InterMedical Insurance Cost

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InterMedical Insurance Reviews

AM Best Rating: "A" (Excellent)

Ideal for Traveling outside the U.S Acute on set of pre-existing coverage

InterMedical health insurance review

InterMedical travel insurance provides temporary international medical insurance coverage for US travelers traveling outside the US. The policy features a coverage period of 5-364 days, offers a choice of deductible amounts, and is available to persons aged 14 days and older. The policy maximum ranges from $50k to $1 million depending on the plan you choose, and includes coverage for medical expenses and emergency medical evacuation.

Key benefits of InterMedical insurance

Acute on set of pre-existing condition

Emergency Dental

Urgent Care

Emergency medical evacuation

Trip Interruption

Hazardous Activities

InterMedical Visitor Insurance - Key Highlights

  • This is a comprehensive plan.
  • InterMedical plan is for people traveling outside the US and outside their home country.
  • Overall maximum limit options with this plan are $50k, $100k and $150k.
  • Emergency Medical Evacuation coverage is available for $500k.
  • Repatriation of Remains is available up to $50k.
  • Trip Interruption coverage for $5k.
  • Emergency dental coverage for $2k for accident and $250 for pain relief.

Travel Insure Customer reviews

Reviews, Ratings and Experiences

I will most definitely take out insurance for all my future travel with this company as a result of my experience... We are getting older as are our parents so this gives us peace of mind in case the unforseeable happens. If it doesn't, it is money well spent for that peace of mind.
  |   Diana
I was so happy with Travel Insurance Select because when my Egypt trip was cancelled, I was expecting a pro-rata refund, but to my delight received a full refund of premium. I've had multiple coverages with you and will continue to always use you.
  |   Virginia
I was really surprised at how affordable the policy was. I was able to get more than basic coverage and even that was not too expensive.
  |   Pam

Advantages and Disadvantages of InterMedical Insurance

  • InterMedical Insurance Advantages
    • InterMedical provides medical coverage for people traveling outside US and outside their home country.
    • Covers Acute on set of pre-existing conditions up to ages 80+ years.
    • Additional AD & D, Intercollegiate/Interscholastic Sports Coverage, Hazardous Activity Coverage.
    • Coinsurance for claims incurred outside the US is covered 100% after deductible up to maximum limit.
    • Checked baggage loss coverage for $500 and stolen passport/Visa coverage for $100 is available on the plan.
    • Covers Escort of Minors up to $50,000
  • InterMedical Insurance Disadvantages
    • This plan is available for a maximum of one year.
    • This plan is not renewable.
    • This plan is not available for non-us citizens

An Overview of InterMedical Insurance


  • Available for people who are traveling outside the U.S. and outside their home country.
  • Travelers up to the age of 80 years.


  • The plan is not renewable

Acute on set of Pre-existing condition

  • Under age 60: Up to the overall maximum limit
  • For ages 60 to 79: Covers up to $20,000
  • For ages 80 or older: Covers up to $5,000


Inside the United States:
  • In PPO: Pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
  • Out PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount
Outside the United States: The plan pays 100%

A working example of using InterMedical Insurance*

Let us take an example: The medical bill is $25,250; Deductible is $250 and choosen Policy Maximum is $50,000.
  • Insurance coverage is $50,000
  • Deductible is $250 per certificate period
  • Coinsurance : The plan pays 100%
  • Total medical expenses is $25,250

The InterMedical Insurance plan covers set amount up to a maximum of $50,000. The insured must pay the deductible ($250). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,250 $25,000 $250
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

InterMedical Travel Medical Insurance - FAQ's

01. Why do I need International medical insurance?

Some of the health plans may not provide adequate medical coverage for travel abroad. Travel medical plans are designed for those traveling outside the country and offer emergency travel benefits, 24/7 emergency support and an international provider-referral network.

02. What are the benefits of InterMedical travel insurance?

InterMedical Insurance is available for people traveling outside the U.S. and outside their home country. It is an ideal plan for US citizens/residents travelling outside their home country and USA. It offers coverage for accident/sickness medical expenses, emergency medical evacuation and provides assistance coverage for international travelers.

03. What is the coverage area of InterMedical travel insurance?

InterMedical Insurance is available for people traveling outside the U.S. and outside their home country.

04. How much does InterMedical travel insurance cost?

The cost of the InterMedical travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

05. How do I purchase InterMedical travel medical insurance?

You can purchase Travel Insure services on American Visitor Insurance at buy InterMedical insurance. You can also call them at (877)-340-7910 to get more information on how to apply for InterMedical travel insurance from licensed insurance agents.

06. What are the requirements for applying for InterMedical travel insurance?

The main requirements for applying for InterMedical travel insurance is the travelers passport details and the travel dates. You can apply for InterMedical travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

07. Why Should I choose InterMedical insurance plan?

InterMedical insurance is for the international travelers. It meets the Schengen Visa requirements for most, and offers a level of protection that’s designed for business and leisure travelers, tourists, or church or missionary travelers.

08. Is International medical insurance available for less than a dollar a day for extended coverage?

Yes, international medical insurance is available for $1.35 per day, providing extended coverage for up to 364 days. This coverage can protect you, your spouse, unmarried dependent children, or children traveling alone*.

Note: This rate would apply to an individual 29 years old or younger with a $50k medical limit and $1k deductible

*Child is defined as a person at least 14 days old, and younger than 18years old.

09. Who is eligible to buy InterMedical insurance?

U.S. citizens and residents who are traveling outside the U.S. and outside their home country. Applicants traveling from one country outside the U.S. to another country outside the U.S.

10. Can I renew InterMedical insurance?

No InterMedical insurance cannot be renewed. A new policy has to be purchased on expiration of the existing policy.

11. Will InterMedical insurance offer coverage in USA?

Please contact us for specific plans which provide travel insurance coverage for US citizens visiting the US.

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InterMedical Plan - PPO network

Provider network and how to find hospital or doctor?

It is not restricted to a network of doctors. However, if you need assistance with finding a doctor or hospital outside the U.S., you can call InterMedical's 24-hour Assistance Service hotline. You will receive information about the Assistance Service after you enroll. You can find a doctor in the Equian International Provider Network

Equian International Provider Network

If you are traveling outside the U.S. then Click here to read more »

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