Europe Annual Travel Insurance, Annual Travel Insurance for Europe, annual travel insurance from USA to Europe

Annual Travel Insurance Plans Cost Comparison

Email results

Age

Start Date

Coverage Period

1 year

Coverage Region

Citizenship

GET QUOTE

Patriot Multi Trip Maximum Deductible Buy Now	Trekker Essential Maximum Deductible Buy Now	Atlas Multi Trip Maximum Deductible Buy Now	Voyager Annual Travel Insurance Maximum Deductible Buy Now	GlobeHopper Senior Multi Trip Maximum Deductible Buy Now
Insurance Providers

Trip Duration
Trip Duration	Trip Duration	Trip Duration	Trip Duration	Trip Duration
Ideal for
US or Non US citizens traveling outside their home country for business or pleasure	Only US Citizens traveling outside their home country for business or pleasure	US or Non US citizens traveling outside their home country for business or pleasure	US or Non US citizens traveling outside their home country for business or pleasure	Coverage is available to U.S. residents while traveling outside a 100 mile radius from his/her place of permanent U.S. residence for trips with a maximum duration of 90 days.
Length of Coverage
The period of coverage is for 1 year from the effective date of insurance cover	The period of coverage is for 1 year from the effective date of insurance cover	1 year maximum limit	Your policy period is 364 days	1 year maximum limit
Coinsurance
In PPO (Within US/Canada - Pays 90% up to $5,000 Out of PPO - Pays 80% up to $5,000, then 100% to Max Limit Outside US/Canada - No Coinsurance	Percentage that insured pays (after Deductible). This excludes charges for services not covered in excess of covered expenses	The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit	No Coinsurance	No Coinsurance
Renewability
Yes in increments of 12 months up to 36 months with any break in coverage	This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new deductible and medical limit would apply.	Not renewable	Not renewable	Not renewable
Eligibility
Up to 79 years. Travelling outside their home country. Must have domestic health insurance policy while being covered under this plan	US resident up to 85 years. Travelling outside their home country. Must be enrolled in a primary health plan	Up to 76 years. Travelling outside their home country. Must maintain medical insurance that covers them while they are in their home country	The applicant must be aged between 14 years and 85+ years.	65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan
Repatriation of Remains
$50,000	Essential plan - $15,000 Choice plan - $25,000	Overall maximum limit (not subject to deductible or coinsurance)	Silver: $100,000 Gold:$150,000	$50,000 lifetime maxmium
Emergency Medical Evacuation
Up to $1,000,000	Essential plan - $250,000 Choice plan - $500,000	$1,000,000 lifetime maximum	Silver: $100,000 Gold:$250,000	$2,50,000 lifetime maxmium
Pre-existing Conditions Coverage
Sudden and Unexpected Recurrence of Pre-existing condition up to $5,000 max per period of coverage	Essential plan - Covers pre-existing conditions as any other conditions up to $50,000 Choice plan - overs pre-existing conditions as any other conditions up to $250,000	Travellers below 70 years covers acute onset of pre-ex condition - Limited benefit to medical maximum (excludes chronic and congenital conditions) Pre-ex condition cover for emergency medical evac to $25,000	Not Covered	Sudden and Unexpected Recurrence of a Pre-existing Condition cover for medical expenses up to $5,000 max per insured person,per period of coverage Coverage for emergency medical evacuation up to $25,000
Underwriter
Sirius International Insurance Corporation	4 Ever Life Insurance Company	Underwritten by Lloyds, London	Underwritten by Starr Indemnity & Liability Company	Underwritten by Lloyds, London
Rating
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	"A-" (Excellent)	AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	AM Best Rating: "A" (Excellent)	AM Best Rating: "A" (Excellent)
Brochure and Details
» Patriot Multi Trip Brochure » Patriot Multi Trip Details	» Trekker Essential Brochure » Trekker Essential Details	» Atlas MultiTrip Brochure » Atlas MultiTrip Details	» Voyager Annual Insurance Brochure » Voyager Annual Insurance Details	» GlobeHopper Senior Brochure » GlobeHopper Senior Details

Annual Travel Insurance for Europe from USA

Annual travel insurance, also known as multi-trip is designed for business people and corporate emplyees who make multiple trips overseas within a year. This insurance provides coverage for a year and allows travellers to take multiple trips during that time without the need to purchase a separate policy for each trip.

