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Travel Insurance Services - FAQ's

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).

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Schengen Visa

Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

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Does the traveler have any pre-existing medical conditions?

Type of Insurance?

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Travel Insurance Services

About Travel Insure

USI Affinity Travel Insurance Services has served travelers just like you since 1973 to protect your travels. Whether you are on a quick business trip, the vacation of a lifetime, or even moving abroad to study somewhere new, let Travel Insurance Services put their 40+ years of expertise to help you find the insurance coverage you need. Some insurance plans offered are as follows:

  • Visit USA insurance is short term travel health insurance designed for anyone visiting the United States. Visit USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Visit USA Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
    Visit USA insurance is short term travel health insurance designed for anyone visiting the United States as long as they are outside their home country.
    The cost of the Visit USA insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
    You can purchase Travel Insure services on American Visitor Insurance at buy Visit USA Healthcare insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Visit USA travel health insurance from licensed insurance agents.
    You can purchase Travel Insure services on American Visitor Insurance at buy Visit USA Healthcare insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Visit USA travel health insurance from licensed insurance agents.
    The cost of US healthcare is very expensive and it is very important for US visitors to buy proper US travel health insurance. The Trump administration has recently made it mandatory for prospective US immigrants to buy health insurance while coming to the US. We hear from visitors, that the consular services are insisting on US visit insurance even for non-immigrant visas for coming to the United States.
    Yes, US visitors can get short term health insurance for the length of their stay in the US. Given the cost of US healthcare, it is very important to buy adequate US travel health insurance. At American Visitor Insurance, we work with reputed US insurance providers who offer US visitors health insurance. Visitors can compare different US visitor health insurance plans and buy the plan that suits their needs.
    We work with several popular US insurance providers who offer health insurance for visitors to USA. There is no single visitor health insurance plan which is best for all visitors. The best health insurance for visitors to USA will vary depending on the needs of the visitor. Visitors can compare different US visitor health insurance plans on American Visitor Insurance to find the best health insurance for visitors to USA plan for their needs.
    Yes, foreigners can buy health insurance in the US. There are different foreign travel insurance in usa plan options which visitors can compare on American Visitor Insurance. Travelers can understand how to buy travel insurance in usa using the different resources on American visitor Insurance, read the different visitor health insurance usa reviews and make an informed decision regarding foreign travel insurance in USA.
  • Some of the health plans may not provide adequate medical coverage for travel abroad. Travel medical plans are designed for those traveling outside the country and offer emergency travel benefits, 24/7 emergency support and an international provider-referral network.
    InterMedical Insurance is available for people traveling outside the U.S. and outside their home country. It is an ideal plan for US citizens/residents travelling outside their home country and USA. It offers coverage for accident/sickness medical expenses, emergency medical evacuation and provides assistance coverage for international travelers.
    InterMedical Insurance is available for people traveling outside the U.S. and outside their home country.
    The cost of the Intermedical travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
    You can purchase Travel Insure services on American Visitor Insurance at buy Intermedical insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Intermedical travel insurance from licensed insurance agents.
    The main requirements for applying for Intermedical travel insurance is the travelers passport details and the travel dates. You can apply for Intermedical travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
    InterMedical insurance is for the international travelers. It meets the Schengen Visa requirements for most, and offers a level of protection that’s designed for business and leisure travelers, tourists, or church or missionary travelers.
    Yes, international medical insurance is available for $1.35 per day, providing extended coverage for up to 364 days. This coverage can protect you, your spouse, unmarried dependent children, or children traveling alone*.Note: This rate would apply to an individual 29 years old or younger with a $50k medical limit and $1k deductible*Child is defined as a person at least 14 days old, and younger than 18years old.
  • After purchasing Study USA insurance, please fill in your portion of the information in the college waiver form and sign it. The form has to be sent to Travel insurance Services either though fax at (610) 537-9851 or through email it to susaforms@travelinsure.com. Travel Insurance Services will complete the form and fax it back to the school within one business day.
    Yes, you can buy Study USA insurance as long as you satisfy the eligibility requirements.
    Yes, the Study USA plan can be renewed up to a period of 4 years as long as the eligibility requirements are satisfied.
    The Study USA plan can be renewed before the existing policy expires. You can renew the plan at
    Study USA Renewal
    Yes, an eligible spouse or child can be added to the plan while renewing it.
    For Non US students in USA
    Treatment at the student health center can enjoy the in-network benefit.
    Treatment within the PPO network - Expenses are covered at a lower deductible and coinsurance than when you get treated outside network.
    The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.

