Best IMG Travel Insurance 2026

International Medical Group travel insurance provides visitor medical insurance, travel medical insurance, student health insurance, trip protection, and international health insurance. Compare IMG insurance plans starting at just $1 per day in 2026 and choose the coverage that best fits your trip.

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Choose the Best IMG Travel Insurance for Your Situation

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Find the Right IMG Insurance?

Here is a quick guide to help you find the likely IMG travel insurance plan based on your situation.

If You Are... Best IMG Plan for Your Situation
I am visiting the USA and need affordable medical coverage Visitors Care Lite - Starts from less than $1 per day. A budget-friendly IMG visitors insurance plan and a popular choice for travelers looking for the cheapest health insurance for visitors to USA. With three plan options, it provides affordable visitor medical insurance coverage for unexpected medical expenses while visiting the United States.
My parents are visiting the USA and I need medical insurance for them Patriot America Plus - Recommended for parents and family members visiting the USA who need reliable medical protection. This is the best medical insurance for visitors to USA from IMG, offering up to $1 million in medical coverage, UnitedHealthcare PPO Network access, and acute onset pre-existing condition coverage for eligible travelers up to age 70.
I need health insurance for a visitor with pre-existing conditions Visitors Protect - One of the best IMG travel insurance for pre existing conditions, designed for eligible visitors looking for coverage for existing health conditions. This IMG visitor insurance plan provides pre-existing condition coverage up to age 99, making it a popular choice for senior travelers and parents visiting the USA.
I want higher coverage and more protection during my USA visit Patriot America Platinum - A premium US visitor insurance from IMG plan for travelers who want higher protection and enhanced benefits during their USA visit. It offers first-class medical coverage up to $8 million, making it a strong choice for visitors seeking maximum coverage, higher policy limits, and comprehensive travel medical protection in the United States.
I am going to study in the USA and need student health insurance Student Journey Lite - A budget-friendly IMG student insurance plan and a popular choice for students looking for the cheapest health insurance for international students in USA. Designed for F-1 and M-1 students, it provides affordable coverage options for international students studying in the United States.
I am studying abroad and need better student insurance benefits Student Journey Platinum - Recommended IMG student insurance options for international students looking for the best health insurance for international students in USA. These plans provide enhanced benefits, higher coverage options, and broader protection for students pursuing their studies in the United States.
I am coming to the USA for a J-1 exchange program Patriot Exchange Program - IMG J-1 visa insurance designed for exchange visitors, scholars, researchers, and trainees. It helps meet J-1 insurance requirements with flexible coverage options.
I am a J-1 visa holder and need insurance for my spouse or dependents Patriot Exchange Program - IMG J-1 and J-2 visa insurance designed for exchange visitors and their dependents, including spouses and children traveling with them to the USA.
I booked my vacation and want protection if my trip is cancelled or delayed iTravelInsured Travel Choice - A popular option for travelers looking for cheapest trip cancellation insurance with essential travel protection. It provides trip cancellation and trip interruption coverage for trip costs up to $10,000, along with travel delay, baggage protection, emergency medical coverage, and other benefits to help protect against unexpected travel disruptions.
I am planning a luxury vacation and want premium trip protection iTravelInsured Travel LX - Premium IMG trip cancellation insurance designed for travelers planning luxury vacations and high-value trips. A top choice for luxury trip cancellation insurance, it provides trip protection for trip costs up to $150,000, including trip cancellation, trip interruption, travel delay, and emergency medical benefits. Travelers can also qualify for a pre-existing condition waiver when purchased within 24 hours of the final trip payment.
I am traveling with my family and want vacation protection iTravelInsured Travel SE - IMG family trip insurance designed for travelers looking for broader vacation protection. It provides coverage for trip costs up to $150,000, including trip cancellation, trip interruption, travel delays, emergency medical benefits, and other travel protections to help families manage unexpected trip disruptions.
I am going on a cruise and need insurance for my cruise trip iTravelInsured Travel Choice Cruise - A popular IMG cruise insurance plan for travelers looking for the best cruise travel insurance for seniors and cruise vacations. It provides protection for cruise delays, missed ports, emergency evacuation, trip interruption, travel delays, and other unexpected events during your cruise journey.
I travel internationally several times a year Patriot Multi Trip - A popular IMG multi-trip travel insurance plan for frequent international travelers looking for the best annual travel insurance. It provides coverage for multiple international trips throughout the year with medical coverage up to $1 million, helping travelers avoid purchasing a new policy for every trip while enjoying reliable travel medical protection.
I am a senior traveler and travel outside my country GlobeHopper Senior Multi-Trip - An IMG senior travel insurance plan for US seniors with Medicare who travel internationally. Designed for travelers age 65+, it provides multi-trip travel medical coverage for seniors taking multiple international trips and helps protect against unexpected medical expenses while traveling abroad.
I am moving abroad or living outside my home country and need health coverage Global Medical Silver - IMG international health insurance plan for expatriates and long-term travelers. Designed for individuals living abroad who need worldwide medical coverage, routine healthcare benefits, and protection while residing outside their home country.
I need worldwide health insurance while living abroad Global Medical Insurance - IMG global health insurance plan for individuals and families living internationally. Provides comprehensive international medical coverage for expatriates, global travelers, and those seeking long-term worldwide healthcare protection.
My group is traveling overseas and I need insurance for everyone IMG Group Insurance Plans - Customized group travel insurance solutions for schools, organizations, teams, and employers. Designed to provide international group health insurance and travel medical coverage based on group size, destination, trip duration, and traveler need.
International Medical Group Insurance

