Globe Hopper Senior travel insurance offered by International Medical Group (IMG) is ideal for US citizens and US permanent residents over the age of 65 for travelling outside of the United States. The Globe Hopper is available either as a single trip or as a multi trip plan. The single trip plan is renewable up to 12 consecutive months while the multi trip plan provides coverage for multiple trips within 12 months but with each trip covered for 30 days.
|Maximum limit per period of coverage||Single Trip: Age 65-79 years - $50k, $100k, $500k or $1M; Age 80+ $100k
Multi Trip: Age 65-79 years - $1M maximum limit.Age 80+ $100k
|Deductible||Single Trip: $0*, $100, $250, $500, $1k, or $2.5k(*$0 Deductible only available with $50k and $100k maximum limit)
Multi Trip: $250 per injury/illness
|Hospital room and board||Average semi-private room rate, including nursing services|
|Surgery||Up to the maximum limit|
|Intensive care unit||Up to the overall maximum limit.|
|Physician visits||Physician visits or services: Up to the maximum limit|
|Radiology / X-ray||Up to the maximum limit|
|Hospital indemnity||$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible|
|Prescription drugs and medications||Up to the plan maximum limit, (Dispensing limit per prescription: 90 days)|
|Emergency local ambulance||Up to $5k maximum limit|
|Emergency Room Accident||Up to the maximum limit|
|Emergency Room visit without In-patient Admission||Up to Maximum Limit. Subject to additional $250 deductible|
|Emergency Room Visit with In-Patient Admission||Up to the maximum limit|
|Interfacility ambulance transfer||Interfacility Transportation: $2.5k maximum limit|
|Emergency eye examination||$150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. (Loss or damage to prescription corrective lenses due to an accident)|
|Emergency medical evacuation||$250k maximum limit|
|Emergency reunion||$50k maximum limit|
|Return of mortal remains or cremation/burial||$50k maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death.|
|Political evacuation and repatriation||$50k maximum limit (Must be approved in advance by the company)|
|Trip interruption||$5k maximum. Not subject to deductible|
|Lost luggage||Up to $50 per item; maximum of $250. Not subject to deductible|
|Identity theft||$500 maximum limit. Not subject to deductible|
|Natural disaster||$100 per day for five days, $5k maximum limit|
|Terrorism||Up to $50k maximum limit. Not subject to deductible|
Provider network and how to find hospital or doctor?
IMG maintains a wide network of health care providers.Find Provider Network
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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