Schengen Visa Insurance

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1. Traveler's age
Spouse
2. Dates for coverage
Start Date:
End Date:  
months days
Satisfy Schengen visa requirements
  • Medical coverage of at least €30,000 (about $50,000 USD)
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
Learn the procedure to get the visa letter!
Buying travel insurance for Schengen countries from a website called Americanvisitorinsurance.com is ironic, however the plans offered here by US insurers are designed specifically to meet Schengen State Visa requirements. Insurance for foreign travelers is very important given the high cost of healthcare in Europe. For this reason Schengen consulates have mandated that all travelers seeking the visa to have adequate insurance. Travelers covered with insurance and the single visa can travel to 26 Schengen countries. The plans offered on our website satisfy the requirements specified the consulates. The following nationalities need the Schengen visa even for short visits. However for longer visits most non Europeans need the Schengen visa including US citizens. Our plans work for travelers of all nationalities.


Popular Plans

  • Maximum coverage#1
  • Deductible#2
  • Visa Letter
    Sent immediately after purchase
  • Maximum coverage#1
  • Deductible#2
  • Visa Letter
    Available from client zone
  • Maximum coverage#1
  • Deductible#2
  • Visa Letter
    Sent immediately after purchase

#1  Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Click here for schengen visa insurance plans available for residents of Maryland, Florida, Newyork and Washington states.


Long term Europe Visa Insurance
US citizens who want to stay in any of the 25 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Procedure to get the Visa letter for the Schengen Visa consulates

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Download icon 3) Download VISA LETTER
  • Medical insurance for getting the Europe visa can be purchased online both quickly and with ease.
  • We have developed an insurance comparison facility so that an Europe Visa or Schengen Visa holder may compare quotes from several different insurance providers.
  • All that the customer has to do is provide the relevant information (age, travel dates, total amount of coverage desired) in simple online form and then click on the 'get quote' button, and they will have instant access to a list of eligible plans along with the premium (cost), the medical coverage details, and the name of the underwriter.
  • The Schengen Visa holder may then buy the medical insurance plan that they select by clicking on the corresponding 'BUY' button.
  • To do so they must complete a simple online application and pay using a credit card.
  • On purchasing the insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a visa letter that may be presented to the consulate as proof of coverage.
SEGURO DE SALUD      VISA LETTERS     

Factors that determine insurance price

The monthly premium or cost of the Schengen Visa insurance plan depends on the following variables:
  1. The age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost
  2. The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
  3. The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
  4. The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid off. Most plans do not have a coinsurance outside the USA.
  5. The insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will correspondingly vary for different underwriter.

List of Schengen countries

Austria
Belgium
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Slovakia
Slovenia
Spain
Sweden
Switzerland
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