About International Medical Group Travel Insurance

IMG Global Insurance has been a trusted provider in the international health insurance market for 27 years, offering world-class medical insurance plans. On average, IMG Travel Health Insurance settles claims in less than 30 days. Whether you're a US citizen or a non-US citizen, IMG Global Insurance offers best comprehensive coverage to ease the stress of navigating medical systems. From individual coverage for vacations to International Medical Group travel insurance plans for employees worldwide, IMG Travel Health Insurance has a solution to meet your needs.

1990

Founded

25+

Travel insurance products

<30 days

Average claim turnaround

$1M+

Coverage on many plans

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Search IMG Travel Insurance Plans for your Travel Needs

Find the best International Medical Group travel insurance plans based on your travel purpose. Whether you need visitor medical insurance, travel medical insurance, student insurance, trip protection, cruise insurance, or international health insurance, compare the top IMG insurance plans and choose the coverage that's right for your trip.

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IMG Visitor Insurance - Visiting the U.S.

Find the best IMG visitor insurance for non-U.S. residents visiting the USA, including tourists, family members, parents, business travelers, and eligible new immigrants before obtaining domestic U.S. health coverage.

Most Popular

Patriot America Plus

IMG's most popular visitor plan - broad medical coverage plus acute onset of pre-existing conditions, up to age 70.

$50-$790/month (age 25)

Visitors Care Lite

$30-$143/month (age 25)

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Patriot America Platinum

$50-$790/month (age 25)

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Visitors Protect

$449-$2947 / 3 months (age 25)

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IMG International Travel Medical Insurance - Traveling outside the U.S.

Find the best IMG international travel medical insurance for U.S. citizens, U.S. residents, and non-U.S. residents traveling internationally. Compare travel medical plans for vacations, business travel, Schengen visa trips, and worldwide travel.

Best Seller

Patriot International Lite

Affordable medical coverage for U.S. citizens traveling outside the U.S., popular for Schengen visa applicants.

$28-$367/month (age 25)
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IMG International Student Health Insurance

Find the best IMG student insurance for international students, F-1, F-2, J-1, and J-2 visa holders, exchange visitors, scholars, and academic programs. Compare plans designed for students studying in the U.S. or outside their home country.

Cheapest option

Student Journey Lite

IMG's lowest-cost compliant plan for F-1, J-1, and M-1 students coming to the U.S.

From $30/month (age 20)
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IMG Trip Cancellation Insurance

Compare IMG trip cancellation insurance for U.S. residents traveling within the USA or internationally. Protect your prepaid, non-refundable trip expenses, including flights, hotels, cruises, tours, and vacation packages against unexpected cancellations and interruptions.

Most Popular

iTravelInsured Choice

Balanced, affordable trip protection for solo travelers, families, and business trips, with an optional Cancel-For-Any-Reason upgrade.

From $48

Premiums are based on a 15-day trip with a $1,500 trip cost for a 25 year old traveler.

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IMG Travel Insurance for Cruises

IMG iTravelInsured Choice Cruise is designed for U.S. residents taking domestic or international cruises. Compare comprehensive cruise travel insurance with trip cancellation, trip interruption, emergency medical, baggage, and travel delay benefits.

Cruise-specific

iTravelInsured Choice Cruise

Cancellation and interruption coverage built around cruise itineraries, missed ports, and embarkation delays.

From $69 (15-day trip, $1,500 cost)

No alternates in this category - the plan above is the only option.

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IMG Annual Travel Insurance

Find the best IMG annual travel insurance with Patriot Multi-Trip for frequent U.S. travelers and GlobeHopper Senior Multi-Trip for Medicare travelers. Compare annual travel medical insurance designed for multiple international trips throughout the year.

