Atlas International insurance for overseas travel
Atlas International is a visitor travel medical insurance plan for coverage outside the USA. It is one of the few visitor insurance plans that waives co-insurance within the PPO network. Atlas International insurance schengen visa review is an ideal travel medical insurance for visiting Schengen countries and satisfies Schengen visa requirements. Atlas International Insurance also works for US citizens traveling outside USA. This travel insurance is to take the risk out of international travel and includes coverage for Acts of Terrorism, complications of pregnancy and incidental trips home. 79 years old turning 80 during the coverage period, Atlas International plan does not affect coverage as long plan is purchased at age 79. It also provides acute onset of pre-existing conditions coverage up to the age of 79 years in the event of life threatening conditions.
Key benefits of Atlas International Travel Insurance
ecg_heart Acute onset of a pre-existing condition
ambulance Emergency medical evacuation
flight Trip Interruption
local_hospital Urgent care
pregnant_woman Pregnancy
dentistry Emergency dental
Atlas International Insurance Reviews
Atlas International health insurance links
Atlas International Travel Medical Insurance - Key Highlights
- This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
- No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Bedside visit up to $1500 not subject to deductible.
- Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $50k per member, age 70 to 74 - $25k and for age 75+ $12,500.
- Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)
Atlas International Medical Insurance summary
What is the eligibility to buy Atlas International Insurance
79 years old turing 80 during the coverage period, Atlas International plan does not affect coverage as long plan is purchased at age 79.
Atlas International Insurance Optional benefits
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.Atlas International Insurance also provides optional buy-up coverage for the following:
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Atlas International Insurance cost for seniors per month in OutSide USA
The cost of WorldTrips Atlas International insurance for seniors is dependent on the following factors the age of the traveler,the plan maximum and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $250K, $500k, $1M, $2M depending on the age of traveller up to age of 64. $50k and $100k coverage is available for people age 65 to 79 years. For above 80 years $10,000 is available.
For Example here we are showing price for one month with deductible of $100.
| Age of traveler | Maximum of $10K | Maximum of $50K | Maximum of $100K |
|---|---|---|---|
| 65 – 69 years | Not Available | $145 | $151 |
| 70 – 79 years | Not Available | $235 | $258 |
| 80 – 99 years | $433 | Not Available | Not Available |
Atlas International Visitor Insurance - Common Questions
WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.
This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.
The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.
The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
WorldTrips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
WorldTrips Covid19 travel insurance by Atlas International travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Travel insurance offers a $10,000 policy maximum to applicants over age 80.
Atlas Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.
Atlas Travel policyholders who are U.S. citizens or non-U.S. citizens traveling outside of the U.S. will be covered under Atlas International, which provides coverage outside of the United States.
Atlas Travel policyholders who are non-U.S. citizens (and home country is not the United States) traveling to the United States will be covered under Atlas America. (For the purpose of this American visitor insurance coverage, the United States also includes Puerto Rico and the U.S. Virgin Islands.)
The correct plan will be automatically selected for you when you purchase your Atlas Travel plan, depending on whether your trip includes coverage for the U.S. (You will only be covered for the U.S. if you are a non-U.S. citizen, your home country is not the United States, and all or part of your travel includes the U.S.)
Yes, you can buy Atlas International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Atlas International travel insurance also offers visa letter in French if required.
Yes. Atlas International plan is available for both US and Non-US citizens traveling outside the US.This plan is available from 5 days to 364 days.
Atlas International health insurance for travellers is one of the travel insurance for pre existing conditions as it offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It however excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.
Atlas International Claims Information
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Compare Atlas International Travel Insurance quotes »Atlas International Insurance benefits
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Hospital room and board help Average semi-private room rate, including nursing services. Intensive care unit Up to the overall maximum limit. Hospital indemnity $100 per day of inpatient hospitalization (not subject to deductible or coinsurance). -
Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Urgent care center co-payment help Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S.- No co-payment. -
Emergency local ambulance help Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Emergency room co-payment) Claims incurred in the U.S.- Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S.- No co-payment. Emergency dental (acute onset of pain up to 72 hours) Up to $300 (not subject to deductible or coinsurance). -
Emergency medical evacuation help $1M lifetime maximum, except as provided under acute onset of pre-existing condition. Emergency reunion help Up to $100k, maximum of 15 days (not subject to deductible or coinsurance) Repatriation of remains Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. Return of minor children help Up to $50k (not subject to deductible or coinsurance). Trip Interruption help Up to $10k (not subject to deductible or coinsurance). Travel Delay help Up to $100 a day after a 12-hour delay period, maximum of 2 days. Emergency reunion help Up to $100k, maximum of 15 days (not subject to deductible or coinsurance) Natural disaster evacuation help Up to $250 a day for 5 days (not subject to deductible or coinsurance). Emergency Eye Exam for a Covered Loss help Up to $150. $50 deductible per occurrence (plan deductible is waived). Political evacuation help Up to $100,000 lifetime maximum (not subject to deductible or coinsurance). Benefit Period 90 days per certificate period. Personal liability help Up to $25k lifetime maximum
Up to $25k third person injury
Up to $25k third person property
Up to $2,500 related third person property
Optional Personal Liability Rider of up to $75k lifetime maximum(not subject to deductible or overall maximum limit).Local Burial or Cremation help Up to $5,000 lifetime maximum. -
Accidental death & dismemberment help Members under age 18: Up to $5k lifetime maximum.
Members age 18-69: Up to $25k lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum.
Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25kCommon carrier accidental death help Up to $50k for ages 18 through 69
Up to $10,000 under age 18
Up to $25,000 for ages 70 through 74
Up to $12,500 for ages 75 and older
Maximum of $250k for any one family or group. Terrorism help $1k maximum limit. Not subject to deductible Lost or Stolen Passport/Travel Visa Up to $100 – not subject to deductible Pet return help Up to the maximum limit Seatbelt benefit Up to $1k (not subject to deductible or coinsurance). Bedside visit help Up to $1,500 (not subject to deductible or coinsurance). Optional Crisis Response Rider with Natural Disaster Evacuation Up to $90k per certificate period, with $10k maximum for Natural Disaster Evacuation - not subject to deductible or overall maximum limit Border entry protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border(not subject to deductible). Acute Onset of Pre-Existing* help Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
Atlas International Insurance Pre-existing Conditions
"A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required). Pre-existing condition means any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 2 years prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.
Acute onset of pre-existing condition*:Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition.
The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:
- The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition;
- Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence;
- You must be under eighty (80) years of age;
- You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider;
- You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition;
- You must be traveling outside your home country
Atlas Travel Insurance Exclusions
Certain types of medical expenses are excluded from coverage under Atlas Travel insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
- Charges resulting directly or indirectly from any pre-existing condition, except as covered under the Acute Onset of Pre-Existing Condition benefit
- Routine medical examinations
- Routine pre-natal care, pregnancy, childbirth, and post-natal care
- Mental health disorders
- Medical expenses for injury or illness resulting from participation in specifically-excluded extreme sports see Description of Coverage for full list of excluded sports).
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Atlas International - PPO network
WorldTrips maintains a wide network of health care providers.
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click herelocal_hospital Find Provider Network
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Atlas travel insurance FAQ
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