📌 What Is Travel Medical Basic Insurance?
Travel Medical Basic Insurance is a short-term visitor medical insurance plan designed for non-U.S. citizens traveling to the United States. It helps cover unexpected medical expenses such as doctor visits, hospitalization, emergency care, and prescription medications
- Coverage from 5 days to 364 days.
- Ideal for Parents and family members visiting the United States.
- This plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years.
- Access to ID card and documents online after purchase.
- 24/7 customer service and support available.
⭐ Travel Medical Basic Insurance Reviews
🧾 How Much Is Travel Medical Basic Travel Insurance Coverage?
The policy maximum is the total amount of coverage available under Travel Medical Basic Insurance. Once this limit is reached, the plan will not pay any additional benefits. The plan offers flexible coverage options of $50,000, $100,000, $500,000, and $1,000,000, making it a suitable choice for international visitors looking for affordable USA visitor medical insurance.
📉 What Is the Deductible for Travel Medical Basic Insurance?
The deductible is the Dollar amount that insured travelers need to pay for coverage before the Travel Medical Basic travel insurance actually starts to pay. Travel Medical Basic insurance has deductible options of $0, $100, $250, $500, $1,000, $2,500,$5000.
🤝 What Is the Coinsurance in Travel Medical Basic Insurance?
Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Travel Medical Basic insurance pays 80% of eligible expenses up to $10,000, then 100% up to the Maximum Limit.
❓Why Should I Buy Travel Medical Basic Insurance?
Travel Medical Basic Insurance from Seven Corners offers affordable visitor medical insurance for travelers visiting the United States. It helps cover unexpected medical expenses, hospitalization, and emergency care, making it a reliable choice for tourists and parents visiting the USA.
Top reasons to choose the Travel Medical Basic plan include:- Affordable Medical Insurance – Travel Medical Basic Insurance 2026 is a budget-friendly visitor medical insurance plan that helps travelers manage high healthcare costs in the United States.
- Acute Onset of Pre-Existing Conditions Coverage – Provides coverage for sudden and unexpected flare-ups of pre-existing conditions for eligible travelers.
- Ideal for Parents and International Travelers – A suitable insurance plan for parents visiting the USA, tourists, and non-US residents who need reliable medical coverage during their trip.
- Protection Against High Medical Costs – Healthcare treatment in the U.S. is expensive, and this visitor medical insurance helps reduce financial risk from unexpected illness or injury.
- Flexible Coverage Duration – Coverage can be purchased for as little as 5 days up to 364 days, depending on travel needs.
- Trip Interruption Benefits – Includes benefits for unexpected travel disruptions, such as the need to return home early due to emergencies.
👤 Who Is Eligible for Travel Medical Basic Insurance Plan?
- Available for non-U.S. residents traveling to the United States who need visitor medical insurance coverage.
- Eligible for individuals and families, including unmarried dependent children, traveling outside their home country.
- Travelers must be at least 14 days old and under 100 years of age at the time of purchase.
♻️ Can the Travel Medical Basic Insurance Be Extended or Renewed?
The Travel Medical Basic plan can be renewed if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
Read more »💰 How Much Does Travel Medical Basic insurance Cost Per Month in 2026?
The Travel Medical Basic insurance cost per month ranges between $74 to $528. The cost of travel insurance is determined by factors such as
- Traveler’s age
- Trip Duration
Understandably, the cost of Travel Medical Basic is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available. Here we are showing Travel Medical Basic travel insurance cost per month with a deductible of $250.
For senior travelers aged 80 to 99, the cost is $418, with a maximum coverage of $10,000 and a deductible of $250.
✅ What Are the Benefits of Travel Medical Basic Insurance?
