Safe Travels USA vs Diplomat Long Term Insurance Reviews
The home country’s domestic health insurance has limited or no coverage outside international borders, a huge medical bill can be difficult to clear when you get hospitalized due to emergency sickness or accidental injuries. In some countries the health care treatment facility would want the travelers to pay the bills prior to receiving the treatment. Buying adequate visitors medical insurance can save you from these traumatic financial crisis while you are abroad. There are many insurance providers offering international travel insurance plans and it is necessary to compare among them and select the best plan satisfying your needs
Safe Travels USA Comprehensive is offered by Trawick International and has an AM Best Rating of “A+”. Diplomat Longterm insurance is designed for anyone travelling outside their home country for a long period of time. It can be bought for a minimum of 3 months and up to 12 months. This plan can be renewed up to a maximum of 36 consecutive months.
- FEATURES
- Cost*
- Coverage in USA?
- Parents/Seniors are eligible?
- Eligible for OPT students?
- Covers Acute onset of Pre-existing?
- Eligible for Green card holders?
- Renewable and Cancellable?
- Deductible Choice
- A.M. Best Rating
- Covid coverage
- Underwriter
- Provider
- Buy now
- Safe Travels USA
- $90
- Yes
- Yes
- No
- Yes, covers up to 69 years
- Yes
- Yes
- $0 to $5000
- "A" Excellent
- Yes
- Zurich Insurance
- Trawick International
- Buy Now
- Diplomat Long Term
- $629
- Yes
- Yes
- Yes
- Yes
- No
- Yes
- $0 to $5,000
- "A" Excellent
- Yes
- C&F Cayman SPC
- Global Underwriters
- Buy Now
*Safe Travels USA cost for 45 years traveler; $50,000 maximum coverage; $250 deductible.
*Diplomat Long Term cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.
How much does Safe Travels USA Comprehensive vs Diplomat Long Term insurance cost per month?
Both Safe Travels USA Comprehensive and Diplomat Long Term provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Safe Travels USA Comprehensive and Diplomat Long Term.
Safe Travels USA Comprehensive vs Diplomat Long Term: A Quick Comparison
Safe Travels USA Comprehensive
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5000.
- Acute Onset of a Pre-Existing Condition covered upto $20,000 (up to and including age 64), $10,000 (ages 65 - 69), N/A for ages 70+
- Plan can be extended up to 364 days.
- $25 cancellation fee after the effective date.
- The plan is available for Non US residents traveling to the US.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $250 - ambulance
Emergency Medical Evacuation
100% up to $1,000,000 - medical_services
Urgent Care Clinic
$30 copay per Incident - shopping_cartBuy Now
Diplomat Long Term
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5,000.
- Covers Sudded recurrence of a pre-existing conditions up to $20,000; ($2,500 for age 65 and older)
- Renewable up to 3 years.
- $25 cancellation fee before the effective date. After the effective date premium is considered fully earned and non-refundable.
- Eligible for both US and Non US citizens traveling outside their home country.
- Optional rider cover for hazardous activity, Athletic coverage and home country coverage.
- local_hospital
Emergency Medical Reunion
Up to $50,000 - dentistry
Dental Treatment
Accident: Usual & Customary Expense, Palliative: $100 - ambulance
Emergency Medical Evacuation and Repatriation
Up to $250,000 - airplanemode_inactive
Trip Interruption
Up to $5,000 - shopping_cartBuy Now
Diplomat Long Term vs Safe Travels USA Comprehensive Insurance - FAQs
-
What is Safe Travels USA Comprehensive?
Safe Travels USA Comprehensive is a visitors insurance plan for Non-us citizens visiting USA. It is available for travelers up to 89 years and can be purchased for durations ranging from 5 days to 364 days, with options for renewal. Plan offers extensive medical coverage, including up to $1 million for accidents and illnesses, emergency medical evacuation, repatriation of remains, and coverage for acute onset of pre-existing conditions. Safe Travels USA Comprehensive operates within the First Health PPO network, allowing for reduced out-of-pocket expenses when using in-network providers.
How much does Safe Travels USA Comprehensive cost per month in USA?The Safe Travels USA Comprehensive visitor insurance cost is dependent on the following factors:
The age of the traveler, the length of insurance coverage, the plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000,$250,000, $500,000, $10,00,000 depending on the age of traveler. To get a quote Click here »
Does Safe Travels USA Comprehensive Insurance cover pre-existing conditions?Yes, Safe Travels for visitors to the USA insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.
Can Green Card Holders buy Safe Travels Insurance?Yes. This plan offers coverage for green card holders visiting USA.
Does Safe Travels USA Comprehensive insurance covers sports?Yes. Safe Travels USA Comprehensive covers sports activity up to $50,000 which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
- Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
- Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
- Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
What is the advantage of buying Safe Travels USA Comprehensive plan?Safe Travels USA Comprehensive Insurance is an affordable travel insurance. Safe Travels USA Comprehensive by Trawick International is ideal for visitors to the USA Comprehensive looking for cheap travel health insurance including coverage for SARS-CoV-2.
Is Trawick international a good insurance company?Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.
Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).
Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan
What is the coverage area of Trawick international travel insurance?Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.
What are the requirements for purchasing Trawick international insurance?The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying. -
What is Diplomat Long Term Insurance?
Diplomat Long Term visitor medical insurance is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA. This plan offers Long Term medical insurance coverage to travelers who need Long Term holiday planner coverage for any age travelling outside or inside the US. The plan is renewable up to 3 years.
Does Diplomat Long Term Insurance cover pre-existing conditions?Yes. Diplomat Long Term covers sudden recurrence of a pre-existing conditions up to $20k; ($2,500 for age 65 and older).
Does Diplomat Long Term insurance covers sports?Yes. Diplomat Long Term covers Athletic & Hazardous Activity sports.
Does Diplomat Long Term insurance covers war risk coverage?Yes. Available for outside the USA.
Is Global Underwriters a reliable insurance company?Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country. Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.
Is Global Underwriters insurance a legit company?Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.
Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.
What is the cost of Global Underwriters travel insurance?The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.
What is the eligibilty to buy Global Underwriters insurance?To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.
Why should I buy travel insurance from Global Underwriters?Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.
How do I purchase Global Underwriters Insurance?You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat Insurance . You can also call them at(877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.
What is the difference between the Global Underwriters insurance plans?The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat Long Term plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.
NEED HELP?
Contact our customer service team, we are here to help you!
Review travel medical insurance - Blogs and articles
Safe Travels USA Comprehensive Plan
Safe Travels USA Comprehensive offers excellent medical coverage. This includes coverage for acute onset of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits.
Read more »Diplomat Long Term Plan
Diplomat Long Term Insurance offers long term medical insurance coverage to travelers who need long term holiday planner coverage for any age travelling outside or inside the US. Also has adventure sports coverage.
Read more »