Voyager Annual Travel Insurance
Designed for U.S. citizens or permanent residents who travel frequently for business or pleasure.
What Is Voyager Annual Travel Insurance?
Voyager Annual Travel Insurance is one of the most affordable annual travel insurance plans available to U.S. residents, starting at just $93 per year. Also called yearly travel insurance or year-round travel insurance, it's a multi-trip insurance built for U.S. citizens and permanent residents who travel frequently for business or pleasure.
Instead of buying a new policy before every trip, you enroll once and you're covered for a full year whether you need travel insurance for a year of domestic getaways, international travel, or a mix of both. Each covered trip can last up to 90 days, and coverage applies any time you're more than 100 miles from home.
Key Features
- Unlimited covered trips during the 364-day policy period.
- Covers domestic and international trips, each lasting up to 90 days.
- Choice of two plan levels - Silver (affordable, essential benefits) and Gold (enhanced protection for more coverage needs).
Core benefits include:
- Emergency Accident & Sickness coverage.
- Emergency Medical Evacuation & Repatriation.
- Baggage & Personal Effects protection.
- Baggage Delay coverage.
- Accidental Death & Dismemberment (AD&D).
The Gold Plan adds extra protection such as:
- Trip Interruption benefits.
- Political & Natural Disaster Evacuation coverage.
Who Can Buy Voyager Annual Travel Insurance?
U.S. residents who travel frequently for business or leisure.
Travelers taking multiple domestic or international trips per year.
Travelers who want year-round coverage without buying insurance for each trip.
Those looking for primary emergency medical coverage while traveling.
Frequent flyers seeking baggage, evacuation, and AD&D benefits.
Non-U.S. residents, single-trip travelers, those needing trip cancellation coverage, or travelers heading to high-risk or war-zone destinations.
Why Voyager Annual Is the Cheapest Annual Travel Insurance Plan
Most annual multi-trip travel insurance plans in the U.S. cost several hundred dollars per year before you even add medical coverage. Voyager Annual's Silver plan starts at $93 per year for travelers under 35 making it one of the cheapest annual travel insurance for frequent flyers who still want real medical, evacuation, and baggage protection.
Unlimited trips per year, each up to 90 days.
No per-trip purchase or renewal - enroll once, travel all year.
Silver and Gold plans so you only pay for the coverage you need.
Starting rate of $93/year is significantly below typical annual travel insurance pricing of $300+.
Why Choose Voyager Annual Insurance for US Residents?
Voyager Annual Multi-Trip Insurance is a best annual travel insurance for US residents who travel frequently and need reliable, year-round protection for both domestic and international trips. The plan offers essential travel benefits with flexible coverage options, making it well suited for travelers who take multiple trips throughout the year.
- check_circleCoverage is available to U.S. residents traveling outside a 100-mile radius from their permanent U.S. residence, for trips with a maximum duration of 90 days per trip.
- check_circleTwo plan options are available: Silver and Gold (the Silver plan is not available to residents of Virginia).
- check_circleEmergency medical coverage is provided up to $50,000 under the Silver plan and $250,000 under the Gold plan.
- check_circle24-hour Accidental Death and Dismemberment (AD&D) coverage of $50,000 is included under both Silver and Gold plans.
- check_circleAD&D Air-Only coverage of $100,000 is available under both plans.
- check_circleEmergency medical evacuation and medically necessary repatriation coverage is available up to $100,000 with the Silver plan and $250,000 with the Gold plan.
- check_circleTrip Interruption coverage of $5,000 is included with the Gold plan only.
- check_circleBaggage delay and baggage personal effects coverage are included to help protect against travel inconveniences.
Annual Travel Insurance Plan Covering Trips in the U.S. and Abroad
Is there an annual multi-trip travel insurance plan for U.S. residents that covers both international trips and trips within the U.S.?
Regards,
Sasha
Hi Sasha,
Thanks for your inquiry with American Visitor Insurance!
The Voyager Annual insurance plan offered by Travel Insurance Services is a great option for US citizens and/or residents with their own primary health insurance plan. This is the only annual multi-trip plan that will cover trips outside the US as well as 100 miles away from your home within the US.
This plan will cover you for trip of up to 90 days (each trip).
There are two levels of the plan SILVER and GOLD. The Gold plan has a fixed cost of $332 per year per person. The Silver plan is based on age with most ages costing below the Gold plan price (80+ are higher). The Silver plan covers up to $50,000 maximum for medical expenses and the Gold up to $250,000. The gold plan covers airline ticket change fee up to $200, trip interruption, and political evacuation, while the Silver does not have those benefits. Both cover baggage loss and delay as well as AD&D, repatriation, and emergency medical evacuation (the gold has higher coverage levels).
The plan will cost $93 for silver or $332 for gold for a year of coverage.
You can get all the information about the plan here:
Let us know if you have any further questions about this plan or others we offer. We would be very happy to assist you.
Regards,
www.americanvisitorinsurance.com Customer care (877) 340 7910Who Is Eligible to Buy Voyager Annual Insurance?
