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Global Underwriters Global Underwriters plans offering sports insurance coverage

  • Diplomat America insurance Eligibility
    • Non US citizens and Non-US residents while visiting the United States
    • Coverage is NOT available for Australian Citizens.
    • This plan does not offer coverage for any travel outside the United States.
    Note: This plan is also available to US citizens returning to the US for vacation or business trips while living abroad. A valid international address is required in order to apply.
  • Diplomat America insurance Coinsurance
    • The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident
  • Diplomat America insurance Renewability
    • "The plan is not renewable”, if additional coverage time is needed, a new application must be completed.
  • Diplomat America Travel insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Enhanced Political and Natural Disaster Evacuation Rider arrow_circle_right
    • Athletic and Hazardous Activity Rider arrow_circle_right
  • Diplomat Long Term insurance Eligibility
    • Non US Residents while visiting the US.
    • Individuals travelling outside their home country.
  • Diplomat Long Term insurance Coinsurance
    • For treatment received outside the U.S : No coinsurance.
    • For treatment received within the U.S :
    • Inside of the United States: The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
    • Outside of the United States: The plan pays 100% to the medical maximum outside USA and Canada.
  • Diplomat Long Term insurance Renewability
    • "The plan is not renewable”, if additional coverage time is needed, a new application must be completed.
  • Diplomat Long term Travel insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Home Country Coverage Rider arrow_circle_right
    • Enhanced Political and Natural Disaster Evacuation Rider arrow_circle_right
    • Athletic and Hazardous Activity Rider arrow_circle_right

Student Insurance for Sports - Common Questions

Student Insurance for Sports - FAQ's

1. Does Global Underwriters student insurance cover sports injuries?

Yes, Global Underwriters student insurance plans offer specific coverage for medical emergencies arising from participation in organized sports activities. This protection is particularly valuable for students who are part of intercollegiate, intramural, or club sports teams.

2. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

3. Can I add coverage for high-risk or varsity sports to my student insurance plan?

Many student insurance plans, such as Diplomat America and Diplomat LongTerm, allow students to purchase an optional sports rider at the time of application. You can select the coverage based on the risk level of the sport (low, medium, or high). For higher-risk sports, additional charges may apply, and coverage amounts might be subject to specific limits (typically $20,000 for covered sports injuries)

4. How much does adding sports coverage cost?

The cost to add a sports coverage rider varies by the risk category of the chosen sport. For example, low-risk sports may be added for a flat monthly rate (such as $12/month), while higher-risk activities will cost more.

5. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

6. Do international students need special insurance for participating in sports?

Yes, most universities in the U.S. require international students to have insurance that covers sports injuries if the student will participate in intercollegiate or club sports. Not all basic health plans cover these injuries, so a plan or rider specifically for sports is often needed.

7. What is not covered under the student sports rider?

Extreme or professional sports are usually excluded, and some plans do not cover varsity athletics governed by organizations like the NCAA or NAIA unless a particular add-on is purchased. Always check the list of covered and excluded sports in your policy documents.

8. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

9. Is there coverage for Covid-19 illness in Global Underwriters travel insurance?

GlobalUnderwriters covid insurance covers covid-19 sickness as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

10. Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

11. Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

12. Does Diplomat Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

13. What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.

The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

14. What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.

The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

15. What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

16. What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

17. What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage : A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.

Comprehensive travel insurance coverage : Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

18. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

19. Is COVID-19 Covered for Diplomat International?

For Diplomat International plan: Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. PCoronavirus disease (COVID-19).
  2. Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2).
  3. any mutation or variation of SARS-CoV-2.
  4. any fear or threat of a), b) or c) above.
  5. For Covid19 travel insurance, please buy Diplomat longterm insurance with Global Underwriters coronavirus travel medical coverage.