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Hospital room and board help URC to medical maximum Emergency Room Services help URC to medical maximum, for including USA URC to medical maximum up to $100 copay Urgent Care Clinic help URC to medical maximum, for including USA URC to medical maximum up to $30 copay Physician Office Visit help URC to medical maximum, for including USA URC to medical maximum up to $30 copay Incidental Trips to Home Country $5,000 Extension of Benefits to Home Country $5,000 Emergency local ambulance help Up to medical maximum Dental Emergency help $250 Dental — Sudden Relief of Pain help $100 (available with 30 days of coverage) Emergency local ambulance help Up to medical maximum -
Emergency medical evacuation help $250,000 [separate from medical maximum] Emergency reunion help $200 per day / 10 day and $25,000 maximum Return of mortal remains or cremation/burial help Up to $25,000 Bedside Visit $1,000 Return of minor children help Up to $25,000 Political evacuation and repatriation help $10,000 Natural disaster evacuation help $25,000 maximum limit. Not subject to deductible Natural disaster Daily Benefit $50 per day / 5 day maximum Accidental death & dismemberment Members under age 18: Up to $2,500 principal sum
Members age 19-80: $10,000 principal sum
$250,000 aggregate limit per total insureds on planCommon carrier accidental death help Members under age 18: Up to $5,000 principal sum
Members age 19-80: $20,000 principal sum
$250,000 aggregate limit per total insureds on plan -
Acute Onset of Pre-Existing Conditions help Worldwide Including the United States(168 hour [7 days] waiting period):
Ages 14 days to 69 years: $25,000
Ages 70 to 79 years: $2,500 -
Adventure Activities Up to Medical Maximum Personal liability help Up to $25,000 Terrorism help Up to $10,000 24/7 Travel Assistance Services Included Pre-certification Penalty Required in the United States for specific types of treatment. A 25% reduction in covered expenses applies if you don't obtain pre-certification. Penalty does not apply to a medical emergency Purchase Date vs. Effective Date 12 months Refund / Cancellation Before Effective Date: Full refund
After Effective Date: Partial refund unused portion of
plan cost less $35 cancellation fee if no claims on file
❤️ What Is Covered Under Acute Onset In Travel Medical Basic Insurance?
Travel Medical Basic Insurance provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.
Coverage Limits- Ages 14 days to 69 years: Up to $25,000
- Ages 70 to 79 years: Up to $2,500
A pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:
- You were diagnosed
- You received treatment
- Treatment was recommended
- A doctor can reasonably confirm the condition existed, even if undiagnosed or not disclosed
Note:Worldwide Including the United States(168 hour [7 days] waiting period):
It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.
🔔 Why Should I Buy Travel Medical Basic Insurance Plans on American Visitor Insurance?
Buying Seven Corners insurance through American Visitor Insurance is a smart choice for visitors to the United States. It provides reliable travel medical insurance for USA visitors, covering unexpected illness, and emergency medical expenses where healthcare costs are high.
- Trusted Provider - Buy Seven Corners travel insurance through American Visitor Insurance, a licensed agency specializing in visitor medical insurance for USA travelers.
- Easy Plan Comparison - you can quickly compare Seven Corners plans, coverage limits, and deductibles to choose the best USA visitor insurance plan for your trip.
- Affordable Pricing - Seven Corners offers budget-friendly travel medical insurance with competitive rates based on age, trip duration, and coverage amount.
- Quick Online Purchase - Buy online in minutes with instant confirmation, immediate coverage options, and a free look period.
- Expert Support - Get professional assistance from American Visitor Insurance to help with plan selection, coverage questions, and claims guidance.
In short, buying Seven Corners travel insurance through American Visitor Insurance ensures you get reliable coverage, competitive rates, and personalized support for safe and worry-free travel.
