest health insurance for Colombia students plans:
- Policy Maximum: This is the maximum amount on the insurance plan which normally ranges from $50,000 up to $1,000,000. This is the maximum a policy can cover in case of an extreme emergency as per the policy guidelines and conditions mentioned in the policy.
- Deductible: The deductible options can range anywhere from $50 up to $5000 between the plans. A larger deductible means lower premium price and vice versa. Picking a large deductible thus low premium by choosing a comprehensive plan is usually recommended, as most of the comprehensive plans have an one time deductible and is cost effective.
- Pre existing condition coverage: This is very important benefit factor as many customers need this benefit. The student plans have a minimum 6 month waiting period for coverage of pre-existing conditions.
- Coverage for mental illness and drug abuse: This coverage is required by most of the universities.
- Cancellation and Renewability: Each plan have their unique cancellation and renew-ability policies. It is important to pay attention to it if there is any ambiguity while booking insurance initially.
- Sports and other unique activities: Some of the plans provide coverage for intercollegiate and interscholastic sports...
Based on these factors, American Visitor Insurance provides an excellent compare student medical insurance facility where getting quotes as per students’ requirements. Once the required information is entered in the form, a summary of popular student insurance plans are displayed which can be compared.
Yes, we do have student insurance plans for international students on a valid student visa, who are on Optional Practical Training (OPT) and are currently not taking any courses on campus.
The cost of health insurance for Colombians students studying abroad varies significantly depending on different factors such as the insurance provider, the age of the student, the deductible, the co-insurance, the medical coverage amount and the specific plan chosen.
Here are some key points to consider while buying health insurance for Colombians students in USA in American Visitor insurance:
- University/College Plans: The plans on American Visitor Insurance are more affordable compared to student plans offered by different universities.
- Coverage Level: The cost of the student medical insurance plan depends on the extent of coverage it provides. Plans with higher coverage levels and lower deductibles typically have higher premiums.
- Deductibles and Coinsurance: Plans with higher deductibles (the amount you pay out of pocket before the insurance kicks in) and higher Co-insurance (a fixed amount you pay for certain services) may have lower premiums.
- Age and Health: The age and health of the student will be taken into account when determining the premium. Younger and healthier individuals will have lower premiums.
Keep in mind that student medical insurance USA costs can change over time, and there may be new plans or regulations in place since my last update. It's essential to research and compare different insurance options on American Visitor Insurance to find a plan that fits your specific needs and budget.
If you are an international student looking for health insurance, We recommend using the compare student insurance plans tool to explore the health insurance options available to you on American Visitor Insurance.
Yes, in fact many international students studying in the United States are required to have student travel insurance USA coverage to satisfy University needs. The specific requirements for best health insurance for international students varies depending on the educational institution, state regulations, and the type of visa the student holds.
Some key points to consider:
- University/College Requirements: Most US universities and colleges have specific health insurance requirements for international students. Universities may mandate that all enrolled international students purchase and maintain a specific health insurance plan that meets certain criteria. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans but are cheaper and with similar benefits.
- Visa Requirements: The US government also has specific health insurance requirements for certain visa types. For example, J-1 and J-2 visa holders (Exchange Scholars) are generally required to have health insurance that meets the minimum requirements set by the United States Department of State.
- Coverage and Benefits: The required student health insurance plans typically need to provide a minimum level of coverage for medical services, hospitalization, emergency care, and repatriation of remains, among other benefits.
- Waivers: International students who buy student insurance on American Visitor Insurance and have comparable health insurance coverage may apply for a waiver to the university's insurance requirement. Usually, the existing coverage must meet or exceed the university's specified criteria.
At American Visitor Insurance we offer the best international student insurance USA plans from top rated insurance providers.
The "best" USA student health insurance for students from Colombia varies depending on Students’ needs, preferences, and budget. Different factors should be considered when choosing the most suitable medical insurance for students, such as coverage, cost, benefits, network of healthcare providers, and the specific requirements of your educational institution. Here are some options to consider:
Best health insurance for international students on American Visitor Insurance : American Visitor Insurance specializes in providing health insurance for Colombians students studying in USA. These plans may offer a range of options and coverage levels, and some may be accepted by various educational institutions. Student insurance plans offered on American Visitor Insurance are comparable to University insurance plans but are cheaper and with similar benefits.
When comparing student health insurance plans, consider the following factors:
- Coverage: Look for plans that provide comprehensive coverage for medical services, hospitalization, emergency care, prescription drugs, and preventive care.
- Network of health care providers (PPO Network): Check if the plan has a network of healthcare providers and hospitals near your university or college to ensure easy access to medical services.
- Cost: Compare premiums, deductibles, co-payments, co-insurance , and any additional fees to find a plan that fits your budget.
Coverage benefits: Evaluate the additional benefits provided by the plan, such as mental health coverage, maternity coverage, and coverage for pre-existing conditions.
- Customer Service: Consider the customer service reputation of the insurance provider and customer testimonials to ensure a smooth experience when dealing with claims and inquiries.
- Policy Duration: Make sure the student medical insurance plan's coverage duration aligns with your academic program's duration, including any optional practical training (OPT) periods.
