Seven Corners Trip Protection Elite Insurance

Trip Insurance for residents of New York and Washington to USA

What is Trip Protection Elite insurance?

Trip Protection Elite Insurance is a comprehensive travel insurance plan that offers extensive coverage, including trip cancellation, interruption, emergency medical expenses, baggage protection, and travel delay benefits. It provides high coverage limits, 24/7 travel assistance, and emergency evacuation services. Additionally, eligible travelers can receive coverage for pre-existing medical conditions. This plan is ideal for those looking for premium protection on international or high-cost trips, ensuring financial security in the event of unforeseen circumstances like illness, accidents, or travel disruptions.

How do you calculate trip cost for trip protection?

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Trip Protection Elite reviews

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Trip Cost
Coverage up to $30,000
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Trip Duration
90 days
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Coverage type help
Secondary
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Medical
Up to $250,000 per person
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Medical Evacaution help
Up to $1,000,000 per person
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Trip Cancellation help
Up to 100% of trip cost
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Trip Interruption help
Up to 100% of trip cost
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Best for
  • Luxury travelers
  • New York and Washington Residents
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Underwriter
United States Fire Insurance Company

What are the key highlights of Trip Protection Elite insurance?

  • Ideal plan for residents of New York and Washington states traveling within the United States or outside USA.
  • Travelers can choose trip cost up to $20,000.
  • Pre-existing conditions are covered if you buy within 20 days of your initial trip deposit.
  • Medical evacuation and Repatriation of Remains covered up to $1,000,000.
  • Underwritten by United States Fire Insurance Company, rated A (Excellent) by AM Best.
  • Accident and Sickness medical expense covered up to $250,000.
  • Access to non-insurance 24/7 emergency travel assistance services.
  • Rental car damage covers up to $35,000.

Who is eligible to buy Trip Protection Elite insurance?

  • The plan is available to U.S. residents residing in New York State and Washington State.
  • Available for travelers up to 99 years.
  • Coverage of maximum up to 90 days.

What does travel insurance cover?

  • Protection for Your Trip Expenses - If you cancel or interrupt for a covered reason, our plans reimburse unused, non-refundable payments or deposits for the travel arrangements you purchased for your trip. You’ll also find valuable benefits such as Trip Delay and Missed Tour or Cruise Connection.
  • Protection for Your Health - If you get sick or hurt during your trip, your Seven Corners plan provides emergency medical expense coverage. You also get emergency medical evacuation coverage if adequate treatment is not available in your immediate area. It reimburses transportation expenses to transport you to the nearest suitable medical facility if you incur an acute, severe, or life-threatening sickness or injury.
  • Protection for Your Belongings - If your baggage is lost, stolen, damaged, or destroyed during your trip, we can reimburse you to replace essential personal items and help you recover your losses.

When is the best time to purchase travel protection?

It's best to purchase travel protection as soon as you make your first payment or deposit for your trip.

  • Travel insurance covers unexpected events not only during your trip but also before departure.
  • Benefits like Cancel for Any Reason (CFAR), Interruption for Any Reason (IFAR), and the Pre-Existing Condition Waiver are only available if you buy within a specific timeframe.
  • Purchasing early gives you time to review your plan and understand your coverage, ensuring you're prepared when your trip begins.

Seven Corners Best cruise insurance for US travellers

How much does Trip Protection Elite Insurance cost?

Trip Protection Elite travel insurance cost ranges from $138 to $3,215 for for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.

For example here we are showing Trip Protection Elite travel insurance cost for $20,000 maximum coverage for a 15 days trip length and a trip cost of $5,000, $10,000, $15,000 and $20,000 respectively.

Age of traveler Trip cost of $5,000 Trip cost of $10,000 Trip cost of $15,000 Trip cost of $20,000
0 – 34 years $138 $292 $464 $644
35 – 55 years $197 $408 $661 $921
56 – 70 years $321 $650 $1,076 $1,494
71 – 80 years $497 $937 $1,595 $2,205
81 – 99 years $821 $1,320 $2,339 $3,215

Is Trip Protection Elite travel insurance right for You?

