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Travel Medical insurance by Seven Corners

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Seven Corners Travel Medical Insurance

International travel has become very common with people traveling around the world for different reasons, be it a family reunion, a vacation, business, higher education...whatever maybe the reason for travel; there are some things that need to be taken care of during international travel.

Travel health Insurance is one among these important things that really matters when you are outside your home country. You will need a travel health insurance plan that provides sufficient coverage in a foreign country.

Many people travel to the US for vacations, to meet family, higher education, work and several other reasons. Healthcare is very expensive in the US and this is a known fact to most travelers. US Domestic healthcare is only available for US citizens and permanent residents of the country. However travel insurance offered by private US insurance companies provide excellent coverage for people visiting the United States as well as those traveling outside their home country anywhere in the world.

Amongst the many travel insurance plans in the market let us shed some light on the Travel Medical plans which has been updated in 2018 with new features by the Seven Corners insurance company.

Travel Medical plans are classified as Travel Medical Basic, Travel Medical Choice . You can compare the coverage and Benefits of seven corners travel insurance

All these plans are available for Non US citizens coming to the US and US citizens traveling outside of the US. US citizens living abroad and visiting US for a short visit and who need coverage in the US will however not be eligible for these plans. Each plan has some differences in the benefit availability. The price of the plan also varies with the benefits.

All the plans cover worldwide including or excluding US as long as the person is traveling outside the home country.

Travel Medical Basic:

Travel Medical Basic offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States.In Worldwide Including the United States it provides policy maximum options of $50,000; $100,000; $500,000; $1,000,000 for people in the age range of 14 days to 64 years of age.

For persons aged 65-69, the maximum available are $50,000; $100,000. persons aged 70-79, the maximum available is $50,000. For persons 80 and above maximum available is $10,000.

In Worldwide Excluding the United States it provides policy maximum options of $$50,000; $100,000; $500,000; 1,000,000; $2,000,000 and $5,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-79, the maximum available are $50,000; $100,000. For persons 80 and above maximum available is $10,000.
This plan can be purchased by individuals traveling outside their home country
The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
There is a coinsurance factor applicable to this insurance. Outside of the US, the plan pays 100%, inside of the US, the plan pays 80% within the PPO network up to the first $5000 and 100% after the limit. For out of PPO network, the plan pays 70% up to first $5,000 and then pays 100%.

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Travel Medical Choice:

Travel Medical Choice offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States.In Worldwide Including the United States it provides policy maximum options of $50,000; $100,000; $500,000; $1,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-69, the maximum available are $50,000; $100,000.

For persons aged 70-79, the maximum available is $50,000. For persons 80 and above maximum available is $10,000.In Worldwide Excluding the United States it provides policy maximum options of $$50,000; $100,000; $500,000; 1,000,000; $2,000,000 and $5,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-79, the maximum available are $50,000; $100,000. For persons 80 and above maximum available is $10,000.
This plan can be purchased by individuals traveling outside their home countries.
The maximum lifetime of the plan is 365 days and is renewable
There is a co insurance factor applicable to this insurance which pays 100% for outside of the US and 90% up to first $5,000 for within the PPO network treatment and 80% for out of the PPO network treatments.

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Key benefits of Travel Medical Visitor Insurance

PPO network

Acute onset of a pre-existing condition

Comprehensive plan

Renewability

Emergency medical evacuation

Adventure Activities

Testimonials - From Our Customers

I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure.

Karen

I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is.

Margaret

Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides.

Connie

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Travel Medical Basic Insurance - Key Highlights

The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000
This plan can be purchased by individuals traveling outside their home country.
The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
There is a coinsurance factor applicable to this insurance. Outside of the US, the plan pays 100%, inside of the US, the plan pays We pay 100% to Medical Maximum. For out of PPO network, the plan pays 80% of the first $10,000 in Covered Expenses, then 100% to Medical Maximum.
Including USA: Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79.
Excluding USA: Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.

Travel Medical Choice Coverage including USA - Key Highlights

The plan is available for Non US residents and citizens traveling to the US or to other countries.
The length of coverage is 5 days to 364 days and the plan can be extended up to 364 days.
The age availability is 14 days to 80+years.
There are no state address restrictions for the plan that has coverage including the US.
The country address restrictions applicable are for Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria and Virgin Islands United States.
The destination restrictions are Antarctica, Cuba,Iran, North Korea and Syria.
The policy has a medical maximum options available $50k, $100k, $500k and $1M for ages 14 days to 69 years.
For people of age 70 to 79 years, the policy maximum options are $50k and $100k.
For ages 80 years and over, the policy maximum option of $10k is available.
The deductible options are $0,$100,$250,$500,$1k,$5k.
The co-insurance for within the US, within the PPO network, the plan pays 100% and Out of PPO network the plan pays 90% of the first $10k and then 100% upto the medical maximum. For outside the US, the plan pays 100%.
The Benefit period is 180 days to receive treatment from the date of an injury or illness. Initial treatment must occur within 30 days.
For the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
For the acute onset of pre-existing condition coverage other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available .
For emergency medical evacuation and repatriation, coverage of $500k is available(separate from medical maximum).
Covid-19 treatment is available as URC up to medical maximum.

