Travel Insure logoVisit USA HealthCare visitors insurance

Best travel medical insurance for visitors to USA. Visit USA - HealthCare plans are available as low as $0.74 per day.

Visit USA healthcare insurance cost

Age
Spouse
Start Date
End Date
Coverage
Including USA
Citizenship
Non-USA
Visit USA Budget 
Plan Maximum
Deductible
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Visit USA Standard 
Plan Maximum
Deductible
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Visit USA Superior
Plan Maximum
Deductible
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Budget Plan Standard Plan Superior Plan
Fixed benefit plan open_in_new Comprehensive benefit plan open_in_new Comprehensive benefit plan open_in_new
  • Policy maximum of Plan A:
    Up to age 79 years: $50,000;
    For 80 years and above: $20,000
  • Policy maximum of Plan B:
    Up to age 69 years: $150,000
  • Policy maximum of Plan A:
    Up to age 79 years: $75,000;
    For 80 years and above: $20,000
  • Policy maximum of Plan B:
    Up to age 69 years: $200k
Policy maximum up to age 79 years: $250,000; For 80 years and above: $20,000
Emergency medical evacuation: $100,000 Emergency medical evacuation: $250,000 Emergency medical evacuation: $500,000
Urgent care center co-payment: Not covered Urgent care center co-payment: $50 co-payment Urgent care center co-payment: $50 co-payment
Acute onset of a pre-existing condition covered up to $20,000 (under 65 years) and $2,500 (65+ years) Acute onset of a pre-existing condition covered up to $20,000 (under 65 years) and $2,500 (65+ years) Acute onset of a pre-existing condition covered up to $20,000 (under 65 years) and $2,500 (65+ years)
Budget Plan Details » Standard Plan Details » Superior Plan Details »

📌 What are the benefits and coverage options of the best US visitor health insurance plan?

In today’s global village people travel overseas and to different corners of the globe for different reasons. In this context, it is common to see people of different age groups traveling to the United States. One of the most important things that they should be concerned is that of health insurance, commonly known as visitor medical insurance or travel health insurance as healthcare in the US is very expensive. Paying out of one’s pocket even for a minor medical expense is unimaginable for a visitor who is visiting from another country and is new to the US and its culture and lifestyle. One never knows what can happen while you are outside your home country.

Many US insurance providers offer plans online and are making health insurance easily accessible to travellers by presenting all the relevant material on the web. These are many highly rated companies located in the US. US travel health Insurance plans are available in two categories which broadly classified as Fixed and Comprehensive visitor insurance.

In general, Fixed plans are cheaper than the Comprehensive, however the benefits are limited in a Fixed benefits plan when compared to a Comprehensive visitor insurance plan. It is always safer to choose a Comprehensive option that will cover any unexpected medical situation to the policy maximum.

Visiting USA insurance

There is a co-insurance factor that is applicable to a comprehensive plan. This is a small percentage amount ranging from 10 – 20% after the deductible is paid which needs to be fulfilled by the customer while the rest of the amount is taken care of by the insurance company.

This is usually applicable for the first $5000 of the expense which the insurance company pays 100% for any medical expense. You could review visitor medical insurance plans. Some plans waive this amount if the person seeks treatment inside the network (PPO Network) which is formed by a group of providers located in certain geographical area. Then we also need to consider the renewability option and plan maximum lifetime and the availability of the plan for a particular residential status.

Visit USA Health Care plan is a Comprehensive plan offered by the USI Travel Insurance Services provider and is available for Non US citizens visiting the US. This plan has a maximum lifetime of 364 days. This is available for your spouse and the dependent. The visit USA brochure of the plan details all the benefits and eligibility information.

Pre-existing condition coverage is available for $10,000 for people under 65 years while the benefits come down to $2,500 for travellers over 65 years. Here is an example of how Visit USA insurance plan works

⭐ What is Visit USA HealthCare Insurance?

Visit USA visitor insurance is a comprehensive health insurance plan designed for international visitors to the United States. Cheapest plan for parents visiting the USA.

