Maternity or pregnancy insurance plans for travelers

Already pregnant

Atlas America
  • This plan covers complications of pregnancy only in the first 26 weeks of gestation.
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  • It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy
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  • It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy
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  • It is a comprehensive plan and pays up to $1,000 for emergency medical treatment of pregnancy
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Long term coverage

  • Delivery, wellness, new born care & congenital disorders, Family Matters Maternity Program (available after 10 months of coverage).
  • $2,500 additional deductible per pregnancy.
  • $50,000 lifetime maximum.
  • $200 newborn wellness benefit for the first 31 days to 12 months after birth.
  • Newborn care & congenital disorders maximum of $250,000 for the first 31 days after birth.
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  • After 364 days of continuous coverage, Xplorer members may apply for a new plan that covers maternity costs in the same way as all other medical conditions.
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Planning for pregnancy

INF Elite Network
  • Covers emergency medical treatment of pregnancy up to 80% of covered network charges up to the overall maximum benefit.
  • Includes private duty nurse up to 80% of covered network charges up to the overall maximum benefit
  • Covers Therapeutic termination of pregnancy.
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  • This plan covers pregnancy & childbirth up to 80% of covered network charges up to the overall maximum benefit (Conception must occur after policy effective date).
  • Includes private duty nurse up to 80% of covered network charges up to the overall maximum benefit
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  • This plan covers pregnancy & childbirth up to $5,000 and $500 for private duty nurse for plan maximum $100,000
  • Pregnancy & childbirth up to $5,500 and $550 for private duty nurse for plan maximum 150,000
  • Conception must occur after policy effective date.
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  • This plan covers pregnancy & childbirth up to $4,500 and $400 for private duty nurse for plan maximum $50,000
  • Pregnancy & childbirth up to $5,000 and $500 for private duty nurse for plan maximum 100,000
  • Pregnancy & childbirth up to $5,500 and $550 for private duty nurse for plan maximum 150,000
  • Conception must occur after policy effective date.
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Navigator for student
  • After 364 days of continuous coverage, GeoBlue Navigator members may apply for a new plan that covers maternity costs in the same way as all other medical conditions.
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  • Covers Maternity and Newborn Care up to $5,000 maximum limit.
  • Benefit includes newborn routine care during the first 31 days of life.
  • After deductible is met, company pays 60% of eligible expenses out-of-network(U.S.), 80% in-network(U.S.) and 100% internationally
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  • Covers Maternity care for a covered pregnancy up to $25,000.
  • Conception must occur after plan effective date.
  • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy.
  • Covers routine nursery care of new borns up to $750, not subject to coinsurance.
  • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.
  • The plan can be renewed up to 4 years.
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  • Covers Maternity care for a covered pregnancy up to $10,000.
  • Conception must occur after plan effective date.
  • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy.
  • Covers routine nursery care of new borns up to $750, not subject to coinsurance.
  • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.
  • The plan can be renewed up to 4 years.
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  • Covers Maternity care for a covered pregnancy up to $5,000.
  • Conception must occur after plan effective date.
  • Covers pre-natal, delivery, and post-natal care as well as expenses for miscarriage and complications of pregnancy.
  • Covers routine nursery care of new borns up to $250, not subject to coinsurance.
  • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.
  • The plan can be renewed up to 4 years.
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  • Maternity Care for a pregnancy to be covered: Up to $500 conception must occur 180 days after coverage begins.
  • Routine Newborn care: Up to $250 per newborn child
  • Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy.
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Maternity Care for a pregnancy to be covered:
  • Inside the United States - In PPO Network: 80% up to $10,000, Out of PPO Network: 60% up to $10,000
  • Outside the United States - 80% up to $10,000
  • Routine Newborn Care: $500 per newborn child
  • Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy.
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Maternity Care for a pregnancy to be covered:
  • Inside the United States - In PPO Network: 80% of eligible expenses after the deductible, up to the overall maximum; Out of PPO Network: Up to the overall maximum
  • Outside the United States - 100% coinsurance up to overall maximum.
  • Nursery Care of Newborn: Up to $250 for Standard plan; Up to $750 for Preffered 300 and 500 plans.
  • Covers pre-natal care, delivery, and post-natal care related to a covered pregnancy which began after the effective date of coverage.
  • Covers therapeutic termination of pregnancy up to $500 maximum, not subject to coinsurance.
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Maternity Care for a pregnancy to be covered:
  • In Network - 80% of the Preferred Allowance.
  • Out Network - 70% Usual, Reasonable and Customary charges.
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Maternity Care for a pregnancy to be covered:
  • In Network - 100% of the Preferred Allowance.
    $5,000 Maximum Benefit for normal delivery, $7,500 Max Benefit for C-Section.
  • Out Network - 75% of Usual, Reasonable and Customary charges
    $5,000 Maximum Benefitfor normal delivery, $7,500 Max Benefitfor C-Section.
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Maternity Care for a pregnancy to be covered:
  • In Network - 80% of the Preferred Allowance.
  • Out Network - 70% of Usual, Reasonable and Customary charges.
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Maternity Care for a pregnancy to be covered:
  • In Network - 100% of the Preferred Allowance
    $5,000 Maximum Benefitfor normal delivery, $10,000 Maximum Benefitfor C-Section.
  • Out Network - 70% of Usual, Reasonable and Customary charges
    $5,000 Maximum Benefit for normal delivery, $10,000 Maximum Benefit for C-Section.
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Maternity or Pregnancy Insurance for US visitors

Many visitors to the US may need US visitor insurance for pregnancy coverage. There are a few visitor plans and some student medical insurance plans which work well for potential mothers. Note that for student plans, often the student (F1) must be the primary insured; (coverage is not always available for a dependent spouse). Our global health plans (which have long term coverage) provide excellent maternity coverage for non US citizens in the US or out, as well as for US citizens who reside outside the US and wish to have international health coverage. You can browse different options below and review the plan details on our product pages. For global health plans, you will have to answer medical questions and your application will have to go through the insurance company's underwriting process that in the busy season could take as long as five days. Visitor and student health plans are guaranteed and there are no medical questions or waiting periods for coverage.

Please note that the visitor and student medical insurance plans will not cover pregnancy and maternity process for an existing pregnancy (that is, conception before the plan is effective) and some plans have waiting periods. The only plan which offers coverage for an ongoing pregnancy is Atlas America and its coverage is limited.

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pregnancy insurance for travelers
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