Travel Medical Choice Coverage excluding USA - Key Highlights

The plan is available for US residents and citizens and Non US residents and citizens traveling to other countries except the US.
The length of coverage is 5 days to 364 days and the plan can be extended up to 364 days.
The age availability is 14 days to 80+ years.
The state address restrictions include Colorado, Maryland, New York, South Dakota and Washington.
The country address restrictions applicable are for Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria and Virgin Islands.
The destination restrictions are Antarctica, Cuba,Iran, North Korea, Russia and Syria.
The policy has a medical maximum options available $50k, $100k, $500k,$1M,$2M and $5M for ages 14 days to 64 years.
For age range of 65 to 79 years, the policy maximum options are $50k and $100k.
For ages 80 years and over, the policy maximum option of $10k is available.
For age range of 14 days to 64 years the deductible options are $0,$100,$250,$500,$1k,$5k.
For age range of 65 to 79 years the deductible options are $0,$250,$500,$1k,$5k.
For ages 80 years and over years the deductible options are $0; $500; $1k; $5k.
The plan pays 100% for co-insurance.
The Benefit period is 180 days to receive treatment from the date of an injury or illness. Initial treatment must occur within 30 days.
For the acute onset of pre-existing condition coverage for the age range of 14 days to 64 years, $50k coverage is available and for the age range of 65 to 79 years, $10k coverage is available.
For emergency medical evacuation and repatriation, coverage $500k is available(separate from medical maximum).
Covid will be treated same as any Illness.

Why Choose Seven Corners Visitors medical Insurance?

20+ years of experience

Traveler-Focused Excellence

International Emergency Care

Dependable Coverage

24/7 Urgent Travel Assistance

Innovative and service-focused

Factors to consider while comparing Travel Medical Insurance Plans

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Travel Medical Choice and Travel Medical Basic Insurance:

Contrast the renewability options:

Travel Medical Basic and Travel Medical Choice are available for 364 days.

Compare medical maximum coverage:

This the maximum coverage that the plan would offer for the medical expenses. Travel Medical Basic and Travel Medical Choice offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States. In Worldwide Including the United States these plans offers up to $1M and in Worldwide Excluding the United States up to $5M.

Compare deductible options:

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. These seven corners trave Insurance plans have a deductible range starting from $0 up to $5k.

Compare provider network:

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Compare coinsurance options:

This is a percentage of the bill that the travel has to pay. These two Travel Insurance plans have 100% coinsurance for coverage outside USA.
For coverage inside USA:
Travel Medical Basic pays

IN PPO NETWORK
80% of the first $5k, then 100% to the medical maximum.
OUT OF PPO NETWORK
70% of the first $5k, then 100% to the medical maximum.

Travel Medical Choice pays

IN PPO NETWORK
The plan pays 100%.
OUT OF PPO NETWORK
90% of the first $5k, then 100% to the medical maximum.

Compare eligibility options:

Both these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Compare Schengen Visa or Schengen visa letter coverage for Travel Insurance:
Travel Medical Basic Insurance is not available for travellers visiting the Schengen countries. Travel Medical Choice insurance is the most popular Schengen visa insurance plan and satisfies the Schengen visa requirements as mandated by the consulates.

Acute onset of Pre-existing conditions coverage:

Travel Medical Insurance offers coverage for acute onset of pre-existing conditions
Travel Medical Basic offers

Worldwide Including the United States
Ages 14 days to 69 years: $25k, Ages 70 to 79 years: $2.5k, 80 years and older: Not Available offers.
Worldwide Excluding the United States
Ages 14 days to 64 years: $25k, Ages 65 to 79 years: $5k, 80 years and older: Not Available offers.

Travel Medical Choice

Worldwide Including the United States(Cardiac Condition and/or Stroke):
Ages 14 days to 69 years: $50,000
Ages 70 to 79 years: $5,000
Worldwide Including the United States(Other than Cardiac Condition and/or Stroke):
Ages 14 days to 69 years: $75,000
Ages 70 to 79 years: $7,500
Worldwide Excluding the United States:
Ages 14 days to 64 years: $50,000
Ages 65 to 79 years: $10,000.

Seven Corners Visitors travel insurance - Frequently asked questions

Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

Travel Medical Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

Yes, Travel Medical Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25k for age under 64 years and a coverage of $5k for age of 65-79.

The cost of the Travel Medical Basic travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Basic . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Basic travel health insurance from licensed insurance agents.

The main requirements for applying for Travel Medical Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Yes, Travel Medical Choice offers coverage for the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available and other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available for Including USA . For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $50k for age under 64 years and a coverage of $10k for age of 65-79.

The cost of the Travel Medical Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Choice insurance from licensed insurance agents.

The main requirements for applying for Travel Medical Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.