Seven Corners Travel Insurance Reviews

Seven Corners is an US insurance company offering a wide range of travel health insurance plans for international travellers as well as U.S. citizens. Seven Corners insurance plans include travel medical insurance, trip cancellation insurance, annual trip cancellation insurance with coverage for COVID-19 and emergency evacuations.

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Which is the best travel insurance for Seven Corners?

Available plans

Travel Medical USA Visitor Basic Fixed benefit

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star Rating: "A (Excellent) by AM Best 2024" edit_square Underwriter: Crum & Forster SPC

Travel Medical USA Visitor Basic is ideal for budget-conscious international travelers visiting the United States

  • Coinsurance: Pays fixed sum.
  • Direct billing: No PPO network.
  • Acute on set of pre-existing conditions: Covered up to 79 years.
  • Urgent care clinic: 75 per visit, 1 per day, 30 visits maximum.
  • Emergency medical evacuation: Covered up to $100,000.
  • Return of mortal remains: Covered up to $20,000.
  • Medical Maximum?
    $50,000, $100,000, $150,000

  • Deductibles?
    $0, $50, $100, $200

  • Period of coverage?
    5 days to 364 days

Travel Medical USA Visitor Choice Fixed benefit

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star Rating: "A (Excellent) by AM Best 2024" edit_square Underwriter: Crum & Forster SPC

Travel Medical USA Visitor choice a great option for parents, relatives, or long-stay tourists who want robust travel medical insurance during their visit to the U.S.

  • Coinsurance: Pays fixed sum.
  • Direct Billing: No PPO network.
  • Acute on set of pre-existing conditions: Covered up to 79 years.
  • Urgent care clinic: 100 per visit, 1 per day, 30 visits maximum.
  • Emergency medical evacuation: Covered up to $100,000.
  • Return of mortal remains : Covered up to $25,000.
  • Policy maximum?
    $50,000, $100,000, $150,000

  • Deductible options?
    $0, $50, $100, $200

  • Period of coverage?
    5 days to 364 days

Travel Medical Basic Comprehensive benefit

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star Rating: A (Excellent) by AM Best edit_square Underwriter: Crum & Forster SPC

Travel Medical Basic is best suited for travelers visiting the USA who need essential medical coverage at an affordable cost.

  • Coinsurance: In-network: 100% up to the medical maximum; out-of-network: 80% of the first $10,000, then 100% thereafter.
  • Direct Billing: United health care.
  • Acute on set of pre-existing condition: Covered up to policy maximum up to 79 years.
  • Urgent Care: Up to 30 co-pay.
  • Trip Interruption: Up to $2,500.
  • Emergency medical evacuation : Covered up to $250,000.
  • Return of mortal remains : Covered up to $25,000.
  • Optional benefits
  • Policy maximum?
    $50,000, $100,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500

  • Period of coverage?
    5 days to 364 days

Travel Medical Choice Comprehensive benefit

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star Rating: "A (Excellent) by AM Best" edit_square Underwriter: Crum & Forster SPC

Travel Medical Choice is ideal for USA visitors seeking flexible coverage with higher limits and acute onset pre-existing condition benefits.

  • Coinsurance:In-network: 100% up to the medical maximum; out-of-network: 90% of the first $10,000, then 100% thereafter
  • Direct billing: United health care.
  • Acute onset of pre-existing condition: Covered up to policy maximum up to 79 years.
  • Urgent care clinic:Up to 20 co-pay.
  • Trip Interruption: Up to $5,000.
  • Emergency medical evacuation: Covered up to $500,000.
  • Return of mortal remains : Covered up to $50,000.
  • Optional benefits
  • Policy maximum?
    $50,000, $100,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500

  • Period of coverage?
    5 days to 364 days

Travel Medical Global Basic Comprehensive benefit

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star Rating: A (Excellent) by AM Best edit_square Underwriter: Crum & Forster SPC

Travel Medical Global Basic is ideal for non-U.S. residents traveling outside the USA who need affordable, essential medical coverage for international trips.