Visit USA-HealthCare plan is available in three plan options:

Visit USA-HealthCare visitors insurance provides coverage for accident and sickness medical expenses, emergency medical evacuation, and assistance services within the USA. It also offers an optional accidental death and dismemberment (AD&D) benefit. Coverage is available from 5 days up to 364 days, but the plan cannot be renewed. If you need coverage beyond the initial period, you must purchase a new policy.

👪 Who is eligible to purchase Visit USA HealthCare insurance?

Visit USA-HealthCare is for anyone who is traveling to the United States and is not a U.S. citizen or permanent resident. It is available to:

  • Tourists and holiday travelers
  • Business and leisure travelers
  • Parents of students studying in the U.S.
  • Church or missionary travelers to the U.S.

Coverage options are available for individuals, as well as for families, including spouses and children, or for children traveling alone.

🌍 Visit USA Insurance – The Most Affordable Plan for Parents Visiting U.S.

Visit USA healthcare visitors insurance cost is budget-friendly and an excellent health insurance option designed for parents traveling to the United States. Visitors insurance in USA for parents provides essential medical coverage, including doctor visits, hospitalization, and emergency care, ensuring protection against expensive healthcare costs. With low premiums and comprehensive benefits, it is the ideal cost-effective choice for visiting parents.

♻️ Can the Visit USA Insurance plan be renewed or extended?

No, the Visit USA HealthCare insurance plan cannot be renewed or extended. Once the policy period ends, a new plan must be purchased if coverage is still needed. It is recommended to choose the coverage duration carefully when purchasing the plan.

❓ Why choose Visit USA healthcare?

  • Visit USA healthcare is designed for non-U.S. citizens or permanent residents, including tourists, scholars, missionaries, and business travelers.
  • It provides the coverage you need for your trip to the United States.
  • With three plan levels and multiple deductible options, you can customize coverage to fit your needs and budget.
  • Complete a quick and easy online enrollment and receive instant coverage confirmation.

📌 What is the importance visitor health insurance?

Planning a trip to the United States? Whether you're visiting family, studying abroad, enjoying a vacation, or planning to move to the US, having the right travel medical insurance is important. Most nationalized or government-sponsored health plans do not provide sufficient coverage for medical expenses in the U.S.

Each year, thousands of international visitors and immigrants require emergency medical treatment but do not have visitor insurance to cover the high costs involved. Many travelers are unaware of how expensive healthcare can be in the U.S. Visit USA-HealthCare provides essential protection, covering medical expenses for unexpected illnesses and injuries and ensure you receive the necessary medical care for covered treatments during your stay in the U.S.

⭐ Visit USA-HealthCare Insurance Reviews

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Insurance Providerhelp

Insurance provider

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Ratinghelp

AM Best Rating: "A" (Excellent)

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Period of Coveragehelp

5 days to 364 days

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Best for
Tourists visiting the U.S. Parents and relatives visiting family
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Underwriter

Lloyd's of London - Syndicate 4141

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Maximum limitshelp

Maximum limits from: $50,000, $75,000, $150,000, $200,000, $250,000

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Period of Coveragehelp

Deductible options from $0, $50, $100, $250, $500, $1,000

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PPO network
Part of United Healthcare network United Healthcare Provider Network

❤️ Does Visit USA health insurance plan include coverage for pre-existing conditions?

No, Visit USA insurance does not provide full coverage for Pre-existing conditions. However, Visit USA Standard and Visit USA Superior plans offers coverage for acute onset of a pre-existing condition.

  • Covers up to $10,000 for visitors under 65 years old.
  • Covers up to $2,500 for visitors above 65 years and older.
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  • In tab and mobile screen only FAQ’s font-size is different.
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✅ What are the key benefits of Visit USA visitor insurance?

  • Accident & Sickness Medical Coverage: Covers eligible medical expenses through reimbursement or direct provider payments.
  • Emergency Travelers Assistance: Provides medical referrals, translation services, evacuation coordination, and family contact support.
  • Emergency Medical Evacuation: Covers evacuation costs and return airfare home or to the original location (arranged by the insurer).
  • Accidental Death & Dismemberment (AD&D): Includes up to $50,000 in AD&D coverage (not available in Budget plans). Standard and Superior plans offer an option to add up to $50,000 more.
  • Travel Assistance Benefits: Reimburses eligible expenses for trip interruptions, travel delays, lost/stolen baggage or passports, and political evacuations.