Travelers from the USA can find annual multi-trip travel insurance policies specifically tailored to cover trips within Europe. These policies typically offer coverage for various travel-related incidents, such as:

Trip Cancellation or Interruption: Reimbursement of non-refundable trip expenses if you have to cancel or cut short your trip due to covered reasons, such as illness, injury, or unforeseen events.
Medical Coverage: Coverage for medical expenses, including doctor's visits, hospital stays, and emergency medical evacuation while traveling in Europe.
Baggage and Personal Belongings: Coverage for lost, stolen, or damaged baggage and personal items during your trips.
Travel Delays: Reimbursement for additional expenses incurred due to travel delays or missed connections.
Trip Interruption: Coverage for expenses if your trip is interrupted for a covered reason, such as a medical emergency.
Emergency Assistance: Access to 24/7 assistance services, such as medical referrals and travel support.

What is an Annual travel insurance policy?

Annual travel insurance offer coverage for businessmen and regular overseas travelers who travel multiple times in a year. Both of the options given below require the applicant to have a domestic plan in their home country. This is not a requirement of single trip plans (such as the Atlas Travel or Patriot International Travel plans).

The Atlas Multi-Trip plan offered by World Trips is a great option for your travel needs. You purchase it annually and it will cover you for trips (up to 30 or 45 days long) all year (choose at the time of purchase). You can travel as often as you like and there is no limit to the total number of days of coverage. It also covers up to $1 million maximum and covers COVID-19 like any other illness.This plan will cost about $188 annually for $1 million maximum coverage.

For information on the policy , please use below links:

Atlas Multi Trip Insurance

Plan Details Brochure Buy Now

Another option is the Patriot multi trip insurance plan offered by IMG. The plan is available in a 30 day or 45 day plan which means each single trip can either last 30 days or 45 days. It means that on day 31 or 46 you will no longer have valid insurance while there.

For information on the policy , please use below links:

Patriot Multi Trip Insurance

Plan Details Brochure Buy Now

Annual travel insurance

These are certainly challenging times for international travelers as a result of the pandemic and the wars in Ukraine and Gaza. Regular corporate travelers and international business people are particularly vulnerable. It is hence very important to buy the best annual travel insurance. At American Visitor Insurance we are committed to getting you the most appropriate annual travel insurance policy for your specific needs.

Atlas Multi trip WorldTrips year long travel insurance

Atlas Multi trip Annual Travel insurance offers coverage for unexpected medical expenses, Emergency medical evacuation etc.

Annual Insurance Plan - Atlas Multi trip by World Trips

Overall maximum limit up to $1,000,000
Deductible $250 per covered trip
Available for travelers up to age 75 years

Atlas MultiTrip America
(For non U.S. citizens traveling to the U.S.)

$257 ANNUAL PREMIUM (Trip Duration: 30 days)

$315 ANNUAL PREMIUM (Trip Duration: 45 days)

Buy now

Atlas MultiTrip International
(For travel outside of the U.S.)

$188 ANNUAL PREMIUM (Trip Duration: 30 days)

$230 ANNUAL PREMIUM (Trip Duration: 45 days)

Buy now

Safe Travels insurance Trawick International annual insurance

Safe Travels Annual insurance offers coverage for US residents and US citizens taking frequent trips worldwide. It provides annual travel medical insurance for COVID as long as the plan is effective before the individual gets sick. If there is a chance of cancelling the plan, then it is important to check the terms and conditions of cancellation for that particular plan.

Annual Insurance for travel Plans - Trawick International

Maximum trip length is 30 days per trip
Available for travelers up to age 81 years and for U.S residents only

Safe Travels Annual Basic

by Trawick International

$155 ANNUAL PREMIUM

Trip cost: $2,500 per person per trip
Emergency medical coverage: $10,000

Buy now

Safe Travels Annual Deluxe

by Trawick International

$305 ANNUAL PREMIUM

Trip cost: $5,000 per person per trip
Emergency medical coverage: $20,000

Buy now

Safe Travels Annual Executive

by Trawick International

$675 ANNUAL PREMIUM

Trip cost: $10K per person per trip
Emergency medical coverage: $50,000

Buy now

Patriot Multi Trip Annual insurance International Medical Group Annual travel insurance

IMG has designed the Patriot Multi Trip Annual insurance plan for travelers taking multiple trips in a year.
Patriot Multi Trip International offers medical coverage for US citizens who take multiple trips outside the US in a year.
Patriot Multi Trip America covers non US Citizens travelling multiple times annually outside their home country.
Travellers have domestic health insurance policy while being covered under this plan.
It offers coverage for sudden and unexpected recurrence of pre-existing conditions up to 79 years.

Plan details Brochure Buy Online

Optional Riders

Voyager Annual insurance Travel Insurance Services Annual travel insurance

Travel Insure has designed the Voyager Annual insurance plan for U.S. residents who travel frequently for business or pleasure.
Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
There is an optional hazardous activity rider to cover such activities as sky diving and mountain climbing.

