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Travel Insurance for Portugal visa, Portugal visa insurance

Procedure to get the Instant Portugal visa letter for application as required by the European consulates

1) Enter Details & GET QUOTE
2) Compare plans & BUY NOW
3) Download VISA LETTER

Portugal visa insurance quote

Age & Citizenship
Dependents
Residence
Start date
End date
What is the best travel insurance Portugal visa insurance?

The best Portugal visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Portugal visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Portugal travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Portugal visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Portugal visa medical insurance?

Travelers to Portugal applying for the Schengen visa can buy Portugal visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Portugal on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Portugal visa requirements as mandated by Schengen state consulates. Our compare Portugal visa insurance quote facility lists a range of cheap travel insurance that satisfy the Portugal visa requirements. After buying travel medical insurance for Portugal on our website travelers can immediately download the required visa letter to be used while applying for the Portugal visa.

How much is Europe travel insurance for Portugal visa?

The cost for the health insurance for Portugal Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Portugal visa. The Portugal visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Portugal visa on American Visitor Insurance.

Best travel insurance for Portugal visa

Portugal is one of the more affordable and popular tourist destination in Europe. Portugal is popular for its charming cities, historic landmarks, beautiful beaches and religious sites. International tourists usually visit Lisbon the capital, the Algarve, Northern Portugal, Central Portugal, Madeira, Alentejo and the Azores. Portugal offers excellent food and wine at very affordable prices. American and international tourists should however buy proper travel insurance for Portugal visa while visiting Portugal. Domestic health insurance plans including US Medicare do not offer coverage outside US national borders.

portugal-river-mountain-insurance

Understanding and buying proper overseas travel insurance is now easy thanks to websites like American Visitor Insurance. While it is counter intuitive to buy insurance for visiting Portugal at American Visitor Insurance, we work with reputed US insurance companies to offer a wide choice of international travel insurance options both for visiting the USA as well as for traveling around the globe.

Our comparison tool and frequently asked questions help customers make an informed objective decision while buying travel insurance. Compare and buy cheap travel insurance to Portugal plans online and buy the most appropraite plan for their needs.

Portugal travel insurance requirements

International travelers who needs a Portugal visa will have to buy travel insurance satisfying Portugal visa requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.

Schengen visa insurance letter

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Portugal visa travel documents

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Nationalities who need Portugal visa

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How much does Portugal Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of travel insurance for Schengen visa can start from as low as One Dollar a day.

Insurance Plans Plan Maximum Deductible Provider Network Cost *
Patriot International Lite IMG $50K - $1M $0 - $2.5K United HealthCare $8 - $13
Atlas International WorldTrips $50K - $2M $0 - $5K United HealthCare $8 - $14
Safe Travels International Cost Saver Trawick International $50K - $1M $0 - $5K First Health Network $10 - $13
Safe Travels International Trawick International $50K - $1M $0 - $5K First Health Network $10 - $15
Travel Medical Choice Seven Corners $50K - $1M $50 - $5K United HealthCare $20 - $37

* The average cost of travel insurance plans for Schengen visa is based on quotes for a 25-year-old with a duration of 7 Days and $0 Deductible.

Cheap travel insurance to Portugal

Portugal flag

Visiting Portugal

Travel medical insurance for US citizens visiting Portugal

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Portugal residents visiting USA

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Group Travel

Portugal visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

Health care expenses

Covers emergency medical expenses for accidental injury or illness.

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

Testimonials - From Our Customers

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Advantages of buying Schengen visa insurance on American visitor insurance

Satisfy Schengen visa requirements to apply for visa

Compare several plans to find what fits your needs best

Travel medical insurance protection for health emergency

Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Portugal

The cost of Portugal health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Portugal.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Portugal visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Travel insurance to Portugal online

 1: Finding all available Portugal visa insurance plans

Complete the Portugal visa insurance quote request form by providing details of the traveler and insurance requirements.

 2: Compare different visa insurance options

Compare the price and the benefits of the different Portugal visa insurance options to identify what fits your needs best.

 3: Buy the travel insurance Portugal visa and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review Portugal insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Portugal
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Travel insurance Portugal Visa Types

1. Schengen Visa (Type C):

This is the most common visa type for short-term stays in Portugal. It allows the holder to travel and stay in the Schengen area, including Portugal, for up to 90 days within a 180-day period.

