IMG Visitors Protect insurance plan is designed specifically for individuals and families traveling from their home country to the U.S., Canada, and Mexico. This temporary medical insurance includes coverage for pre-existing conditions up to 99 years, so you can spend more time enjoying your international experience not worrying about your medical coverage. US citizens living abroad and visiting USA can also buy Visitors Protect travel medical insurance. This plan can be available from 90 days to 12 months.
On the effecive date, must have legally departed the country of residence and legally entered the primary destination of the united states on an eligible nonimmigrant visa or similar arrangements. Green card holders and lawful permanent residents are not eligible for this coverage.
Traveler can get all the plan document and plan id card by using Visitors Protect travel insurance login. At American Visitor Insurance, USA Travelers can contact the Visitors Protect travel insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
ecg_heart Acute onset of a pre-existing condition
rss_feed Comprehensive benefit plan
work Care Clix consultation benefit
local_hospital Urgent Care Clinic
schedule Offers coverage from 90 days to 12 months
UnitedHealth Care PPO
In addition to deductible, the plan pays 75% of the cost for eligible expenses in the United States(within the network), Canada and Mexico. For the eligible expenses incurred in the United States(Out of Network), the plan pays 60% in addition to the deductible.
Contact our customer service team, we are here to help you!
Visitors Protect Insurance is an affordable comprehensive benefit American visitors medical insurance plan provides coverage for international visitors traveling from their home country to the U.S., Canada, and Mexico. This plan covers pre-existing conditions..
Purchase must be done before departing the country of residence if your destination is the U.S.
Visitors Protect plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada and US citizens living abroad and visiting USA can also buy Visitors Protect travel medical insurance.
Customers can buy Visitors Protect insurance on American Visitor Insurance by completing the online application. You can get coverage for primary, spouse and your children(dependents) on one application. After completing the online application you can to pay using your Credit Card and once the transaction is completed successfully, you will receive a confirmation email from IMG with the identification card, declaration of insurance and Certificate of insurance outlining the details of the plan.
Travelers can review this article on how to use Visitors Protect insurance in case of emergency in USA.
Yes. Visitor Protect travel medical insurance covers temporary medical coverage with pre-existing conditions up to 99 years with deductible of $1,500 per injury or illness. For ages up to 69 years this plan covers up to $25,000 and for ages 70 and above it covers up to $20,000.
The cost of Visitors Protect visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k or $250k up to age 69 years, for ages 70 and above it covers up to $50k depending on the age of traveler.To get a quote Click here.
>Review and compare the best Visitors Protect medical insurance quotes.
Compare Visitors Protect travel medical insurance quotes »Home Nursing Care help |
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Eligible Medical Expenses |
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Assistant Surgeon help |
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Outpatient Prescription Drugs help |
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Outpatient Surgical / Hospital Facility help |
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Laboratory help |
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Pre-Admission Testing |
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Surgery |
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Reconstructive Surgery help |
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Anesthesia help |
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Chiropractic Care help |
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Extended Care Facility help |
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Radiology / X-ray help |
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Physician visits help | Physician Visits / Services:
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Physical Therapy help |
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Walk-In Clinic help |
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Hospitalization / Room & Board help |
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Urgent Care Clinic help |
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Traumatic Dental Injury help |
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Intensive care unit help |
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Hospital Ancillary Services |
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Durable Medical Eequipment help |
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Dental Treatment help |
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Hospital emergency room help |
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Interfacility Ambulance Transfer help |
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Emergency Medical Evacuation help |
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Return of Mortal Remains or Cremation/Burial help |
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Emergency Local Ambulance help |
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Return of Minor Children help |
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Emergency Reunion help |
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Accidental Death & Dismemberment |
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Precertification |
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Type of Insurance help | Travel Medical Insurance |
Period of Coverage help | 90 days up to 12 months |
Maximum Limits | Per Injury or Illness Maximum Limit
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Pre-Existing Condition | In-Network: Maximum limit through age 69: $25,000 Out-Network: Maximum limit ages 70 and older: $20,000 |
What is Visitor Protect Insurance coverage?
Thank you,Thank you for contacting about your insurance needs! Remember that visitor plans are only for unexpected medical problems while a person is traveling outside their home country. They do not cover regular, required treatment or medications. The Visitors Protect plan from IMG will cover unexpected problems arising from pre-existing conditions with a higher deductible and with a lower maximum. They define pre-existing conditions as something that within the past 12 months before the start of the policy had a flare up, was treated, or required a change in medication (see full definition below). They cover problems with pre-existing conditions subject to a higher ($1500) deductible and a lower maximum ($25,000 for 69 and under, $20,000 for 70+). In network the plan is a 25/75 plan, meaning they pay 75% and the insured pays 25% (as well as Canada and Mexico). Out of network it is 60/40 plan. Coverage is for US, Canada and Mexico. The plan must be initially purchased for at least 90 days and can be extended up to 12 months. The plan is not available to green card holders.
To get all the details of the policy, including the brochure, PPO network, etc, use this link:
IMG maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
IMG maintains when inside the U.S., the www.firsthealthinternational.com which is a longstanding reputable tier one network that gives you more access to more doctors and services.
If you purchase Visitors Protect insurance from IMG with a United Healtcare logo on your insurance card, please state the following when informing your healthcare provider about your IMG travel insurance - "My healthcare coverage uses the United Healthcare travel health insurance network."
When you get medical treatment in U.S. hospitals, you can reduce your out of pocket expenses if you use a Preferred Provider Organization (PPO) that is covered by the IMG insurance policy. PPO networks are an organized network of thousands of reputed well established, qualified medical practitioners and highly regarded hospitals in the US. Your insurance ID card will indicate the PPO network that you can use. The PPO directory is regularly updated; however it is possible to have changes between updates. To confirm that the physician you have selected is in the PPO network, please contact the physician's office to confirm their participation.
local_hospital Visitors Protect Insurance Network of Hospitals and DoctorsThe cost of Visitors Protect insurance for seniors is dependent on the following factors the age of the traveler,the plan maximum and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $250K depending on the age of traveller up to age of 70 years. For above 70 years $50,000 is available. This plan can be available form 90 days to 12 months.
For Example here we are showing price for 3 months with deductible of $500.
Visitors Protect is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
Frequently asked questions and answer about travel insurance plans.
Read more »Blog about Visitors Protect insurance from IMG.
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