Compare Seven Corners Travel Insurance Plans - Benefits, Coverage & Prices
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.
Best international travel medical insurance for US residents traveling outside the USA - coverage from just $29/month
Whether you are traveling to Europe, Asia, Africa, or anywhere else in the world, unexpected medical emergencies can happen at any time and in any country. A sudden illness, accident, or injury during your international trip can result in significant medical expenses that can be financially devastating without the right insurance coverage in place.
While you may have domestic health insurance in the United States, most US health plans offer little to no coverage outside the country. International healthcare systems vary widely some require upfront payment before treatment, others may involve language barriers, and the quality of available medical facilities may differ significantly from what you are used to at home. Having Seven Corners travel medical insurance for US residents traveling abroad from American Visitor Insurance ensures you have access to quality medical care wherever you travel, along with financial protection against unexpected medical costs during your trip.
Seven Corners is one of the most trusted names in travel medical insurance, providing reliable coverage for US residents traveling abroad since 1993. With an AM Best rating of A+ (Superior) and backed by HDI Global Specialty SE, Seven Corners offers comprehensive outbound USA travel medical insurance plans that cover unexpected medical emergencies, hospitalization, emergency evacuation, and more wherever your travels take you outside the United States.
Seven Corners outbound USA travel insurance is specifically designed for US residents traveling internationally on trips that exclude the United States. It provides reliable medical protection at an affordable price, starting from just $29/month for younger travelers.
Seven Corners offers two comprehensive travel medical insurance plans for US residents traveling outside the USA:
Both plans are available for US residents traveling outside the USA for 5 to 364 days and include access to the Wellabroad.com international provider directory, available through American Visitor Insurance, to locate healthcare providers worldwide.
Travel Medical Excluding USA Basic is an affordable international travel medical insurance plan from Seven Corners for US residents traveling worldwide outside the United States. It provides essential medical coverage for unexpected illness and injury during your international trip, including emergency hospitalization, doctor visits, prescription medications, and emergency evacuation all at a budget-friendly monthly premium starting from just $29/month.
Key Features of Travel Medical Excluding USA BasicTravel Medical Excluding USA Basic is ideal for budget-conscious US residents who need affordable travel medical coverage for international trips outside the United States. It is particularly well suited for younger travelers, short-term international tourists, business travelers on tight budgets, and families who need solid emergency medical protection at the lowest possible cost during their international trips.
Travel Medical Excluding USA Choice is a best outbound USA travel medical insurance plan from Seven Corners for US residents traveling worldwide outside the United States. It offers higher coverage limits and enhanced benefits compared to the Basic plan including stronger pre-existing condition coverage, higher evacuation limits, physiotherapy coverage, trip delay benefits, and Schengen visa compliance making it the ideal choice for US residents seeking comprehensive international protection.
Key Features of Travel Medical Excluding USA ChoiceTravel Medical Excluding USA Choice is ideal for US residents who want the highest level of international travel medical protection available outside the USA. It is best suited for senior travelers, travelers with known health conditions, adventure seekers, business travelers, Schengen visa applicants, and families who want comprehensive worldwide coverage with higher limits for emergency evacuation, pre-existing conditions, physiotherapy, and additional travel benefits.
The cost of Seven Corners outbound USA travel medical insurance starts at $29/month for Travel Medical Excluding USA Basic and $38/month for Travel Medical Excluding USA Choice, depending on factors such as your age, trip duration, selected coverage limit, and deductible.
