Travel Medical Global Choice Insurance Reviews

Travel Medical Global Choice insurance cost calculator

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    Policy maximum
    $50k, $100k, $500k and $1M

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    Deductible
    $0, $100, $250, $500, $1k and $2.5k

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    Comprehensive benefit plan
    Benefits for covered medical expenses go all the way up to the plan maximum

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    Acute on set of pre-existing
    Covers up to the age of 79 years.

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    Renewability
    Plan is renewable up to a maximum of 364 days.

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    PPO Network
    United Healthcare Provider Network

Travel Medical Global Choice Travel insurance reviews

Ratings
AM Best Rating: "A" (Excellent)
Underwriter
Underwritten by Crum & Forster SPC

Ideal for Medical Coverage for International Travel Excluding the United States

Travel Medical Global Choice insurance review

Seven Corners Travel Medical Global Choice offers comprehensive travel medical insurance for non-U.S. Residents while traveling worldwide trips that exclude the USA. This plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years. The plan provides travel medical protection, including inpatient and outpatient treatment, emergency medical evacuation, emergency services, trip interruption and more.Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days. This plan satisfies schengen visa requirments.

Key Benefits of Travel Medical Global Choice

Acute onset of a pre-existing condition

Emergency medical evacuation

Adventure Activities

Urgent Care Clinic

Emergency Eye Exam

Trip interruption

Travel Medical Global Choice Insurance - Key Highlights

  • The plan is available for Non US residents traveling to worldwide trips that exclude the USA.
  • The length of coverage is 5 days to 364 days.
  • Travel Medical Global Choice is a comprehensive insurance plan wide range of policy maximum options starting from $50K and goes up as high as $1M.
  • The deductible options start from $0 and goes on as $100, $250, $500 and $1K
  • For the acute onset of pre-existing condition coverage for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
  • The age availability is 14 days to 80+years.
  • For people of age 70 to 79 years, the policy maximum options are $50k and $100k.
  • For ages 80 years and over, the policy maximum option of $10k is available.
  • Emergency Medical Evacuation is available for 100% up to $500k.

How much does Travel Medical Global Choice insurance cost per month?

The Travel Medical Global Choice insurance cost per month ranges between $38 to $469. This is dependent on the age of the traveler, the plan maximum and the deductible.

Understandably, the cost of Travel Medical Global Choice is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.

Here we are showing Travel Medical Global Choice travel insurance cost per month with a deductible of $250.

Age of Traveler Medical Maximum $50,000 Medical Maximum $100,000
19 - 29 years $38 $44
30 โ€“ 39 years $48 $57
40 โ€“ 49 years $84 $96
50 - 59 years $157 $179
60 - 64 years $190 $213
65 โ€“ 69 years $253 $289
70 - 74 years $371 $469
75 - 79 years $371 $469

For senior travelers aged 80 to 99, the cost is $433, with a maximum coverage of $10,000 and a deductible of $250.

Seven Corners travel medical insurance reviews

Reviews, Ratings and Experiences

I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure.
  |   Karen
I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is.
  |   Margaret
Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides.
  |   Connie

Advantages and Disadvantages of Travel Medical Global Choice

  • Travel Medical Global Choice Insurance Advantages
    • It is a comprehensive benefit plan.
    • Good provider network.
    • Covers acute onset of Pre-existing condition
    • Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.
  • Travel Medical Global Choice Insurance Disadvantages
    • This plan is not available for green card holders
    • This plan is not renewable.
    • Coinsurance is not available for this plan.

An Overview of Travel Medical Global Choice

Eligibility

  • The plan is available for Non US residents traveling to worldwide trips that exclude the USA, provided you are traveling outside of the country where you have your primary residence.

Renewability

  • This plan is not renewable.

Pre-existing condition

  • Travel Medical Global Choice offers coverage for the acute onset of pre-existing condition coverage for age range of 14 days to 64 years, $50k coverage is available and for age range of 65 to 79 years, $10k coverage is available.

Cancellation

  • Before effective date: Full refund of premium is available.
  • After effective date: Cancellation fee will be charged by the insurance company.

Working example of Travel Medical Global Choice Insurance for US Visitors*

  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred inside US After the deductible, 70% of first $5,000 and then 100% to the policy limit
  • Your claims for medical expenses is $24,100

Below is a simple calculation showing how much the plan/insurance company pays you:

  1. Subtract the deductible from claims amount - $24,100 minus $100 equals $24,000. Insured bears $100
  2. Apply 70% coinsurance for first $5,000 of $24,000. i.e. $5,000*0.70 equals $3,500. Insured bears $1,500
  3. Plan/insurance company pays: $24,000 minus $1,500 equals $22,500 and insured bears $1,600
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $2,000/day for 3 days $3500+$1,000 $1500 (70% of first $5,000)
Surgery $16,000 $16,000 $0
Prescription Drugs $600 $600 $0
X Ray $1,400 $1,400 $0
Total: $24,100 $22,500 $1,600
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Travel Medical Global Choice visitor insurance - Common Questions

01. What are the benefits of Travel Medical Global Choice travel insurance?

Travel Medical Global Choice insurance is short term travel health insurance designed for anyone visiting the Excluding USA. Travel Medical Global Choice Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical Global Choice Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

02. What is the coverage area of Travel Medical Global Choice travel insurance?

Travel Medical Global Choice insurance is short term travel health insurance offers coverage for Non US residents traveling to worldwide trips that exclude the USA,provided you are traveling outside of the country where you have your primary residence. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.This plans covers coverage for covid19

03. Does Travel Medical Global Choice Insurance covers pre-existing conditions?

Yes, Travel Medical Global Choice offers coverage for the acute onset of pre-existing condition coverage for age range of 14 days to 64 years, $50k coverage is available and for age range of 65 to 79 years, $10k coverage is available .

04. How much does Travel Medical Global Choice insurance cost?

The cost of the Travel Medical Global Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

05. How do I purchase Travel Medical Global Choice Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Global Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Global Choice insurance from licensed insurance agents.

06. What are the requirements for applying Travel Medical Global Choice Insurance?

The main requirements for applying for Travel Medical Global Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Global Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

09. How can I cancel Travel Medical Global Choice insurance?

If your travel plan is changed and want to cancel Travel Medical Global Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.

Cancellation after effective date:

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

13. Can I buy Travel Medical Global Choice insurance for Schengen visa?

Yes, Travel Medical Global Choice insurance satisfies Schengen visa insurance requirements, it has a $50k coverage and $0 deductible option for travelers visiting Schengen countries. After buying the plan, to download the Schengen visa letter for Travel Medical Global Choice insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.

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Travel Medical Global Choice - UnitedHealth Care PPO network

Travel Medical Global Choice - Does united healthcare cover US travel and how to find hospital or doctor?
Seven Corners maintains United health care network :
united-healthcare
If you purchase Travel Medical Global Choice insurance from Seven Corners with a United Healtcare logo on your insurance card, please state the following when informing your healthcare provider about your Seven Corners travel insurance - "My healthcare coverage uses the United Healthcare travel health insurance network."
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