Travel Medical Choice Insurance

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Age & Citizenship
Destination

Including USA

Start Date
End date

What is Travel Medical Choice insurance?

Seven Corners Travel Medical Choice offers comprehensive travel medical insurance for non-U.S. Residents while traveling outside of Your Home Country. This plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years. The plan provides travel medical protection, including inpatient and outpatient treatment, Cardiac conditions, emergency medical evacuation, emergency services, trip interruption and more.Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days. This plan satisfies schengen visa requirments.

You can choose between
  • Including USA – for visitors traveling to or through the United States
  • Excluding USA – for travelers exploring destinations outside the U.S.
This flexibility ensures you only pay for the coverage you truly need.

⭐ Seven Corners Travel Medical Choice Insurance Reviews

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Insurance Provider

Seven Corners

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Rating

AM Rating: “A (Excellent)”

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Period of Coverage

5 days to 364 days

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Best for
Cheaper visitor insurance Acute on set of pre-existing conditions
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Underwriter

Crum & Forster SPC

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Coverage Type

Secondary (Excess)

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Maximum Limits

$50,000, $100,000, $500,000, $1,000,000

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Deductible Options

Deductible options from $0, $100, $250, $500, $1,000, $2,500

❓ What Are the Key Highlights of Travel Medical Choice Insurance?

  • The plan is available for Non US residents traveling to the US.
  • The coverage duration ranges from 5 to 364 days and can be extended up to a maximum of 364 days.
  • Available for individuals aged 14 days to 80 years and above.
  • Covers Acute Onset of a Pre-existing Condition are covered up to 79 years.
  • Cancellation and refund of full premium provided before the policy start date.
  • Offers coverage for cardiac condition.
  • Offers adventure sports coverage up to $50,000.

👤 Who is Eligible for Travel Medical Choice Insurance Plan?

  • The plan is available for Non US residents traveling to the US.
  • Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

♻️ Can the Travel Medical Choice insurance be extended or renewed?

The Travel Medical Choice plan can be renewed if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
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💰 How much does Travel Medical Choice insurance cost per month?

The Travel Medical Choice insurance cost per month ranges between $94 to $1033 per month, based on:

  • Traveler’s age
  • Selected policy maximum
  • Deductible amount

Understandably, the cost of Travel Medical Choice is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.

Here we are showing Travel Medical Choice travel insurance cost per month with a deductible of $250.

Age of Traveler Medical Maximum
$50,000 $100,000 $500,000 $1,000,000
19 - 29 years $94 $119 $149 $166
30 – 39 years $101 $128 $160 $179
40 – 49 years $108 $137 $176 $199
50 - 59 years $192 $241 $306 $344
60 - 64 years $275 $351 $480 $514
65 – 69 years $340 $434 $594 $634
70 - 74 years $493 $668 Not available
75 - 79 years $760 $1033 Not available

For senior travelers aged 80 to 99, the cost is $814, with a maximum coverage of $10,000 and a deductible of $250.

❓ Travel Medical Choice health insurance - FAQ's

1. What are the benefits of Travel Medical USA travel insurance?

Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

2. What is the coverage area of Travel Medical Choice travel insurance?

Travel Medical Choice insurance is short term travel health insurance offers coverage for non-U.S. Residents while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.This plans covers coverage for covid19

3. Does Travel Medical Choice Insurance covers pre-existing conditions?

Yes, Travel Medical Choice offers coverage for the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5,000 coverage is available and other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75,000 coverage is available and for age range of 70 to 79 years, $7,500 coverage is available for Including USA . For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $50,000 for age under 64 years and a coverage of $10,000 for age of 65-79.

4. How much does Travel Medical Choice insurance cost?

The cost of the Travel Medical Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

5. How do I purchase Travel Medical Choice Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Choice insurance from licensed insurance agents.

6. What are the requirements for applying Travel Medical Choice Insurance?

The main requirements for applying for Travel Medical Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

7. How to use Travel Medical Choice while receiving treatment?

When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

8. I wish to extend my stay in the US, is it possible to renew Travel Medical Choice Insurance?

Yes, Travel Medical Choice insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical Choice insurance online up to 364 days.

9. How can I cancel Travel Medical Choice insurance?

If your travel plan is changed and want to cancel Travel Medical Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.

Cancellation after effective date:

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

10. What is the meaning of acute onset of pre-existing conditions?

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Why Should I Buy Seven Corners Travel Insurance on American Visitor Insurance?

American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different Seven Corners travel insurance plans. American Visitor Insurance also has resourceful FAQ's, Forums and blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best Seven Corners travel insurance plan for your specific requirements.

American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying Seven Corners travel insurance.

The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for Seven Corners insurance claims should you need to use the insurance coverage while on your vacation.

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Reviews, Ratings and Experiences from our customers

Lori Fields

Shelie

"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."

Charlotte

Charlotte

" I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."