The ITravelinsured insurance have no exclusion for medical expenses for Covid19 virus. Any medical expenses incurred due to Coronavirus will be covered by Itravelinsured insurance. However cancellation of the trip due to Coronavirus is not covered unless you have purchased the 'Cancel for any reason insurance' benefit which is offered by the Travel LX insurance and you purchased this plan within 20 days of the initial trip deposit.
The cheapest, lowest-priced plan designed for travelers in need of trip cancellation and trip interruption benefits only.
Travel SE is the family-friendly plan where children under 18 are covered at no additional cost (per eligible adult).
Travel LX provides luxurious travel protection coverage designed for adventure and high-end trips around the globe.
IMG provides comprehensive and portable international medical coverage for professional marine crew.
Regardless of the terms of the Plan, United States Fire Insurance Company has made the administrative decision to allow for coverage to be extended for the entire duration of a COVID-19 related quarantine, and coverage will be extended for five additional days following the end of the quarantine provided the travelers have not arrived back in their return destination city.
If the travelers incur additional hotel or meal expenses solely due to a quarantine, they will not receive any reimbursement under the Trip Interruption coverage either. Trip Interruption coverage may include a provision that provides reimbursement for additional hotel nights and meals (among other expenses) if the travelers cannot continue travel due to a sickness that does not cause them to need to be hospitalized. Please note that the travelers would actually need to be sick, as certified by a Legally Qualified Physician (as defined by your Plan), for this to apply if this provision is in their Plan.
However, when included in a Plan Design, the Travel Delay and Missed Connection coverages may be able to reimburse additional meal and hotel expenses incurred solely due to a quarantine (subject to the terms and conditions of the applicable coverage).