Trip Protection Elite is ideal for:

  • International Travelers – Those visiting Schengen countries, Europe, Asia, or other global destinations who need medical and trip protection.
  • Frequent Flyers & Business Travelers – Professionals who travel often and require trip interruption and emergency medical coverage.
  • Luxury Travelers & Cruises – High-value trips with non-refundable bookings benefit from trip cancellation reimbursement.
  • Families & Groups – Provides customizable coverage for family vacations or group travel.
  • Senior Travelers – Offers medical coverage and emergency evacuation, crucial for older travelers.
  • Adventure & Activity Enthusiasts – Covers delays, medical emergencies, and lost baggage for those engaging in activities abroad.

Compare Trip Protection insurance Plans

What are the plan benefits of Trip protection Elite insurance?

  • Trip Cancellation help Up to 100% of your nonrefundable Trip Cost up to $30,000
    Trip Interruption help 150% of your nonrefundable Trip Cost
    Trip Delay help $300 per day up to $1,500 (6 hours)
    Missed Tour or Cruise Connection help $150 per day up to $1,500 (cruises and tours only)
    Emergency Accident & Sickness Medical Expense $250,000 — Secondary coverage
    Medical Evacuation and Repatriation of Remains help $1,000,000
    Baggage & Personal Effects $300 per item up to $2,500
    Pre-existing Medical Conditions Exclusion for pre-existing conditions can be waived if you meet the requirements
    Baggage Delay (12 hours) help $600
    Change Fee $75
    Emergency Dental Expense $750
    Common Carrier AD&D $25,000
  • Rental Car Damage $35,000
    Air Flight Only Accident Options: $100,000, $250,000, or $500,000
    Optional Cancel for Any Reason** help 75% of your non-refundable Trip Cost
    Cancel for Work Reasons 100% of your non-refundable Trip Cost
    Lost Ski Days & Equipment Rental $1,000 ($500 ski days/$500 equipment)
    Lost Golf Rounds & Equipment Rental $1,000 ($500 golf/$500 equipment)
    **Reimbursement is provided if you cancel 2 or more days before scheduled departure date. See plan document for additional details.

Seven Corners Trip Protection Elite Travel Insurance - FAQ's

1. What is the coverage area of Trip Protection Elite travel insurance?

Trip Protection Elite offers coverage for residents of New York and Washington traveling in the United States /internationally. It can be purchased for travelers of 14 days for up to the age of 99 years. Covers trips up to 90 days.

2. Does Trip Protection Elite will cover Cancel for Any Reason?

Yes, Trip Protection Elite offers Optional cancel for any reason up to 75% of your nonrefundable trip cost.

3. Does Trip Protection Elite cover Pre-existing conditions?

Yes, Trip Protection Elite offers coverage for Pre-existing medical conditions waiver covered if you meet the requirements.

4. How much does Trip Protection Elite travel insurance cost?

The cost of the Trip Protection Elite insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel.

5. How do I purchase Trip Protection Elite Insurance?

You can purchase Trip Protection Elite Insurance on American Visitor Insurance by visiting buy Trip Protection Elite or calling (877)-340-7910. Licensed insurance agents can provide more information on how to apply for Trip Protection Elite travel health insurance.

6. What are the requirements for applying Trip Protection Elite Insurance?

The main requirements for applying for Trip Protection Elite insurance is the travelers passport details and the travel dates. You can apply for Trip Protection Elite insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

7. What is trip cancellation charge?

The invested trip cost is reimbursed if the trip is cancelled for a covered reason.

8. How can one change the travel dates or other data on the plan?

Send an email to policy@sevencorners.com and mention the details what needs to be altered.
Specify the following:
The certificate number that is printed on the ID card, first and last name and date of birth.
Changes: trip cost, trip dates, destinations.
Applicants' details: address, name corrections, add dependents (if allowed by the plan).

9. What is Secondary medical coverage offered by the Trip Protection plans?

The trip offers medical coverage for the excess medical expenses only after the primary plan pays for the expenses. If the medical insurance has paid for medical and there is still more expenses to be covered, a copy of benefits covered by the medical insurance must be submitted and the trip plan will then pay the remaining medical expenses covered.

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How do I file a claim with Trip Protection Elite insurance?

To file a claim with Trip Protection Elite insurance, follow these steps:

  1. Download the Claims Form: Access the Trip Protection Elite insurance claims form online.
  2. Contact Customer Support: Call the toll-free number 1-800-335-0611 or fax (+1) 317-575-2256 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: Seven Corners, Inc, P.O. Box 211760, Eagan, MN 5512.
  4. Email Assistance: For additional help or inquiries, email claims@sevencorners.com.
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