Most popular annual plan

Patriot Multi Trip

Covers unlimited trips per year, each up to 30-90 days, instead of buying a new policy every time.

From $328/year (age 40)

No alternates in this category - the plan above is the only option.

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IMG International Health Insurance

Compare IMG Global Medical Insurance plans for expatriates, digital nomads, global citizens, families, and professionals living or working abroad. Choose long-term international health insurance with worldwide medical coverage, renewable benefits, and flexible options designed for life outside your home country.

Best balance

Global Medical Silver

Affordable long-term coverage with pre-existing condition options - the middle tier most long-term travelers choose.

From $3,344/year (age 40)
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IMG International Travel Insurance for Medicare Recipients

Compare IMG GlobeHopper Senior travel insurance plans for Medicare travelers age 65+. Choose GlobeHopper Senior Single Trip for one international journey or GlobeHopper Senior Multi-Trip for multiple trips each year, with travel medical coverage designed to complement Medicare while traveling abroad.

Best for one trip abroad

GlobeHopper Senior (Single Trip)

Fills Medicare's gaps abroad for a single trip; secondary to Medicare, Medigap, or Medicare Advantage.

$129-$240/month (age 65)
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IMG Group Travel Insurance

Compare IMG Group Travel Insurance plans for visitors, students, employers, missionaries, churches, and other organizations traveling together. Find flexible group travel medical insurance for 5 or more travelers, including visitors, students, and international groups.

Most common group plan

Patriot America Plus Group

Medical coverage for groups of non-U.S. citizens traveling to the USA, including acute onset of pre-existing conditions.

From $84 (5 travelers, 7 days)

Patriot Platinum Group

From $190 (5 travelers, 7 days)

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Patriot Exchange Group

From $272/month (5 students)

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Student Health Advantage Group

From $505/month (5 students)

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IMG Missionary Travel Insurance

Compare IMG Missionary Travel Insurance plans for missionaries, volunteers, churches, outreach organizations, and humanitarian groups. Find travel medical insurance designed for mission trips, volunteer programs, and long-term service projects worldwide.

Most popular outreach plan

Outreach Travel Medical

Built for missionaries and mission groups, available to non-U.S. citizens abroad and U.S. citizens traveling outside the U.S.

$61-$199/month (age 40)
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IMG Marine Crew Insurance

Compare IMG Marine Crew Insurance plans for professional captains, seafarers, yacht crew, commercial vessel crew, and offshore workers. Find travel medical insurance designed to provide worldwide medical coverage while working at sea or traveling between ports.

For professional crew

Global Crew Medical

Comprehensive medical coverage for professional marine crew of any nationality, under age 75.

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IMG Insurance Claims, PPO Network & Policy Management

Everything you need after purchasing your International Medical Group Travel insurance plan. Learn how to file an IMG medical insurance claim, find an IMG PPO network provider, download your ID card, manage your policy, renew coverage, and access Client Zone resources.

How to Use Your IMG Insurance?

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Get Medical Care

For medical emergencies, seek treatment immediately. For non-emergency care, use the IMG PPO network whenever possible and complete pre-certification if required by your plan.

2

Find an IMG PPO Network Provider

Search for in-network doctors, hospitals, and clinics through the IMG PPO network to help reduce out-of-pocket costs and simplify direct billing where available.

3

File an IMG Insurance Claim

Submit your IMG insurance claim online through Client Zone or mail your completed claim form along with itemized medical bills and supporting documents.

4

Track Your Claim & Manage Your Policy

Monitor claim status, download your ID card, renew coverage, update your policy, or access important documents through the IMG Client Zone.

Claims Department: International Medical Group, PO Box 240429, Apple Valley, MN 55124

Fax: 317-655-4505  ·  Toll-free: 1-800-628-4664

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Why Choose IMG Insurance?

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30+ years of experience

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Claim & reimbursement

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Financial stability

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International emergency care

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Accessible technology

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$1M+ doctors & teledocs

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24/7 customer support

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Pet benefits

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IMG International Health Insurance - FAQs

IMG travel insurance is a trusted option for travelers looking for visitor insurance, travel medical insurance, student insurance, and international health insurance plans. Established in 1990, IMG (International Medical Group) has decades of experience providing coverage for travelers, students, expatriates, and global citizens. With a wide range of plans, international provider networks, and options for different travel situations, IMG can be a good choice depending on your destination, age, coverage needs, and budget.