  • Coinsurance :In-network: plan pays 100% up to the medical maximum
  • Direct billing: Through Wellabroad.com
  • Acute on set of pre-existing condition: Covered up to policy maximum up to 79 years
  • Urgent care clinic: Up to 30 co-pay
  • Trip Interruption: Up to $2,500
  • Emergency medical evacuation: Covered up to $250,000
  • Return of mortal remains: Covered up to $25,000.
  • Optional benefits
  • Policy maximum?
    $50,000, $100,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500

  • Period of coverage?
    5 days to 364 days

Travel Medical Global Choice Comprehensive benefit

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star Rating: Rating: A (Excellent) by AM Best edit_square Underwriter: Crum & Forster SPC

Travel Medical Global Choice is ideal for non-U.S. residents looking for more comprehensive medical coverage while traveling outside the USA.

  • Coinsurance: In-network: plan pays 100% up to the medical maximum.
  • Direct billing: Through WellAborad.com.
  • Acute onset of pre-existing condition: Covered up to policy maximum up to 79 years.
  • Urgent care clinic: URC up to medical maximum.
  • Trip Interruption: Up to $5,000.
  • Emergency medical evacuation: Covered up to $500,000.
  • Return of mortal remains : Covered up to $50,000.
  • Optional benefits
  • Policy maximum?
    $50,000, $100,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500

  • Period of coverage?
    5 days to 364 days

  • Maximum Age eligibility ?
    Up to 99 years

Travel Medical Outbound USA Basic Comprehensive benefit

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star Rating: A (Excellent) by AM Best edit_square Underwriter: Crum & Forster SPC

Travel Medical Outbound USA Basic is ideal for U.S. residents traveling abroad who want affordable medical coverage for emergencies.

  • Coinsurance: In-network: plan pays 100% up to the medical maximum
  • Direct billing: Through Wellabroad.com.
  • Acute onset of pre-existing condition: Covered up to policy maximum up to 79 years.
  • Urgent care clinic: Up to 30 co-pay.
  • Trip Interruption: Up to $2,500.
  • Emergency medical evacuation : Covered up to $250,000.
  • Return of mortal remains: Covered up to $25,000.
  • Policy maximum?
    $50,000, $100,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500

  • Period of coverage?
    5 days to 364 days

Travel Medical Outbound USA Choice Comprehensive benefit

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star Rating: A (Excellent) by AM Best edit_square Underwriter: Crum & Forster SPC

Travel Medical Outbound USA Choice is ideal for U.S. residents traveling internationally who want higher medical limits and more comprehensive coverage.

  • Coinsurance: In-network: plan pays 100% up to the medical maximum
  • Direct billing: Through WellAborad.com.
  • Acute on set of pre-existing condition: Covered up to policy maximum up to 79 years.
  • Urgent care clinic: URC up to medical maximum.
  • Trip Interruption : Up to $5,000.
  • Emergency medical evacuation : Covered up to $500,000.
  • Return of mortal remains : Covered up to $50,000.
  • Optional benefits
  • Policy maximum?
    $50,000, $100,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500

  • Period of coverage?
    5 days to 364 days

Trip Protection Basic Comprehensive benefit

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star Rating: :"A" (Excellent) A.M. Best edit_square Underwriter: United States fire insurance company

Trip Protection Basic is ideal for U.S. residents who want essential coverage for their trips at a lower cost.