💰 How Much Does Visit USA Healthcare Visitors Insurance Cost?

Starting at just $28/month The cost is based on age, policy maximum & deductible.
  • Visit USA-HealthCare plans is available as low as $0.74 per day.
  • For example, the Visit USA travel insurance cost per month with a $250 deductible is as follows.
Budget Standard Superior
Traveler’s Age $50,000 $75,000 $150,000 $200,000 $250,000
18 - 29 years $28 $41 $48 $51 $77
30 - 39 years $31 $54 $51 $76 $116
40 - 49 years $32 $78 $56 $96 $152
50 - 59 years $43 $113 $76 $155 $240
60 - 69 years $49 $131 $86 $201 $311
70 - 79 years $84 $210 – Not available –

👉 For senior travelers aged 80 to 99 years, the cost is $260 to $703, with medical maximum of $20,000 and adeductible $250.

🏥 What is the Visit USA travel insurance PPO network?

infoProvider network and how to find a hospital or doctor

Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.

medical_servicesVisit USA Budget Plan

No network restrictions – visit any doctor of your choice.

health_and_safetyVisit USA Standard Plan

Access to PPO networks. Coinsurance waived if treatment is within PPO network.

verified_userVisit USA Superior Plan

Choose between First Health and UnitedHealthcare networks.

You may go to your choice of provider in the U.S. However, the coinsurance will be waived for visitors to the U.S. if expenses are incurred within the PPO network.

Check your insurance card for one of these network logos:

First Health Network United Healthcare Provider Network

❓ Visiting USA Travel Insurance - FAQ's

1. What are the requirements for applying for Visit USA insurance?

To apply for Visit USA-HealthCare insurance, you must be at least 14 days old and be a non-U.S. citizen traveling to the United States.

  • Coverage is available for tourists, business travelers, visiting scholars, missionaries, and more.
  • The plan is available with a duration of 5 to 364 days.
  • You must complete an online application and make the premium payment before your coverage begins.
  • You can include your spouse and dependent children under the same plan if they are traveling with you.
  • Green card holders or permanent U.S. residents are not eligible for this plan.

You can apply for Visit USA insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

2. What are the benefits of Visit USA insurance?

Visit USA insurance is short term travel health insurance designed for anyone visiting the United States. Visit USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as five days. The benefits offered on the Visit USA Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

3. How do I purchase Visit USA Travel Medical Insurance?

You can buy Visit USA Healthcare insurance at American Visitor Insurance. You can also call us at (877)-340-7910 to get more information on how to apply for Visit USA travel health insurance from licensed insurance agents.

4. Do I need travel insurance to go to USA?

The cost of US healthcare is very expensive and it is very important for US visitors to buy proper US travel health insurance. The Trump administration has recently made it mandatory for prospective US immigrants to buy health insurance while coming to the US. We hear from visitors, that the consular services are insisting on US visit insurance even for non-immigrant visas for coming to the United States.

5. Can US visitors get health insurance?

Yes, US visitors can get short term health insurance for the length of their stay in the US. Given the cost of US healthcare, it is very important to buy adequate US travel health insurance. At American Visitor Insurance, we work with reputed US insurance providers who offer US visitors health insurance. Visitors can compare different US visitor health insurance plans and buy the plan that suits their needs.

6. Which is the best health insurance for visitors to USA? Which is the best medical insurance for visitors to USA from india?

We work with several popular US insurance providers who offer health insurance for visitors to USA. There is no single visitor health insurance plan which is best for all visitors. The best health insurance for visitors to USA will vary depending on the needs of the visitor. Visitors can compare different US visitor health insurance plans on American Visitor Insurance to find the best health insurance for visitors to USA plan for their needs.

7. Can foreigners buy health insurance in USA?

Yes, foreigners can buy health insurance in the US. There are different foreign travel insurance in USA plan options which visitors can compare on American Visitor Insurance. Travelers can understand how to buy travel insurance in USA using the different resources on American visitor Insurance, read the different visitor health insurance USA reviews and make an informed decision regarding foreign travel insurance in USA.