IMG visitor insurance starts from $20-$26 per month for a healthy 40-year-old traveler. More comprehensive IMG travel medical insurance plans with higher coverage limits, broader benefits, and additional features typically range from $50-$170 per month, depending on the traveler's age, destination, trip length, deductible, and selected coverage.

Yes. Visitors Protect is one of the best IMG visitor insurance plans for eligible travelers seeking pre-existing condition coverage, offering benefits for travelers up to age 99. Patriot America Plus covers the acute onset of pre-existing conditions for eligible travelers up to age 70, while many budget-friendly fixed benefit plans, such as Visitors Care Lite, generally do not cover pre-existing conditions. Always review the policy wording and eligibility requirements before purchasing.

The best IMG travel insurance plan depends on why you're traveling, your destination, age, trip length, and the type of coverage you need. Whether you're looking for visitor insurance for the USA, international student insurance, J-1 visa insurance, trip cancellation insurance, cruise insurance, or international health insurance, choosing the right plan is easier when you match your travel situation to your coverage needs. Simply use the IMG Plan Finder above to answer a few quick questions, and we'll recommend the IMG plan that best fits your trip and budget.

International Medical Group insurance has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

Patriot America Plus is one of the most popular IMG visitor insurance for parents visiting the USA because it offers up to $1 million in medical coverage, access to the UnitedHealthcare PPO Network, and acute onset of pre-existing condition coverage for eligible travelers up to age 70. For eligible travelers needing broader pre-existing condition coverage, Visitors Protect is another strong option.

Student Journey Lite is a popular option for students looking for affordable coverage, while Student Journey Plus, Student Journey Platinum and Student Health Advantage provide higher coverage limits, additional benefits, and broader protection for F-1 and M-1 international students.

Visitors Care Lite is one of the cheapest IMG travel medical insurance plans, with prices starting from less than $1 per day. It offers three plan options for travelers seeking affordable visitor medical insurance while visiting the USA.

Yes. Many IMG visitor insurance plans can be purchased after arriving in the USA, provided you meet the plan's eligibility requirements. Popular options available after arrival include Patriot America Lite, Patriot America Plus, and Visitors Protect. These plans provide flexible coverage for visitors already in the United States, although coverage is subject to the policy effective date, eligibility requirements, and waiting periods. Always review the plan details and policy terms before purchasing.

Yes. Many IMG visitor insurance plans are renewable, subject to the plan's terms and eligibility requirements. Patriot America Lite and Patriot America Plus can be renewed for a total coverage period of up to 2 years, while Patriot America Platinum is renewable for up to 36 months. Renewal availability, maximum coverage period, and eligibility vary by plan, so always review the policy details before renewing.

You can submit an IMG travel insurance claim online by completing the required claim forms and providing supporting documents such as medical bills, receipts, and treatment records. Claims are reviewed based on your policy's terms and coverage.

You can compare and buy IMG Health insurance online through American Visitor Insurance. Compare visitor insurance, travel medical insurance, student insurance, trip insurance, and international health insurance plans, get instant quotes, and receive your policy documents immediately after purchase.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

The eligibility criteria for buying IMG insurance depends on the specific plan you want. IMG offers different plans for travel medical, international health, and travel insurance. Here are some general eligibility criteria for each type of plan:

  • Travel Medical Insurance: These plans cover you for medical expenses, emergency evacuation, and travel assistance services while traveling outside your home country. To be eligible for this plan, you must be at least 14 days old and under 75 years old. You must also be traveling for a specific period of time, ranging from 5 days to 2 years, depending on the plan.
  • International Health Insurance: These plans are ideal for expats and covers you for medical expenses, preventive care, routine check-ups, and treatment for illnesses and injuries while living abroad or away from your home country. To be eligible for this plan, you must be at least 14 days old and under 75 years old. You must plan to live outside your home country for at least 6 months out of the 12 months covered by the plan year.
  • Travel Insurance: These plans cover you for financial losses due to trip cancellation, trip interruption, trip delay, baggage loss or damage, and medical expenses while traveling. To be eligible for this plan, you must be a US citizen or US permanent resident with a primary residence in the U.S. You must also buy the travel insurance plan within 15 days of making your initial trip deposit.
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IMG Visitors Medical Insurance for Senior Travelers

Learn how IMG visitor insurance for seniors helps older travelers visiting the USA. Compare the best IMG plans for travelers over 60, 70, 80, and 90, including coverage for acute onset of pre-existing conditions and emergency medical care.

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Compare IMG Patriot Travel Insurance Plans

Compare Patriot America Lite, Patriot America Plus, Patriot America Platinum, Patriot International Lite, and Patriot International Platinum to find the best IMG Patriot travel insurance based on your destination, age, and coverage needs.

