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Long term Europe travel insurance for Non US citizens

Procedure to get the Instant Schengen visa letter for application as required by the European consulates

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Before traveling to any Schengen country, it is essential to purchase Schengen visa travel insurance to meet the visa requirements. On American Visitor Insurance, you can easily buy travel insurance online and obtain the visa letter required for your application at the consulate. Once your insurance is purchased, you will receive detailed policy information, including a toll-free number, a virtual ID card, and the Schengen insurance visa letter, which serves as proof of coverage for your visa application.

Best travel insurance for Europe

Do I need travel insurance for Europe?

Europe travel health insurance for foreigners is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.

Who needs to apply for Europe Schengen Visa?

Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Europe for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Europe Schengen Visa. This visa allows travel to Europe and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.

How to apply for a European visa?

To apply for a Schengen Visa to Europe, follow these steps:

  • Choose the correct visa based on your travel purpose (tourism, business, etc.)
  • Fill out the Schengen visa application form.
  • Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
  • Book an appointment with the Europe consulate or visa center.
  • Submit your application, biometric data, and documents at the consulate.
  • Pay the visa application fee.
  • Processing usually takes around 15 days.
  • Pick up your approved visa from the consulate.

What are the Europe travel insurance requirements?

Travelers who need an Schengen visa should buy travel insurance satisfying Schengen visa requirements:

  • Minimum coverage of at least €30,000 in medical expenses (about $50,000 USD)
  • Validity across all Schengen Area member states.
  • Coverage for medical repatriation and emergency medical care.
  • The policy must be valid for the entire duration of your stay.
  • Policy must have a $0 deductible with 100% Coverage

Long term Europe Visa for Non US citizens

European countries such as France, Switzerland… are very big tourist attractions for people all around the world, particularly so for US citizens, most of whom have roots in Europe. Europe is attractive for Americans to explore their roots, get an insight into the rich European history and culture. A visit to Europe and a visit to the famous art museums, theatres and plays be it in London, Paris, Madrid, Barcelona, Rome... is a dream for most American tourists.

Long term Europe Visa for Non US citizens

Thanks to the strong US Dollar when compared to the relatively weak Euro, traveling to Europe has become cheaper. Thanks also to easily accessible information and technology, people living in the United States can easily plan a vacation to their favorite holiday spots making their dream come true.

Importance of Europe visa insurance

Europe Visa also known as Schengen Visa is a 90 day tourist Visa for visiting Schengen countries. This Visa is not required for US passport holders, however some non US nationalities, even if holding a Green Card will need a Schengen Visa depending on their nationality. US residents but holding African and Asian passports invariably need this Visa to visit.

However a Schengen Visa is required for everyone including US citizens for stays more than 90 days in Europe. In any event, even if the Visa is not required, it is prudent to buy good travel health insurance as your domestic US health insurance including Medicare has very little or no insurance coverage outside the United States borders.

Wonder what plan would cover work best in this situation? You are in the right place for Schengen Insurance plan for your long term Visa! Here at American Visitor Insurance we have Schengen Insurance plans that can be purchased for visiting and staying in the Schengen countries. The website provides resourceful information like frequently asked questions, insurance resources and factors to consider while buying an insurance plan. Our customer support will be glad to help you with any questions you may have at 877-340-7910 or email us.

Tips for getting long term Visa for a specific Schengen country:

  • Research which country offers long term Schengen Visa and which works best for your travel and apply for it. Not all countries offer long term Visa.
  • Make sure that you have ample time to collect all your documentation, some countries might need proof of good character which may include from a letter of reference from employer to a clean criminal record.
  • Make an appointment at the country’s consulate. Long term Visa application requires interviews and hence cannot be done via mail.

What is the best travel insurance Schengen visa insurance?

The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

  • Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
  • Policy maximum covers up to 1M
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
  • Provides comprehensive medical coverage, emergency evacuation, and repatriation...
  • Policy maximum covers up to 2M
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years

Safe Travels International
Trawick International

  • Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
  • Policy maximum covers up to 1M
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65

How much does Schengen visa travel insurance cost?

The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance for Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest insurance for Schengen visa on American Visitor Insurance.

Europe Schengen travel insurance Cost in 2025

All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countris can start at just $1 per day.

Insurance Plans Provider Network Cost* How to download Visa letter
Atlas International WorldTrips United Healthcare Provider Network $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IMG United Healthcare Provider Network $10 IMG insurance ID cards from My IMG
Atlas Premium International WorldTrips United Healthcare Provider Network $11 WorldTrips insurance ID cards via Client Zone
Safe Travels International Cost Saver Trawick International United Healthcare Provider Network $11 Trawick International insurance ID cards via Client Zone.
Travel Medical Global Choice Seven Corners United Healthcare Provider Network $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International Trawick International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

What are the popular tourist destinations in Europe?

Buy travel insurance for Venice

Venice

Venice may conjure up images of romantic gondola rides down the Grand Canal, but this European city isn't only for swooning lovebirds.

Buy travel insurance for Europe

Paris

Paris, France's capital, is a major European city and a global center for art, fashion, gastronomy and culture.

Buy travel insurance for Amsterdam

Amsterdam

There's more to Amsterdam than its notorious coffee shop culture and Red Light District. Spend the day biking along the city's canals and stylish streets.

Buy travel insurance for Athens

Athens

Athens was made for history buffs and architecture aficionados, but it also serves as a great European getaway for the everyday travel.

Schengen Visa Insurance or Europe Travel Insurance for Senior citizens

Best travel health insurance for Europe - FAQ's

1. What is the best travel insurance Schengen Visa insurance?

There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen Visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen Visa insurance cost specifically to satisfy the Schengen Visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen Visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen Visa travel insurance plan.

2. How can one buy travel insurance Schengen Visa?

Travelers to Europe applying for the Schengen Visa can buy Schengen Visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Europe on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Schengen Visa requirements as mandated by Schengen state consulates.

Our compare Schengen Visa insurance quote facility lists a range of cheap travel insurance that satisfy Schengen Visa insurance requirements. After buying the Schengen travel medical insurance on our website travelers can immediately download the required Schengen Visa letter to be used while applying for the Schengen Visa.

3. How much is the travel insurance for Schengen Visa cost?

The cost for the Schengen Visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen Visa required, the greater will be the cost for the travel insurance for Schengen Visa.

The Schengen Visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen Visa consulate requirements. You can find the cheapest insurance for schengen Visa on our website.

4. How to find cheap travel Visa insurance for Europe?

The cheapest Schengen travel insurance is surely dependent on the travelers' requirements. The traveler will have to do research online to find the cheapest travel insurance for schengen Visa based on his or her requirements.

It is advisable to compare cheapest travel medical insurance for Schengen Visa before buying the cheap travel medical insurance for Schengen Visa that satisfies Schengen consulate requirements.

Travel insurance for Europe visa

If you are a non-U.S. citizen or a U.S. Green card holder traveling to Europe, you may need an Europe visa that satisfies Europe travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Europe will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Europe (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Europe visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Europe.

The policy must cover emergency medical expenses of at least €30,000 (around US $ 50,000). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Europe until you leave. American Visitor Insurance offers international travel insurance that meets the Europe travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an Europe visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Europe which satisfies visa requirements.

Is a Schengen visa needed for US Green Card holders?

US Green Card holders will need an Europe visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance for Europe visa for Green Card Holders is required while applying for an Europe visa. Green card holders travel insurance requirements for Europe include medical expenses of at least €30,000. On American Visitor Insurance, US Green Card Holders can buy international health insurance Europe to satisfy Schengen visa requirements for their visa application.

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