  • Coinsurance: Up to 100% of Trip Costs.
  • Trip Interruption: Up to 100% of trip cost.
  • Emergency accident and sickness medical expense: Up to $100,000.
  • Emergency evacuation and repatriation: Up to $250,000.
  • Missed connection: $250 per day (3 hours) up to $500.
  • Optional cancel for any reason: Up to 75% of non-refundable trip cost.
  • Optional Interruption for any reason: Up to 75% non-refundable trip cost.
  • Optional sports equipment rental: $2,500 per item up to $5,000.
  • Optional rental car damage: Up to $35,000
  • Policy maximum?
    Up to $30,000

  • Trip Duration?
    Up to 180 days

  • Maximum age insured Up to age 99

Trip Protection Choice Comprehensive benefit

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star Rating: :"A" (Excellent) A.M. Best edit_square Underwriter: United States fire insurance company

Trip Protection Choice is ideal for U.S. residents looking for comprehensive trip protection with higher limits and more flexibility.

  • Trip Cancellation: Up to 100% of Trip Costs.
  • Trip Interruption: Up to 150% of trip cost.
  • Emergency accident and sickness medical expense: Up to $500,000.
  • Medical evacuation and repatriation of remains : Up to $1,000,000.
  • Missed connection : $250 per day up to $1,500.
  • Optional Cancel for any reason :Up to 75% of non-refundable trip cost.
  • Optional Interruption for any reason : up to 75% non-refundable trip cost.
  • Optional sports equipment rental : $2,500 per item up to $5,000.
  • Optional rental car damage :Up to $35,000.
  • Optional event ticket protection : Up to $15,000.
  • Trip Cost?
    Up to $100,000

  • Trip Duration?
    Up to 180 days

  • Maximum age insured
    Up to age 99

Trip Protection Economy Comprehensive benefit

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star Rating: Rating: : "A" (Excellent) A.M. edit_square Underwriter: United States fire insurance company

Trip Protection Economy is a cheap trip cancellation insurance for residents of New York and Washington to USA.

  • Trip Cancellation: Up to 100% of Trip Costs.
  • Trip Interruption : Up to 100% of trip cost.
  • Emergency accident and sickness medical expense: Up to $10,000.
  • Emergency evacuation and repatriation: Up to $100,000.
  • Missed connection: $150 per day (3 hours) up to $250.
  • Optional rental car damage: Up to $35,000
  • Trip Cost?
    Up to $20,000

  • Trip Duration?
    Up to 90days

  • Maximum age insured
    Up to age 99

Trip Protection Elite Comprehensive benefit

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star Rating: Rating: "A" (Excellent) A.M. Best edit_square Underwriter: United States fire insurance company

Trip Protection Elite is a luxury trip cancellation insurance for residents of New York and Washington to USA

  • Trip Cancellation: Up to 100% of Trip Costs.
  • Trip Interruption : Up to 150% of trip cost.
  • Emergency accident and sickness medical expense: Up to $250,000.
  • Medical evacuation and repatriation of remains: Up to $1,000,000.
  • Missed Connection: $150 per day up to $1,500.
  • Optional Cancel for any reason: Up to 75% of non-refundable trip cost
  • Optional cancel for work reasons: 100% of your non-refundable Trip Cost.
  • Optional lost ski days & equipment rental : Up to $1,000 ($500 golf/$500 equipment).
  • Optional rental car damage : Up to $35,000.
  • Optional lost golf rounds & equipment rental : Up to $1,000 ($500 golf/$500 equipment)
  • Trip Cost?
    Up to $30,000

  • Trip Duration?
    Up to 90 days

  • Maximum age insured
    Up to age 99

Trip Protection Annual Insurance Comprehensive benefit

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Covers multiple trips throughout the year, each up to 30 or 45 days based on the chosen plan.

  • Eligibility:U.S. residents traveling outside their home country
  • Trip Cancellation: $2,500; $5,000; $10,000; $20,000; and $30,000
  • Trip Interruption : Up to 150% of the Trip Cost.
  • Missed Connection : Up to $1,000 per year.
  • Emergency Evacuation and Repatriation of Remains : Provides primary coverage up to $500,000.
  • Trip Cost?
    Up to $30,000

  • Trip Duration?
    Less than 45 days

  • Maximum age insured
    Up to age 99

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Who can buy Seven Corners travel insurance?

