Which Travel Insurance Should I Buy for Greece (Schengen Visa)?

*Prices vary based on age, trip length, and coverage selected. All plans comply with Schengen visa insurance requirements.

Do I Need Travel Insurance for Greece?

Yes. Travel insurance for Greece is mandatory if you are applying for a Greece visa. Your policy must meet Greece visa travel insurance requirements, including:

  • Minimum €30,000 ($50,000) medical coverage
  • Emergency medical expenses
  • Hospitalization
  • Medical evacuation

If you do not need a visa, travel insurance is optional but still highly recommended due to potential high medical costs for foreigners.

Who Needs to Apply for Greece Schengen Visa?

Before traveling to Greece, it is necessary to buy Schengen visa travel insurance to meet the Greece visa requirements.

You need to apply for a Greece Schengen visa:
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If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland.

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If you plan to stay in Greece for up to 90 days within a 180-day period for tourism, business, or visiting family.

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Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter Greece without a visa for short stays (usually up to 90 days).

Nationalities who needs a Schengen visa »
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On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Greece consulate for your visa application.

Once your Greece travel insurance is purchased, you will receive the

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Insurance details with the toll-free number

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Virtual ID card - a digital insurance card you can access instantly on your phone—no physical card required.

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Instant Greece visa insurance letter for your visa application, which serves as proof of coverage

What Are the Greece Travel Insurance Requirements?

Travelers who need a Greece visa should buy travel insurance satisfying Greece visa requirements:

  • Travel insurance coverage of 30,000 Euros (~USD $35,000 as of February 2026)
  • The policy must be valid in all 29 Schengen countries.
  • Coverage for medical repatriation and emergency medical care.
  • The policy must be valid for the entire duration of your stay in the Schengen Area.
  • The policy should offer 100% coverage with no excess/deductible.
library_books Procedure to get the Schengen visa application letter!

What Does Schengen Visa Travel Insurance for Greece Cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

🚑
Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

🏥
Health care expenses

Covers emergency medical expenses for accidental injury or illness.

⚰️
Repatriation of Remains

Offers coverage for repatriation of remains expenses to home country in case of death.

🩺
Coverage for Pre-Existing Conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

How Do I Get an Instant Greece Visa Insurance Letter Required by Consulate?

description 1) Enter Details & GET QUOTE
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balance 2) Compare plans & BUY NOW
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download 3) Download VISA LETTER
  • Greece travel insurance can be purchased online quickly and easily to meet Greece visa insurance requirements and consulate guidelines.
  • Provide relevant information such as traveler age, travel dates, and total medical coverage required in the quote form. A list of cheap Greece travel insurance plans, along with premium costs and medical coverage details, will be displayed instantly.
  • Compare multiple Greece visa insurance quotes and choose the cheapest Schengen travel insurance for Greece that meets the €30,000 minimum medical coverage and repatriation requirements.
  • The applicant can buy the best Greece visa insurance by completing the online application and secure credit card payment.
  • After purchasing Europe travel insurance valid for Greece, the traveler will receive complete insurance policy details, including a toll-free emergency assistance number, a virtual insurance ID card, and an instant Schengen visa insurance letter for Greece.
  • This visa insurance certificate for Greece visa can be downloaded immediately and submitted to the Greece Embassy or VFS Greece as proof of travel medical insurance coverage for Greece.

❌ What Travel Insurance Mistakes Should You Avoid When Applying for Greece?

Avoid these common errors that lead to Schengen visa rejections:

Coverage Below €30,000

Schengen rules require minimum €30,000 medical coverage (approx. $50,000) (this includes emergency medical treatment & repatriation). Travel insurance for Europe policies with lower coverage than this €30,000 are automatically rejected.

Not Covering All Schengen Countries

The travel insurance must be valid in all 29 Schengen states. Some travelers buy country-specific insurance (e.g., only for Germany), which is not accepted in the Schengen states consulates.

Traveler insurance Not Covering Entire Stay

The Europe travel insurance policy must match the correct entry and exit dates. If your travel insurance for Europe ends even 1 day earlier than your return ticket, your Schengen visa application can be refused.

Buying Non-Schengen Compliant Plans

Some cheap travel for Europe plans exclude repatriation (return of remains in case of death) or exclude pre-existing emergency treatment. Schengen visa officers check for these exclusions carefully.

Unrecognized / Non-Approved Insurance Providers

Consulates prefer international insurance companies that are well recognized in the Schengen region. Unfamiliar or unapproved providers may cause rejection.

Submitting Fake or Cancelled Policies

Some travelers submit “dummy” insurance and cancel it after printing. Consulates cross-check this data, and if invalid, the visa is denied and can even lead to a travel ban.

Mismatch Between Travel Dates & Insurance Dates

Even a 1–2 day mismatch between flight booking and travel insurance validity can lead to rejection. It is recommended to add a buffer day before arrival and after departure.

Not Carrying Proof of Travel Insurance

Sometimes applicants forget to attach the Schengen visa compliant Travel insurance certificate with the application. Only payment receipt is not enough—you need the official Schengen visa travel insurance confirmation letter.

Top Travel Insurance Recommendations for Greece Schengen Visa in 2026

Cheapest Greece Schengen Visa Travel Insurance

Atlas International Insurance
$8/week*

Schengen-compliant medical coverage

  • Medical coverage: $50,000 – $2,000,000
  • Emergency medical evacuation up to $1,000,000
  • Acute onset of pre-existing conditions covered (up to 79 yrs)
  • Repatriation of remains included
Buy Now »

Best Travel Insurance for Greece Schengen Visa

Patriot International Lite
$10/week*

Balanced coverage for Europe travel

  • Policy Maximum: $50,000 – $1,000,000
  • Medical evacuation up to $1,000,000
  • Acute onset of pre-existing conditions covered (under 70 yrs)
  • Repatriation of remains up to $50,000
Buy Now »
Other Recommended Plans
Travel Medical Global Choice
  • Policy Maximum: $50,000 – $1,000,000
  • Medical evacuation up to $500,000
  • Acute onset of pre-existing conditions covered (under 79 yrs)

Starting at $10/week*

Learn More »
Safe Travels International
  • Policy Maximum: $50,000 – $1,000,000
  • Medical evacuation up to $1,000,000
  • Unexpected recurrence of pre-existing conditions covered (up to 70 yrs)

Starting at $18/week*

Learn More »

* Prices shown are indicative for a 7-day trip, $50,000 coverage, $0 deductible, 30-year-old traveler.

How Much Does Greece Schengen Travel Insurance Cost in 2026?

Europe Schengen travel insurance Cost in 2026

Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible.
All the insurance plans listed below

  • Meet Schengen visa requirements
  • Are accepted by Schengen embassies/consulates worldwide
  • Include a downloadable Schengen insurance visa letter immediately after purchase
Insurance Plans Provider Network Cost How to download Schengen Visa letter
Atlas International No PPO $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IPA Network $10 IMG insurance ID cards from My IMG
Atlas Premium International No PPO $11 WorldTrips insurance ID cards via Client Zone
Travel Medical Global Choice Wellabroad.com $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International United Healthcare Provider Network $15 Trawick International insurance ID cards via Client Zone.

Source: American Visitor Insurance ®

Which Is the Best Schengen Travel Insurance With Pre-Existing Conditions Coverage?

Travelers with existing health concerns often need more than basic Schengen visa insurance.

Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.

Atlas International: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage: Covers up to the overall maximum limit for travelers under age 80.
  • Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
  • Cost Example: A 25-year-old travelerpays about $8 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Patriot International Lite: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage:
    • Age 64 and under without primary health plan: Maximum limit $20,000
    • Age 64 and under with primary health plan: Up to the period-of-coverage limit
    • Age 65 through 69: Maximum limit $2,500
  • Cost Example: A 25-year-old traveler pays about $10 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Travel Medical Global Choice Insurance: Best Schengen visa medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79
  • Acute Onset of Pre-Existing Condition Coverage:
    • 14 days to 64 years old: Up to $50,000
    • 65 to 79 years old: Up to $10,000
    • 80 years and older: Not Available
  • Cost Example: A 25-year-old traveler pays about $11 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Safe Travels International: Premium-quality Schengen visa health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
  • Includes coverage for unexpected recurrence of a pre-existing condition
    • Up to $2,500 for travelers up to age 69.
    • Not available for ages 70+.
  • Enhanced emergency coverage for cardiac or stroke-related events for senior travelers age 70 and above.
  • Cost Example: A 25-year-old traveler pays about $15 for a 7-day trip, with $50,000 medical maximum and $0 deductible.

How Do I Get a Certificate Showing I Have Travel Insurance When Applying for a Schengen Visa?

To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:

  • Choose a Travel Insurance Provider: Select a travel insurance policy on American Visitor Insurance that meets the Schengen visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
  • Buy the Insurance: Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
  • Receive the Certificate: After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
  • Download or Request the Certificate: You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the Greece visa travel insurance requirements.

How Can I Buy the Best Travel Insurance for Greece?