- check_circleAll U.S. residents while traveling outside the U.S. and their country of citizenship if they are not a U.S. citizen.
- check_circleAll U.S. residents traveling inside the United States.
- check_circleThe Silver plan is not available to residents of Virginia.
How Much Does Voyager Annual Insurance Cost?
The Voyager Annual insurance cost ranges from $93 to $680 per year. This is dependent on the factors namely age of the traveler, the plan maximum and trip duration.
For example here we are showing Voyager Annual travel insurance cost with medical maximum of $50,000 and $250,000.
Voyager Annual Silver vs Gold Plan - Which One Should You Choose?
Voyager Annual Travel Insurance USA offers two plan options Silver and Gold allowing travelers to choose the coverage that best fits their budget and travel needs. This annual travel insurance plan is ideal for frequent U.S. travelers, business travelers, and those seeking multi-trip travel insurance for domestic and international trips.
The Voyager Annual Silver Insurance plan provides essential benefits including emergency medical coverage, accident and sickness protection, baggage loss and delay coverage, and emergency evacuation, making it suitable for travelers seeking affordable annual travel insurance.
Note: The Silver plan is not available to residents of Virginia.
The Voyager Annual Gold Insurance plan offers higher coverage limits and additional protections such as Trip Interruption coverage, Political and Natural Disaster Evacuation, Airline Ticket Change Fee, and Single Occupancy Supplement. This plan is perfect for travelers looking for best annual travel insurance with higher medical limits and enhanced travel protection.
Note: The Gold plan is not available to residents of Massachusetts or Puerto Rico.
- Choose Silver if you want basic annual travel insurance for frequent trips at a lower cost.
- Choose Gold if you want premium annual travel insurance with higher medical coverage, trip interruption benefits, and evacuation protection.
Voyager Annual Plan - PPO Network
Provider network and how to find hospital or doctor?
It is not restricted to a network of doctors. However, if you need assistance with finding a doctor or hospital outside the U.S., you can call Voyager Annual's 24-hour Assistance Service hotline. You will receive information about the Assistance Service after you enroll. You can find a doctor in the Equian International Provider Network
If you are traveling outside the U.S. then click here to read more»
Best Annual Multi-Trip Travel Insurance for USA & Worldwide Coverage Without Medicare?
Is there an annual multi-trip travel insurance plan that covers both USA and international trips without requiring Medicare?
Regards,
Julia
Hi Julia,
This is the plan I am recommending for you (Gold plan) which does not require Medicare enrollment.
The Voyager Annual insurance plan offered by Travel Insurance Services is a great option for US citizens and/or residents with their own primary health insurance plan. This is the only annual multi-trip plan that will cover trips outside the US as well as 100 miles away from your home within the US.
This plan will cover you for trip of up to 90 days (each trip).
There are two levels of the plan SILVER and GOLD. The Gold plan has a fixed cost of $332 per year per person. The Silver plan is based on age with most ages costing below the Gold plan price (80+ are higher). The Silver plan covers up to $50,000 maximum for medical expenses and the Gold up to $250,000. The gold plan covers airline ticket change fee up to $200, trip interruption, and political evacuation, while the Silver does not have those benefits. Both cover baggage loss and delay as well as AD&D, repatriation, and emergency medical evacuation (the gold has higher coverage levels).
This plan will cost $332 for the gold plan for 1 year and covers up to $250,000 maximum with $0 deductible. It covers you 100 miles away from your residence.
You can get all the information about the plan here:
Let us know if you have any further questions about this plan or others we offer. We would be very happy to assist you.
Regards,
www.americanvisitorinsurance.com Customer care (877) 340 7910What Are the Benefits of Voyager Annual Insurance?
| Silver | Gold |
|---|---|
| Emergency Accident & Sickness Medical | |
| $50k; Emergency Dental: $750 | $250k; Emergency Dental: $750 |
| Accidental Death & Dismemberment - 24 Hour | |
| $50k | $50k |
| Accidental Death & Dismemberment - Air Only | |
| $100k | $100k |
| Emergency Medical Evacuation & Medically Necessary Repatriation | |
| $100k | $250k |
| Emergency Accident & Sickness Medical Expense | |
| $50k | $250k |
| Political and Natural Disaster Evacuation | |
| Not available | $100k |
| Silver | Gold |
|---|---|
| Repatriation of Remains | |
| $100k | $250k |
| Trip Interruption | |
| Not available | $5k |
| Airline Ticket Change Fee | |
| Not available | $200 |
| Security or Political Evacuation | |
| Not available | $100k |
| Baggage Delay | |
| $100 per day, $300 maximum, Minimum 12 Hour Delay | $100 per day, $750 maximum, Minimum 12 Hour Delay |
| Baggage or Personal Effects | |
| $1k; Per Item: $250; Valuable Articles: $500 | $2,500; Per Item: $250; Valuable Articles: $500 |
| Silver | Gold |
|---|---|
| Emergency Dental | |
| $750 | $750 |
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