| Brochure & Details links |
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| Underwriter |
Diplomat America Insurance Underwriter
Underwritten by Advent Underwriting Limited on behalf of Syndicate 780 at Lloyd’s |
Diplomat Long Term Insurance Underwriter
Underwritten by Advent Underwriting Limited on behalf of Syndicate 780 at Lloyd’s |
Diplomat International Insurance Underwriter
Underwritten by Advent Underwriting Limited on behalf of Syndicate 780 at Lloyd’s |
| Rating |
Diplomat America Insurance Rating
AM Best Rating: "A" (Excellent) |
Diplomat Long Term Insurance Rating
AM Best Rating: "A" (Excellent) |
Diplomat International Insurance Underwriter
AM Best Rating: "A" (Excellent) |
| Coronavirus coverage |
| Diplomat America Covid Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. |
Diplomat Long Term Covid Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. |
Not Covered |
| Coinsurance |
Inside the US & Canada:
After the selected deductible is paid, Diplomat America pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident. |
Outside the US: After the selected deductible is paid Diplomat Longterm will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
Inside the US: After the selected deductible is paid, Diplomat Longterm pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident. |
Outside the US & Canada:After you pay your selected deductible Diplomat International will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum. |
| Ideal for |
Non US residents travelling to the US
US citizen living outside the US and need coverage in the US as long as they use their outside US address |
Non US residents travelling to the US and for those travelling outside their country |
Individuals while traveling outside their Home Country, but not to the United States |
| Period of Coverage |
15 days to 12 months.
Cannot be renewed |
3 months to 12 months
Additional coverage: Up to 12 months to a maximum of 36 consecutive months.
Can be renewed |
5 days to 12 months.
Cannot be renewed |
| Pre-existing Conditions Look back period |
| 24 months prior to the start date of the coverage |
18 months prior to the start date of the coverage |
12 months prior to the start date of the coverage |
| Sudden Recurrence of a pre-existing conditions: |
| No coverage |
For US Citizens only. Up to $20,000 Age 65+: $2,500 |
No coverage |
| Unexpected Recurrence of a pre-existing conditions: |
| No coverage |
No coverage |
For US Citizens only. Up to $20,000 Age 65+: $2,500 |
| In Hospital Indemnity (US Citizens only) |
| No coverage |
$100 per day for a maximum of 10 days |
$100 per day maximum of 10 days |
| Unique Advantages |
Diplomat America Insurance Advantages:
- Comprehensive coverage plan.
- $20,000 coverage for 80+ travelers - best coverage.
- Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
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Diplomat Long Term Insurance Advantages:
- Comprehensive coverage plan.
- Optional rider cover for hazardous activity, Athletic coverage and home country coverage.
- Plan can be purchased initially for a maximum of 12 months and can be renewed up to 36 months.
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Diplomat International Insurance Advantages:
- It is a comprehensive coverage plan.
- Optional Riders coverage for hazardous activity, athletic sports and home country coverage
- Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
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