Compare travel insurance benefits offered by Diplomat America insurance, Diplomat international insurance and Diplomat Longterm insurance. These three US travel insurance plans are comprehensives benefit visitor insurance plans for international travel. Compare price and benefits to find the best US travel medical insurance plan for your needs.
The home country’s domestic health insurance has limited or no coverage outside international borders, a huge medical bill can be difficult to clear when you get hospitalized due to emergency sickness or accidental injuries. In some countries the health care treatment facility would want the travelers to pay the bills prior to receiving the treatment. Buying adequate visitors medical insurance can save you from these traumatic financial crisis while you are abroad.
There are many insurance providers offering international travel insurance plans and it is necessary to compare among them and select the best plan satisfying your needs. Global Underwriters has been offering International Accident & Sickness Medical coverage and Special Risk insurance products to individuals and groups of travelers for over 50 years. It offers coverage for traveling on business, vacationing, or residing in a foreign country. Here the visitor can compare US visitor insurance cost of different Global Underwriters plans. Global Underwriters offers Diplomat insurance in three variants namely Diplomat America, Diplomat International and Diplomat Long term insurance.
This the maximum coverage expense that the plan would offer for the medical expenses. Diplomat America, Diplomat International and Diplomat long term offers maximum coverage up to 1 million. The coverage may vary for older travelers with reduced plan maximum.
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. All of these plans offer a set of deductible options for the travelers to choose from. Diplomat America, Diplomat International and Diplomat long term insurance have a range of deductible option from $0 up to $5k.
This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses . An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
This is a percentage of the bill that the travel has to pay.
Diplomat America and Diplomat long term
Insurance has certain restrictions for coverage out of the provider network which is the plan pays 80% up to $5k, then 100% and it pays 100% within provider network.
Plan pays 100% to the medical maximum outside USA and Canada
All these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period.
Diplomat Long Term Insurance
Non US Residents while visiting the US. Individuals travelling outside their home country.
some time restrictions Non US citizens and Non-US residents while visiting the United States. Coverage is NOT available for Australian Citizens.
This plan is available for people traveling outside their home Country excluding USA.
Diplomat America insurance have 24 months waiting period for pre-existing conditions, Diplomat Long Term Insurance covers Sudded recurrence of a pre-existing conditions up to $20,000; ($2,500 for age 65 and older) while Diplomat International insurance covers Unexpected recurrence of a pre-existing condition up to $20,000; ($2,500 for age 65 and older)
The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.
Some of the different types of travel insurance plans offered by Global Underwriters are:
The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.
Global Underwriters insurance is available for international visitors outside their home country.
To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.
Diplomat America by Global Underwriters is a popular plan among Non US citizens visiting US and for US citizens residing abroad making short visits to the US. Also has adventure sports coverage.
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