Best annual travel insurance for U.S. residents.
American Visitor Insurance offers the Seven Corners Trip Protection Annual Insurance which is an ideal solution for frequent travelers looking for year-round travel insurance coverage. Provided by a trusted U.S. insurance company, this annual travel insurance plan is ideal for U.S. residents taking multiple domestic or international trips throughout the year.
The plan protects against unexpected events such as trip cancellations, delays, medical emergencies, and lost luggage. It is especially suited for business professionals and frequent vacationers who want the convenience of one-time purchase coverage for all trips in a 12-month period. Coverage includes emergency medical expenses, trip interruption, evacuation, travel delays, and more.
If you travel often—whether within your country, abroad, or both—consider buying an annual travel insurance plan before your first trip to enjoy reliable, all-year coverage.
Ideal for solo travellers, families, and seniors alike, this multi-trip plan safeguards your finances, health, and belongings. Travel as frequently as you wish, with protection for any journey up to 40 days long (30 days for Florida residents).
| Trip Cancellation help | $2,500; $5,000; $10,000; $20,000; and $30,000 |
| Trip Interruption help | Up to 150% of the Trip Cost |
| Trip Delay help | Up to $200 per day and $2,000 per year |
| Missed Connection help | Up to $1,000 per year |
| Travel Medical Expenses | Pays up to $250,000 ($50,000 for New Hampshire residents) Covers the cost of treatment for medical emergencies (including COVID-19 and Adventure Activities) that occur during your trip. $100 deductible applies ($50 for Florida residents; $0 for California residents). |
| Emergency dental expenses | Up to $750 |
| Emergency Evacuation and Repatriation of Remains help | Provides primary coverage up to $500,000 |
| Baggage & Personal Effects help | Up to $2,000 $100 deductible ($50 for Florida residents) and a $500 per item limit apply. |
| Baggage Delay (6 hours) | Up to $100 per day to a maximum of $1,000 |
Review and compare the best Trip Protection Annual Multi-Trip Insurance quotes.
Compare Trip Protection Annual Multi-Trip Insurance quotes »American Visitor Insurance is a reliable insurance producer with two decades of experience in the travel insurance domain and provides excellent customer support. We offer the Seven Corners Trip Protection Annual Multi-Trip Plan due to its strong focus on visitors travel insurance. American Visitor Insurance provides an easy-to-use comparison feature, clear plan details, and access to trained agents who can assist you in choosing the best coverage according to your travel needs. Whether you are a frequent business traveler, a digital nomad, or a traveller with multiple recreational trips, American Visitor Insurance makes it simple to search and buy the plan that suits your lifestyle—all with personalized customer care and decades of travel insurance industry expertise.
Yes, you can take unlimited trips throughout the policy year, but each individual trip must not exceed the plan’s maximum duration limit—typically 30 or 45 days, depending on the specific plan.
Yes. Each journey is considered a distinct covered trip. You're covered for emergency medical benefits, travel delay, and more—each time you travel during the 12-month coverage period.
Yes, it usually has trip cancellation and interruption benefits for each covered trip, covering prepaid, non-refundable costs due to covered causes (such as illness or severe weather).
If you exceed the allowed duration per trip (e.g., 45 days), coverage may be void for any days beyond that. It’s important to return to your home country between trips or purchase supplemental insurance for longer stays.
Yes. Most Annual Multi-Trip plans cover both domestic and international trips, as long as you're traveling away from your primary residence.
It varies with the plan. Some provide minimal coverage for pre-existing conditions if certain conditions are fulfilled (e.g., purchasing within a specific time after trip reservation). Check the particular plan's certificate of insurance for complete information.
If you are someone who travels often—whether for business, leisure, or family—buying separate insurance for every trip can be time-consuming and expensive. The Seven Corners Trip Protection Annual Multi-Trip Plan simplifies this by offering one policy that covers all your trips throughout the year. With comprehensive benefits like trip cancellation, emergency medical, and lost baggage protection, this plan gives you consistent coverage without the repetitive paperwork or added costs of multiple single-trip policies.
Before enrolling, it is important to understand the coverage terms. Each trip is typically limited to 30 or 45 days, and the total trip cancellation coverage is capped annually (up to $30,000). Also, while this plan offers extensive protection, certain exclusions—such as pre-existing conditions or extended trip lengths—may apply. You should review the policy document carefully or consult our customer support at 877-340-7910 to ensure it fits your travel needs.
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To file a claim with Trip Protection Annual Multi-Trip Insurance, follow these steps: