Safe Travels USA Comprehensive vs Visitors Protect
International travelers visiting USA must be aware of the extremely high health care cost for visitors to USA. Hospitalization with expensive medical bills can be a terrifying without visitor insurance. Many insurance providers offer different visitor medical insurance for tourists to the US. It is prudent to compare US visitor insurance before buying travel health insurance for USA.Here the visitor can compare US visitor insurance cost of Visitors Protect insurance and Safe Travels USA Comprehensive insurance plans by reviewing their unique Visitors medical insurance benefits.
These visitors insurance plans are quite popular among international tourists to USA and are from top rated insurance providers. Visitors Protect insurance is administered by International Medical Group (IMG) with AM Best Rating: "A-". It has been offering health insurance products to customers in 130 countries. Safe Travels USA Comprehensive is offered by Trawick International and has an AM Best Rating of “A+”.
- FEATURES
- Cost*
- Coverage in USA?
- Parents/Seniors are eligible?
- Covers Acute onset of Pre-existing?
- Renewable and Cancellable?
- Deductible Choice
- A.M. Best Rating
- Covid coverage
- Underwriter
- Provider
- Buy now
- Visitors Protect
- $449
- Yes
- Yes
- Yes, covers up to 99 years
- Yes
- $250 to $5000
- A-
- Yes
- SiriusPoint
- IMG
- Buy Now
- Safe Travels USA Comprehensive
- $90
- Yes
- Yes
- Yes, covers up to 89 years
- Yes
- $0 to $5000
- “A (Excellent)”
- Yes
- Zurich Insurance
- Trawick International
- Buy Now
*Visitors Protect cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.
*Safe Travels USA Comprehensive cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.
Visitors Protect vs Safe Travels USA Comprehensive: A Quick Comparison
Visitors Protect
- Offers maximum coverage up to 250,000.
- Deductible options ranges from $0 to $5,000.
- Pre-Existing Condition coverage In-Network: Maximum limit through age 69: $25,000, Out-Network: Maximum limit ages 70 and older: $20,000
- Coverage available from 90 days to 12 months, cannot be renewable.
- $50 cancellation fee will be charged by the insurance company after effective date. Only full month premium will be considered for refund.
- Comprehensive plan for visiting U.S., Canada, and Mexico
- Care Clix consultation is a new benefit that allows you to consult with a doctor via video chat, mobile app, or phone.
- local_hospital
Provider Network
- local_hospital
Emergency Medical Reunion
Up to $100,000 - dentistry
Dental Treatment
Limit: $300, Subject to Deductible and Coinsurance - ambulance
Emergency Medical Evacuation
Maximum limit: $25,000 - airplanemode_inactive
Trip Interruption
Up to $10,000 - shopping_cartBuy Now
Safe Travels USA Comprehensive
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5000.
- Acute Onset of a Pre-Existing Condition covered upto $20,000 (up to and including age 64), $10,000 (ages 65 - 69), N/A for ages 70+
- Plan can be extended up to 364 days.
- $25 cancellation fee after the effective date.
- The plan is available for Non US residents traveling to the US.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $250 - ambulance
Emergency Medical Evacuation
100% up to $1,000,000 - medical_services
Urgent Care Clinic
$30 copay per Incident - shopping_cartBuy Now
How much does Safe Travels USA Comprehensive vs Visitors Protect insurance cost per month?
Both Safe Travels USA Comprehensive and Visitors Protect provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Safe Travels USA Comprehensive and Visitors Protect.
Visitors Protect vs Safe Travels USA Comprehensive insurance - FAQs
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How does Visitors Protect insurance work?
Visitors Protect Insurance is an affordable comprehensive benefit American visitors medical insurance plan provides coverage for international visitors traveling from their home country to the U.S., Canada, and Mexico. This plan covers pre-existing conditions.. Purchase must be done before departing the country of residence if your destination is the U.S.
How to buy Visitors Protect travel medical insurance?Customers can buy Visitors Protect insurance on American Visitor Insurance by completing the online application. You can get coverage for primary, spouse and your children(dependents) on one application. After completing the online application you can to pay using your Credit Card and once the transaction is completed successfully, you will receive a confirmation email from IMG with the identification card, declaration of insurance and Certificate of insurance outlining the details of the plan.
Is IMG travel insurance legit? Is IMG a real insurance company?International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
How can a visitor use Visitors Protect insurance in case of emergency in USA?Travelers can review this article on how to use Visitors Protect insurance in case of emergency in USA.
How can I buy IMG visitors care online?- Complete your online application. If applying as a family, you may include yourself, your spouse, and your dependents on one application.
- Receive a fulfillment kit that includes an identification card, declaration of insurance, and a Certificate of Insurance outlining the details of the plan. Welcome to the IMG family!
Which is the most affordable plan offered by International medical group?Visitors Protect is a comprehensive benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Does Visitors Protect insurance covers Pre-existing conditions?Yes. Visitor Protect travel medical insurance covers temporary medical coverage with pre-existing conditions up to 99 years with deductible of $1,500 per injury or illness. For ages up to 69 years this plan covers up to $25,000 and for ages 70 and above it covers up to $20,000.
Does IMG travel insurance cover Covid?Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates./p>
Does IMG sell Cancel for Any Reason Insurance?Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
What does IMG insurance stand for?International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Is IMG a good travel insurance company?International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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What is Safe Travels USA Comprehensive?
Safe Travels USA Comprehensive is a visitors insurance plan for Non-us citizens visiting USA. It is available for travelers up to 89 years and can be purchased for durations ranging from 5 days to 364 days, with options for renewal. Plan offers extensive medical coverage, including up to $1 million for accidents and illnesses, emergency medical evacuation, repatriation of remains, and coverage for acute onset of pre-existing conditions. Safe Travels USA Comprehensive operates within the First Health PPO network, allowing for reduced out-of-pocket expenses when using in-network providers.
How much does Safe Travels USA Comprehensive cost per month in USA?The Safe Travels USA Comprehensive visitor insurance cost is dependent on the following factors:
The age of the traveler, the length of insurance coverage, the plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000,$250,000, $500,000, $10,00,000 depending on the age of traveler. To get a quote Click here »
Does Safe Travels USA Comprehensive Insurance cover pre-existing conditions?Yes, Safe Travels for visitors to the USA insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.
Can Green Card Holders buy Safe Travels Insurance?Yes. This plan offers coverage for green card holders visiting USA.
Does Safe Travels USA Comprehensive insurance covers sports?Yes. Safe Travels USA Comprehensive covers sports activity up to $50,000 which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
- Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
- Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
- Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
What is the advantage of buying Safe Travels USA Comprehensive plan?Safe Travels USA Comprehensive Insurance is an affordable travel insurance. Safe Travels USA Comprehensive by Trawick International is ideal for visitors to the USA Comprehensive looking for cheap travel health insurance including coverage for SARS-CoV-2.
Is Trawick international a good insurance company?Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.
Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).
Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan
What is the coverage area of Trawick international travel insurance?Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.
What are the requirements for purchasing Trawick international insurance?The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
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Visitors Protect Insurance Plan
IMG Visitors Protect insurance plan is designed specifically for individuals and families traveling from their home country to the U.S., Canada, and Mexico. This temporary medical insurance includes coverage for pre-existing conditions up to 99 years.
Read more »Safe Travels USA Comprehensive Plan
Safe Travels USA Comprehensive offers excellent medical coverage. This includes coverage for acute onset of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits.
Read more »