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
➕ What Optional Riders Are Included in Travel Medical Basic Insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Adventure Activities Coverage- Covers up to medical maximum
- The company will reimburse you for covered expenses up to the amount in the schedule of benefits resulting from an injury sustained while participating in any of the following activities:
- Bungee jumping; caving; hang gliding; hot air ballooning as a passenger; jet skiing; kayaking, excluding white water; motorcycle up to 250cc or motor scooter riding whether as a passenger or a driver; Micromobility Vehicle(s); non-hunting safaris, including boat safaris, bush walking, camping or lodging, game drives, horseback or camel safaris, night safaris, or walking safaris; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; Sky Diving in tandem with an instructor; snowmobiling; spelunking; surfing, bodyboarding, or wakeboard riding waves up to two (2) feet high as forecasted by the National Weather Service or similar government entity; water skiing; windsurfing; or zip lining.
🏥 Travel Medical Basic Insurance – PPO Network
Provider network and how to find hospital or doctor? Seven Corners maintains United health care network :
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
Do not say "I have Travel Medical plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
location_city Find Provider Network
❓ Travel Medical Basic Health Insurance - FAQ's
1. What is the coverage area of Travel Medical Basic travel insurance?
Travel Medical Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
2. How do I purchase Travel Medical Basic Insurance?
You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Basic . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Basic travel health insurance from licensed insurance agents.
3. What are the requirements for applying Travel Medical Basic Insurance?
The main requirements for applying for Travel Medical Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
4. What if the traveller pays for a healthcare service and needs reimbursement?
Please refer to the Travel Medical Basic Insurance ID cards provided by SevenCorners which will have all the necessary information for reimbursement.
5. How to use Travel Medical Basic Insurance while receiving treatment?
When you visit a medical provider, explain to them that you have Travel Medical Basic Insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
6. I wish to extend my stay in the US, is it possible to renew Travel Medical Basic Insurance?
Yes, Travel Medical Basic Insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical Basic Insurance online up to 364 days.
7. How can one use Travel Medical Basic Insurance visitor medical insurance in case of emergency in the United states?
Visitors to USA can review this article on how to use Travel Medical Basic Insurance visitor medical insurance in case of emergency in the United States.
📝 How Do I File a Claim With Travel Medical Basic Insurance?
To file a claim with Travel Medical Basic Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-888-484-0827
Submit Documents
Mail to Seven Corners, Inc.Attn: Claims PO Box 211760 Eagan, MN 55121.
Email Help
customerservice@sevencorners.com
🚫 What Are the Restrictions of Travel Medical Basic Insurance?
The geographic restrictions for Travel Medical Basic Insurance
- State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
- Residence Country Restrictions: The plan will not accept an address in United States, Australia, Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria, U.S. Virgin Islands.
- Destination Restrictions: The plan will not cover trips to Antarctica, Cuba, Iran, North Korea, Russia, Syria, Bahrain, Cyprus, Jordan, Kuwait, Oman, Pakistan, Qatar, Saudi Arabia, and the United Arab Emirates.
📝 What Is Pre-Certification Requirements for Travel Medical Basic Insurance?
Travel Medical Basic Insurance Pre-Certification
The following expenses must always be pre-certified in the U.S. only:
- Outpatient surgeries or procedures;
- Inpatient surgeries, procedures, or stays including those for rehabilitation;
- Diagnostic procedures including MRI, MRA, CT, and PET Scans;
- Chemotherapy;
- Radiation therapy;
- Physical and occupational therapies;
- Home infusion therapy;
- Home Health Care.
To comply with the pre-certification requirements, you must:
- Contact Seven Corners Assist before the expense is incurred;
- Comply with Seven Corners Assist’s instructions;
- Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. Failure to comply with pre-certification requirements
If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:
- Eligible medical expenses will be reduced by 25%; and
- The deductible will be subtracted from the remaining amount; and
- Coinsurance will be applied.
Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.
📄 Travel Medical Visitor Basic Insurance – Exclusions
- Pre-Existing Condition(s) except as waived under Waiver of Pre-Existing Conditions and Acute Onset of Pre-Existing Conditions.
- Claims not received by the Company or Administrator within ninety (90) days of the date of service:
- Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
- Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
- Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
- False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye- glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
- Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
- Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
- Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
- Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