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Find the Best Plans
Complete the Greece Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.
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Compare Options
Compare the price and the benefits of the different Greece visa insurance options to identify what fits your needs best.
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Buy Your Plan
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
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Review Your Policy
Review the insurance documents & download visa letter is required.
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Real-Life Scenarios for Greece Schengen Visa Insurance

local_hospital
Medical Emergency in Copenhagen

Severe food poisoning while exploring street food markets. Insurance covers hospital treatment and medical expenses without financial stress.

downhill_skiing
Ski Accident in Aarhus

A broken leg during a winter ski trip. Coverage includes surgery, hospitalization, and medical evacuation if needed.

luggage
Lost Luggage at Copenhagen Airport

Delayed luggage during transit. Insurance reimburses essential clothing and toiletries.

airplane_ticket
Flight Cancellation Due to Weather

Flight canceled due to heavy snow. Trip cancellation coverage reimburses hotel stays and rebooking fees.

dentistry
Emergency Dental Care in Odense

Sudden toothache requiring urgent treatment. Emergency dental costs are covered.

coronavirus
COVID-19 Quarantine Costs

Mandatory hotel quarantine after a positive test. Insurance helps cover medical consultations and quarantine expenses.

Schengen Visa Insurance Greece, Greece Travel Insurance - FAQs

1. Is travel insurance necessary for Greece?

If you need a visa for traveling to Greece (Schengen visa), then - Yes, Greece travel insurance is necessary for applying for the Schengen visa. The Greece visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Greece , then buying travel insurance for Greece is not mandatory for visits of less than 90 days. However given the cost of healthcare in Greece , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Greece .

2. Who must buy travel medical insurance for Greece visa?

A traveler from any of the Schengen visa required countries visiting Greece for less than 90 days is required to buy short term travel medical insurance to apply for Greece visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Greece for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

3. Who offers Schengen visa Insurance for Greece?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Greece are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

4. What is covered under Greece visa travel insurance?

Best travel medical insurance for Greece visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

5. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

6. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

7. If my Greece visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Greece visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

8. Can I cancel my Greece travel insurance?

Yes, you can cancel your Greece travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

9. Can I apply for a Greece Schengen visa if my passport expires in two months?

No, you cannot apply for a Greece Schengen visa if your passport expires in just two months. The Greece consulate—like all Schengen member states—requires that your passport be valid for at least three months beyond your planned departure from the Schengen Area. Additionally, your passport must have been issued within the last ten years and contain at least two blank pages.

If your passport does not meet these conditions, your Greece visa application will be rejected. It is strongly advised to renew your passport before applying for the Greece Schengen visa to ensure that your application is processed without issues.

8. Can I use my Greece Schengen visa travel insurance to visit multiple Schengen countries?

Yes. When you purchase Greece Schengen visa travel insurance, the standard Schengen visa allows you to travel between all 29 Schengen member countries as long as you don’t exceed the maximum stay period of the visa. it covers you for medical emergencies, evacuation, and repatriation throughout the entire Schengen Area. This means you can travel to multiple Schengen countries.

9. When is the best time to book an appointment for my Greece Schengen visa?

Earliest You Can Apply

  • Up to 6 months before your travel date (9 months for seafarers).
  • This is especially helpful if you’re traveling during busy tourist seasons (summer or Christmas).

Latest You Should Apply

  • At least 15 calendar days before travel (this is the legal minimum).
  • But embassies strongly recommend applying 3–4 weeks before travel to avoid last-minute issues.

Ideal Timing

  • 6 weeks to 2 months before travel → This balances processing time, document prep, and appointment availability.
  • Some consulates (France, Spain, Italy, Germany) have long appointment waiting lists, so booking early is key.

10. How do I know if my Greece Schengen visa travel insurance will be accepted?

All Greece Schengen visa travel insurance plans available on American Visitor Insurance meet Schengen visa requirements. Here’s a quick guide to the type of insurance that gets approved versus common mistakes that may lead to rejection:

Visa-Friendly Insurance Risky Insurance Choices
Starts on the exact date of departure to Greece Starts after arrival in Greeceor other Schengen countries
Includes official PDF certificate with policy number and coverage dates Only a screenshot or incomplete confirmation email
Clearly states “Schengen Area” coverage + repatriation clause Missing repatriation, hospitalization, or territorial coverage wording
Provides minimum €30,000 ($50,000) medical coverage Coverage below €30,000 ($50,000) or not specified
Certificate available in English Certificate only in a non-EU language without translation

Always ensure your Greece Schengen visa travel insurance certificate clearly mentions the **Schengen Area**, meets the **€30,000 ($50,000) minimum medical coverage**, covers the required territory, and matches your full travel dates before submitting your visa application. All plans on American Visitor Insurance comply with Greece Schengen visa requirements.