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IMG Visitors Protect Travel Insurance

Discover how IMG Visitors Protect provides comprehensive visitor medical insurance with benefits for eligible pre-existing conditions, making it an excellent choice for international visitors to the USA.

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IMG Visitors Care Insurance

Learn about IMG Visitors Care Insurance, an affordable fixed-benefit visitor insurance plan for non-U.S. residents traveling to the United States. Compare benefits, eligibility, and pricing.

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Is Patriot America Plus Good for Pre-Existing Conditions?

Find out why Patriot America Plus is one of the most popular IMG visitor insurance plans, offering Acute Onset of Pre-Existing Conditions coverage for eligible travelers under age 70.

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Patriot Exchange vs Student Health Advantage

Compare Patriot Exchange and Student Health Advantage to find the best IMG International student medical insurance for F-1, J-1, J-2, F-2 visa holders, exchange visitors, and international students.

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IMG Patriot Exchange Student Insurance

Explore the benefits of IMG Patriot Exchange Program, a student health insurance plan designed to meet J-1 visa requirements for exchange visitors, scholars, and cultural exchange participants.

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IMG Student Health Advantage Insurance

Learn why Student Health Advantage is one of the best IMG student insurance plans for international students seeking comprehensive medical coverage with renewable benefits.

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IMG Trip Protection Insurance

Everything you need to know about IMG trip insurance, including trip cancellation, trip interruption, travel delay, baggage protection, and optional Cancel For Any Reason (CFAR) benefits.

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How to Choose the Best Travel Insurance for Your Trip

Not sure which IMG travel insurance plan is right for you? This guide explains how to compare travel medical insurance, trip protection, visitor insurance, and international health insurance based on your travel plans.

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IMG Patriot International Travel Insurance

Learn about Patriot International travel medical insurance for U.S. citizens and residents traveling abroad. Compare coverage, eligibility, benefits, and why it's a popular choice for international trips and Schengen visa travel.

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Why Buy IMG Travel Insurance Through American Visitor Insurance?

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Compare IMG Insurance Plans Easily

Use the American Visitor Insurance comparison tool to compare the best International Medical Group insurance plans. Compare coverage limits, deductibles, PPO networks, policy maximums, pre-existing condition benefits, and pricing side by side to find the right IMG plan for your travel needs and budget.

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Trusted by Travelers Worldwide

For over 20 years, American Visitor Insurance has helped thousands of travelers, visitors, international students, families, seniors, and U.S. citizens find the right IMG insurance. Popular plans include Patriot America Plus, Patriot America Lite, Patriot America Platinum, Visitors Care, Visitors Protect, Patriot International, Student Health Advantage, Patriot Exchange, iTravelInsured Choice, and Patriot Multi-Trip.

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Affordable IMG Insurance With Instant Quotes

Compare affordable IMG travel health insurance plans with real-time online quotes and transparent pricing. Whether you need visitor insurance, student insurance, trip cancellation coverage, or international travel medical insurance, you can easily compare benefits and costs before purchasing.

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Expert IMG Insurance Guidance

Our licensed travel insurance specialists help you compare International Medical Group travel insurance plans and explain important benefits such as PPO networks, deductibles, policy maximums, trip cancellation, and pre-existing condition coverage, so you can confidently choose the right plan.

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Coverage for Every Type of Traveler

IMG offers insurance solutions for a wide range of travel needs, including:

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Licensed & Trusted Insurance Marketplace

American Visitor Insurance is a licensed U.S.-based insurance agency (NJ License #1181604) with over 20 years of experience helping travelers compare and purchase International Medical Group insurance securely online. Our licensed agents provide expert support before and after your purchase, ensuring you choose the coverage that best fits your travel plans.

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IMG Travel Insurance Reviews

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"I had a great experience with Cecile. She responded to my emails quickly, answered all my questions about IMG insurance, and made the entire process very easy. It took less than 15 minutes to purchase the policy."

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Sarah Williams
✓ Verified Customer IMG Insurance
★★★★★

"I contacted American Visitor Insurance after spending hours trying to compare travel insurance online. Christina explained everything clearly and helped me find an IMG plan that fit my needs. The service was outstanding."

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Emily Davis
✓ Verified Customer IMG Insurance
★★★★★

"Buying IMG travel insurance was much easier than I expected. Lakshmi guided me through the quote options and explained the deductible and PPO network in simple terms. Great experience from start to finish."

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Rajesh Kumar
✓ Verified Customer IMG Insurance

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