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Seven Corners Pre-existing conditions travel insurance

Compare and buy Seven Corners visitors insurance for pre-existing conditions insurance

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Seven Corners travel insurance for Pre-existing conditions

Travel Medical Choice For Non US citizens and Non US Residents

Comprehensive Plan
  • Travel Medical Choice insurance Eligibility
    • The plan is available for Non US residents and Non US citizens traveling to the US.
  • Travel Medical Choice Insurance Renewal
    • The person can extend coverage as long as the primary participant is eligible for the plan. If you initially buy less than 364 days of coverage, you may buy additional time, from a minimum of 5 days to a total of 364 days. We will email you an extension (renewal) notice before your coverage expires, giving you the option to renew your plan. A $5 administrative fee is charged for each renewal.
  • Travel Medical Choice Insurance Coinsurance
    • Inside the United States
      • In ppo network: The plan pays 100%.
      • Out of ppo network: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
    • Outside the United States: The plan pays 100%
  • Travel Medical Choice Insurance Refund
    • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
  • Acute Onset of Pre-Existing Conditions Worldwide Including the United States :
    • Cardiac Condition and/or Stroke:
      • Ages 14 days to 69 years: $50,000
      • Ages 70 to 79 years: $5,000
      • Ages 80 years over: Not Covered
    • Other than Cardiac Condition and/or Stroke:
      • Ages 14 days to 69 years: $75,000
      • Ages 70 to 79 years: $7,500
      • Ages 80 years over: Not Covered

Travel Medical Basic For Non US citizens and Non US Residents

Comprehensive Plan
  • Eligibility to buy Travel Medical Basic insurance
    • The plan is available for Non US residents and Non US citizens traveling to the US.
  • Travel Medical Basic insurance renewal
    • If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
  • Coinsurance of Travel Medical Basic Insurance
    • Inside the United States
      • In ppo network: We pay 100% to Medical Maximum
      • Out of ppo network: We pay 80% of the first $10,000 in Covered Expenses, then 100% to Medical Maximum.
    • Outside the United States: The plan pays 100%
  • Travel Medical Basic Insurance Refund

    Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

  • Acute Onset of Pre-Existing Conditions (80 years and above are not covered)
    Worldwide Including the United States
    • Ages 14 days to 69 years: $25,000
    • Ages 70 to 79 years: $2,500

Travel Medical USA Visitor Choice

  • Eligibility to buy Travel Medical USA Visitor Choice insurance
    • It provides coverage for Non US citizen traveling to the U.S.
    • This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
  • Travel Medical USA Visitor Choice Insurance - Key Highlights
    • This is another variant of the Basic plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100,000
    • This plan is also for Non US citizens coming to the US.
    • Some of the expenses for the benefits like chemotherapy, radiation therapy...need pre certification
    • Some of the expenses for the benefits like chemotherapy, radiation therapy, including diagnostic procedures...need pre certification
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
    • Mental and nervous disorder and substance abuse is covered like any other illness
    • Inbound USA Choice visitor insurance by SevenCorners is an affordable visitor travel insurance option for international travelers visiting the USA. Inbound USA Choice is a fixed benefit visitors insurance plan, where the price is affordable even for longer trips and is extendable up to 1,092 days. Inbound USA Choice travel medical insurance offers coverage for acute onset of pre-existing condition up to 79 years.
  • Travel Medical USA Visitor Choice Refund
    • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
  • Acute Onset of Pre-Existing Conditions (80 years and above are not covered)

    • Ages 14 days to 69 years: Up to $75,000
    • Ages 70 to 79 years: Up to $25,000
    • Age 80 and older: Not Available

Travel Medical USA Visitor Basic

  • Travel Medical USA Visitor Basic Insurance Eligibility
    • It provides coverage for Non US citizen traveling to the U.S.
    • This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
  • Travel Medical USA Visitor Basic Insurance - Key Highlights
    • This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 this policy can provide a policy maximum of up to $100,000
    • This plan is for Non US citizens coming to the US.
    • Some of the expenses for the benefits like chemotherapy, radiation therapy...need pre certification
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit
    • Mental and nervous disorder and substance abuse is covered like any other illness
    • Inbound USA Basic travel insurance by SevenCorners is the most affordable, cheapest visitor medical insurance option for international travelers visiting the USA. The Inbound USA Basic visitor insurance plan provides fixed or scheduled benefit insurance. Inbound USA Basic visitor health insurance also covers acute onset of pre-existing condition up to 79 years.
  • Travel Medical USA Visitor Basic Refund
    • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
  • Acute Onset of Pre-Existing Conditions (80 years and above are not covered)

    • Ages 14 days to 69 years: Up to $50,000
    • Ages 70 to 79 years: Up to $25,000
    • Age 80 and older: Not Available

Seven Corners Pre-existing Insurance - Frequently Asked Questions

01. Is seven corners a real insurance company? Is Seven Corners Legit ? Is Seven Corners a good insurance company?

Seven corners Inc. has been offering travel insurance products since 1997. Seven corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Inbound USA insurance products Seven corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

02. What if the traveller pays for a healthcare service and needs reimbursement?

Please refer to the Travel Insurance ID cards provided by SevenCorners which will have all the necessary information for reimbursement.

03. I wish to extend my stay in the US, is it possible to renew Seven Corners Insurance?

Yes Seven Corners Insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Seven Corners insurance up to 364 days.

04. What is the meaning of acute onset of pre-existing conditions?

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

05. Do Seven Corners Travel Medical USA plans cover acute onset of pre-existing conditions?

Yes, Seven Corners Travel Medical USA plans covers insureds aged below 80 years.

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