Greece Travel Insurance Reviews

See what travelers are saying about their insurance experience for Greece. Real reviews from real visitors.

Karen

Karen

"I am always appreciating good business conduct and when I am coming back here for the longer time span."

Margaret

Margaret

"Thank you for your prompt response. Your prompt response will be highly appreciated."

Connie

Connie

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."

How Do I Apply for a Greece Schengen Visa?

To apply for a Schengen Visa to Greece, follow these steps:

  • Choose the correct visa based on your travel purpose (tourism, business, etc.)
  • Fill out the Schengen visa application form.
  • Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
  • Book an appointment with the Greece consulate or visa center.
  • Submit your application, biometric data, and documents at the consulate.
  • Pay the visa application fee.
  • Processing usually takes around 15 days.
  • Pick up your approved visa from the consulate.

What Is the Best Travel Insurance for Seniors Vacationing in Greece?

The best travel insurance for seniors vacationing in Greece depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.

Seniors under 70

Seniors under 80

Seniors over 80

  • Safe Travels Outbound Insurance – which costs about $670 per month.
  • Best choice for US seniors if you need at least $50,000 coverage (required for a Long-Term Europe visa).

All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.

Europe Travel Insurance for Seniors to Greece

Insurance for older travelers for visiting the Schengen countries

Know more »

Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?

We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.

  • Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
  • Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
  • Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
  • Expert Support & Assistance: Our licensed customer support team is available 24/7 to
    • Guide you through plan selection and online applications
    • Help with policy renewals or extensions
    • Assist with cancellations if travel plans change
    • Support filing insurance claims
  • Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.

What Factors Influence the Cost of Best Travel Insurance to Greece?

The cost of Greece health insurance for travelers depends on the following:

  • Age of the traveler: The older the traveler, the more expensive the cost of travel health insurance to Greece.
  • The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
  • The selected deductible: A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
  • The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Greece visa will have the highest co-insurance.
  • The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Tip: While the cheapest plan may save money upfront, it’s important to balance affordability with adequate protection—especially for medical emergencies abroad.
Group travel insurance

Are you traveling as a Group?

Get a discount on the Best Group Travel Insurance for Greece

What Is Europe Medical Insurance for Schengen Visa?

What Are the Different Types of Greece Visas?

Visa Type Description Duration / Notes Subtypes (if any)
Schengen Visa (Type C) Short-term visa for travel and stay in Greece and the Schengen area. Up to 90 days within a 180-day period Single-entry, Double-entry, Multiple-entry
National Visa (Type D) Long-stay visa for stays in Greece exceeding 90 days. Issued under national legislation. Long-term; Examples: student visas, work visas, residence permits None
Airport Transit Visa (Type A) Allows transit through the international transit area of Greece airport without entering the country. Required for certain citizens connecting through Greece to a non-Schengen destination None
Transit Visa (Type B) Allows transit through Greece to reach a final destination outside the Schengen area. Valid for a maximum of 5 days None

What Are the Documents Required for Greece Visa?

  • Completed and signed application form
  • Valid Passport
  • Photographs that are taken recently
  • Documents of travel itinerary
  • Confirmation of health insurance coverage for Greece
  • Closed round trip ticket
  • Current bank statement
  • Greece visa insurance letter

What is the new travel authorization ETIAS requirement for US citizens traveling to Greece?

US citizens traveling to Greece should apply for ETIAS (European Travel Information and Authorization System).

  • ETIAS is not a visa, but a pre-travel clearance, similar to the US ESTA (Electronic System for Travel Authorization).
  • It allows short stays of up to 90 days within a 180-day period for tourism, business, or transit.
  • The application is completed online and is usually approved quickly.

What is the best travel Insurance for US citizens traveling to Greece?

US citizens are advised to buy travel insurance Greece visa even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Greece and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Greece.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

Travel Insurance for Greece from USA »

Do US Citizens Need a Long Term Visa to Stay in Greece?

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (~USD $35,000 as of February 2026) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »

Do US Green Card Holders Need Greece Visa?

Yes, US Green Card holders may need a visa to travel to Greece, if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Greece is required while applying for an Greece visa. US Green Card Holders can buy travel insurance to satisfy Greece visa requirements for their visa application on American Visitor Insurance.

Which Is the Best Greece Travel Insurance for US Seniors With Medicare?

  • US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
  • Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
  • Buying Medicare Supplemental International Travel Insurance coverage for older US travelers is strongly recommended.

