Travel Insure logoVisit USA HealthCare visitors insurance

Best travel medical insurance for visitors to USA. Visit USA-HealthCare plans is available as low as $0.74 per day.

All plans offer coverage for 5 to 364 days, flexible deductible options, and eligibility for individuals aged 14 days and older.

Visit USA healthcare insurance cost

mail Email results
Age
Spouse
Start Date
End Date
Destination
Citizenship
Visit USA Budget 
Plan Maximum
Deductible
  Buy Now
Visit USA Standard 
Plan Maximum
Deductible
  Buy Now
Visit USA Superior
Plan Maximum
Deductible
  Buy Now
Budget Plan (A & B) Standard Plan (A & B) Superior Plan
Fixed benefit plan Comprehensive benefit plan Comprehensive benefit plan
Policy maximum of Plan A: Up to age 79 years: $50,000; For 80 years and above: $20,000
Plan B: Up to age 69 years: $150,000
Policy maximum of Plan A: Up to age 79 years: $75,000; For 80 years and above: $20,000
Plan B: Up to age 69 years: $200k
Policy maximum up to age 79 years: $250,000; For 80 years and above: $20,000
Emergency Medical Evacuation: $100,000 Emergency Medical Evacuation: $250,000 Emergency Medical Evacuation: $500,000
Trip Interruption is not available Trip Interruption: $2,500 Trip Interruption: $5,000
Budget Plan Details » Standard Plan Details » Superior Plan Details »

What is Visit USA HealthCare Insurance?

Visit USA visitor insurance is a comprehensive health insurance plan designed for international visitors to the United States. It is the cheapest plan for relatives or parents visiting the USA.

Visit USA-HealthCare plan is available in three plan options:

Visit USA-HealthCare visitors insurance provides coverage for accident and sickness medical expenses, emergency medical evacuation, and assistance services within the USA. It also offers an optional Accidental Death and Dismemberment (AD&D) benefit. Coverage is available from 5 days up to 364 days, but the plan cannot be renewed.

Why choose Visit USA healthcare?

  • Visit USA healthcare is designed for non-U.S. citizens or permanent residents, including tourists, scholars, missionaries, and business travelers.
  • It provides the coverage you need for your trip to the United States.
  • With three plan levels and multiple deductible options, you can customize coverage to fit your needs and budget.
  • Complete a quick and easy online enrollment and receive instant coverage confirmation.

What is the importance visitor health insurance?

Planning a trip to the United States? Whether you're visiting family, studying abroad, enjoying a vacation, or planning to move to the US, having the right travel medical insurance is important. Most nationalized or government-sponsored health plans do not provide sufficient coverage for medical expenses in the U.S.

Each year, thousands of international visitors and immigrants require emergency medical treatment but do not have visitor insurance to cover the high costs involved. Many travelers are unaware of how expensive healthcare can be in the U.S. Visit USA-HealthCare provides essential protection, covering medical expenses for unexpected illnesses and injuries and ensure you receive the necessary medical care for covered treatments during your stay in the U.S.

Visit USA-HealthCare insurance review

handshake
Insurance provider
Travel Insurance Services
star_half
Rating
AM Best Rating: "A" (Excellent)
calendar_month
Period of Coverage
5 days to 364 days
edit_square
Underwriter
Lloyd's of London - Syndicate 4141
checklist
Best for
  • Tourists visiting the U.S.
  • Parents and relatives visiting family
medical_services
PPO network
Part of United Healthcare network United Healthcare Provider Network
request_quote
Maximum limits
Maximum limits from $50,000, $75,000, $150,000, $200,000, $250,000
request_quote
Deductible options
Deductible options from
$0, $50, $100, $250, $500, $1,000
business_center
Coverage Type
Secondary*

* Secondary coverage: Secondary plans may require filing the claims with any existing insurance before filing with the travel insurance provider.

Who is eligible to buy Visit USA visitors insurance?

Visit USA-HealthCare is designed for individuals traveling to the United States who are not U.S. citizens or permanent residents. It’s available to:

  • Tourists and holiday travelers
  • Business and leisure travelers
  • Parents of students studying in the U.S.
  • Church or missionary travelers to the U.S.

Coverage options are available for individuals, as well as for families, including spouses and children, or for children traveling alone

What are the key benefits of Visit USA visitor insurance?

  • Accident & Sickness Medical Coverage: Covers eligible medical expenses through reimbursement or direct provider payments.
  • Emergency Travelers Assistance: Provides medical referrals, translation services, evacuation coordination, and family contact support.
  • Emergency Medical Evacuation: Covers evacuation costs and return airfare home or to the original location (arranged by the insurer).
  • Accidental Death & Dismemberment (AD&D): Includes up to $50,000 in AD&D coverage (not available in Budget plans). Standard and Superior plans offer an option to add up to $50,000 more.
  • Travel Assistance Benefits: Reimburses eligible expenses for trip interruptions, travel delays, lost/stolen baggage or passports, and political evacuations.

How much does Visit USA healthcare visitors insurance cost?

The Visit USA travel insurance cost per month start at just $28. The monthly cost depends on factors such as the travelers age, plan maximum, and deductible. Visit USA-HealthCare plans is available as low as $0.74 per day.

For example, the Visit USA travel insurance cost per month with a $250 deductible is as follows.

Budget Standard Superior
Traveler’s Age $50,000 $75,000 $150,000 $200,000 $250,000
18 - 29 years $28 $41 $48 $51 $77
30 - 39 years $31 $54 $51 $76 $116
40 - 49 years $32 $78 $56 $96 $152
50 - 59 years $43 $113 $76 $155 $240
60 - 69 years $49 $131 $86 $201 $311
70 - 79 years $84 $210

For senior travelers aged 80 to 99 years, the cost is $260 to $703, with medical maximum of $20,000 and a deductible $250.

