Travel Medical Choice Insurance by Seven Corners

Compare and buy Seven Corners Travel Medical insurance

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Seven Corners Travel Medical Insurance

Travel Medical insurance plans

Travel Medical Insurance should be a high-priority for people traveling internationally given the high cost of healthcare. Given the pandemic, the geopolitical tensions, the wars in Europe, disruptions due to dramatic weather changes, international travel does involve risks and adverse events like accidents and illness can happen quickly and suddenly.

Sudden illness and unexpected accidents cannot be ignored and precautions should be taken ahead of time to avoid anything major which can be very difficult to handle afterward.


There are many travel medical insurance plans available in the market today. We need to look closer to see what we want and get the best suitable one for us. Travel Insurance plans differ in their benefits, eligibility criteria, and travel destination.

If you are considering traveling outside of your home country and if your destination does not include the US, then here is a great plan that Seven Corners have introduced with a new brand name Travel Medical Choice. The key benefits of this plan are as given below:

  • This plan is available to both US citizens and Non-US citizens traveling outside their home country. For Non-US citizens, their destination or layover should not include the US
  • Wide range of policy maximum options available with this plan starting from $5k, $100k, $500k,$1M, $2M and $5M for people below the age of 65. For people from 64 to 79 the policy maximum options available are $50k and $100k. Only policy maximum of $10k for people above 80.
  • This plan provides coverage worldwide excluding the US and has a maximum policy lifetime of 364 days and is a renewable plan.
  • The plan covers acute onset of pre-existing conditions for up to $50k up to age 64 and covers up to $10k from 65 to 79.
  • Dental treatment is covered for sudden relief of pain and accident
  • Pre Certification requirements need to be satisfied in the US. If you do not meet the Pre Certification requirements, there will be penalty and reduction in the c overage.

In case you need to cancel the plan, Seven Corners will refund the premium after they receive a written request from you prior to the coverage start date. In case the written request is produced after the coverage starts, then the unused portion of the premium will be refunded.


The plan pays for the comprehensive medical coverage, after the deductible, if the traveler is seeking treatment through the provider networks like United Healthcare PPO, Multiplan, and PHCS out of the area. For doctors and providers outside of the US, please visit WellAbroad to locate the doctors near you when outside of the US.

Co-insurance percentage details in the plan:

The plan pays 80% of the first $5000 after the deductible and then 100% up to the maximum limit inside the US within the PPO network. If the customer seeks treatment outside of the provider network in the US, then the plan pays 70% of the first $5k, then 100% up to the maximum limit. For coverage received outside of the US, the plan pays 100% of the eligible expenses.


The plan satisfies the Schengen Visa requirements and provides a maximum of $50k coverage with a $0 deductible. Once the purchase of the plan is completed, the confirmation email received by the customer will provide access to the Visa letter through the "View Coverage letter" link and the letter can be downloaded.


  • Emergency evacuation and Repatriation covered under this benefit
  • If you have Covid-19, the doctor visit and the hospital charge is covered
  • Coverage for missed connection is available for Covid-9 if you reside in the states of New York, Colorado, Maryland, or South Dakota
  • To use this coverage, you need to miss a cruise or tour departure due to a delay for the required time length for covered reasons
  • The covered reasons include: Any delay of a common carrier and quarantine

For all information about the Travel Medical Choice plan, go here:

Key benefits of Travel Medical Choice

PPO network

Acute onset of a pre-existing condition

Comprehensive plan


Cardiac Condition coverage

Adventure Activities

What does visitor travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions coverage.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Testimonials - From Our Customers

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What are some insurance terms important in Travel Medical Choice reviews?

