What is Travel Medical Global Choice Insurance?
Seven Corners Global Choice is a comprehensive travel medical insurance plan offered by Seven Corners for non-U.S. residents traveling internationally on trips that exclude the United States. This plan provides reliable visitor medical insurance coverage for unexpected medical expenses while traveling abroad.
- Coverage from 5 days to 364 days.
- The plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years.
- The plan provides travel medical protection, including inpatient and outpatient treatment, emergency medical evacuation, emergency services, trip interruption and more.
- The plan Coverage up to $1,000,000
- Access to ID card and documents online after purchase.
- 24/7 customer service and support available.
Travel Medical Global Choice Insurance Reviews
What Are the Maximum Coverage Limits of Travel Medical Global Choice Insurance?
The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by best travel medical insurance excluding USA. Once reached, no other benefits will be available. Travel Medical Global Choice insurance has policy maximum options of $50,000, $100,000, $500,000, $1,000,000.
What Is the Deductible for Travel Medical Global Choice Insurance?
The deductible is the Dollar amount that insured travelers need to pay for coverage before the travel health insurance for international travel insurance actually starts to pay. best international medical insurance for travelers has deductible options of $0, $100, $250, $500, $1,000.
Why Should I Buy Travel Medical Global Choice Insurance?
Seven Corners Global Choice insurance benefits and coverage plan also offers flexible policy maximum and deductible options, allowing travelers to choose coverage based on their travel needs and budget. Travel Medical Global Choice Insurance is ideal for travelers seeking reliable international travel medical insurance, worldwide medical coverage, and financial protection during their trips.
Top reasons to choose the best international medical insurance for travelers plan include:- Comprehensive Travel Medical Coverage - Travel Medical Global Choice insurance provides coverage for unexpected medical emergencies, including hospital stays, doctor visits, and prescription medications while traveling internationally.
- High Policy Maximum Options - Travelers can choose coverage limits up to $1,000,000, offering strong financial protection for medical emergencies abroad.
- Emergency Medical Evacuation Benefits - The plan includes emergency medical evacuation coverage up to $500,000, helping cover transportation to the nearest appropriate medical facility.
- Repatriation of Remains - Coverage equal to the maximum limit ensures peace of mind regarding final arrangements.
- Coverage for Acute Onset of Pre-Existing Conditions - Eligible travelers may receive benefits for sudden and unexpected recurrence of pre-existing medical conditions.
- Trip Protection Benefits - The plan also offers benefits such as trip interruption, baggage protection, and emergency assistance services during international travel.
- Adventure Sports Coverage - Often available to protect active travelers involved in activities like hiking or diving.
- Flexible Coverage Duration - best international medical insurance for travelers can be purchased for 5 days up to 364 days, making it suitable for short-term or long-term international trips.
- 24/7 Travel Assistance Services - Travelers get access to multilingual emergency assistance to help locate medical providers and arrange emergency transportation.
Who Is Eligible for Travel Medical Global Choice Insurance Plan?
- Non-U.S. residents traveling on international trips worldwide excluding the United States.
- The plan is available for Non US residents traveling to worldwide trips that exclude the USA,provided you are traveling outside of the country where you have your primary residence.
- Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
- The plan is suitable for tourists, business travelers, students, and visitors needing short-term travel medical insurance.
Can the Travel Medical Global Choice Insurance Be Refunded or Renewed?
Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims. This plan is not renewable.
How Much Does Travel Medical Global Choice Insurance Cost Per Month in 2026?
The International travel medical insurance cost per month ranges between $38 to $469. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of travel insurance cost for international trips is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.
Here we are showing travel health insurance for international travel cost per month with a deductible of $250.
| Age of Traveler | Medical Maximum | |||
|---|---|---|---|---|
| $50,000 | $100,000 | $500,000 | $1,000,000 | |
| 14 days - 29 years | $38 | $44 | $51 | $58 |
| 30 – 39 years | $48 | $57 | $73 | $82 |
| 40 – 49 years | $84 | $96 | $109 | $113 |
| 50 - 59 years | $157 | $179 | $190 | $194 |
| 60 - 64 years | $190 | $213 | $241 | $253 |
| 65 – 69 years | $253 | $289 | ||
| 70 - 74 years | $371 | $469 | ||
| 75 - 79 years | $371 | $469 | ||
For senior travelers aged 80 to 99, the cost is $433, with a maximum coverage of $10,000 and a deductible of $250.
What Are the Benefits of Travel Medical Global Choice Insurance?
