Compare Travel Medical Insurance plans by Seven Corners

Compare travel insurance benefits offered by Travel Medical Basic Insurance and Travel Medical Choice Insurance plans. These US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

Compare Travel Medical Insurance plans visitor insurance cost calculator

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Compare Travel Plans
Travel Medical Basic vs Travel Medical Choice
Travel Medical Basic
Plan Maximum
Deductible
  Buy Now 
Travel Medical Choice
Plan Maximum
Deductible
Coinsurance help In-network: The plan pays 100%.
Out-of-network: We pay 80% of the first $10k, then 100% to the medical maximum.
In-network: The plan pays 100%.
Out-of-network: We pay 90% of the first $10k, then 100% to the medical maximum.
Deductible Options help $0, $100, $250, $500, $1000, $5000 $0, $100, $250, $500, $1000, $5000
 Medical Benefits
Hospital room and board help URC up to medical maximum URC up to medical maximum
Intensive care unit help URC up to medical maximum URC up to medical maximum
Urgent Care Clinic help URC up to medical maximum, $30 copay [in addition to deductible] URC up to medical maximum, $20 copay [in addition to deductible]
Prescription Drugs help URC up to medical maximum URC up to medical maximum
 Emergency Services
Emergency local ambulance help $5000 $10,000
Hospital emergency room help Up to $100 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) Up to $100 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
 Dental
Emergency dental treatment help $250 maximum limit due to accident and $100 for sudden relief of pain $500 maximum limit due to accident and $200 for sudden relief of pain
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help
  • Ages 14 days to 69 years: $25000
  • Ages 70 to 79 years: $2,500
  • Ages 80 years over: Not Covered
Ages 14 days to 69 years: $50,000
Ages 70 to 79 years: $5,000
Worldwide Including the United States(Other than Cardiac Condition and/or Stroke):
Ages 14 days to 69 years: $75,000
Ages 70 to 79 years: $7,500
 Life
AD&D help Under age 18: Up to $2,500 principal sum
Under age 19-80: $10,000 principal sum
$250,000 aggregate limit per total insureds on plan
Under age 18: Up to $5000 principal sum
Under age 19-80: $25,000 principal sum
$250,000 aggregate limit per total insureds on plan
Common carrier AD&D help Under age 18: Up to $5000 principal sum
Under age 19-80: $20,000 principal sum
$250,000 aggregate limit per total insureds on plan
Under age 18: Up to $10,000 principal sum
Under age 19-80: $50,000 principal sum
$250,000 aggregate limit per total insureds on plan
 Evacuation
Emergency medical evacuation help Up to $250,000 Up to $500,000
Emergency reunion help $200 per day / 10 day and $25,000 maximum $200 per day, 10-day limit $50,000 maximum
Return of mortal remains or cremation/burial help $25,000 $50,000
Return of minor children help $25,000 $50,000
Political evacuation and repatriation help $10,000 $10,000
Natural disaster evacuation help $25,000 $25,000
Natural Disaster Daily Benefit help $50 per day / 5 day maximum $100 per day / 5 day maximum
Bedside Visit $1,000 $1,000
Trip interruption help $2.5k maximum limit. Not subject to deductible $5k maximum limit. Not subject to deductible
Terrorism help $10,000 $25,000
Adventure Activities (Optional) Up to medical maximum Up to medical maximum
Unique Advantages
  • It is Comprehensive benefit plan.
  • Very affordable plan for short term travel cover.
  • Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
  • It is Comprehensive benefit plan.
  • Covers cardiac condition and/or stroke under acute onset of a pre-existing conditions.
  • Cancellation and refund of full premium provided before the policy start date.
 Travel Insurance
Underwriter Crum & Forster SPC Crum & Forster SPC
Rating help A++ (Superior)
Standard & Poor’s Rating: AA-
"A" (Excellent
Brochure and Details

Travel Medical Basic vs Travel Medical Choice Reviews

As the domestic health insurance will not offer coverage outside international borders, a medical bill can be traumatic when you get hospitalized due to sudden sickness or accidental injuries. In some countries the health care treatment facility would want the travelers to pay the bills prior to receiving the treatment. Buying a good visitors medical insurance can save you from these shocking financial crisis while you are abroad. Seven Corners offers Travel Medical Insurance which is quote popular among international tourists outside their home country.

compare travel medical plans

Seven Corners, Inc established in 1993, has been offering 20 retails plans focusing on domestic and international health insurance programs. It is self-owned company employing 165 people and has 19 years of excellent experience in international and benefit management. The Travel Medical Insurance comes in three variants, Travel Medical Choice and Travel Medical Basic Insurance. It is important to compare Travel Medical Choice Insurance and Travel Medical Basic Insurance benefits and coverage to select the best international visitor medical insurance.

