Trip Insurance for residents of New York and Washington to USA
Trip Protection Elite is a travel insurance plan designed specifically for residents of New York and Washington traveling within the USA or abroad. This plan provides secondary medical coverage, meaning it reimburses eligible medical expenses after your existing health insurance pays, making it ideal for travelers who already have a primary health plan or high-deductible insurance.
In addition to medical coverage, Trip Protection Elite also protects trip expenses, travel delays, baggage issues, and emergency travel assistance, giving travelers comprehensive protection while keeping costs affordable. Optional upgrades like Cancel For Any Reason (CFAR) or Interruption For Any Reason (IFAR) provide added flexibility for trips canceled or interrupted for reasons not normally covered.
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It's best to purchase travel protection as soon as you make your first payment or deposit for your trip.
Trip Protection Elite travel insurance cost ranges from $138 to $3,215 for for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing Trip Protection Elite travel insurance cost for $20,000 maximum coverage for a 15 days trip length and a trip cost of $5,000, $10,000, $15,000 and $20,000 respectively.
Trip Protection Elite is a travel insurance plan for New York and Washington residents, offering secondary medical coverage that reimburses expenses after your primary insurance. It protects trip costs, travel delays, baggage, and emergencies, with optional Cancel For Any Reason (CFAR) or Interruption For Any Reason (IFAR) upgrades for added flexibility.
Key Benefits of Trip Protection Elite:Trip Protection Elite is ideal for:
| Trip Cancellation help | Up to 100% of your nonrefundable Trip Cost up to $30,000 |
| Trip Interruption help | 150% of your nonrefundable Trip Cost |
| Trip Delay help | $300 per day up to $1,500 (6 hours) |
| Missed Tour or Cruise Connection help | $150 per day up to $1,500 (cruises and tours only) |
| Emergency Accident & Sickness Medical Expense | $250,000 — Secondary coverage |
| Medical Evacuation and Repatriation of Remains help | $1,000,000 |
| Baggage & Personal Effects | $300 per item up to $2,500 |
| Pre-existing Medical Conditions | Exclusion for pre-existing conditions can be waived if you meet the requirements |
| Baggage Delay (12 hours) help | $600 |
| Change Fee | $75 |
| Emergency Dental Expense | $750 |
| Common Carrier AD&D | $25,000 |
| Rental Car Damage | $35,000 |
| Air Flight Only Accident | Options: $100,000, $250,000, or $500,000 |
| Optional Cancel for Any Reason** help | 75% of your non-refundable Trip Cost |
| Cancel for Work Reasons | 100% of your non-refundable Trip Cost |
| Lost Ski Days & Equipment Rental | $1,000 ($500 ski days/$500 equipment) |
| Lost Golf Rounds & Equipment Rental | $1,000 ($500 golf/$500 equipment) |
| **Reimbursement is provided if you cancel 2 or more days before scheduled departure date. See plan document for additional details. | |
While the standard trip cancellation plans provide strong protection for many common travel risks, CFAR and IFAR take that protection a step further by covering situations that fall outside the traditional list of covered reasons.
Trip Protection Elite offers coverage for residents of New York and Washington traveling in the United States /internationally. It can be purchased for travelers of 14 days for up to the age of 99 years. Covers trips up to 90 days.
Yes, Trip Protection Elite offers Optional cancel for any reason up to 75% of your nonrefundable trip cost.
Yes, Trip Protection Elite offers coverage for Pre-existing medical conditions waiver covered if you meet the requirements.
The cost of the Trip Protection Elite insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel.
You can purchase Trip Protection Elite Insurance on American Visitor Insurance by visiting buy Trip Protection Elite or calling (877)-340-7910. Licensed insurance agents can provide more information on how to apply for Trip Protection Elite travel health insurance.
The main requirements for applying for Trip Protection Elite insurance is the travelers passport details and the travel dates. You can apply for Trip Protection Elite insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
The invested trip cost is reimbursed if the trip is cancelled for a covered reason.
Send an email to policy@sevencorners.com and mention the details what needs to be altered.
Specify the following:
The certificate number that is printed on the ID card, first and last name and date of birth.
Changes: trip cost, trip dates, destinations.
Applicants' details: address, name corrections, add dependents (if allowed by the plan).
The trip offers medical coverage for the excess medical expenses only after the primary plan pays for the expenses. If the medical insurance has paid for medical and there is still more expenses to be covered, a copy of benefits covered by the medical insurance must be submitted and the trip plan will then pay the remaining medical expenses covered.
Seven Corners Trip Protection Elite is primarily a secondary travel insurance plan, meaning most medical expenses are reimbursed after your primary health insurance pays. However, for New York residents, certain benefits including Accident & Sickness Medical Expenses and Emergency Medical Evacuation are treated as primary coverage, meaning these benefits pay first, providing faster claims processing and reducing out-of-pocket costs.
Yes, Seven Corners Trip Protection Elite, available through American Visitor Insurance, is the only travel insurance plan for New York residents that offers Cancel For Any Reason (CFAR), It reimburses up to 75% of your nonrefundable trip cost if you cancel your trip for reasons not normally covered.
Yes, Seven Corners Trip Protection Elite, available through American Visitor Insurance, is the only travel insurance plan for Washington residents that offers Cancel For Any Reason (CFAR) up , It reimburses up to 75% of your nonrefundable trip cost if you cancel your trip for reasons not normally covered.
Yes, Seven Corners Trip Protection Elite, available through American Visitor Insurance, offers Cancel For Work Reasons (CFWR) for New York residents, reimbursing 100% of your nonrefundable trip cost if you must cancel due to work-related reasons.
Yes, Seven Corners Trip Protection Elite, available through American Visitor Insurance, offers Cancel For Work Reasons (CFWR) for Washington residents, reimbursing 100% of your nonrefundable trip cost if you need to cancel due to work obligations.
CFWR covers cancellations due to mandatory work obligations, job transfers, or other employment-related requirements that prevent you from traveling. Specific terms may vary by plan, so check your policy details.
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To file a claim with Trip Protection Elite insurance, follow these steps:
Trip Protection Elite is a premium travel insurance plan designed for New York and Washington residents traveling domestically or internationally. The plan provides secondary medical coverage for most travelers, reimbursing eligible medical expenses after your primary health insurance pays. For New York residents, certain medical benefits, such as Accident & Sickness Medical Expenses and Emergency Medical Evacuation, are treated as primary coverage, paying first without needing to file a claim with your existing health insurance.
The plan safeguards trip costs, travel delays, baggage, and emergencies, with optional upgrades for added flexibility:
Trip Protection Elite is ideal for travelers with high-deductible health plans, existing coverage at home, families, and seniors seeking comprehensive travel protection. The plan is available through American Visitor Insurance, offering reliable support and claims assistance.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.