Visit USA Healthcare Insurance cover for visitors to USA, Review of Visit USA HealthCare Insurance, Visit USA-HealthCare Standard Plan

Visit USA Budget Plan Maximum Deductible BUY NOW Fixed Plan Fixed Benefits Plans* Clearly defined limits under fixed benefits coverage. More affordable when compared to comprehensive plans, but with correspondingly less coverage. This works for small ailments, but can be inadequate for major expenses. Cheapest options in the market definitely more affordable Fixed benefits plans are have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.	Visit USA Standard Plan Maximum Deductible BUY NOW Comprehensive Plan Comprehensive Plans* Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies. These plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)	Visit USA Superior Plan A Plan Maximum Deductible BUY NOW Comprehensive Plan Comprehensive Plans* Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies. These plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Maximum per injury / illness
Plan A: Up to age 79 years: $50,000; For 80 years and above: $20,000 Plan B: Up to age 69 years: $150,000	Plan A: Up to age 79 years: $75,000; For 80 years and above: $20,000 Plan B: Up to age 69 years: $200,000	Up to age 79 years: $250,000; For 80 years and above: $20,000
Deductibles
Plan A: Up to age 69 years: $0, $50, $100, or $250 per injury or illness; Ages 70 years and above: $100 or $250 per injury or illness Plan B: Up to age 69 years: $0, $50, $100, or $250 per injury or illness	Plan A & Plan B: $0, $250, $500, or $1,000 per certificate period	$0, $250, $500, or $1,000 per certificate period
Coinsurance – Claims incurred outside U.S.
Not Applicable	Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.	Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
Coinsurance – Claims incurred in U.S.
Not Applicable	In-Network: Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit. Out-of-Network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.	In-Network: Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit. Out-of-Network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Hospital room and board
Plan A: $1,500 per day, 30 days max Plan B: $2,750 per day, 30 days max (including miscellaneous unless specified)	Average semi-private room rate, including nursing services	Average semi-private room rate, including nursing services
Intensive care unit
Plan A: $2,500 per day, 8 days max Plan B: $4,000 per day, 8 days max (including miscellaneous unless specified)	Up to the overall maximum limit	Up to the overall maximum limit
Emergency medical evacuation
Up to $100,000 Lifetime Maximum, except as provided under Acute onset of pre-existing condition.	Up to $250,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit)	Up to $500,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit)
Accidental death and dismemberment
Not Applicable	Members under age 18: Up to $5,000 lifetime max. Members age 18-69: Up to $50,000 lifetime max. Members age 70-74: Up to $20,000 lifetime max. Members 75 and older: Up to $10,000 lifetime max. $250,000 maximum benefit any one family or group.	Members under age 18: Up to $5,000 lifetime max. Members age 18-69: Up to $50,000 lifetime max. Members age 70-74: Up to $20,000 lifetime max. Members 75 and older: Up to $10,000 lifetime max. $250,000 maximum benefit any one family or group.
Repatriation of Remains
Up to $25,000	Up to $50,000	Up to the overall maximum limit
Local Burial & Cremation
$5,000	Up to $5,000	Up to $5,000
Return of minor children
Not Applicable	Up to $25,000	Up to $50,000
Acute Onset of Pre-existing Conditions
Ages 65 and above: $2,500; All others: $20,000	Ages 65 and above: $2,500; All others: $20,000 (excludes chronic and congenital conditions)	Ages 65 and above: $2,500; All others: $25,000 (excludes chronic and congenital conditions)
Terrorism
Up to $25,000, eligible medical expenses only	Up to $50,000 lifetime maximum, eligible medical expenses only	Up to $50,000 lifetime maximum, eligible medical expenses only
Emergency Reunion
Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)	Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)	Up to $15,000, maximum 15 days (not subject to deductible or coinsurance)
Urgent care
Plan A: Office visits, including urgent care - $75 per visit, 10 visits maximum (outpatient treatment) Plan B: Office visits, including urgent care - $150 per visit, 10 visits maximum (outpatient treatment)	Co-payment: Claims incurred outside the U.S. No co-payment Claims incurred in U.S. $50 co-payment, after which coinsurance will apply	Co-payment: Claims incurred outside the U.S. No co-payment Claims incurred in U.S. $50 co-payment, after which coinsurance will apply
Emergency Room
Plan A: $375 for an outpatient treatment Plan B: $785 for an outpatient treatment	Co-payment: Claims incurred outside the U.S.: No co-payment Claims incurred in U.S.: $250 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.	Co-payment: Claims incurred outside the U.S.: No co-payment Claims incurred in U.S.: $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.
Physical Therapy
$50 per visit, 1 visit per day, maximum 12 visits	Usual, reasonable and customary charges. Must be ordered in advance by a physician.	Usual, reasonable and customary charges. Must be ordered in advance by a physician.
Emergency dental
Not Applicable	Up to $1,000 due to accident / Up to $100 for acute onset of pain	Up to $1,000 due to accident / Up to $100 for acute onset of pain
Local Ambulance
Plan A: Up to $500 Plan B: Up to $500	Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.	Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
Political Evacuation
Not Applicable	Up to $25,000 lifetime maximum	Up to $50,000 lifetime maximum
Trip interruption
Not Applicable	Up to $2,500	Up to $5,000
OTHER BENEFITS
Optional accidental death and dismemberment coverage
Not Applicable	Up to $50,000 (only available to members age 18 through age 69)	Up to $50,000 (only available to members age 18 through age 69)
Optional intercollegiate or interscholastic sports rider
Not Applicable	Not Applicable	Up to $20,000
Optional hazardous activities rider
Not Applicable	Not Applicable	Up to the overall maximum limit
Crisis Response - Ransom, Personal Belongings, and Crisis Response Fees and Expenses
Not Applicable	Not Applicable	Up to $10,000
Mental Health Disorders
Not Applicable	Not Applicable	Up to $5,000
Bedside Visit
Not Applicable	Not Applicable	Up to $1,500
Pet Return
Not Applicable	Not Applicable	Up to $1,000
Lost Checked Luggage
Not Applicable	Not Applicable	Up to $500
Travel Delay
Not Applicable	Not Applicable	Up to $100 a day after a 12-hour, maximum of 2 days
Lost or Stolen Passport/Travel Visa
Not Applicable	Not Applicable	Up to $100
Natural Disaster - Replacement Accommodations
Not Applicable	Not Applicable	Up to $100 a day for 5 days
Anesthesiologist / Assistant surgeon
Plan A: $825; Plan B: $1,775	Not Applicable	Not Applicable
Durable medical equipment
Plan A: $1,100; Plan B: $1,700	-	-
Inpatient Treatment
Surgery - Plan A: $4,000 per session; Plan B: $8,000 per session Consultant physician - Plan A: $450; Plan B: $650 Private duty nurse - Plan A: $550 ; Plan B: $700 Physician visits - Plan A: $75 per visit, 30 visits max; Plan B: $125 per visit, 30 visits max	Not Applicable	Not Applicable
Outpatient Treatment
Surgery - Plan A: $3,300 per session; Plan B: $7,150 per session Outpatient surgical facility - Plan A: $1,100; Plan B: $1,500 Pre-admission yesting - Plan A: $1,100; Plan B: $1,450 Diagnostic X-ray and Labs - Plan A: $500, plus $400 for one CAT Scan, MRI or PET; Plan B: $750, plus $650 for one CAT Scan, MRI or PET Observation room services - Plan A: $355; Plan B: $750 Outpatient prescription drugs - Plan A: $150; Plan B: $300	Not Applicable	Not Applicable

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