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Travel insurance for Schengen visa, Schengen visa travel insurance

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Schengen visa insurance quote

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Satisfy mandatory Schengen insurance requirements

Procedure to get the Schengen visa application letter!

Satisfy mandatory Schengen insurance requirements

Get instant Schengen visa letter for Schengen visa application required by the European consulates

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  • Schengen travel insurance can be purchased online both quickly and with ease
  • Compare Schengen health insurance for travelers to Europe may find travel best insurance for schengen visa.
  • Provide relevant information (age, travel dates, total amount of coverage desired) to compare prices of Schengen travel insurance for US residents. A list of cheap schengen travel insurance from USA with the cost and medical coverage details is displayed.
  • The Schengen Visa applicant can buy the best schengen visa insurance they like by completing the application and payment using a credit card.
  • On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and and instant Schengen visa letter for Schengen visa that may be presented to the consulate as proof of coverage.

What does Schengen visa travel insurance cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

Health care expenses

Covers emergency medical expenses for accidental injury or illness.

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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Schengen medical insurance, Cheap schengen travel insurance

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Schengen visa

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Long Term visa

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Visiting Europe

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An Overview

Schengen visa travel insurance, Cheapest Schengen insurance

The Schengen Agreement that was originally signed on 14 June 1985 by Five European Union members has now been broadened to include 26 European countries. These 26 Schengen countries have between them a population of over 400 million.

These 27 Schengen countries have officially removed all border restrictions between their mutual borders which allows international travelers to travel in these 26 countries without any border crossing restrictions.

Schengen Visa Travel Insurance

The following nationalities need the Schengen visa even for short visits. However for longer visits (more than 90 days) almost non Europeans including US citizens need the Schengen visa.
Travel insurance while made mandatory for foreign travelers for getting a Schengen visa is any event very important given the high cost of healthcare in Europe.
The travel insurance plans that we offer work for travelers of all nationalities. Buying medical insurance while travelling in Europe and for Schengen countries on a website called Americanvisitorinsurance.com may appear contradictory. However while we mainly offer travel insurance for visiting the US, we also offer Travel insurance for Europe and Schengen visa travel insurance which are designed specifically to meet Schengen Visa requirements.

Long term Europe visa insurance

US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of travel medical insurance with coverage up to 30,000 Euro (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage). US travelers travelling frequently to the Schengen countries can buy the Annual travel insurance for Schengen visa.
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coronavirus travel insurance
Schengen Visa Insurance or Europe Travel Insurance for Senior citizens

Best Travel insurance for older travelers for visiting the Schengen countries.

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Schengen travel insurance, Schengen health insurance - FAQ's

Does Schengen visa travel insurance usa cover covid19 illness? Does health insurance schengen visa cover coronavirus?

There are some USA Covid travel insurance plans available for travel that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Which travel insurance is best for Europe? What is the best travel insurance Schengen visa insurance?

There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.

Is travel insurance necessary for Schengen visa? Is it mandatory to have medical insurance for schengen visa?

Yes, Europe travel insurance is mandatory for applying for the Schengen visa according to Schengen agreement medical coverage by Consulates. The mandatory Schengen visa travel insurance requirement is a minimum coverage of 30,000 Euros. You can find the best insurance for schengen visa on our website

How can I get Schengen visa medical insurance? How can one buy travel insurance Schengen visa?

Travelers to Europe applying for the Schengen visa can buy Schengen visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Europe on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Schengen visa requirements as mandated by Schengen state consulates. Our compare Schengen visa insurance quote facility lists a range of cheap travel insurance that satisfy Schengen visa insurance requirements. After buying the Schengen travel medical insurance on our website travelers can immediately download the required Schengen visa letter to be used while applying for the Schengen visa.

How do I book Europe travel insurance for Schengen visa? How do i buy travel insurance for Schengen visa from USA?

Travelers can book travel insurance for Schengen visa on our website using our Schengen visa insurance quote facility. On buying the Europe visa insurance policy, you will receive the required Schengen visa letter that has to be submitted with the Schengen visa application.

How much is Europe travel insurance for Schengen visa? How much is the travel insurance for Schengen visa cost?

The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance for Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest insurance for schengen visa on our website.

Who must buy travel medical insurance for Schengen visa?

A traveler from any of the Schengen visa required countries visiting any of the Schengen country for less than 90 days is required to buy short term travel medical insurance to apply for Schengen visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Schengen countries for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

Who offers best travel insurance for Schengen visa? Who provides Schengen Travel Insurance?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate, offer comprehensive travel medical insurance coverage and zero deductible Schengen insurance coverage. The top insurance providers that offer popular Schengen visa insurance are International Medical Group Travel Insurance, Seven Corners Travel Insurance, WorldTrips Insurance and Trawick International Travel Insurance.
IMG  SevenCorners  worldtrips  Trawick

What is covered under Schengen travel medical insurance? What does Europe Travel Insurance policy usually cover?

Best travel medical insurance for Schengen visa covers the cost incurred from

  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

How do I get cheap Schengen visa travel insurance? How to find cheap travel visa insurance for Europe?

The cheapest Schengen travel insurance is surely dependent on the travelers' requirements. The traveler will have to do research online to find the cheapest travel insurance for schengen visa based on his or her requirements. It is advisable to compare cheapest travel medical insurance for Schengen visa before buying the cheap travel medical insurance for Schengen visa that satisfies Schengen consulate requirements.