  • FEATURES
  • Cost*
  • Eligible Plan for USA Coverage
  • Parents Eligible to be insured
  • Acute on set of Pre-existing Cover
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Travel Medical Basic
  • $80
  • Yes
  • Yes
  • Yes, covers up to 79 years
  • Yes
  • $0 to $5k
  • "A" Excellent
  • Yes
  • Crum & Forster SPC
  • Seven Corners
  • Buy Now
  • Travel Medical Choice
  • $108
  • Yes
  • Yes
  • Yes, covers up to 79 years
  • Yes
  • $0 to $5k
  • "A" Excellent
  • Yes
  • Crum & Forster SPC
  • Seven Corners
  • Buy Now
*Cost for 45 years traveler; $50,000 maximum coverage; $250 deductible.

Travel Medical Basic vs Travel Medical Choice Insurance: A Quick Comparison

Travel Medical Basic

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 to $5000.
  • Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79.
  • Renewable for up to 364 years.
  • $35 cancellation fee after the effective date.
  • This plan can be purchased by individuals traveling outside their home country, Including USA.
  • Very affordable plan for short term travel cover.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionPAPER APPLICATION
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • medical_services

    Urgent Care Visits
    URC to medical maximum $30 copay

  • ambulance

    Emergency Medical Evacuation
    Up to $250,000

  • escalator_warning

    Return of Child(ren)
    Up to $25,000

  • shopping_cartBuy Now

Travel Medical Choice

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 to $5000.
  • Acute onset of pre-existing condition other than cardiac condition and/or stroke for age until 69 years covered upto $50,000, and for age 70 to 79 years covered upto $5000.
  • Acute onset of pre-existing condition other than cardiac condition and/or stroke for age until 69 years covered upto $75,000, and for age 70 to 79 years covered upto $7,500.
  • Plan can be extended up to 364 days.
  • $50 cancellation fee after the effective date.
  • The plan is available for Non US residents traveling to the US.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionDESCRIPTION
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • dentistry

    Dental Treatment
    Up to $250

  • ambulance

    Emergency Medical Evacuation
    Up to $500,000

  • medical_services

    Urgent Care Clinic
    URC to medical maximum up to $30 copay

  • shopping_cartBuy Now

How much does Travel Medical Basic vs Travel Medical Choice insurance cost per month?

Both Travel Medical Basic and Travel Medical Choice provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Travel Medical Choice and Travel Medical Basic plans.

Travel Medical Basic

Travelers Age Maximum $50K Maximum $100K
40 - 49 $80 $98
50 - 59 $121 $146
60 - 64 $168 $215
65 - 69 $173 $223
70 - 74 $252 $337
75 - 79 $388 $528

Travel Medical Choice

Travelers Age Maximum $50K Maximum $100K
40 - 49 $108 $137
50 - 59 $192 $241
60 - 64 $275 $351
65 - 69 $340 $434
70 - 74 $493 $668
75 - 79 $760 $1033

Seven Corners Best Comprehensive US Travel Insurance

Seven Corners Travel Medical Insurance - FAQs

  • Travel Medical Basic Insurance - FAQ's

    Is Seven Corners a real insurance company? Is Seven Corners Legit? Is Seven Corners a good insurance company?

    Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical Basic insurance and Inbound USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

    It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.


    What are the benefits of Travel Medical Basic USA travel insurance?

    Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.


    What is the coverage area of Travel Medical Basic travel insurance?

    Travel Medical Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.


    Does Travel Medical Basic Insurance covers pre-existing conditions?

    Yes, Travel Medical Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25K for age under 69 years and a coverage of $2.5K for age of 70-79 for Including USA.


    How much does Travel Medical Basic travel insurance cost?

    The cost of the Travel Medical Basic travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.


    Does Seven Corners offer Cancel for Any Reason Insurance?

    Yes, Seven Corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.


    What if the traveller pays for a healthcare service and needs reimbursement?

    Please refer to the Travel Medical Basic Insurance ID cards provided by SevenCorners which will have all the necessary information for reimbursement.


    How to use Travel Medical Basic Insurance while receiving treatment?

    When you visit a medical provider, explain to them that you have Travel Medical Basic Insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.


    I wish to extend my stay in the US, is it possible to renew Travel Medical Basic Insurance?

