Who is eligible for Globehopper Senior travel medical Insurance?

The Globehopper Senior is available for U.S. citizens and U.S. permanent residents over the age of 65 for traveling outside of the United States.

Does Globehopper Senior Insurance cover pre-existing conditions?

Yes. This plan covers sudden and unexpected recurrence of a pre-existing condition up to $2,500 maximum limit for single trip and up to $5,000 for multi-trip.

verified AM Best A- Rated · IMG Insurance

GlobeHopper Senior Insurance Reviews 2026

This plan is ideal for U.S. seniors aged 65 and above, including those on Medicare, traveling outside the United States.

GlobeHopper Senior Insurance Cost Calculator - Get Free Quote

Get your exact price instantly & buy coverage in minutes.

GlobeHopper Senior Insurance Reviews

workspace_premium

Policy maximum

$50,000, $100,000, $500,000, $1,000,000

receipt_long

Deductible

$0, $100, $250, $500, $1,000, $2,500

calendar_month

Period of Coverage

5 days to 12 months.

autorenew

Renewability

Up to 12 months

history

Pre-existing conditions

Medical Expenses Covered upto $2,500 maximum limit

picture_as_pdf Download Brochure draft Plan Details sync Renewal assignment Description

Client Stories

IMG GlobeHopper Senior Insurance Reviews

★★★★★

"The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number - we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence."

Steve E

✓ Verified Customer

★★★★

"Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything."

Joan

✓ Verified Customer

★★★★★

"I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well."

Kelli M

✓ Verified Customer

Who Qualifies

Eligibility Requirements

GlobeHopper Senior Insurance is designed for U.S. seniors traveling outside the United States. Review the criteria below before purchasing.

elderly

Age Requirement

Applicants must be 65 years and above.

public

U.S. Citizens & Permanent Residents

Available to U.S. citizens and Green Card holders traveling internationally.

flight_takeoff

Travel Outside the U.S. Only

Coverage applies only for trips outside the United States.

Optional Riders

Enhance Your Coverage

local_airport

Evacuation Plus Rider

Provides additional emergency medical evacuation coverage up to $25,000 for non-life-threatening conditions requiring hospitalization. Covers ground or air transport to the nearest appropriate medical facility.

Quick Analysis

Pros & Cons of GlobeHopper Senior Insurance

verified

GlobeHopper Senior Insurance advantages

4 benefits

check

Designed for U.S. seniors aged 65+ traveling outside the United States

check

Works as supplemental coverage to Medicare for international travel

check

Available as single-trip (5 days to 12 months) and multi-trip plans

check

Includes emergency medical evacuation coverage in the base plan

View Details →

warning

GlobeHopper Senior Insurance disadvantages

4 limits

Available only for travelers aged 65+

No trip cancellation or interruption coverage (medical-only plan)

Limited coverage for pre-existing conditions (sudden recurrence only)

Coverage applies only outside the United States

View Details →

Pricing Guide

How Much Does GlobeHopper Senior Insurance Cost?

The GlobeHopper Senior cost per month ranges from $165 to $399 per month. This is dependent on the following factors the age of the traveler,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. This plan is available for travellers over 65 years. $50,000, $100,000, $500,000 and $1,000,000 coverage is available for people age 65 to 79 years. For above 80 years $50,000 and $100,000 is available.

Ages 65–99: $50,000, $100,000, $500,000 & $1,000,000

Age of traveler	Medical Coverage
Age of traveler	$50,000	$100,000	$500,000	$1,000,000
65 - 69 years	$165	$171	$191	$217
70 - 79 years	$217	$227	$254	$292
80 - 99 years	$378	$399	N/A	N/A

Source: American Visitor Insurance® | Prices verified for 2026 travel season.

Deductible Adjustment Factors

Multiply the base rate above by the factor for your chosen deductible:

×1.25

Highest premium

$100

×1.10

Higher premium

$250

×1.00

Base rate

$500

×0.90

Lower premium

$1,000

×0.80

Lower premium

$2,500

×0.70

Lowest premium

Real-World Example

How GlobeHopper Senior Insurance Works - A Real Claim Example

Using a $50,000 policy with $250 deductible and in-network (PPO) care:

Expense	Amount Billed	Insurance Pays	You Owe
Deductible	$250	$0	$250
Hospital stay (3 days × $2,000)	$6,000	$6,000	$0
Surgery	$16,000	$16,000	$0
Prescription Drugs	$600	$600	$0
X-Ray	$1,400	$1,400	$0
Total	$24,100	$24,000	$250

Result: On a $24,100 medical bill, you pay only $250 (your one-time deductible). The insurance covers $24,000 - that's a 99% coverage rate when using an in-network PPO provider.

Disclaimer: Example is illustrative. Actual coverage depends on policy terms, network participation, and eligibility of expenses.

Provider Access

PPO Networks - Finding a Doctor

Using an in-network provider means the plan pays 100% after your deductible. Out-of-network, the plan pays 90% up to $500 then 100%.

First Health / First Health International

Secondary network option with strong nationwide provider access. Your ID card will indicate which network applies.

search Find a First Health Doctor

Tip: When checking in at a US hospital or clinic, say: "My healthcare coverage uses the First Health travel health insurance network." Always confirm PPO participation directly with the provider before your visit.

Simple Process

How Do I File a Claim With GlobeHopper Senior Insurance?

To file a claim with GlobeHopper Senior Insurance, follow these steps:

download

Step 01

Download Form

Get the IMG claim form from the member portal.

call

Step 02

Call Support

Speak to our licensed support staff for guidance.
1-800-628-4664

description

Step 03

Submit Documents

Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.

Step 04

Email Help

customercare@imglobal.com

Common Questions

GlobeHopper Senior Insurance - FAQs

GlobeHopper Senior plan is temporary health insurance for travelers age 65+, this plan is available for US citizens and US permanent residents travelling outside of the United States.The Globe Hopper is available either as a single trip or as a multi trip plan. The single trip plan is renewable up to 12 consecutive months while the multi trip plan provides coverage for multiple trips within 12 months but with each trip covered for 30 days.

Yes.This plan covers Sudden and Unexpected Recurrence of a Pre-Existing Condition up to $2.5k maximum limit for single trip and Up to $5k for Multi trip.

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

Unfortunately, plans cannot be renewed after their expiration date. To stay protected, travelers should renew or extend coverage before the plan expires. If your policy has already lapsed, you’ll need to purchase a new plan for your next trip.

GlobeHopper Senior Insurance is available for US citizens residing outside USA and visiting USA for short term. GlobeHopper Senior Insurance insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.

GlobeHopper Senior Insurance Reviews 2026

IMG GlobeHopper Senior Insurance Reviews

Eligibility Requirements

Age Requirement

U.S. Citizens & Permanent Residents

Travel Outside the U.S. Only

Enhance Your Coverage

Evacuation Plus Rider

Pros & Cons of GlobeHopper Senior Insurance

GlobeHopper Senior Insurance advantages

GlobeHopper Senior Insurance disadvantages

How Much Does GlobeHopper Senior Insurance Cost?

Deductible Adjustment Factors

How GlobeHopper Senior Insurance Works - A Real Claim Example

PPO Networks - Finding a Doctor

How Do I File a Claim With GlobeHopper Senior Insurance?

GlobeHopper Senior Insurance - FAQs

IMG Travel Insurance Links

Trusted by Travelers Worldwide

200K+

50

195

20+