The USI global medical policies have an exclusion based on the Centers for Disease Control (CDC) Warning to avoid travel (level 3). Travelers who contract coronavirus in areas with a level 3 advisory will not be covered for coronavirus illness. If your travel began under a level 2 advisory and changed to level 3 during your trip, you will be covered even if they contracted it after the updated warning was issued.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Hospital Room Rent | $9,000 | $9,000 | $0 |
| Surgery | $15,000 | $5,000 + $9,000 (90% 0f first $10,000)= $14,000 | $1,000 (10% of first $10,000) |
| X Ray | $1,000 | $1,000 | $0 |
| Total | $25,000 | $24,000 | $1,000 |
In today’s global village people travel overseas and to different corners of the globe for different reasons. In this context, it is common to see people of different age groups traveling to the United States.
