Diplomat Long Term Travel Insurance

Travel medical insurance for overseas travel outside your home country

Diplomat Long Term Insurance Cost

Age & Citizenship
Destination
Start date
End date

Diplomat Long Term insurance for US visitors

Diplomat Long Term Insurance offers Long Term medical insurance coverage to travelers who need Long Term holiday planner coverage for any age travelling outside or inside the US. The plan is renewable up to 3 years. Senior Travelers 80 years and over are covered up to $20,000. Offers optional coverage for treatment of injuries resulting from adventure sports. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA. Ideal for US citizens visiting USA.

Key benefits of Diplomat Long Term Insurance

Pre-existing condition

Comprehensive plan

Emergency Medical Evacuation

Hospital Indemnity

Renewability

Optional Sports coverage

Diplomat Long Term insurance Reviews

Policy maximum
  • Age 80+: $20k
  • Age 70 to 79: $50k
  • Age 65 to 69: $100k
  • All others: $50k $100k $250k $500k $1M
Deductible options
$0 $50 $100 $250 $500 $1k $2.5k $5k
Insurance provider
Global Underwriters
Diplomat Long Term rating
AM Best Rating: "A" (Excellent)
Underwriter
Underwritten by Crum & Forster,SPC.
Plan life
15 days to 365 days.
Diplomat Long Term insurance coinsurance
In Network
80%

The plan pays 80% of eligible expenses up to $5k, then 100% up to the Maximum Limit.

Out of Network
100%

The plan pays 100% to the medical maximum outside USA and Canada.

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Diplomat Long Term Insurance for International travelers


What is the Eligibility to buy Diplomat Long Term visitors Insurance?
  • Non US Residents while visiting the US.
  • Individuals travelling outside their home country.

Diplomat Long Term Insurance Renewability

This plan can renewable up to 3 years.


Diplomat Long Term Insurance Refund

Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.


Diplomat Long Term Insurance Policy Maximum
  • Ages 14 days through 69 years:
    Diplomat Long Term Plan A - $500k; Diplomat Long Term Plan B - $1M;
  • Ages 70 years through 79 years: $100k;
  • Age 80 years and over: $20k

Diplomat Long Term insurance Coinsurance?
  • For treatment received outside the U.S : No coinsurance.
  • For treatment received within the U.S :
  • Inside of the United States: The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
  • Outside of the United States: The plan pays 100% to the medical maximum outside USA and Canada.

Diplomat Long Term Travel insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Home Country Coverage Rider
  • War Risk Coverage
  • Additional AD&D
  • Athletic and Hazardous Activity Rider

Plan benefits of Diplomat Long Term insurance

  • Hospital room and board Covered
    Intensive care unit Covered
    Physician visits Covered
    operating room charges Covered
  • Surgical treatment Covered
    Physician visits Covered
    Anesthetics Covered
    Radiology / X-ray Covered
    physiotherapy Covered
    Prescription Drugs Covered
    Urgent care clinic Covered
    Ambulance Expenses Covered
  • Emergency Medical Evacuation & Repatriation $250,000
    Return of Mortal Remains $50,000
    Return of Minor Child $50,000
    Emergency Medical Reunion $50,000
    Interruption of Trip $5,000
    Loss of Baggage $50 per article; up to a maximum of $250
    Political & Natural Disaster Evacuation $50,000; ($100k if enhanced political and natural disaster evacuation rider is purchased)
    In Hospital Indemnity (for US citizens only) $100 per day to a maximum of 10 days
    Seat Belt and Airbag Benefit Up to $25,000
    Felonious Assault Benefit Up to $25,000
    Home Alteration and Vehicle Modification Up to a maximum of $2,500 (within one year after the date of the accident)
    Coma Benefit Covered ($250 per month).
  • Emergency Dental Treatment Accident: Usual & Customary Expense; Palliative: $100
    Emergency Dental Treatment (Accident) Usual and Customary Expense for emergency Dental Treatment to natural teeth
  • Accidental Death and Dismemberment $25,000 with paralysis, coma
  • Sudden Recurrence of a Pre-existing Conditions Up to $20,000; ($2,500 for age 65 and older)
  • Excess Benefits All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance.
    Sports coverage Athletic & Hazardous Activity Benefit Available
Quotes for Diplomat Long Term Insurance for travelers

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Diplomat Long Term insurance for Visitors - FAQ's

1. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

2. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

3. What is Diplomat Long Term Insurance?

Diplomat Long Term visitor medical insurance is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA. This plan offers Long Term medical insurance coverage to travelers who need Long Term holiday planner coverage for any age travelling outside or inside the US. The plan is renewable up to 3 years.

4. Does Diplomat Long Term Insurance cover pre-existing conditions?

Yes. Diplomat Long Term covers sudden recurrence of a pre-existing conditions up to $20k; ($2,500 for age 65 and older).

5. Does Diplomat Long Term insurance covers sports?

Yes. Diplomat Long Term covers Athletic & Hazardous Activity sports.

6. Does Diplomat Long Term insurance covers war risk coverage?

Yes. Available for outside the USA.

Diplomat Long Term Insurance cost for seniors in USA

The cost of Diplomat Long Term insurance for seniors is dependent on the following factors - The age of the traveler, the plan medical maximum coverage, the co-insurance and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $500k and $1M depending on the age of traveller up to age of 69. $100k coverage is available for people age 70 to 79 years. For above 80 years $20,000 is available. Minimum enrolment for this plan is 90 days.

For Example here we are showing the price for 3 months with a deductible of $100.

Travelers age $20K $100K $500K $1M
65 -69 years Not Available Not Available $1163 $1380
70 - 79 years Not Available $2306 Not Available Not Available
80 - 99 years $2649 Not Available Not Available Not Available

Diplomat Long Term Travel Insurance Restrictions

  • Coverage is NOT available for travel in Afghanistan, Cuba, or Iran.
  • Coverage is NOT available for residents of Australia and Iran, or residents of New York, Maryland and South Dakota.
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