Coronavirus coverage |
Visit USA offers coverage for COVID-19 as a covered medical expense.
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Maximum per injury / illness |
Plan A: Up to age 79 years: $50,000; For 80 years and above: $20,000
Plan B: Up to age 69 years: $150,000
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Plan A: Up to age 79 years: $75,000; For 80 years and above: $20,000
Plan B: Up to age 69 years: $200,000
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Up to age 79 years: $250,000; For 80 years and above: $20,000 |
Deductibles |
Plan A: Up to age 69 years: $0, $50, $100, or $250 per injury or illness; Ages 70 years and above: $100 or $250 per injury or illness
Plan B: Up to age 69 years: $0, $50, $100, or $250 per injury or illness
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Plan A & Plan B: $0, $250, $500, or $1,000 per certificate period
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$0, $250, $500, or $1,000 per certificate period |
Coinsurance – Claims incurred outside U.S. |
Not Applicable |
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. |
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. |
Coinsurance – Claims incurred in U.S. |
Not Applicable |
In-Network: Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
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In-Network: Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
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Hospital room and board |
Plan A: $1,500 per day, 30 days max Plan B: $2,750 per day, 30 days max (including
miscellaneous unless specified)
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Average semi-private room rate, including nursing services |
Average semi-private room rate, including nursing services |
Intensive care unit |
Plan A: $2,500 per day, 8 days max Plan B: $4,000 per day, 8 days max (including
miscellaneous unless specified)
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Up to the overall maximum limit |
Up to the overall maximum limit |
Emergency medical evacuation |
Up to $100,000 Lifetime Maximum, except as provided under Acute Onset of Pre-existing Condition. Available only to Members under 70. |
Up to $250,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit) |
Up to $500,000 lifetime maximum (not subject to deductible, coinsurance, or overall maximum limit) |
Accidental death and dismemberment |
Not Applicable |
Members age 18-69: Up to $50,000 lifetime max.
Under age 18: Up to $5,000 lifetime max.
Ages 70 through 74: Up to $20,000 lifetime max.
Ages 75 and older : Up to $10,000 lifetime max.
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Members age 18-69: Up to $50,000 lifetime max.
Under age 18: Up to $5,000 lifetime max.
Ages 70 through 74: Up to $20,000 lifetime max.
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Repatriation of Remains |
Up to $25,000 |
Up to $50,000 |
Up to the overall maximum limit |
Local Burial & Cremation |
$5,000 |
Up to $5,000 |
Up to $5,000 |
Return of minor children |
Not Applicable |
Up to $25,000 |
Up to $50,000 |
Terrorism |
Up to $25,000, eligible medical expenses only |
Up to $50,000 lifetime maximum, eligible medical expenses only |
Up to $50,000 lifetime maximum, eligible medical expenses only |
Emergency Reunion |
Up to $15,000, maximum 15 days (not subject to deductible or coinsurance) |
Up to $15,000, maximum 15 days (not subject to deductible or coinsurance) |
Up to $15,000, maximum 15 days (not subject to deductible or coinsurance) |
Urgent care |
Plan A: Office visits, including urgent care - $75 per visit, 10 visits maximum (outpatient treatment) Plan B: Office visits, including urgent care - $150 per visit, 10 visits maximum (outpatient treatment)
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Co-payment:
Claims incurred outside the U.S. No co-payment
Claims incurred in U.S. $50 co-payment, after which coinsurance will apply
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Co-payment:
Claims incurred outside the U.S. No co-payment
Claims incurred in U.S. $50 co-payment, after which coinsurance will apply
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Emergency Room |
Plan A: $375 for an outpatient treatment Plan B: $785 for an outpatient treatment
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Co-payment:
Claims incurred outside the U.S.: No co-payment
Claims incurred in U.S.: $250 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.
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Co-payment:
Claims incurred outside the U.S.: No co-payment
Claims incurred in U.S.: $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.
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Physical Therapy |
$50 per visit, 1 visit per day, maximum 12 visits |
Usual, reasonable and customary charges. Must be ordered in advance by a physician. |
Usual, reasonable and customary charges. Must be ordered in advance by a physician. |
Emergency dental |
Not Applicable |
Up to $1,000 due to accident / Up to $100 for acute onset of pain |
Up to $1,000 due to accident / Up to $100 for acute onset of pain |
Local Ambulance |
Plan A: Up to $500 Plan B: Up to $500
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Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient. |
Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient. |
Political Evacuation |
Not Applicable |
Up to $25,000 lifetime maximum |
Up to $50,000 lifetime maximum |
Trip interruption |
Not Applicable |
Up to $2,500 |
Up to $5,000 |
OTHER BENEFITS |
Optional Enhanced accidental death and dismemberment coverage |
Not Applicable |
Up to $100,000 (only available to members age 18 through age 69) |
Up to $100,000 (only available to members age 18 through age 69) |
Optional intercollegiate or interscholastic sports rider |
Not Applicable |
Not Applicable |
Up to $20,000 |
Optional hazardous activities rider |
Not Applicable |
Not Applicable |
Up to the overall maximum limit |
Crisis Response - Ransom, Personal Belongings, and Crisis Response Fees and Expenses |
Not Applicable |
Not Applicable |
Up to $10,000 |
Mental Health Disorders |
Not Applicable |
Not Applicable |
Up to $5,000 |
Bedside Visit |
Not Applicable |
Not Applicable |
Up to $1,500 |
Pet Return |
Not Applicable |
Not Applicable |
Up to $1,000 |
Lost Checked Luggage |
Not Applicable |
Not Applicable |
Up to $500 |
Travel Delay |
Not Applicable |
Not Applicable |
Up to $100 a day after a 12-hour, maximum of 2 days |
Lost or Stolen Passport/Travel Visa |
Not Applicable |
Not Applicable |
Up to $100 |
Natural Disaster - Replacement Accommodations |
Not Applicable |
Not Applicable |
Up to $100 a day for 5 days |
Personal Liability |
Not Applicable |
Not Applicable |
Up to:
$10,000 lifetime maximum
$10,000 third person injury
$10,000 third person property
$2,500 related third person property
- not subject to deductible, coinsurance, or overall maximum limit |
Anesthesiologist / Assistant surgeon |
Plan A: $825; Plan B: $1,775
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Not Applicable |
Not Applicable |
Durable medical equipment |
Plan A: $1,100; Plan B: $1,700
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Inpatient Treatment |
- Surgery - Plan A: $4,000 per session; Plan B: $8,000 per session
- Consultant physician - Plan A: $450; Plan B: $650
- Private duty nurse - Plan A: $550 ; Plan B: $700
- Physician visits - Plan A: $75 per visit, 30 visits max; Plan B: $125 per visit, 30 visits max
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Not Applicable |
Not Applicable |
Outpatient Treatment |
- Surgery - Plan A: $3,300 per session; Plan B: $7,150 per session
- Outpatient surgical facility - Plan A: $1,100; Plan B: $1,500
- Pre-admission yesting - Plan A: $1,100; Plan B: $1,450
- Diagnostic X-ray and Labs - Plan A: $500, plus $400 for one CAT Scan, MRI or PET; Plan B: $750, plus $650 for one CAT Scan, MRI or PET
- Observation room services - Plan A: $355; Plan B: $750
- Outpatient prescription drugs - Plan A: $150; Plan B: $300
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Not Applicable |
Not Applicable |