There are three subtypes of Schengen visas:
  • Single-entry
  • Double-entry
  • Multiple-entry
2. National Visa (Type D):

This is a long-stay visa for stays in Portugal exceeding 90 days. It is issued by the Portugal consular authorities based on national legislation.
Examples include student visas, work visas, and residence permits.

3. Golden Visa:

This visa type is for individuals who make a significant investment in Portugal (e.g., property purchase, capital transfer, or job creation).

4. Student Visa:

This visa is for international students enrolled in Portuguese educational institutions.

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Do US citizens need a visa for Portugal?

US citizens are advised to buy travel insurance for Portugal even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Portugal and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Portugal. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Portugal travel insurance for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel insurance Portugal, Portugal travel insurance - FAQ's

1. What is Portugal Schengen visa travel insurance?

Portugal visa travel insurance is a mandatory insurance for individuals applying for a Schengen visa to visit Portugal. As Portugal is part of the Schengen Area, travelers need to show proof of this insurance to meet visa requirements. This Portugal travel insurance must cover a minimum amount for medical expenses, repatriation, and emergency medical care during the stay in Portugal. It's essential that the coverage matches the visa regulations and provides necessary financial protection in case of unexpected events.

2. What is Schengen eligible travel insurance for Portugal?

Schengen eligible travel insurance for Portugal meets the specific requirements of the Schengen Agreement for travelers visiting Schengen Area countries in Europe. It must provide sufficient coverage for medical expenses, repatriation, and emergency medical evacuation during the entire stay in the Schengen Area. This insurance is a prerequisite for getting the Schengen visa and should be valid for all countries within the area. It's important to ensure that the coverage amounts and terms align with the visa requirements of the specific Schengen country you plan to visit.

3. How do I cancel my travel insurance to Portugal?

If you want to cancel your travel insurance Portugal, the procedure varies depending on the your insurance plan. However, travel insurance can be easily cancelled before the start of the insurance policy. The refund for cancelling the insurance after the start of the policy will be usually on a pro-rate basis. However it is important to follow these steps:
  • Review the terms and conditions of the insurance contract to see if there are any cancellation fees, notice periods, or other requirements.
  • Contact your insurance provider and inform them of your intention to cancel your insurance. You will need to provide some documents, such as your insurance number, account number, passport, or proof of departure.
  • Confirm that your cancellation request has been processed and that you have received a confirmation letter or email from your insurance provider.

4. Is travel insurance necessary for Portugal?

If you need a visa for traveling to Portugal (Schengen visa), then - Yes, Portugal travel insurance is necessary for applying for the Schengen visa. The Portugal visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Portugal , then buying travel insurance for Portugal is not mandatory for visits of less than 90 days. However given the cost of healthcare in Portugal , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Portugal.

5. How can I get travel medical insurance for Portugal?

Travelers to Portugal who need the Schengen visa can buy Portugal visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Portugal visa consulate requirements. Once you complete buying the Portugal visa travel insurance online, you can download the required Portugal visa letter which you can submit while applying for the Schengen visa.

6. What is the cost of Portugal visa travel insurance?

The cost for the Portugal visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Portugal travel insurance required, the greater will be the cost. Our cheap travel insurance to Portugal application quote facility lists the travel insurance that satisfy Portugal visa consulate requirements.

7. What is the procedure to get a visa letter for Portugal?

Portugal visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Portugal visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best travel insurance for Portugal plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Portugal , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Portugal visa letter that may be presented to the consulate as proof of coverage.

8. Who must buy travel medical insurance for Portugal visa?

A traveler from any of the Schengen visa required countries visiting Portugal for less than 90 days is required to buy short term travel medical insurance to apply for Portugal visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Portugal for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

9. Who offers Schengen visa Insurance for Portugal?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Portugal are International Medical Group, Seven Corners, WorldTrips and Trawick International.

10. What is covered under Portugal visa travel insurance?

Best travel medical insurance for Portugal visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

11. How do I get cheap Schengen visa travel insurance for Portugal?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Portugal visa insurance products before buying the cheap travel medical insurance for Portugal visa.

12. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

13. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

14. If my Portugal visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Portugal visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

15. Can I cancel my Portugal travel health insurance?

Yes, you can cancel your Portugal travel health insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

16. Do I need a visa to travel to Portugal?

Whether you need a visa to travel to Portugal depends on your nationality. Citizens of European Union (EU) countries do not need a visa. Citizens from visa-exempt countries, such as the USA, Canada, and Australia, do not require a visa for stays up to 90 days. However, citizens of non-EU countries and non-visa-exempt countries will need a visa for visiting Portugal. It is essential to check with the Portugal embassy or consulate for specific requirements based on your nationality and the purpose of your visit.