  • Plan Maximum coverage of Travel Medical Choice travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Travel Medical Choice insurance offers maximum coverage up to 5 million.
  • What is a deductible in Travel Medical Plus visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Travel Medical Choice insurance offer a set of deductible options for the travelers to choose from. Travel Medical Choice insurance has a range of deductible option from $0 up to $5k.
  • What is a provider network of Travel Medical Choice Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in Travel Medical Choice visitor insurance?
    This is a percentage of the bill that the travel has to pay. Travel Medical Choice plan have 100% coinsurance coverage outside USA.
    For coverage inside USA:
    Travel Medical Choice pays
    The plan pays 100%.
    The plan pays 90% of the first $5k, then 100% to the medical maximum.
  • Renewability of Travel Medical Choice Travel health insurance
    Travel Medical Choice Insurance can be renewed from 5 days to 364 days.
  • Eligibility to buy Travel Medical Choice Insurance Online
    Individuals and families including unmarried dependent children traveling outside of their Home Country.
  • Travel Medical Choice Pre-existing conditions Visitors Insurance for international travelers
    Travel Medical Choice insurance offers coverage for acute onset of pre-existing conditions
    Travel Medical Choice offers
    Worldwide Including the United States(Cardiac Condition and/or Stroke):
    Ages 14 days to 69 years: $50k
    Ages 70 to 79 years: $5k
    Worldwide Including the United States(Other than Cardiac Condition and/or Stroke):
    Ages 14 days to 69 years: $75k
    Ages 70 to 79 years: $7,500
    Worldwide Excluding the United States:
    Ages 14 days to 64 years: $50k
    Ages 65 to 79 years: $10k

Travel Medical Choice insurance review

Insurance provider
Seven Corners
Travel Medical Choice rating
AM Best Rating: "A" (Excellent)
Travel Medical Choice insurance underwriter
For Including USA Underwritten by Crum & Forster SPC
For Excluding USA Underwriters at Lloyd’s, London
Coinsurance of Travel Medical Choice
In Network - The plan pays 100%
Out of Network

The plan pays 90% of eligible expenses up to $10k, then 100% up to the Maximum Limit.

Compare Travel Medical Plans
Compare Travel Medical Plans

Travel Medical Choice links

  • Brochure
  • Details
  • Reviews
  • Advantages
  • Disadvantages
  • Comprehensive
  • Claims
  • Provider network
  • Cancellation

Travel Medical Choice visitor insurance - Common Questions

01. What are the benefits of Travel Medical USA travel insurance?

Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

02. What is the coverage area of Travel Medical Choice travel insurance?

Travel Medical Choice insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.This plans covers coverage for covid19

03. Does Travel Medical Choice Insurance covers pre-existing conditions?

Yes, Travel Medical Choice offers coverage for the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available and other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available for Including USA . For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $50k for age under 64 years and a coverage of $10k for age of 65-79.

04. How much does Travel Medical Choice insurance cost?

The cost of the Travel Medical Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

05. How do I purchase Travel Medical Choice Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Choice insurance from licensed insurance agents.

06. What are the requirements for applying Travel Medical Choice Insurance?

The main requirements for applying for Travel Medical Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

07. How to use Travel Medical Choice while receiving treatment?

When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

08. I wish to extend my stay in the US, is it possible to renew Travel Medical Choice Insurance?

Yes, Travel Medical Choice insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical Choice insurance online up to 364 days.

09. How can I cancel Travel Medical Choice insurance?

If your travel plan is changed and want to cancel Travel Medical Choice insurance, you have to submit a written request to for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.

Cancellation after effective date:

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

10. What is the meaning of acute onset of pre-existing conditions?

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

11. How can one use Travel Medical Choice visitor medical insurance in case of emergency in the United states?

Visitors to USA can review this article on how to use travel mdical choice visitor medical insurance in case of emergency in the United States.

12. How does Travel Medical Choice insurance offer coverage for medical expenses?

Travel Medical Choice insurance offers comprehensive coverage. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO, Multiplan, PHCS out of Area”. When Traveling Outside the United States, you need to visit to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Travel Medical Choice insurance pays 80% of the first $5k, then 100% up to maximum limit.

If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Travel Medical insurance would pay 70% of the first $5k, then 100% up to maximum limit. For coverage outside US, the plan pays 100% of the eligible expenses. For detailed working example of how it works, you can review Travel Medical Choice insurance working example.

13. Can I buy Travel Medical Choice insurance for Schengen visa?

Yes, Travel Medical Choice insurance satisfies Schengen visa insurance requirements, it has a $50k coverage and $0 deductible option for travelers visiting Schengen countries. After buying the plan, to download the Schengen visa letter for Travel Medical Choice insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.

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