🌏 GlobeHopper Travel Insurance for Older US Travelers Visiting Greece

  • US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
  • There is a travel health insurance plan specifically designed for older American travelers.
  • Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as

GlobeHopper Senior Single-Trip

Coverage: 5 days to 365 days

description Plan details | picture_as_pdf Brochure | shopping_cart Buy online

GlobeHopper Senior Multi-trip

Coverage: 12 months total, up to 30 days per trip.

description Plan details | picture_as_pdf Brochure | shopping_cart Buy online
Key benefits includes:
  • Provides $1 million coverage up to the age of 79 years
  • Provides $100,000 coverage for travelers 80 years and older
  • Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
  • Includes $25,000 coverage for emergency medical evacuation

Why Visit Greece & Why You Need Travel Insurance for Greece?

🗺️ Why Visit Greece?
  • Greece, often called the cradle of democracy and Western civilization, is home to 18 UNESCO World Heritage Sites. Its stunning coastline, countless islands, and pristine beaches make it one of Europe's most visited destinations—welcoming over 30 million tourists every year. From rich history and vibrant culture to picture-perfect islands, Greece offers something for every traveler.
  • What makes Greece even more appealing is its affordability compared to other European destinations. Athens, the historic capital, is a must-visit—featuring the iconic 2,500-year-old Acropolis. Other must-see attractions include the Agora, the Roman market, Hadrian’s Arch, and the Greek Parliament with its famous hourly changing of the guards.
  • Outside Athens, you’ll find incredible historical landmarks like Olympia—the birthplace of the Olympic Games—Delphi, the spiritual center of ancient Greece, and Meteora, known for its breathtaking cliff-top monasteries. These ancient sites reflect the grandeur of the Minoan, Mycenaean, and Classical Greek civilizations.
  • Cruising the Greek islands is another favorite activity among tourists. Islands like Mykonos, Santorini, Milos, Paros, and Naxos are known for their postcard-perfect landscapes, vibrant nightlife, and rich cultural heritage. While July and August are peak travel months, visiting in the shoulder seasons (April–June or September–November) can help you avoid crowds and save money. For groups, renting a private villa with a pool can be more cost-effective than booking individual hotel rooms.
Travel insurance to Greece
  • Despite its many charms, traveling to Greece involves certain risks—such as health emergencies, travel disruptions, or theft of important documents. That’s why it’s essential to purchase comprehensive travel insurance Greece visa coverage. Whether or not it’s a visa requirement, having the best travel insurance for Greece ensures peace of mind during your trip.
  • If you’re applying for a Schengen visa, you’ll need travel medical insurance for Greece visa that meets specific criteria. AmericanVisitorInsurance.com may sound like a U.S.-focused website, but it offers a range of travel insurance plans from top-rated U.S. insurers that meet Schengen visa requirements and provide full coverage for travelers in Europe, including Greece.

Travel Guide for Greece: General Information, Destinations & Airports

  • Travel insurance for Greece General Information About Greece

    • location_city Capital: Athens
    • location_on Location: Europe
    • euro Currency: Euro
    • language Language: Greek, Cretan dialect
    • groups Population: Around 10.30 million
    • event Best time to visit: September and October
    • map Vacation spots: Athens, Corfu, Santorini, Corinth, Dodecanese, Khania, Cyclades, Thessaloniki, Samos.
  • What Are the Popular Tourist Destinations in Greece?

    Health insurance for travel to Greece

    Greek Islands

    The beautiful and exotic Greek islands lure droves of tourists every year, making them one of the world’s top travel destinations.

    Medical insurance for visiting Greece

    Athens

    Athens is widely known as the cradle of Western civilization and the birthplace of democracy. The city presents a blend of historical and modern features.

    Tourist Insurance for Greece

    Meteora Monasteries

    UNESCO World Heritage list, six of the monasteries are open to the public. You need to climb up several flight stone steps carved into the rocks to reach each monastery.

  • What are the Main Airports in Greece

    City Airport Name IATA Code
    Athens Athens International Airport ATH
    Thessaloniki Thessaloniki Airport SKG
    Heraklion (Crete) Heraklion Airport HER
    Rhodes Rhodes International Airport RHO
    Corfu Corfu International Airport CFU

What Does Travel Insurance for Greece Visa Usually Not Cover?

Travel health insurance for Greece visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Greece Schengen Visa insurance. These include:

⚕️ Pre-existing medical conditions

Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.

💊 Treatment for chronic illnesses

Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.

🏥 Non-emergency medical treatment

Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.

🏄‍♂️ Adventure and extreme sports

Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.

🧠 Mental health conditions

Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.

Schengen Travel Insurance With 30,000 Euro Coverage

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