Maternity or pregnancy insurance plans for travelers

All Plans
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Already Pregnant
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Visitors
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Students
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Global

Reside Worldwide

  • Covers Normal and complicated child delivery, including pre- and postnatal care US $2,500 (inside US and Canada) per pregnancy US $4,000 (outside US and Canada) per pregnancy which is reimbursed according to the limits shown within this Schedule of Benefits.
  • Waiting period is 364 days
  • Covers professional service related to hospitalization up to US$200/US$250 per day
  • Newborn Children are automatically covered for the first 31 days after birth, if the mother remains eligible for coverage and her pregnancy is covered.
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Global Medical Platinum

  • Delivery, wellness, new born care & congenital disorders, Family Matters Maternity Program (available after 10 months of coverage).
  • $2,500 deductible per pregnancy.
  • $50,000 lifetime maximum.
  • $200 newborn wellness benefit for the first 12 months after birth.
  • Newborn care & congenital disorders maximum of $250,000 for the first 31 days after birth.
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Inbound Immigrant

  • It is a fixed benefit plan and pays up to $2,800 (subject to other plan sublimits)
  • Conception must occur after the insured is covered for at least 90 days.
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Atlas America

  • This plan covers complications of pregnancy only in the first 26 weeks of gestation.
  • This plan covers an existing pregnancy.
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Safe Travels USA

  • It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy
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Safe Travels USA Comprehensive

  • It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy
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Safe Travels USA Cost Saver

  • It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy
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Reside Prime

  • It has 364 days waiting period;
  • Maternity coverage: Graded $1,000 per year with same insurance policy up to $5,000 per pregnancy,
  • Graded newborn coverage same as maternity.
  • Requires pre-notification within the first 90 days of pregnancy
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Xplorer Premier

  • After 364 days of continuous coverage, Xplorer members may apply for a new plan that covers maternity costs in the same way as all other medical conditions.
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Maestro Total Plus Health Insurance

Maestro Total Plus offers the following benefits:

  • Maternity: $10,000 maximum per pregnancy
  • Cord Bank (i.e. Stem Cells): $2,000 maximum per covered pregnancy
  • Complications of Pregnancy: $1,000,000 lifetime maximum
  • Coverage For Newborns: Included during the first 31 days after birth and covered pregnancy after 12 months of mother’s continuous coverage
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Maestro Total Health Insurance

Maestro Total offers the following benefits:

  • Maternity benefit offers: $50,000 lifetime maximum; $5,000 per normal pregnancy and $7,500 for c-section
  • Complications of Pregnancy: $500,000 lifetime maximum
  • Coverage For Newborns: Included during the first 31 days after birth and covered pregnancy
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Navigator for Student

  • After 364 days of continuous coverage, GeoBlue Navigator members may apply for a new plan that covers maternity costs in the same way as all other medical conditions.
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Student Health Advantage Platinum

  • Maternity coverage inside US/Canada: Covers 80% eligible expenses up to policy maximum inside PPO and 60% eligible expenses up to policy maximum policy maximum outside PPO.
  • Maternity coverage outside US/Canada: Covers 100% up to policy maximum.
  • Covers routine care of newborns up to $750 maximum per period of coverage.
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Student Secure Elite

  • Covers Maternity and newborn up to 80% of policy maximum inside PPO, 60% of policy maximum outside PPO.
  • Conception must occur after plan effective date
  • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy. Routine nursery care of new borns is also covered
  • The plan can be renewed up to 4 years.
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Student Secure Select

  • Covers Maternity and newborn up to 80% of policy maximum inside PPO, 60% of policy maximum outside PPO.
  • Conception must occur after plan effective date
  • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy. Routine nursery care of new borns is also covered
  • The plan can be renewed up to 4 years.
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Student Secure Budget

  • Covers Maternity and newborn up to 80% up to $5,000 inside PPO, 60% up to $5,000 outside PPO.
  • Conception must occur after plan effective date
  • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy. Routine nursery care of new borns is also covered
  • The plan can be renewed up to 4 years.
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Liaison Student

  • Non U.S. Students: 80% to $5,000 in PPO / 60% to $5,000 outside PPO; 80% to per injury/illness max in PPO / 60% to per injury/illness max outside PPO
  • U.S. Citizens: 80% to $5,000 or 100% to per injury/illness max
  • Newborn care: $250 or $750 based on citizenship
  • Conception must occur after plan effective date
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Study USA

  • 80% in network/70% out of network
  • Pre-certification is for Maternity, contact the Plan Administrator at the telephone number contained in the Member’s Certificate as soon as possible but always during the first 90 days of Pregnancy, and immediately upon any change in status during Pregnancy, and upon admission to a Hospital for Delivery;
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Maternity or Pregnancy Insurance for US visitors

Many visitors to the US may need US visitor insurance for pregnancy coverage. There are a few visitor plans and some student medical insurance plans which work well for potential mothers. Note that for student plans, often the student (F1) must be the primary insured; (coverage is not always available for a dependent spouse). Our global health plans (which have long term coverage) provide excellent maternity coverage for non US citizens in the US or out, as well as for US citizens who reside outside the US and wish to have international health coverage. You can browse different options below and review the plan details on our product pages. For global health plans, you will have to answer medical questions and your application will have to go through the insurance company's underwriting process that in the busy season could take as long as five days. Visitor and student health plans are guaranteed and there are no medical questions or waiting periods for coverage.

Please note that the visitor and student medical insurance plans will not cover pregnancy and maternity process for an existing pregnancy (that is, conception before the plan is effective) and some plans have waiting periods. The only plan which offers coverage for an ongoing pregnancy is Atlas America and its coverage is limited.

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