17. Do I need travel insurance for Portugal?

While travel insurance to Portugal is mandatory while applying for the Portugal visa, it isn't required for those who do not need a visa. However, travel health insurance is recommended, especially for those visiting from outside the EU zone. It provides valuable financial protection for unexpected medical costs, trip cancellation, and other travel related issues during your stay.

18. How to compare & buy cheapest travel insurance for Portugal?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
  • Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Portugal FlagPortugal - General Information


Capital
Lisbon

Currency
Euro

Location
Europe

Best time to visit
March to October

Population
Around 10.22 million

Language
Portuguese, Mirandese, English

Vacation spots
Lisbon, Oporto, Algarve, Madeira, Azores, Faro, Braga, Guimaraes, Coimbra.

Popular tourist destinations in Portugal

Travel insurance for Algarve

Algarve

Sunny Mediterranean climate, gorgeous beaches, historic sites, fabulous cuisine and affordable costs are just some of the reasons that make the Algarve one of the best places to visit in Portugal.

Travel insurance for World of Discoveries

World of Discoveries

Portugal's remarkable period of conquest and exploration, the Age of Discovery, is re-enacted with astonishing effect at this slick interactive museum and theme park.

Travel insurance for Castle of Almourol

Castle of Almourol

This magical fortress, dramatically set on a marble-sized island in the Tagus River near the town of Constância, is one of the most picturesque historical monuments in the region.

Travel insurance for Sintra

Sintra

Nestled in the foothills of the Sintra Mountains on the Lisbon Coast, Sintra presents a spectacular setting of verdant hills, sprinkled with pretty villas and castles.

Tourist information about Portugal

How do I get visa for Portugal?

  • Portugal visa is required for NON EU residents who wish to visit Portugal for business, family visit, vacation...
  • Portugal is one of the countries in the Schengen agreement. The requirements outlined for other Schengen countries are applicable to Portugal also.
  • One of the significant requirements for applicants of Schengen visa is health or travel insurance coverage. When you are submitting application seeking Portugal Visa you have to provide the copy of travel insurance policy.
  • Insurance Plans available at American Visitor Insurance are applicable for
  • Schengen Visa A (Airport Transit Visa)
  • Visa B (Transit Visa)
  • Visa C (Travel Visa)
  • Visa D (Long Stay Visa)

What are the documents required for Portugal Visa?

  • Valid Passport with at least 3 months validity after the return to home country
  • 2 Passport Size Photos (Color)
  • Copy of itinerary with confirmed reservation
  • Proof of departure arrangements
  • Proof of means of support
  • Proof of travel or health insurance coverage
  • Portugal Travel medical insurance of EUR 30,000 maximum benefits.
  • Portugal visa insurance letter

What is the best time to visit Portugal?

The best time to visit Portugal is from March to October.

What are the famous vacation spots in Portugal?

Lisbon, Oporto, Algarve, Madeira, Azores, Faro, Braga, Guimaraes, Coimbra...

What are the popular Cuisines in Portugal?

Herbed new20 With Mushroom Sauce, Portuguese Paella Oven Baked Sweet Plantains, Rosemary and Lemon Pork Stew, Portuguese Kale Soup, Bacalhau Gomes De Sa (Portuguese Codfish and Potatoes), Patatas Bravas - Potatoes for the Brave, Spanish Style...

Which are the popular Languages spoken in Portugal?

Portuguese, Mirandese, Barranquenho, English...

International airports in Portugal

City Airport Name IATA Code
Lisbon Lisbon Portela Airport LIS
Porto Porto International Airport OPO
Faro Faro Airport FAO
Madeira Madeira International Airport FNC

Schengen Travel insurance with 30,000 Euro coverage

Cheapest Schengen health insurance for travel FAQs

Cheap travel medical insurance for Schengen Visa FAQs.

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Best schengen travel insurance forum

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Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries.

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe.

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

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Tools to find the best Schengen visa travel insurance.

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Travel insurance for travelers from Portugal

What does travel insurance for Portugal visa usually not cover?

Travel health insurance for Portugal visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Portugal Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.


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