8. Does Visit USA health insurance plan include coverage for pre-existing conditions?

No, Visit USA insurance does not provide full coverage for Pre-existing conditions. However, Visit USA Standard and Visit USA Superior plans offers coverage for acute onset of a pre-existing condition.

  • Covers up to $10,000 for visitors under 65 years old
  • Covers up to $2,500 for visitors above 65 years and older

What Are The Key Highlights Of Visit USA Budget Plan?

Feature Plan A Plan B
Eligibility 14 days to 80+ years 14 days to 69 years
Policy Maximum Up to $50,000
(80+ years: $20,000)
Up to $150,000
(65-69 years: $100,000)
Deductible Options $0, $50, $100, or $250 per incident $0, $50, $100, or $250 per incident
Coinsurance No coinsurance
(URC charges apply)
No coinsurance
(URC charges apply)
Emergency Medical Evacuation $100,000 $100,000
Repatriation of Remains $25,000 $25,000

What Are The Key Highlights Of Visit USA Standard Plan?

Feature Plan A Plan B
Eligibility 14 days to 80+ years 14 days to 69 years
Policy Maximum Up to $75,000
(80+ years: $20,000)
Up to $200,000
(65-69 years: $100,000)
Deductible Options $0 $250 $500 $1000 per incident $0 $250 $500 $1000 per incident
Acute onset of a pre-existing condition Covered up to $20,000 (under 65 years) and $2,500(65+ years) Covered up to $20,000 (under 65 years) and $2,500(65+ years)
Emergency Medical Evacuation $250,000 $250,000
Urgent care center co-payment $50 co-payment $50 co-payment
Coinsurance No coinsurance
(URC charges apply)
No coinsurance
(URC charges apply)

What Are The Key Highlights Of Visit USA Superior Plan?

The Visit USA Superior Plan is a top-tier travel medical insurance for visitors to the United States, providing the broadest coverage and highest benefit limits among Visit USA plans.

  • Highest Policy Maximums: Coverage up to $250,000 for ages 0-64, $100,000 for ages 65-79, and $20,000 for ages 80+.
  • Comprehensive Medical Benefits: Includes hospitalization, outpatient care, doctor visits, emergency room and surgery, prescriptions, emergency medical evacuation (up to $500,000), repatriation of remains, and accidental death & dismemberment.
  • Acute Onset of Pre-Existing Conditions: Up to $25,000 for ages 0-64, $2,500 for ages 65+.
  • Trip Interruption: Coverage up to $5,000.
  • Sports Coverage Option: Optional add-on for intercollegiate, interscholastic, and hazardous sports.
  • Crisis Response Benefit: Up to $10,000 (exclusive to Superior plan).

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⚽️ Are sports activities covered under the Visit USA travel insurance?

This plan offers optional coverage through the Hazardous Activities Rider and the Intercollegiate/Interscholastic Sports Rider.

By purchasing the hazardous activities rider, the following activities will be covered:

  • check_circle American Football
  • check_circle Big Game Hunting / Safari
  • check_circle Bungee Jumping, Hang-Gliding
  • check_circle Kite-Surfing
  • check_circle Mountaineering
  • check_circle Parachuting, Paragliding
  • check_circle Powerlifting
  • check_circle Snow Skiing, Snowboarding
  • check_circle Surfing, Waterskiing
  • check_circle Whitewater Rafting

The Visit USA Healthcare plan includes coverage for recreational sports only. For those planning to participate in intercollegiate, interscholastic, or organized amateur sports. Additional coverage rider is available at $1.25 per day

Visitors travel insurance reviews

Reviews, Ratings and Experiences from our customers

Sheela

Diana

"I will most definitely take out insurance for all my future travel with this company as a result of my experience... We are getting older as are our parents so this gives us peace of mind in case the unforseeable happens. If it doesn't, it is money well spent for that peace of mind."

Sheela

Virginia

"I was so happy with Travel Insurance Select because when my Egypt trip was cancelled, I was expecting a pro-rata refund, but to my delight received a full refund of premium. I've had multiple coverages with you and will continue to always use you"

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