Schengen Visa Insurance, Best Schengen visa travel insurance plans
- Travel insurance coverage of €30,000 (about $50,000 USD)
- A repatriation benefit.
- An emergency medical evacuation benefit.
- The insurance provider must have an office in Europe.
Schengen visa travel insurance - An overview
The Schengen Agreement that was originally signed on 14 June 1985 by Five European Union members has now been broadened to include 26 European countries. These 26 Schengen countries have between them a population of over 400 million. These 26 Schengen countries have officially removed all border restrictions between their mutual borders which allows international travelers to travel in these 26 countries without any border crossing restrictions.The following nationalities need the Schengen visa even for short visits. However for longer visits (more than 90 days) almost non Europeans including US citizens need the Schengen visa. Travel insurance while made mandatory for foreign travelers for getting a Schengen visa is any event very important given the high cost of healthcare in Europe. The travel insurance plans that we offer work for travelers of all nationalities.
Buying medical insurance while travelling in Europe and for Schengen countries on a website called Americanvisitorinsurance.com may appear contradictory. However while we mainly offer travel insurance for visiting the US, we also offer Travel insurance for Europe and Schengen visa travel insurance which are designed specifically to meet Schengen Visa requirements.
There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage. The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.
Yes, Europe travel insurance is mandatory for applying for the Schengen visa according to Schengen agreement medical coverage by Consulates. The mandatory Schengen visa travel insurance requirement is a minimum coverage of 30,000 Euros.
Travelers to Europe who are applying for the Schengen visa can buy Schengen visa medical coverage on our website. Our Schengen visa travel insurance quote facility lists the travel insurance that satisfy mandatory Schengen visa insurance requirement. Once you complete buying the policy online, you can download the required Schengen visa letter which you can submit while applying for the Schengen visa.
Travelers can book travel insurance for Schengen visa on our website using our Schengen visa insurance quote facility. On buying the Europe visa insurance policy, you will receive the required Schengen visa letter that has to be submitted with the Schengen visa application.
The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance for Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements.
A traveler from any of the Schengen visa required countries visiting any of the Schengen country for less than 90 days is required to buy short term travel medical insurance to apply for Schengen visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Schengen countries for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate, offer comprehensive travel medical insurance coverage and zero deductible Schengen insurance coverage. The top insurance providers that offer popular Schengen visa insurance are International Medical Group Travel Insurance, Seven Corners Travel Insurance, Tokio Marine HCC Travel Insurance and Trawick International Travel Insurance.
- Hospitalization expenses dues of sickness of injuries
- Emergency medical evacuation
- Repatriation of remains
- Trip cancellation or interruption
- Flight delay
- Baggage delay or loss
- Acute onset of pre-existing conditions
- Maternity in first 26 weeks
This is surely dependent of the travelers' requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Schengen visa insurance products before buying the cheap travel medical insurance for Schengen visa that satisfies Schengen consulate requirements.
Compare Schengen visa travel insurance plans
- Policy Maximum#1
- Deductible#2
- Visa Letter
Sent immediately after purchase
Not Available in#3
Maryland, Washington, New York, South Dakota, Colorado, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone.
- Policy Maximum#1
- Deductible#2
- Visa Letter
Sent immediately after purchase
- Policy Maximum#1
- Deductible#2
- Visa Letter
Available from client zone
- Policy Maximum#1
- Deductible#2
- Visa Letter
Sent immediately after purchase
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Trawick insurance available for Schengen visa insurance plans available for residents of Maryland, Washington, New York, South Dakota, Colorado, Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone..#4 Trawick insurance available for Schengen visa insurance plans available for residents of Maryland state.
#5 Trawick insurance available for Schengen visa insurance plans available for residents of Maryland, New York, Washington, Canada & Australia states.
Schengen visa letter in French
Patriot International travel insurance plan that offers visa letter in FrenchPatriot International Insurance
Long term Europe visa insurance
US citizens who want to stay in any of the 26 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of travel medical insurance with coverage up to 30,000 Euro (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).US travelers travelling frequently to the Schengen countries can buy the Annual travel insurance for Schengen visa.
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Procedure to get the instant Schengen visa letter for Schengen visa application required by the European consulates
1) Enter Details & GET QUOTE
2) Compare plans & BUY NOW
3) Download VISA LETTER- Medical insurance for getting the Europe visa can be purchased online both quickly and with ease.
- We have developed an insurance comparison facility so that an Europe Visa or Schengen Visa holder may compare quotes from several different insurance providers.
- The customer has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for schengen visa form and click the 'get quote' button. A list of cheap schengen travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter is displayed.
- The Schengen Visa applicant can now buy the best schengen visa insurance plan they like by clicking on the corresponding 'BUY' button.
- To do so they must complete a simple schengen visa insurance application online and pay using a credit card.
- On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and and instant Schengen visa letter for Schengen visa that may be presented to the consulate as proof of coverage.
Factors determining the travel health insurance for Schengen visa cost
The monthly premium or cost of the Schengen visa insurance plan depends on the following:- The age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost.
- The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
- The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
- The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid.
- The insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
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