    Yes, Travel Medical Basic Insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical Basic Insurance online up to 364 days.


    How can one use Travel Medical Basic Insurance visitor medical insurance in case of emergency in the United states?

    Visitors to USA can review this article on how to use Travel Medical Basic Insurance visitor medical insurance in case of emergency in the United States.


    How does Travel Medical Basic Insurance offer coverage for medical expenses?

    Travel Medical Basic Insurance offers comprehensive coverage. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO, Multiplan, PHCS out of Area”. When Traveling Outside the United States, you need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Travel Medical Basic Insurance pays 80% of the first $5K then 100% up to maximum limit.

    If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Travel Medical Basic insurance would pay 70% of the first $5K then 100% up to maximum limit. For coverage outside US, the plan pays 100% of the eligible expenses. For detailed working example of how it works, you can review Travel Medical Basic Insurance working example.

  • Travel Medical Choice Insurance - FAQ's

    What are the requirements for applying Travel Medical Choice Insurance?
    The main requirements for applying for Travel Medical Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

    What is the coverage area of Travel Medical Choice travel insurance?
    Travel Medical Choice insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.This plans covers coverage for covid19.

    Does Travel Medical Choice Insurance covers pre-existing conditions?
    Yes, Travel Medical Choice offers coverage for the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available and other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available for Including USA.

    How much does Travel Medical Choice insurance cost?
    The cost of the Travel Medical Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

    How to use Travel Medical Choice while receiving treatment?
    When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    What are the benefits of Travel Medical Choice USA travel insurance?

    Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.


    I wish to extend my stay in the US, is it possible to renew Travel Medical Choice Insurance?

    Yes, Travel Medical Choice insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical Choice insurance online up to 364 days.


    How can I cancel Travel Medical Choice insurance?

    If your travel plan is changed and want to cancel Travel Medical Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
    Following are the cancellation policy terms and conditions:
    Cancellation before effective date:

    • Full refund of premium.

    Cancellation after effective date:

    • A cancellation fee will be charged will be charged by the insurance company.
    • Unused portion of the plan cost will be refunded.

    What is the meaning of acute onset of pre-existing conditions?

    Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

    A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.


    How can one use Travel Medical Choice visitor medical insurance in case of emergency in the United states?

    Visitors to USA can review this article on how to use travel mdical choice visitor medical insurance in case of emergency in the United States.


    How does Travel Medical Choice insurance offer coverage for medical expenses?

    Travel Medical Choice insurance offers comprehensive coverage. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO, Multiplan, PHCS out of Area”. When Traveling Outside the United States, you need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Travel Medical Choice insurance pays 80% of the first $5k, then 100% up to maximum limit.

    If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Travel Medical insurance would pay 70% of the first $5k, then 100% up to maximum limit. For coverage outside US, the plan pays 100% of the eligible expenses. For detailed working example of how it works, you can review Travel Medical Choice insurance working example.


    Can I buy Travel Medical Choice insurance for Schengen visa?

    Yes, Travel Medical Choice insurance satisfies Schengen visa insurance requirements, it has a $50k coverage and $0 deductible option for travelers visiting Schengen countries. After buying the plan, to download the Schengen visa letter for Travel Medical Choice insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.

NEED HELP?

Contact our customer service team, we are here to help you!

call (877)-340-7910 email Click to send an email

Group Insurance Quote

Travelling in groups?
You can buy the travel medical group insurance!
Requirements
  • All travellers must be traveling outside their home country.
  • The travel group must have a minimum of 5 travelers.
  • You should fill a separate application form for each trip if your group is making multiple trips.
  • US citizens cannot travel within the US on these group plans.
group travel insurance

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Annual travel insurance

Annual travel insurance coverage for frequent travelers

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Travel Medical Plans - PPO network

Seven Corners - Provider network and how to find hospital or doctor?
Seven Corners maintains a wide network of health care providers. In US there are 2 options: United health care and PHCS Out of Area Network.
You need to check your insurance card to find any one of the below 2 logos:
united-healthcare phcs
Outside US: Wellabroad.com to use Seven Corners’ International Network
For the United healthcare PPO network
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
Do not say "I have Travel Medical plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
local_hospital Find Provider Network

Review travel medical insurance - Blogs and articles

Travel Medical Basic Insurance

The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Read more »

Travel Medical Choice Insurance

The Travel Medical insurance is available for non U.S. Residents & Citizens while traveling outside Home Country. Travelers can get a quote among the various options they offer according to the travel requirements.

Read more »