Seven Corners is ideal for:

  • Non-U.S. residents visiting the USA
  • U.S. citizens traveling domestically or internationally
  • Annual travelers needing trip cancellation/interruption coverage
  • Families, parents, and elderly travelers
  • Long-term travelers, digital nomads, and missionaries

Why should I buy Seven Corners travel Insurance ?

Yes, Seven Corners travel insurance is considered a reliable and flexible provider offering a variety of plans for different travel needs. It is a strong option for U.S. and non-U.S. residents, providing customizable coverage and optional add-ons rarely found in low-cost plans.

  • Wide Range of Plans : Seven Corners offers comprehensive single-trip, annual multi-trip, and medical-only plans. This flexibility is useful for frequent travelers, backpackers, and those seeking only medical coverage.
  • Customizable Options : Add-ons like Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) are available, even on the cheapest plans, which is rare among competitors.
  • Financial Stability : These policies are underwritten by companies with strong financial ratings (A from AM Best), suggesting reliability in paying claims.
  • Customer Service : Customers usually praise the helpfulness and responsiveness of the support team, particularly when selecting policies and answering coverage questions

Seven Corners insurance reviews

Seven Corners is a well-established and reliable travel insurance company in the U.S. offering insurance plans for both of international travelers visiting the United States and U.S. citizens traveling abroad. Seven Corners' plans are underwritten by highly-rated insurers such as Crum & Forster and the United States Fire Insurance Company, offering a powerful and financially stable insurance contract with global support. Seven Corners is a great option for tourists, parents, business travelers, and long-term travelers looking for flexible travel medical or trip protection coverage.

Positive Features

  • Multiple plan options : Seven Corners offers flexible coverage through plans like the Travel Medical Series, Travel Medical USA Visitor Insurance, and Trip Protection (Economy, Choice, Elite). These plans include emergency medical care, hospitalization, prescriptions, and trip protections like cancellation and delay—ideal for both international visitors and U.S. travelers.
  • Wide PPO network : Access U.S. in-network providers through UnitedHealth care or Multiplan, helping reduce medical costs.
  • COVID-19 coverage : Seven Corners includes COVID-19 coverage in most of its plans, treating it as any other new illness. This includes testing, treatment, and quarantine expenses where applicable—ideal for travelers navigating ongoing pandemic concerns.
  • Acute onset of pre-existing conditions : Select Seven Corners plans offer coverage for acute onset of pre-existing conditions, particularly for travelers under age 79. This includes sudden and unexpected flare-ups of existing health issues (such as heart attacks or strokes) when treated promptly.
  • Trip Protection optional riders : Trip Prorection Basic, Choice and Elite plans offer optional upgrades like Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR), giving travelers added flexibility and peace of mind, especially for complex or costly trips.
  • Flexible policy period : Coverage durations range from 5 days to 364 days, with some plans renewable up to a total of 1,092 days. This makes Seven Corners a great option for short visits, extended stays, or frequent travel throughout the year.
  • Emergency assistance services : Seven Corners provides 24/7 multi language travel assistance for medical emergencies, evacuations, lost passports, and legal referrals while abroad.

Drawbacks

  • Limited pre-existing condition coverage : Like most travel insurers, Seven Corners does not cover chronic or gradually worsening pre-existing conditions. Coverage is restricted to acute onset only, with limitations based on age and policy type.
  • Reduced benefits for older travelers : While coverage is available for travelers up to age 99, benefits and maximum limits are reduced for older age groups, especially those aged 80 and above. Travelers in higher age brackets may face limited coverage for certain medical events.

How do i submit a claim with Seven Corners travel insurance?

Here are details for the Sevencorners travel insurance claim process:

To file a claim with Seven Corners health Insurance, follow these steps:

  • Download the Claims Form: Download and fill out the relevant form from the Seven Corners Claims Forms page.
  • 7 corners insurance customer service: Call the toll-free number 1-800-335-0611(inside US), 1-317-818-2809(outside US) for guidance or assistance.
  • Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
  • Mailing Address: Seven Corners, Inc,Attn: Claims PO Box 211760 Eagan, MN 55121 Fax:317-575-2256
  • Email Assistance: For additional help or inquiries, email claims@sevencorners.com.