    For US students studying outside USA
    Treatment at student health center or any doctor or hospital can enjoy the in-network benefit.
    If treated at a student health center first can waive the deductibles.
    The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.
    International Network Providers
    Yes, pre-existing conditions are covered after a waiting period of a minimum of 6 months
    Yes, pregnancy is covered if the conception occurs after the plan effective date.
    No coverage for pregnancy of the dependent child.
  • Travel Insurance Services is a member company of the USI Holdings Corporation which was established in 1973 .TIS being a national insurance agency in Philadelphia –PA offers travel insurance solutions for individuals, groups and organizations worldwide. TIS have administered innovative travel insurance covers for International travelers .They offer travel medical coverage for foreign nationals and temporary residents who otherwise were not insured while visiting the US. Travelers can customize the plans according to their travel needs. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.
    Voyager annual travel insurance plan is specifically designed for U.S. residents who travel frequently for business or pleasure. nroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home.
    Voyager Annual insurance is available fior all U.S. residents while traveling outside the U.S. and their country of citizenship if they are not a U.S. citizen.
    The cost of the Voyager Annual insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
    You can purchase Travel Insure services on American Visitor Insurance at buy Voyager Annual insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Voyager Annual insurance from licensed insurance agents.
    The main requirements for applying for Voyager Annual insurance is the travelers passport details and the travel dates. You can apply for Voyager Annual insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
    The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
    No, the IMG plans are not renewable.
    The pre-existing conditions coverage varies depending on the IMG plan.
    1. The Travel Lite plan does not cover Pre-existing conditions
    2. The Travel SE plan covers pre-existing conditions if the insurance is bought within 20 days of the initial trip deposit
    3. The Travel LX plan covers pre-existing conditions if the insurance is bought within 24 hours of trip payment.
  • WorldMed Insurance is an excellent choice for global travelers and expatriates. Provides comprehensive medical and evacuation coverage. It ensures that you’re safeguarded against unexpected health expenses while abroad.
    Travel Insure is one the most reputed travel insurance providers of the USA offering international travel insurance. USI Affinity Travel Insurance Services has served travelers since 1973 offering protection while traveling outside of one's own country. It offers coverage for a business trip, vacation or even relocating abroad to live or to study.
    Travel insure services offer worldwide coverage with adequate coverage with an affordable price. Travelers can get travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and many more for international travelers to the USA and for individuals traveling abroad.
    Insurance has Cancel for any reason benefit which can be included at an additional cost within 21 days of the initial trip deposit/payment. To get the CFAR benefit travelers must cancel the trip at least two days prior to the scheduled departure date.
    WorldMed health insurance is available for individuals aged 14 days to 64 years who are traveling to a foreign country for trip lengths of 5 to 364 days. That includes those traveling to and from the United States.
    If required to do so as per the terms of coverage. Note that the policy defines quarantine as follows: Quarantined means You or Your Traveling Companion, Pet or Service Animal are forced into strict medical isolation by a recognized government authority, their authorized deputies, medical examiners or Physician to prevent the spread of the disease due to You or Your Traveling Companion, ,Pet or Service Animal either having, or being suspected of having an contagious disease, infection or contamination. An embargo preventing You or Your Traveling Companion, Pet or Service Animal from entering a country is not a quarantine.
  • The Trip Care Complete Plan offers a choice of three Options to meet your needs and budget: Elite, Plus, and Basic. Each option includes Trip Cancellation, Trip Interruption, Trip Delay, Medical Expense, Emergency Evacuation, and Baggage Loss/Delay coverage. Each option includes different features, benefits, and coverage limits with additional optional coverages available.
    If your airfare is subject to a cancellation penalty or restriction (most are), we recommend that you insure it. When you select your plan option, you can choose whether you want to insure your airfare or not. If you indicate that you want to insure your airfare by checking the "Air" checkbox on the Enrollment Form, you must include 100% of your airfare cost in the Trip Cost amount used to calculate your payment for this plan. To be eligible for early purchase benefits including Cancel For Any Reason, you must insure 100% of all non-refundable pre-paid trip costs, including airfare.
    No, frequent flyer miles cannot be insured. However, if your trip in cancelled or interrupted for a covered reason listed in the Policy,we will reimburse you for the penalty charge or change fee the airline charges you to change your airline ticket dates.
    Yes, you may buy the insurance for any of your trips. We do not require that you travel with an organized tour to buy this plan.
    Travel Insurance Services has been providing travel insurance solutions to customers since 1973. Trip Care Complete is underwritten by Starr Insurance Company, currently authorized to transact business in all states and the District of Columbia.
    Trip Care Complete Insurance has Cancel for any reason benefit which can be included at an additional cost within 14 days of the initial trip deposit/payment. To get the CFAR benefit travelers must cancel the trip at least two days prior to the scheduled departure date.
    Yes, if you purchase within 14 days of your initial trip deposit/payment, insure 100% of your trip cost, the booking for the Covered Trip must be the first and only booking for this travel period and destination, and you are not disabled at the time you pay the premium, the Pre-Existing Conditions exclusion is waived. For a complete explanation of the Pre-Existing Conditions waiver, please review the Description of Coverage.
    No. The Pre-Existing Conditions Waiver only applies to Trip Care Complete, and only if you enroll within 14 days of your initial trip deposit/payment, insure 100% of your trip cost, the booking for the Covered Trip must be the first and only booking for this travel period and destination, and you are not disabled at the time you pay the premium. For a complete explanation of the Pre-Existing Conditions waiver, please review the Description of Coverage.
    Yes, you really can cancel for any reason not already covered by the Trip Care Complete plans, provided you purchase this optional coverage, have enrolled within 14 days of your initial deposit/payment date, have covered 100% of your trip cost, and cancel at least two (2) days prior to your trip's scheduled departure. If you are forced to cancel for a reason not otherwise covered, Cancel For Any Reason (CFAR) coverage will reimburse you 75% of your prepaid, forfeited, non-refundable payments for the covered Trip arrangement(s) up to the policy limit shown on the Schedule of Benefits. Cancel for Any Reason coverage is not available to residents of NY.
    A travel protection plan is essential because it acts as a safety net during your journey. It provides coverage for trip cancellations, lost baggage, flight delays, and unexpected medical expenses. Additionally, it helps meet visa requirements and may offer additional services like legal support or medical evacuations. When planning your next adventure, consider having a travel protection plan to ensure a worry-free experience!
    When you purchase Trip Care Complete insurance within 14 days of your initial trip payment, you become eligible for several additional benefits:
    • Cancel For Any Reason (CFAR): This optional upgrade allows you to cancel your trip for any reason, the full cost of non-refundable, pre-paid trip arrangements and subsequently booked trips booked within 14 days of payment/cancellation must be insured. Trip must be canceled at least 2 days prior to scheduled departure.
    • Waiver of Exclusion for Pre-Existing Medical Conditions: By buying early, waives 60-day Pre-Existing Medical Condition exclusion
    • Trip Cancellation: Reimburses non-refundable trip costs if you need to cancel your trip for a covered reason, such as illness, injury, or other unforeseen events.
    • Trip Interruption: Reimburses nonrefundable, pre-paid trip expenses and the cost of additional transportation expenses, when trip is interrupted due to covered circumstances.
    • Travel Delay: Reimburses for reasonable expenses, if trip is delayed 6 hours or more for covered reasons, such as accidents, lost passports, strike, carrier-caused delays, and weather.
    • Emergency accident & sickness medical expenses: Pays for reasonable and customary medical and surgical services of a physician, nurse and/or hospital, or dentist if accident or illness occurs.
    • Medical Evacuation and return of remains: This reimburses transportation expenses incurred to transport, round trip air fare for someone from home to visit while you recover, the cost of returning remains home, in the event of death.
    • Security and Political evacuation(not in basic coverage): Pays if you need to evacuate as a result of an emergency security or military situation, such as a civil or military uprising, war or other violent disturbance.