Plan details Brochure Buy Online

GlobeHopper Senior Multi-Trip Insurance IMG Annual Travel Insurance

This plan is available for US citizens and US permanent residents and medical expenses outside US are the only eligible expenses.
Annual Frequent travelers can customize their travel insurance coverage by selecting the trip length, choosing from 30 or 45 day trip lengths.
It covers up to $1,000,000 (Travelers in ages between 65 to 79 years) for ages 80 to 99 years it covers up to $100,000.
People who are qualified for Medicare and are actively enrolled in Medicare parts A and B are eligible for this plan.
People who are enrolled in Medigap plan or Medical Advantage plan are eligible for this plan.

Plan details Brochure Buy Online

Patriot Annual Multi-Trip Insurance - Key Highlights

Patriot travel insurance plan provides a policy maximum of $1000,000 and for people in the age range of 70-79, the plan provides $50,000 This per-sickness and injury plan provides a deductible option of $250.
This visitors insurance plan has a maximum lifetime of 12 months to continuous 36 months and is renewable online. One plan period cannot exceed 12 months.
The US citizens traveling outside of the US and under 79 years of age and Non-US citizens traveling outside their home country and under 76 years of age are eligible to purchase this plan.
For treatment outside the US and Canada, there is no co-insurance applicable, however for treatment inside the US and Canada, within the PPO network, the plan pays 90% up to $5000 after which 100% is covered. For out-of-PPO network coverage inside the US and Canada, the plan pays 80% up to $5000 after which it pays 100%.
For sudden recurrence of a pre-existing condition, medical coverage of up to $5000 per period of coverage.

GeoBlue Trekker Essential Insurance - Key Highlights

Coverage of COVID-19 testing and treatment.
Up to $500,000 for sickness and accidents
$250,000 medical evacuation benefit.
Covers pre-existing conditions for medical services and medical evacuation.
Unlimited trips in a 12 month period (70 days max. per trip)
Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
No hospital pre-certification penalty.

Atlas Multitrip Insurance - Key Highlights

This plan is for people doing multiple trips outside their home country during a period of one year.
Coverage applies to multiple trips up to 30 or 45 days (as elected) in length during the 364 day contract period.
Plan provides an overall maximum limit of $1M.
Plan provides a deductible of $250 per covered trip.
There is no co-insurance and the plan pays 100% of eligible expenses after the deductible up to overall maximum limit.
For claims incurred in the US,there will be $200 co-payment for each use of the emergency room for an illness unless you are admitted to hospital. No co-payment for treatment of injury in an emergency room. For claims incurred outside the US, no co-payment.
For claims incurred in the US, there will be $15 co-payment for Urgent Care Center for each visit and no co-payment for $0 deductible. For claims incurred outside the US, no co-payment.
Acute onset of pre-existing condition is available up to the overall maximum limit only for under age 70 (excludes chronic and congenital conditions) and $25k lifetime maximum for emergency medical evacuation.
Emergency dental(acute onset) up to $300 coverage is available.
Emergency Medical Evacuation of $1M lifetime maximum is available except as under acute onset of pre-existing conditions(not subject to deductible or overall maximum limit.
Trip Interruption is available up to $10k not subject to deductible.
Travel delay coverage available for $100 a day after a 12 hour delay period requiring unplanned overnight stay. Subject to maximum of 2 days(Not subject to deductible).
Travel delay coverage available for $100 a day after a 12 hour delay period requiring unplanned overnight stay. Subject to maximum of 2 days(Not subject to deductible).
Lost checked luggage covered up to $1k(Not subject to deductible).
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available for up to $10k (not subject to deductible or overall maximum limit)
Accidental death and dismemberment is available (Excludes loss due to common carrier accident).

Voyager Annual Travel Insurance - Key Highlights

This plan is available for US residents who travel outside frequently for business and pleasure. US citizens traveling inside of the US and Non US citizens traveling outside their home country are also eligible for this plan.The plan covers for domestic and international trips up to 90 days each.
The Silver plan is not available for the residents of Virginia.
Emergency medical sickness and accident coverage is available for $50,000 with the Silver plan and $250,000 with the Gold plan.
Accidental Death and Dismemberment 24 hour coverage is available for $50,000 with the Silver plan and with the Gold plan as well.
Accidental Death and Dismemberment Air only coverage is available for $100,000 with the Silver plan and with the Gold plan as well.
Emergency medical Evacuation and medically necessary Repatriation coverage is available for $100,000 with the Silver plan and $100,000 with the Gold plan.
Trip Interruption is available for $5000 with the Gold plan only.
Baggage Delay and Baggage personal Effects are also available with this plan.

