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Diplomat Long Term US Coronavirus Insurance for Covid19

Diplomat Long Term Insurance Cost

Diplomat Long Term Insurance
Insurance provider
Global Underwriters
Plan life
Minimum of 3 months to 365 days per policy period.
Diplomat LongTerm insurance can be renewed online up to maximum up to 3 years.
Deductible options?
$0; $50; $100; $250; $500; $1,000; $2,500; $5,000
Diplomat Long Term Insurance Restrictions
Not Available for travel to Afghanistan.
Diplomat Long Term Insurance Rating
AM Best Rating: "A" (Excellent)
Diplomat Long Term Underwriter
Underwritten by C&F Cayman SPC for and on behalf of ITI SP.

Diplomat Long Term Links

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Medical Diplomat Long term travel insurance

Diplomat Long Term Insurance offers long term medical insurance coverage to travelers who need long term holiday planner coverage for any age travelling outside or inside the US. The plan is renewable up to 3 years. Senior Travelers 80 years and over are covered up to $20,000. Offers optional coverage for treatment of injuries resulting from adventure sports.Ideal for US citizens visiting USA.

Global Underwriters Diplomat Long Term travel insurance summary, Best travel insurance USA

EligibiltyWhat is the Eligibility to buy Diplomat Long Term visitors Insurance?
  • Non US Residents while visiting the US.
  • Individuals travelling outside their home country.

"The plan is not renewable”, if additional coverage time is needed, a new application must be completed.

Expenses incured by customer after deductibleDiplomat Long Term insurance Coinsurance?
  • For treatment received outside the U.S : No coinsurance.
  • For treatment received within the U.S :
    • Inside of the United States: The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
    • Outside of the United States: The plan pays 100% to the medical maximum outside USA and Canada.
Diplomat Long Term Insurance Policy Maximum
  • Ages 14 days through 69 years:
    Diplomat Long Term Plan A - $50,000; Diplomat Long Term Plan B - $1,000,000;
  • Ages 70 years through 79 years: $100,000;
  • Age 80 years and over: $20,000
Diplomat Long Term Travel insurance optional ridersDiplomat Long Term Travel insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Home Country Coverage Rider
  • Enhanced Political and Natural Disaster Evacuation Rider
  • Athletic and Hazardous Activity Rider
RefundDiplomat Long Term Insurance Refund

Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.

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Plan benefits of Diplomat Long Term insurance

Travel
Emergency Medical Evacuation & Repatriation $500,000
Return of Mortal Remains $50,000
Return of Minor Child $50,000
Emergency Medical Reunion $50,000
Interruption of Trip $5,000
Loss of Baggage $50 per article; up to a maximum of $250
Seat Belt and Airbag Benefit Up to $25,000.
Felonious Assault Benefit Covered
Home Alteration and Vehicle Modification Up to a maximum of $2,500 (within one year after the date of the accident)
Political & Natural Disaster Evacuation $50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)
In Hospital Indemnity (for US citizens only) $100 per day to a maximum of 10 days
Coma Benefit Covered ($250 per month).
Emergency Dental Treatment $100 for relief of pain to natural teeth.
Emergency Dental Treatment (Accident) Usual and Customary Expense for emergency Dental Treatment to natural teeth
Sudded Recurrence of a Pre-existing Conditions Up to $20,000; ($2,500 for age 65 years and older) with waiting period of 18 months(for US citizens only)
Accidental Death and Dismemberment $25,000 with paralysis, coma
Excess Benefits All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance.
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Diplomat Long Term insurance covid - Covid19 Global Underwriters travel insurance coverage for Coronavirus, Diplomat Long Term covid insurance

Diplomat Long Term Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

Global underwriters covid travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

Does Diplomat Long Term Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat Long Term travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Which diplomat will give you $5000 coverage?

The Diplomat Long Term travel Insurance offers $5000 for interruption of Trip coverage.

Compare quotes and details of Diplomat Long Term plan with other insurance plans:
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Global Underwriters Travel insurance - Common Questions

Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

Is there coverage for Covid-19 illness in Global Underwriters travel insurance?

GlobalUnderwriters covid insurance covers covid-19 sickness as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons. Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

Does Diplomat Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.
The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.
The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip. The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage : A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.
Comprehensive travel insurance coverage : Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.
Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

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