- All benefits shown below are in United States dollar amounts.
- All medical, dental, and vision benefits are subject to the deductible.
- Unless otherwise stated, all benefits are per person, per period of coverage, and they are provided up to the amount shown.
- You have 180 days to receive treatment from the date of an injury or illness, and your initial treatment must occur within 30 days of the date of injury or illness.
-
Hospital room and board help URC to medical maximum Emergency Room Services help URC to medical maximum Urgent Care Clinic help URC to medical maximum Physician Office Visit help URC to medical maximum Physiotherapy and Chiropractic Care $50 per visit, 10 visits maximum Outpatient Medical Expenses URC up to Medical Maximum Prescription Drugs URC up to medical maximum Incidental Trips to Home Country $10,000 Extension of Benefits to Home Country $10,000 Emergency local ambulance help URC up to medical maximum Dental Emergency help $200 Dental – Accident $500 Emergency Eye Exam $100 per occurrence -
Emergency medical evacuation help $500,000 [separate from medical maximum] Emergency reunion help $2,000 Return of mortal remains or cremation/burial help Up to $50,000 Bedside Visit $1,000 Return of minor children help Up to $50,000 Political evacuation and repatriation help $10,000 Natural disaster evacuation help $25,000 -
Acute Onset of Pre-Existing Conditions help
(80 years and above are not covered)Ages 14 days to 64 years: $50,000
Ages 65 to 79 years: $10,000 -
Accidental death & dismemberment help 14 days to 18 years: Up to $5,000
19 years & over: $20,000
$250,000 aggregate limit per total insureds on planCommon carrier accidental death help 14 days to 18 years: Up to $10,000
19 years & over: $50,000
$250,000 aggregate limit per total insureds on planTrip interruption help $5,000 Trip Delay $100 per day, 2-day limit per occurrence Loss of Checked Baggage help $50 per article / $500 per occurrence Personal Liability $50,000 24/7 Travel Assistance Services Included -
Adventure Activities Up to Medical Maximum
URC: URC means Usual, Reasonable, and Customary. It is the maximum amount we will pay for covered expenses based on several factors. See the definition in the plan document for more details.
What Is Covered Under Acute Onset in Travel Medical Global Choice Insurance?
International travel medical insurance provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.
Coverage Limits- Ages 14 days to 64 years: $50,000
- Ages 65 to 79 years: $10,000
A pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:
- You were diagnosed
- You received treatment
- Treatment was recommended
- A doctor can reasonably confirm the condition existed, even if undiagnosed or not disclosed
It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.
🔔 Why Should I Buy Seven Corners Insurance Plans on American Visitor Insurance?
Buying Seven Corners insurance through American Visitor Insurance is a smart choice for visitors to the United States. It provides reliable travel medical insurance for USA visitors, covering unexpected illness, and emergency medical expenses where healthcare costs are high.
- Trusted Provider - Buy Seven Corners travel insurance through American Visitor Insurance, a licensed agency specializing in visitor medical insurance for USA travelers.
- Easy Plan Comparison - you can quickly compare Seven Corners plans, coverage limits, and deductibles to choose the best USA visitor insurance plan for your trip.
- Affordable Pricing - Seven Corners offers budget-friendly travel medical insurance with competitive rates based on age, trip duration, and coverage amount.
- Quick Online Purchase - Buy online in minutes with instant confirmation, immediate coverage options, and a free look period.
- Expert Support - Get professional assistance from American Visitor Insurance to help with plan selection, coverage questions, and claims guidance.
In short, buying Seven Corners travel insurance through American Visitor Insurance ensures you get reliable coverage, competitive rates, and personalized support for safe and worry-free travel.
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
What Optional Riders Are Included in Travel Medical Global Basic Insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Adventure Activities Coverage- Covers up to medical maximum
- The company will reimburse you for covered expenses up to the amount in the schedule of benefits resulting from an injury sustained while participating in any of the following activities:
- Bungee jumping; caving; hang gliding; hot air ballooning as a passenger; jet skiing; kayaking, excluding white water; motorcycle up to 250cc or motor scooter riding whether as a passenger or a driver; Micromobility Vehicle(s); non-hunting safaris, including boat safaris, bush walking, camping or lodging, game drives, horseback or camel safaris, night safaris, or walking safaris; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; Sky Diving in tandem with an instructor; snowmobiling; spelunking; surfing, bodyboarding, or wakeboard riding waves up to two (2) feet high as forecasted by the National Weather Service or similar government entity; water skiing; windsurfing; or zip lining.
