Intermedical Insurance for Travel Outside USA

Travel insurance plan for travelers outside the US and their home country

Intermedical Insurance for Travel Outside USA

Travel insurance plan for travelers outside the US and their home country

Intermedical Travel Insurance Cost Calculator

Age & Citizenship
Destination
Start Date
End date

Intermedical travel insurance for us citizens

Intermedical travel insurance provides temporary international medical insurance coverage for US travelers traveling outside the US. The policy features a coverage period of 5-364 days, offers a choice of deductible amounts, and is available to persons aged 14 days and older. The policy maximum ranges from $50k to $1 million depending on the plan you choose, and includes coverage for medical expenses and emergency medical evacuation.

Key Benefits of Intermedical Insurance

International medical insurance

Schengen visa requirements

Worldwide Assistance Services

Emergency medical evacuation

Repatriation of Remains

Intercollegiate or interscholastic sports

Intermedical Insurance Reviews

Policy maximum
  • All others: $50k $100k $150k
  • Age 80+: $10k
Deductible options
$0 $250 $500 $1k
Insurance provider
Travel Insurance Services
Intermedical Insurance rating
AM Best Rating: "A" (Excellent)
Intermedical Insurance underwriter
Underwritten by Certain Underwriters at Lloyd's of London. Company.
Plan life
5 days to 364 days.
Coinsurance of Intermedical Insurance
Out of Network - The plan pays 100%
100%

Intermedical travel insurance - Key Highlights

  • Intermedical plan is for people traveling outside the US and outside their home country.
  • The coverage has a minimum purchase for 5 days and up to 364 days.
  • Overall maximum limit options with this plan are $50k, $100k and $150k.
  • Coinsurance for claims incurred outside the US is covered 100% after deductible up to maximum limit.
  • Co insurance for claims incurred inside the US, for in network 100% after the deductible up to maximum limit and for out of network payment, URC charges are applicable. The insure may be responsible for exceeding charges.
  • Emergency Medical Evacuation coverage is available for $500k.
  • Accidental Death and Dismemberment coverage is available for $50k.
  • Repatriation of Remains is available up to $50k.
  • Emergency dental coverage for $2k for accident and $250 for pain relief.
  • Trip Interruption coverage for $5k.
  • Checked baggage loss coverage for $500 and stolen passport/Visa coverage for $100 is available on the plan.
  • Intercollegiate sports activities, recreational activities and hazardous activities are optional add on benefits on the plan.

Travel Insurance Services Intermedical plan summary


What is the Eligibility to buy Intermedical Insurance
For people who are traveling outside the U.S. and outside their home country.

Renewability - Intermedical Insurance Renewability
The plan is not renewable

Intermedical insurance Coinsurance
  • Inside the United States
    • In ppo network: We pay 100% of eligible expenses, after the deductible, to the overall maximum limit.
    • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount
  • Outside the United States: The plan pays 100%

Optional add on benefits

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.InterMedical Insurance also provides optional buy-up coverage for the following:

  • Hazardous Activities Rider
  • Additional Accidental Death and Dismemberment Benefit
  • Intercollegiate/Interscholastic Sports

InterMedical Plan - PPO network

Provider network and how to find hospital or doctor?

It is not restricted to a network of doctors. However, if you need assistance with finding a doctor or hospital outside the U.S., you can call InterMedical's 24-hour Assistance Service hotline. You will receive information about the Assistance Service after you enroll. You can find a doctor in the Equian International Provider Network

Equian International Provider Network

If you are traveling outside the U.S. then Click here to read more »

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Plan benefits of Intermedical insurance

  • Hospital room and board The average semi private room rate
    Intensive care unit Up to the overall maximum limit.
    Hospital indemnity $100 per day for 5 days for inpatient hospitalization (not subject to deductible or coinsurance).
  • Outpatient Physical Therapy and Chiropractic Care Usual customary charge up to the selected medical maximum
    Urgent Care Co-Pay Claims incurred in the U.S. - Up to $50 co-payment. (after which coinsurance will apply.)
    Claims incurred outside the U.S. - No co-payment.
  • Local Ambulance Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
    Emergency Room Co-payment Claims incurred in the U.S. - Up to $250 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
    Claims incurred outside the U.S. - No co-payment.
  • Emergency Dental Treatment due to Accident $Up to $2k
    Emergency Dental(acute onset of pain) Up to $250 - not subject to deductible or coinsurance
  • Emergency medical evacuation Up to $500k lifetime maximum (not subject to deductible or coinsurance)
    Repatriation of Remains Up to $50k (not subject to deductible or coinsurance)
    Emergency reunion Up to $20k, subject to a maximum of 15 days (not subject to deductible or coinsurance)
    Return of minor children Up to $50k (not subject to deductible or coinsurance)
    Political evacuation Up to $50k lifetime maximum (not subject to deductible or coinsurance)
    Trip Interruption Up to $5k (not subject to deductible or coinsurance)
    Lost checked luggage Up to $500 (not subject to deductible or coinsurance).
    Lost or Stolen Passport/Travel Visa Up to $100 (not subject to deductible or coinsurance).
    Natural Disaster Up to $100 a day for 5 days (not subject to deductible or coinsurance)
    Baggage Loss Maximum $500
    Escort of Minors $50k
  • Accidental Death & Dismemberment Ages 18 through 69: $50k;
    Under age 18: $5k;
    Ages 70 through 74: $20k;
    Ages 75 and older: $10k
  • Acute Onset of Pre-Existing Condition? Age 80 or older: $5k
    Ages 60 to 79: $20k
    Under age 60: Up to the overall maximum limit
    Up to $25k lifetime maximum for Emergency Medical Evacuation (excludes chronic and congenital conditions)
  • Accidental Death and Dismemberment Optional Add-On
    Intercollegiate/Interscholastic Sports Coverage Optional Add-On
    Hazardous Activities Optional Add-On

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Intermedical insurance FAQs

01. Why do I need International medical insurance?

Some of the health plans may not provide adequate medical coverage for travel abroad. Travel medical plans are designed for those traveling outside the country and offer emergency travel benefits, 24/7 emergency support and an international provider-referral network.

02. What are the benefits of Intermedical travel insurance?

InterMedical Insurance is available for people traveling outside the U.S. and outside their home country. It is an ideal plan for US citizens/residents travelling outside their home country and USA. It offers coverage for accident/sickness medical expenses, emergency medical evacuation and provides assistance coverage for international travelers.

03. What is the coverage area of Intermedical travel insurance?

InterMedical Insurance is available for people traveling outside the U.S. and outside their home country.

04. How much does Intermedical travel insurance cost?

The cost of the Intermedical travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

05. How do I purchase Intermedical travel medical insurance?

You can purchase Travel Insure services on American Visitor Insurance at buy Intermedical insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Intermedical travel insurance from licensed insurance agents.

06. What are the requirements for applying for Intermedical travel insurance?

The main requirements for applying for Intermedical travel insurance is the travelers passport details and the travel dates. You can apply for Intermedical travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

07. Why Should I choose Intermedical insurance plan?

InterMedical insurance is for the international travelers. It meets the Schengen Visa requirements for most, and offers a level of protection that’s designed for business and leisure travelers, tourists, or church or missionary travelers.

08. Is International medical insurance available for less than a dollar a day for extended coverage?

Yes, international medical insurance is available for $1.35 per day, providing extended coverage for up to 364 days. This coverage can protect you, your spouse, unmarried dependent children, or children traveling alone*.

Note: This rate would apply to an individual 29 years old or younger with a $50k medical limit and $1k deductible

*Child is defined as a person at least 14 days old, and younger than 18years old.

09. Who is eligible to buy Intermedical insurance?

U.S. citizens and residents who are traveling outside the U.S. and outside their home country. Applicants traveling from one country outside the U.S. to another country outside the U.S.

10. Can I renew Intermedical insurance?

No Intermedical insurance cannot be renewed. A new policy has to be purchased on expiration of the existing policy.

11. Will Intermedical insurance offer coverage in USA?

Please contact us for specific plans which provide travel insurance coverage for US citizens visiting the US.

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