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Travel Insurance Services - Common questions

01. Is Travel Insurance Services a reliable insurance company?

Travel Insurance Services is a member company of the USI Holdings Corporation which was established in 1973 .TIS being a national insurance agency in Philadelphia –PA offers travel insurance solutions for individuals, groups and organizations worldwide. TIS have administered innovative travel insurance covers for International travelers .

They offer travel medical coverage for foreign nationals and temporary residents who otherwise were not insured while visiting the US. Travelers can customize the plans according to their travel needs. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

02. Is there a Cancel for any reason insurance cover with Travel Insure travel insurance?

Travel Insurance Select Elite Insurance has Cancel for any reason benefit which can be included at an additional cost within 21 days of the initial trip deposit/payment. To get the CFAR benefit travelers must cancel the trip at least two days prior to the scheduled departure date.

03. Is a Travel Insure service a good company?

Travels insure is a member of USI Affinity Travel Insurance, who has 40+ years of expertise to help travelers find the insurance coverage required for an international trip.

04. Can I purchase travel insurance from Travel Insure?

Travel Insure is one the most reputed travel insurance providers of the USA offering international travel insurance. USI Affinity Travel Insurance Services has served travelers since 1973 offering protection while traveling outside of one's own country. It offers coverage for a business trip, vacation or even relocating abroad to live or to study.

05. Why should I buy travel insurance from Travel Insure services?

Travel insure services offer worldwide coverage with adequate coverage with an affordable price. Travelers can get travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and many more for international travelers to the USA and for individuals traveling abroad.

06. Can US visitors get health insurance?

Yes, US visitors can get short term health insurance for the length of their stay in the US. Given the cost of US healthcare, it is very important to buy adequate US travel health insurance. At American Visitor Insurance, we work with reputed US insurance providers who offer US visitors health insurance. Visitors can compare different US visitor health insurance plans and buy the plan that suits their needs.

07. Do I need travel insurance to go to USA?

The cost of US healthcare is very expensive and it is very important for US visitors to buy proper US travel health insurance. The Trump administration has recently made it mandatory for prospective US immigrants to buy health insurance while coming to the US. We hear from visitors, that the consular services are insisting on US visit insurance even for non-immigrant visas for coming to the United States.

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