What Is the Travel Medical Global Choice Insurance PPO Network?
If you need help finding a medical provider, visit Wellabroad.com to use Seven Corners’ International Provider Directory. You will find a summary of the provider’s services and the payment options they offer. Not all providers will bill directly to Seven Corners, so review the Provider Type to make sure you understand how billing will be handled.
Travel Medical Global Choice Health Insurance - FAQs
1. What is the coverage area of best international medical insurance for travelers?
Cheapest international travel medical insurance offers worldwide coverage for Non US residents traveling outside the US. They must be traveling outside of the country where you have your primary residence. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
2. How do I purchase travel health insurance for international travel?
You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Global Choice Online . You can also call us at (877)-340-7910 to get more information on how to apply for Travel Medical Global Choice insurance.
3. What are the requirements for applying best international medical insurance for travelers?
The main requirements for applying for international travel medical insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Global Choice insurance online on Seven Corners or call (877)-340-7910 to get help while applying.
4. How can I cancel Travel Medical Global Choice insurance?
If your travel plan is changed and want to cancel international travel medical insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
- Full refund of premium.
Cancellation after effective date:
- A cancellation fee will be charged will be charged by the insurance company.
- Unused portion of the plan cost will be refunded.
5. Can I buy Travel Medical Global Choice insurance for Schengen visa?
Yes, best international medical insurance for travelers plan satisfies Schengen visa insurance requirements, it has a $50k coverage and $0 deductible option for travelers visiting Schengen countries. After buying the plan, to download the Schengen visa letter for Global travel health insurance plan, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.
6. Where can i buy Travel Medical insurance excluding USA plan?
You can buy Global Choice travel medical insurance online from American Visitor Insurance.the American Visitor Insurance is recommended for comparing plans, checking reviews, and finding the best price before purchase.
7. What is the best international travel medical insurance?
The best international travel medical insurance is a plan with strong medical coverage, emergency evacuation, and global assistance. A top option is Travel Medical Global Choice Insurance, which offers high coverage limits and reliable worldwide protection for travelers.
8. Do I need travel insurance for international trips?
Yes, travel insurance is important for international trips as it covers medical emergencies, trip cancellations, and travel delays. A plan Travel Medical Global Choice Insurance provides reliable coverage and global assistance, ensuring a safe and worry free journey.
What Are the Restrictions of Travel Medical Global Choice Insurance?
The geographic restrictions for Seven Corners Travel Medical Global Choice
- State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
- Residence Country Restrictions: The plan will not accept an address in United States, Australia, Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria, U.S. Virgin Islands.
- Destination Restrictions: The plan will not cover trips to Antarctica, Cuba, Iran, North Korea, Russia, Syria, Bahrain, Cyprus, Jordan, Kuwait, Oman, Pakistan, Qatar, Saudi Arabia, and the United Arab Emirates.
How Do I File a Claim With Travel Medical Global Choice Insurance?
To file a claim with cheapest international travel medical insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-888-484-0827
Submit Documents
Mail to Seven Corners, Inc.Attn: Claims PO Box 211760 Eagan, MN 55121.
Email Help
customerservice@sevencorners.com
What Is the Pre-Certification Requirement for Travel Medical Global Choice Insurance?
Comprehensive travel medical insurance worldwide Pre-Certification
The following expenses must always be pre-certified in the U.S. only:
- Outpatient surgeries or procedures;
- Inpatient surgeries, procedures, or stays including those for rehabilitation;
- Diagnostic procedures including MRI, MRA, CT, and PET Scans;
- Chemotherapy;
- Radiation therapy;
- Physical and occupational therapies;
- Home infusion therapy;
- Home Health Care.
To comply with the pre-certification requirements, you must:
- Contact Seven Corners Assist before the expense is incurred;
- Comply with Seven Corners Assist’s instructions;
- Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. Failure to comply with pre-certification requirements
If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:
- Eligible medical expenses will be reduced by 25%; and
- The deductible will be subtracted from the remaining amount; and
- Coinsurance will be applied.
Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.
International Travel Medical Insurance – Exclusions
- Pre-Existing Condition(s) except as waived under Waiver of Pre-Existing Conditions and Acute Onset of Pre-Existing Conditions.
- Claims not received by the Company or Administrator within ninety (90) days of the date of service:
- Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
- Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
- Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
- False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye- glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
- Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
- Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
- Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
- Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