Seven Corners insurance reviews

"I had a smooth, problem-free trip, and Seven Corners was very easy to work with when securing my travel insurance through American Visitor Insurance. Their support team was helpful in addressing a few concerns I had before departure......"

James

"I also appreciate the flexible policy options and competitive pricing. I prefer purchasing high medical coverage without having to insure the full cost of my trip, and I like the variety of plan choices that Seven Corners offers through American Visitor Insurance......"

Karen

"I have always received quick responses from a live person, which is rare these days. The American Visitor Insurance (AVI) customer support team was also very responsive and helpful throughout the process. I recently filed a claim with Seven Corners, and I’m hopeful their claims process will be just as efficient as the excellent service provided by the American visitor insurance team so far....."

joe

How to find a doctor in the Seven Corners PPO network?

Travel inside the United States

corners maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".

Do not say "I have Travel Medical plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.

Travel Outside United States:

If you need help finding a medical provider, you can visit Wellabroad.com, where Seven Corners offers an International Provider Directory. This tool allows you to search for doctors, clinics, and hospitals based on your location. Each provider listing includes a summary of available services and accepted payment methods. It's important to note that not all providers offer direct billing to Seven Corners. Be sure to review the “Provider Type” to understand whether you’ll need to pay upfront and file a claim for reimbursement or if the provider will bill Seven Corners directly. Always carry your insurance ID card and verify network participation before seeking treatment.

Seven Corners insurance - FAQ’s

1. Does Seven Corners insurance cover pre-existing conditions?

Most Seven Corners plans like Travel Medical USA Visitor Insurance and Travel Medical Insurance plans cover acute onset of pre-existing conditions, typically up to age 79.

2. What is the cancellation and refund policy for Seven Corners plans?

Cancellation before effective date:

  • Full refund of premium

Cancellation after effective date

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.
  • The unused portion of the plan cost may be refunded, minus a cancellation fee, if you have not submitted a claim.
  • Non refundable
3. Does Seven Corners offer Cancel For Any Reason (CFAR) coverage?

Yes, Cancel For Any Reason coverage is available as an add-on to certain Seven Corners Trip Protection insurance plans.

4. Can international travelers purchase Seven Corners insurance for travel to the United States?

Yes, international travelers visiting the U.S. can purchase Seven Corners’ Travel Medical USA insurance, which provides short-term health coverage for unexpected accidents or illnesses while abroad.

5. How do I purchase Seven Corners Insurance?

You can purchase Seven Corners visitor Insurance on American Visitor Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Seven Corners travel health insurance from licensed insurance agents.

6. Can I extend my Seven Corners visitor insurance if my stay is longer than planned?

Yes, many Seven Corners visitor medical insurance plans allow you to extend coverage before your policy expires, up to the plan’s maximum duration limit.

7. Are sports and adventure activities covered under Seven Corners visitor medical insurance plans?

Travel Medical insurance plans offer optional coverage for adventure activities. The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Summary for Seven Corners insurance

Seven Corners Insurance is a trusted U.S. based travel insurance provider offering a wide range of plans for both international visitors to the United States and U.S. residents traveling domestically or abroad. Seven Corners offers plans which include travel medical insurance, visitor insurance, and trip protection plans designed to suit various travel needs—from short vacations to longer stays. Seven Corners plans provide essential benefits such as emergency medical care, hospitalization, prescription drugs, and trip-related protections like cancellation, interruption, and delay. Most of their plans include coverage for COVID-19 and for acute onset of pre-existing conditions, along with optional add-ons like Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR). With access to a strong U.S. PPO network and 24/7 global assistance in multiple languages, Seven Corners is a reliable and flexible choice for travelers seeking dependable coverage and support throughout their journey.