Are sports activities covered under the Visit USA travel insurance?

This plan offers optional coverage through the hazardous activities rider and the intercollegiate / interscholastic sports rider

By purchasing the hazardous activities rider, the following activities will be covered:

  • American Football
  • Big Game Hunting or Safari
  • Bungee Jumping, Hang-Gliding
  • Kite-Surfing
  • Mountaineering
  • Parachuting, Paragliding, Powerlifting
  • Running with the Bulls, Sky Surfing
  • Snow Skiing, Snowboarding
  • Spelunking, Sub Aqua Pursuits (with underwater breathing apparatus)
  • Surfing, Waterskiing, Whitewater Rafting

The Visit USA Healthcare plan includes coverage for recreational sports only. For those planning to participate in intercollegiate, interscholastic, or organized amateur sports, an additional coverage rider is available at $1.25 per day.

What is the Visit USA travel insurance PPO network?

Provider network and how to find hospital or doctor?

Travel Insure maintains a wide network of health care providers. You may use any doctor or hospital when you need medical care. You may call the Emergency Assistance Company to help you locate a doctor or hospital.
Visit USA Budget Plan: No network restrictions, visit any doctor of your choice.

Visit USA Standard and Superior Plans:
There are 2 options: First Health care network and United health care.
You may go to your choice of provider in the U.S. However, the coinsurance will be waived for visitors to the U.S. if expenses are incurred within the PPO network.
You need to check your insurance card to find any one of the below 2 logos:
United Healthcare Provider NetworkUnited Healthcare Provider Network

Best Visit USA travel insurance FAQs

1. What are the requirements for applying for Visit USA insurance?

To apply for Visit USA-HealthCare insurance, you must be at least 14 days old and be a non-U.S. citizen traveling to the United States.

  • Coverage is available for tourists, business travelers, visiting scholars, missionaries, and more.
  • The plan is available with a duration of 5 to 364 days.
  • You must complete an online application and make the premium payment before your coverage begins.
  • You can include your spouse and dependent children under the same plan if they are traveling with you.
  • Green card holders or permanent U.S. residents are not eligible for this plan.

You can apply for Visit USA insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

2. What information is required to purchase the Visit USA travel insurance plan?

To complete the application, you will need to provide the visitor’s name, date of birth, address, passport country, and email address to receive insurance documents. If available, you can also enter the passport number. A valid credit card is required for payment.

After submission, an email will be sent to the provided email address with links to download the ID card, Visa Letter, and Certificate wording.

3. What is the cancellation and refund policy for Visit USA health care insurance?

Before the effective date: You may request a cancellation and refund in writing before your coverage start date. A $25 processing fee applies to all refunds.

After the effective date: The premium is considered fully earned and is non-refundable.

4. How do I purchase Visit USA Travel Medical Insurance?

You can purchase Visit USA Healthcare insurance on American Visitor Insurance. For assistance with the application process call us at (877)-340-7910 and our licensed insurance agents will be happy to help!

5. What does Visit USA health care cover?

Visit USA visitors insurance covers medical expenses for unexpected illnesses or injuries, emergency medical evacuation, repatriation of remains, travel assistance, trip interruption, lost baggage, and more.

6. Can I extend or renew my policy?

No, the Visit USA-HealthCare plan is not renewable or extendable. If you need coverage beyond the initial period, you must purchase a new policy.

7. Does Visit USA health insurance plan include coverage for pre-existing conditions?

No, Visit USA insurance does not provide full coverage for Pre-existing conditions. However, Visit USA Standard and Visit USA Superior plans offers coverage for acute onset of a pre-existing condition.

  • Covers up to $10,000 for visitors under 65 years old
  • Covers up to $2,500 for visitors above 65 years and older

8. Do I need travel insurance to go to USA?

The cost of US healthcare is very expensive and it is very important for US visitors to buy proper US travel health insurance. The Trump administration has recently made it mandatory for prospective US immigrants to buy health insurance while coming to the US. We hear from visitors, that the consular services are insisting on US visit insurance even for non-immigrant visas for coming to the United States.

9. Can US visitors get health insurance?

Yes, US visitors can get short term health insurance for the length of their stay in the US. Given the cost of US healthcare, it is very important to buy adequate US travel health insurance. At American Visitor Insurance, we work with reputed US insurance providers who offer US visitors health insurance. Visitors can compare different US visitor health insurance plans and buy the plan that suits their needs.

10. Which is the best health insurance for visitors to USA? Which is the best medical insurance for visitors to USA from India?

We work with several popular US insurance providers who offer health insurance for visitors to USA. There is no single visitor health insurance plan which is best for all visitors. The best health insurance for visitors to USA will vary depending on the needs of the visitor. Visitors can compare different US visitor health insurance plans on American Visitor Insurance to find the best health insurance for visitors to USA plan for their needs.

11. Can foreigners buy health insurance in USA?

Yes, foreigners can buy health insurance in the US. There are different foreign travel insurance in usa plan options which visitors can compare on American Visitor Insurance. Travelers can understand how to buy travel insurance in usa using the different resources on American Visitor Insurance, read the different visitor health insurance usa reviews and make an informed decision regarding foreign travel insurance in USA.

Visit USA Health Care Insurance Blog

The Visit USA-HealthCare plan is a comprehensive travel insurance plan provided by USI Travel Insurance Services, designed for non-U.S. citizens visiting the United States. It offers coverage for up to 364 days and is available for spouses and dependents. The plan brochure provides detailed information on benefits and eligibility. Coverage for pre-existing conditions includes up to $10,000 for travelers under 65 years and up to $2,500 for those over 65 years.

Know more »