Comprehensive travel insurance by WorldTrips, WorldTrips comprehensive international travel insurance

WorldTrips Comprehensive travel insurance

Atlas America

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Eligibility to buy Atlas America insurance
- Non-US Citizens traveling outside their home country.
Coinsurance of IMG Atlas America Insurance
- Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Acute Onset of Pre-Existing Condition
- Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.(excludes chronic and congenital conditions)
Atlas America Travel insurance Restrictions
- The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Atlas America Travel insurance - key highlights
- This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
- This plan is available to both Non-US citizens and US citizens traveling outside their home country.
- The deductible options for this plan are $0, $100, $250, $500, $1000, $2500 and $5000 per Certificate period.
- The policy maximum options available with this plan are $50,000, $100,000,250,000, $500,000, $1000,000 or $2,000,000 for people up to the age of 65 For people in the age range of 65 to 79, the options are $50,000 and $100,000 and for people above 80 the only option is $10,000.
- You will be eligible for coverage of acute onset of pre-existing conditions if you are younger than 80 and all the conditions mentioned in the brochure are met. This includes a $25,000 lifetime maximum for emergency medical evacuation.
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
- Trip Interruption coverage available for upto $10,000 not subject to deductible
- Travel Delay coverage is available for upto $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
- Lost checked luggage up to $1000 - not subject to deductible.
- Political Evacuation available up to $100,000 lifetime maximum not subject to deductible.
- Bedside visit up to $1500 not subject to deductible.
- Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10,000 per member, from age 18 to 69 - $50,000 per member, age 70 to 74 - $25000 and for age 75+ $12,500.
- Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Atlas International

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Atlas International insurance Eligibility
- Only US Citizens and non-US citizens whose travel does not include the continental USA, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands, except US citizens whose travel includes an Incidental Trip to the USA, and who are at least 14 days of age are eligible for coverage under this plan.
Atlas International Travel insurance optional riders
- Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Acute Onset of Pre-Existing Condition
- Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.(excludes chronic and congenital conditions)
Atlas International travel Insurance - Restrictions
- The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Atlas International travel Insurance - Key highlights
- This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
- The deductible options for this plan are $0, $100, $250, $500, $1000 , $2500 and $5000 per Certificate period
- The policy maximum options available with this plan are $50,000, $100,000 ,$250,000 ,$500,000 , $1000,000 or $2,000,000 for people up to the age of 65 For people in the age range of 65 to 79, the options are $50,000 and $100,000 and for people above 80 the only option is $10,000.
- No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
- Trip Interruption coverage available for up to $10,000 not subject to deductible.
- Travel Delay coverage is available for up to $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
- Lost checked luggage up to $1000 - not subject to deductible.
- Political Evacuation available up to $100,000 lifetime maximum not subject to deductible.
- Bedside visit up to $1500 not subject to deductible.
- Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10,000 per member, from age 18 to 69 - $50,000 per member, age 70 to 74 - $25000 and for age 75+ $12,500.
- Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Atlas Premium

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Atlas Premium insurance Coinsurance
- Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Acute Onset of Pre-Existing Condition
- Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.(excludes chronic and congenital conditions)
Atlas Premium Travel insurance restrictions
- The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Atlas Premium Travel insurance - Key highlights
- The deductible options for this plan are $0, $100, $250, $500, $1000 , $2500 and $5000 per Certificate period
- The policy maximum options available with this plan are $50,000, $100,000 ,$250,000 ,$500,000 , $1000,000 or $2,000,000 for people up to the age of 65 For people in the age range of 65 to 79, the options are $50,000 and $100,000 and for people above 80 the only option is $20,000.
- No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
- Trip Interruption coverage available for up to $15,000 not subject to deductible.
- Travel Delay coverage is available for up to $200 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
- Lost checked luggage up to $2000 - not subject to deductible.
- Political Evacuation available up to $150,000 lifetime maximum not subject to deductible.
- Bedside visit up to $1500 not subject to deductible.
- Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10,000 per member, from age 18 to 69 - $100,000 per member, age 70 to 74 - $25000 and for age 75+ $12,500.
- Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Atlas Essential

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Coinsurance of WorldTrips Atlas Essential Insurance
- Within the PPO: We will pay 75% of eligible expenses after the deductible to the overall maximum limit.
- Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Atlas Essential Travel insurance Restrictions
- The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Atlas Essential Travel insurance - Key highlights
- The deductible options for this plan are $0, $100, $250, $500, $1000, $2500 and $5000 per Certificate period.
- The policy maximum options available with this plan are $50,000, $100,000,250,000, $500,000, or $1000,000 for people up to the age of 65 For people in the age range of 65 to 79, the options are $50,000 and $100,000 and for people above 80 the only option is $10,000.
- Co-insurance with this plan for expenses incurred within the PPO, 75% of the expenses after the deductible is paid by the company and rest needs to be paid by you(insured).
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible. For claims outside the US, there is no co-payment.
- Emergency Medical Evacuation is covered for $500,000 lifetime maximum(Not subject to deductible, co-insurance or overall maximum limit).

WorldTrips travel insurance - Common Questions

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

WorldTrips insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.

The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas Travel plans. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

The main requirements for applying for WorldTrips insurance is the travelers passport details and the travel dates. You can apply for WorldTrips travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

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Comprehensive Claims Information

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Comprehensive travel insurance by WorldTrips