  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  •  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  •  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  •  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
 COVID19

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Travel Medical Plus and Travel Medical Choice for Schengen visa are not available for residents of Maryland, Washington, New York, South Dakota, Colorado, Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone and Democratic People's Republic of Korea (North Korea).
#4  Europe travel insurance for US residents Click here to read more

Schengen visa letter in French

Patriot International Lite travel insurance plan that offers visa letter in French
Patriot International Lite Insurance
Patriot International Lite Insurance

How much does Schengen Visa health insurance cost?

Age: 40 years; Duration: 1 Month; Deductible: $0
Plan name
Europe Schengen travel insurance Cost
Estimate Plan Cost*
(plan maximum coverage)
  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1,000,000 (whichever is lower) Covers Covid19 as any other Illness or Injury.
  • Does not cover Quarantine.
Price range: $60 - $80
Coverage: $50,000 - $1,000,000 ?
Buy now
  • Available for US residents and offers long term Europe travel medical insurance coverage.
  • Covers pre-existing conditions after waiting period of 180 days.
  • It covers COVID-19 as any other illness as long as it is a new illness after the policy starts.
  • Travel delay benefit of $2,000 per person ($150 per day) which can be used in case of COVID quarantine at your destination.
Price range: $67 - $84
Coverage: $50,000 - $5,000,000 ?
Buy now
  • Safe Travels Outbound Cost Saver plan offers secondary coverage for US travelers.
  • Covers pre-existing conditions after waiting period of 180 days.
  • This is an ideal plan for US citizens and residents travelling to Europe.
  • It covers COVID-19 will be treated the same as any other sickness for any sickness related losses while you are insured.
  • Travel delay benefit of $200 per person ($50 per day) which can be used in case of COVID quarantine at your destination.
Price range: $57 - $72
Coverage: $50,000 - $5,000,000 ?
Buy now
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.
  • Travelers up to the age of 89 years
Price range: $63 - $105
Coverage: $50,000 - $1,000,000 ?
Buy now
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20,000 of covered expenses up to age 65 or the first $10,000 for age 65 or over
  • Offers coverage for Covid-19 as any other sickness.
  • Offers Schengen visa Quarantine coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours).
Price range: $70 - 104
Coverage: $50,000 - $1,000,000 ?
Buy now
  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
  • Covers Covid19 sickness
  • Atlas International insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
Price range: $65 - $103
Coverage: $50,000 - $2,000,000 ?
Buy now
  • Covers expenses for treatment of acute onset of pre-existing conditions up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 79 years
  • Travel Medical Plus Covid insurance offers coverage for coronavirus sickness
Price range: $102 - $188
Coverage: $50,000 - $5,000,000 ?
Buy now
  • Travel Medical Choice satisfies Schengen visa insurance requirements
  • Acute onset of pre-existing conditions are covered up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 79 years
  • Does not cover Covid19
Price range: $76 - $140
Coverage: $50,000 - $5,000,000 ?
Buy now

* Factors determining the cost of Schengen visa travel insurance

The cost of cheap Schengen visa insurance plan depends on the following:

The age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost.

The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.

The insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

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Schengen insurance for Covid pandemic

Most Schengen countries now have lifted the entry ban for International travelers. Irrespective of different consulate visa requirements, given the health risks involved in international travel and in light of the Covid pandemic and the Ukraine war it is important for all travelers to have the best travel insurance for Europe.

As a result of the surge in the Covid sub-variants, it is very important to have good Schengen Visa travel insurance with Covid19 coverage. Travelers can find the ideal Schengen travel insurance with Covid19 coverage by using the Covid19 Schengen travel insurance compare tool.

Trawick International, WorldTrips, International Medical Group and Seven Corners are the top Schengen visa travel insurance companies offering Covid-19 coverage. Trawick International offers Safe Travels International Insurance and Safe Travels Outbound Insurance which cover covid19 as any sickness. The Safe Travels International Insurance are available for Non US citizens and Non US residents while the Safe Travels Outbound Insurance is available for available for US citizens and US residents.

WorldTrips offer Atlas Travel insurance which includes Covid19 expenses. International Medical Group (IMG) offers Patriot International Lite insurance for Covid19 coverage. Seven Corners offers Travel Medical Plus Insurance which includes coverage for Covid19 sickness. These plans also offer Schengen visa letter specifying that they insure Covid19 as any other sickness. The visa letter can also be translated to different languages as requested.

Trawick International offers Schengen visa travel insurance with coronavirus coverage. This travel insurance satisfies Schengen visa requirements.
  • International travelers traveling outside their home country not to the USA.
  • Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (12 Hours) $4000 ($300/day) or $7000 ($500 per day).
  • US Citizens and US residents traveling outside the United States
  • This plan is available for a US Citizens and US residents traveling outside the United States
  • Coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
Seven Corners offers Travel Medical Plus Insurance with coverage for Covid19 sickness. It satisfies Schengen visa requirements with $0 deductible
  • Available for both US citizens and non US Citizens traveling to Europe up to 65 years.
WorldTrips Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Satisfy Schengen visa requirements
  • Available for both US and Non US citizens at moderate price with required benefits.
  • Available for both US and Non US citizens at affordable price with premium benefits.
  • Available for both US and Non US citizens at affordable price with fewer benefits
Patriot International Lite Insurance from International Medical Group (IMG) offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.

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