Before buying the best student insurance on American Visitor Insurance, it is essential to compare student medical insurance plans and read the policy details and terms carefully. If you have any questions or concerns, don't hesitate to contact us or call us at 877-340-7910.
Finally, the best health insurance for international students is one that provides adequate coverage and aligns with their specific needs, budget and circumstances of the student.
International student health insurance reviews
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Why buy international student insurance at American Visitor Insurance?
- The student medical insurance on American Visitor Insurance are designed specifically for international students.
- Our US Student insurance options offer comparable coverage to University insurance plans but are significantly cheaper.
- These US student health insurance provide coverage throughout the country and are not limited to the proximity of any college.
- Some of our student medical insurance for OPT status can be bought even if the student is not taking courses on campus.
- We offer health insurance for international students as well as for the spouse and dependents of the student visa holder even if the primary visa holder has a different insurance.
- The medical insurance for international students on American Visitor Insurance travels with the student and is not limited to any University. Unlike any University insurance, if the student switches a college, the health insurance for the is valid in the new University as well.
- These US students insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
- We offer exchange student insurance plans that satisfy J visa requirements as mandated by US consulates.
- The student insurance on American Visitor insurance are significantly cheaper when compared to most University insurance plans. The student insurance plans also offer Student insurance for pre-existing condition coverage and sports insurance coverage for students.
What factors determine international student health insurance cost?
- Student's age: The student's age determines the cost of US student medical insurance. Students under age 20 can expect health insurance costs ranging from $30 to $124 per month. The prices for best health insurance for f1 students in USA increases with the age of the student.
- Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. Annual plans tend to be more expensive than short-term policies, but they offer more comprehensive benefits. The price increases with the duration of coverage required.
- Maximum F1 student insurance coverage: Comprehensive plans that offers higher policy maximums and extensive coverage including benefits like mental health, dental, maternity, and pre-existing conditions generally comes with higher premiums. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
- Deductibles and Co-insurance: Plans with lower deductibles (the amount the student pays out-of-pocket before insurance coverage begins) and lower coinsurance, (the percentage the student pays for most medical costs after the deductible), will also have higher premiums.
- Type of student health insurance: University-sponsored health insurance plans are often mandatory and offers comprehensive coverage, but usually are more expensive and allow for less flexibility. The private health insurance for international students available on American Visitor Insurance offer university requirements comparable coverage and are often more affordable than the university-sponsored plans making them flexible and cost-effective.
- Coverage region: There is significant variance in the cost of student health insurance depending on the country the student will be studying in. Student medical insurance in the US is typically more expensive than in many other countries.
- Optional add-on benefits: if the students need additional coverage for specific activities like adventure sports mental illness, preventive care services, home country would cost more.
For a detailed breakdown of these factors and tips on choosing the right plan, visit our guide on the factors for buying best student health insurance plan.
Best health insurance for international medical graduates in USA
Student health insurance USA Information
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Student insurance resources
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Factors for student insurance
Important factors to consider while buying international student travel insurance USA.
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Travel medical Insurance from Student FAQ
Frequently asked questions about travel insurance for Student.
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International student insurance USA blog
Blogs and articles for international student travel insurance Colombia to USA.
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Student travel Insurance Forum
Queries and answers about international student insurance from Colombia to the USA.
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Buying student insurance options
Blog about buying health insurance for students in USA for Colombian students.
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- Wide range of Student insurance options for Colombian students is USA
- Student travel insurance with Covid and quarantine coverage included
- Cheap international student health insurance with benefits similar to University plans
- Resourceful user friendly Student travel insurance comparison tool
- Customer support with support for claims settled in the USA
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- Guaranteed cheapest health insurance for international students prices
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International student medical insurance – Blogs and Articles
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Best medical insurance for international students in USA
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Going to the US to Study?
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Best health insurance in Colombia for US students
Is it too late to buy student travel insurance for Colombia?
It's never too late to buy student travel insurance for Colombia. The only time it is too late is if a person is already sick or injured. As long as the student is healthy, you can purchase a Colombia student travel insurance to have coverage for future accident or illness. Compare and buy the best student travel insurance for Colombia.
How much does student travel insurance cost for Colombia?
The cost for the Colombia student travel insurance varies depending on the age of the student and the duration of coverage required. The older the student the higher will be the cost.
The longer the duration of Colombia travel insurance required, the greater will be the cost. Our Colombia student travel insurance quote comparison facility lists the travel insurance that satisfy your requirements comparing them based on price and benefit. Compare student travel insurance Colombia and get get free online.
Steps to buy
Best International student insurance in Colombia
Complete the student insurance quotes request form by providing details of the student and insurance requirements.
Compare the different medical insurance options from the student insurance quotes for Colombian student visa requirements for US students.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the international student health insurance policy documents received by email closely for coverage details and relevant contact numbers.
US student trip cancellation Insurance
Student travel insurance with trip cancellation coverage is also called trip cancellation insurance or trip interruption insurance and offers coverage to protect students against financial losses in case they need to cancel or interrupt their travel plans for covered reasons. Student trip cancellation insurance is useful for US students who are studying outside the USA or participate in international educational trips. This
Student trip cancellation insurance helps reimburse non-refundable expenses incurred for the trip, such as airfare, accommodations, and other prepaid costs.
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