GlobeHopper Senior Multi-Trip Insurance - Key Highlights

Available for travelers aged 65 years and above.
Available for US citizens or US permanent residents.
This plan can renewed up to 24 countinuous months.
It covers up to $1000,000 (Travelers in ages between 65 to 79 years) for ages 80 to 99 years it covers up to $100,000.
Qualified for Medicare, actively enrolled in Medicare Parts A & B.
Enrolled in a Medigap Plan or Medicare Advantage Plan.
The plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan (Medicare supplement insurance).

Annual Multitrip Insurance - FAQs

Is IMG a good insurance company?

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
Are Geoblue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geoblue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.
The travel insurance solutions provided by Geoblue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

Is Geoblue Travel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

Why should I buy travel insurance from Geoblue Travel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.
Who can buy Trekker Essential plan?
Trekker Essential multitrip international medical insurance is popular among:

Leisure traveler

Business traveler

Early retiree/Medicare

Employers, Chamber of Commerce, retirement communities

Financial consultants
What are the key highlights of Trekker Essential insurance?
Following are some of the key benefits of buying Trekker Annual multitrip travel health insurance

Up to $250,000 international medical limit

Illness and accident

Emergency medical transportation

Supplemental coverage

An annual plan for multiple trips
How GeoBlue Trekker Essential insurance plan works?
Customer signs up online, at least 1 day prior to departure.

Sale is tracked to you when the customer uses your unique web link or brochure.

Welcome information is sent electronically or via mail. Member has instant access to their electronic ID card, claim forms and more.

Members are invited to register on the website, mobile site or app.

Buy once, travel all year. Travelers receive a renewal notice each year.
What are the benefits of Atlas travel insurance?

Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.

The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

What is the coverage area of WorldTrips Atlas travel insurance?

Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.

How do I purchase Atlas Travel Medical Insurance?

You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

What are the requirements for applying for Atlas Travel Insurance?

The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
What is Voyager Annual insurance?

Voyager annual travel insurance plan is specifically designed for U.S. residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home.

What is the coverage area of Voyager Annual insurance?

Voyager Annual insurance is available fior all U.S. residents while traveling outside the U.S. and their country of citizenship if they are not a U.S. citizen

How much does Voyager Annual insurance cost?

The cost of the Voyager Annual insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

What is the eligibility to buy GlobeHopper Senior Multi-Trip Insurance Yearly travel insurance?

The applicant must be aged between 65 years and 99 years at the time of applying.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

Europe Annual travel insurance – FAQ’s

Europe Annual Multi-Trip Travel Insurance is designed for individuals who take multiple trips within a year, with each trip occurring within the European continent. It provides coverage for various travel-related incidents and emergencies during those trips.

Corporate employees and business people who visit Europe multiple times in a year can benefit from this insurance. It's convenient and often cost-effective for frequent European travelers.

Coverage can include trip cancellation/interruption, emergency medical expenses, baggage loss or delay, travel delays and more. Coverage specifics can vary between insurance providers, so it's essential to review policy details.

Age restrictions can vary between insurers. Some may offer policies with age limits, while others may provide coverage regardless of age. Be sure to check the age limits with your chosen insurer.

Some policies exclude coverage for pre-existing medical conditions. If you have pre-existing conditions, compare different plans on American Visitor Insurance or discuss with their licensed agents for purchasing additional coverage if necessary.

Winter sports coverage is usually an optional add-on. If you plan to participate in winter sports activities, ensure that you purchase this additional coverage.

Many insurance plans available on American Visitor Insurance can be customized based on coverage needs. You can often choose coverage limits, add optional coverage for specific activities, or adjust deductibles to suit your needs.

In the event of a covered incident, contact your insurance provider as soon as possible. They will guide you through the claims process, which typically involves providing documentation and receipts to support your claim.

Policies typically have exclusions, which can vary between plans. Common exclusions may include pre-existing medical conditions, travel to high-risk destinations, and certain adventurous activities. Review the plans on American Visitor Insurance to understand the exclusions.

Most annual multi-trip policies offer a cooling-off period during which you can cancel for a full or partial refund. After this period, you may not be able to cancel and receive a refund, so check the cancellation policy before purchase.

Most policies available on American Visitor Insurance do not have any waiting period before certain coverage benefits become active.

Annual Travel Insurance for Europe from USA

Annual Travel Insurance Plans Cost Comparison

Annual Travel Insurance for Europe from USA

What is an Annual travel insurance policy?