Visit USA travel insurance review

Let us take an example: The medical bill is $25,000; Deductible is $250 and choosen Policy Maximum is $50,000.

• Insurance coverage is $50,000
• Deductible is $250 per certificate period
• Coinsurance : After the deductible, 90% of first $10,000 and then 100% to the policy limit
• Total medical expenses is $25,000

The Visit USA travel insurance plan covers clearly defined amounts for different medical situations up to a medical maximum coverage $50,000. The insured must pay the deductible ($250). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $1,000. This is the difference between the fixed amount the insurance pays and the actual billed amount.