Quotes for Visit USA Healthcare travel insurance

Travel Insurance services insurance coverage for Coronavirus (Covid 19)

The USI global medical policies have an exclusion based on the Centers for Disease Control (CDC) Warning to avoid travel (level 3). Travelers who contract coronavirus in areas with a level 3 advisory will not be covered for coronavirus illness. If your travel began under a level 2 advisory and changed to level 3 during your trip, you will be covered even if they contracted it after the updated warning was issued.

Visit USA Insurance Reviews

  • Ideal for visitors to USA.
  • Coverage can be purchased for an initial 5 days and up to 364 days.
  • Up to $10,000 coverage for sudden onset of pre-existing condtions.
  • Maximum coverage of $10,000 for travelers aged 80 years and above.
Visit USA Insurance links

Customer care
Comprehensive

A working example of using Visit USA travel insurance (Offered by Travel insure) *

Let us take an example: The medical bill is $25,000; Deductible is $250 and choosen Policy Maximum is $50,000.
  • Insurance coverage is $50,000
  • Deductible is $250 per certificate period
  • Coinsurance : After the deductible, 90% of first $10,000 and then 100% to the policy limit
  • Total medical expenses is $25,000
The Visit USA travel insurance plan covers clearly defined amounts for different medical situations up to a medical maximum coverage $50,000. The insured must pay the deductible ($250). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $1,000. This is the difference between the fixed amount the insurance pays and the actual billed amount.

visit usa medical insurance

Visit USA Insurance

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $5,000 + $9,000 (90% 0f first $10,000)= $14,000 $1,000 (10% of first $10,000)
X Ray $1,000 $1,000 $0
Total $25,000 $24,000 $1,000
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
  • Advantages
  • Disadvantages

Visit USA Insurance advantages

  • Low cost comprehensive coverage plan.
  • Multi Plan PPO Network.
  • Excellent medical coverage plan for foreign nationals in the USA.
  • Deductible per policy period.
  • Optional Hazardous activity and AD & D rider coverage.
  • Incidental travel to Canada, Mexico and US territories up to 14 days is included in this plan.

Visit USA Insurance Disadvantages

  • Only $20,000 coverage offered for 80 plus travelers.
  • Not renewable.
  • Does not cover pre-existing conditions.
  • Plan is available only for international travelers traveling to US.

What are some insurance terms important in Visit USA Insurance reviews?

  • Plan Maximum coverage of Visit USA travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Visit USA insurance offers maximum coverage up to $250,000.
  • What is a deductible in Visit USA visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Visit USA insurance has deductible options from $0 to $1000.
  • What is a provider network of Visit USA Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Visit USA Travel health insurance
    Visit USA Insurance can be renewed from 5 days to 364 days.
  • Eligibility to buy Visit USA Insurance Online
    Visit USA HealthCare is available to Non-U.S. residents while visiting the U.S and coverage is available for the main insured party and spouse, unmarried adult dependent children, or for children traveling alone.
  • Visit USA Insurance underwritten by Lloyd's of London and rating "A" (Excellent) by AM Best Rating.

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Visit USA Blog

In today’s global village people travel overseas and to different corners of the globe for different reasons. In this context, it is common to see people of different age groups traveling to the United States.

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