| Age of Traveler | Medical Maximum $50,000 | Medical Maximum $100,000 |
|---|---|---|
| 19 - 29 years | $29 | $36 |
| 30 – 39 years | $34 | $41 |
| 40 – 49 years | $55 | $63 |
| 50 - 59 years | $95 | $108 |
| 60 - 64 years | $121 | $143 |
| 65 – 69 years | $147 | $164 |
| 70 - 79 years | $215 | $280 |
| Age of traveler | Medical maximum $50,000 | Medical maximum $100,000 |
|---|---|---|
| 18 – 29 years | $38 | $44 |
| 30 – 39 years | $48 | $57 |
| 40 – 49 years | $84 | $96 |
| 50 – 59 years | $157 | $179 |
| 60 -64 years | $190 | $213 |
| 65 – 69 years | $253 | $289 |
| 70 – 79 years | $371 | Not available |
Both plans offer solid worldwide travel medical coverage but differ significantly in the level of benefits and protection. Here is a detailed side-by-side comparison:
| Feature | Global Basic | Global Choice |
|---|---|---|
| Starting Cost/Month | $29 | $38 |
| Schengen Visa Coverage | No | Yes |
| Policy Maximum | Up to $1,000,000 | Up to $1,000,000 |
| Deductible Options | $0–$1,000 | $0–$1,000 |
| Acute Onset of Pre-Existing (Under 65) | $25,000 | $50,000 |
| Acute Onset of Pre-Existing (65–79) | $5,000 | $10,000 |
| Emergency Evacuation | $250,000 | $500,000 |
| Return of Mortal Remains | $25,000 | $50,000 |
| Return of Minor Children | $25,000 | $50,000 |
| Trip Interruption | $2,500 | $5,000 |
| Trip Delay | Not covered | $100/day (2-day limit) |
| Dental (Accident) | $250 | $500 |
| Dental (Pain Relief) | $100 | $200 |
| Emergency Eye Exam | Not covered | $100/occurrence |
| Lost Baggage | $250/occurrence | $500/occurrence |
| Adventure Activities | Up to medical max | Up to medical max |
| Age Eligibility | Up to 99 | Up to 99 |
| Coverage Duration | 5 - 364 days | 5 - 364 days |
Seven Corners outbound USA travel medical insurance is essential for:
Note: The plan is available for residents of the 50 United States (excluding New York) and Washington D.C. Plans are not available for residents of Maryland, South Dakota, and Colorado. Coverage does not apply to trips to Antarctica, Cuba, Iran, North Korea, Russia, Syria, Bahrain, Cyprus, Jordan, Kuwait, Oman, Pakistan, Qatar, Saudi Arabia, and the United Arab Emirates.
In addition to comprehensive medical benefits, Seven Corners Travel Medical Excluding USA insurance provides access to a global directory of medical providers worldwide. It also includes access to Seven Corners Assist a multilingual 24-hour emergency support team available to guide you through unexpected medical situations during your international trip. Whether you need help finding a local doctor, coordinating an emergency evacuation, or navigating a foreign healthcare system, Seven Corners Assist is available around the clock to support you.
No matter where you travel outside the USA, Seven Corners Travel Medical Excluding USA covers you with:
Both Seven Corners outbound USA travel insurance plans Travel Medical Excluding USA Basic and Travel Medical Excluding USA Choice are excellent options for Americans traveling internationally outside the USA, offering reliable medical coverage and worldwide protection. The right plan depends on your budget and coverage needs.
Choose Travel Medical Excluding USA Basic if:Travel medical insurance for US residents abroad is a short-term health insurance plan that covers unexpected medical expenses while traveling outside the United States. Both Travel Medical Excluding USA Basic and Travel Medical Excluding USA Choice from Seven Corners provide comprehensive medical coverage for US residents traveling internationally covering emergency hospitalization, doctor visits, prescription medications, emergency evacuation, and more.
Yes. Both plans cover the acute onset of pre-existing conditions a sudden and unexpected flare-up requiring immediate medical treatment. Travel Medical Excluding USA Basic covers up to $25,000 for travelers under 65 and $5,000 for ages 65–79. Travel Medical Excluding USA Choice offers higher limits of up to $50,000 for travelers under 65 and $10,000 for ages 65–79. Travelers aged 80 and above are not covered for pre-existing conditions under either plan.
Yes. Travel Medical Excluding USA Choice is Schengen visa compliant and meets the minimum insurance requirements for Schengen visa applications, including a $0 deductible option and $50,000 minimum coverage. Travel Medical Excluding USA Basic does not meet Schengen visa requirements, so the Choice plan is recommended for US residents visiting Schengen countries.
Seven Corners outbound USA travel medical insurance starts from just $29/month for Travel Medical Excluding USA Basic and $38/month for Travel Medical Excluding USA Choice, for travelers aged 19–29 with a $250 deductible and $50,000 coverage. Costs increase with age and higher coverage limits.
These plans are available exclusively to US residents (excluding those with a mailing address in New York, Maryland, South Dakota, and Colorado) traveling internationally outside the USA for short-term trips ranging from 5 days up to 364 days.
Yes. Both plans are available for travelers up to age 99, making them a solid option for senior US residents needing international medical coverage. Travel Medical Excluding USA Choice is particularly well-suited for American seniors traveling abroad, offering up to $50,000 in pre-existing condition coverage, $500,000 in emergency evacuation, and physiotherapy and chiropractic care coverage.
If your trip includes activities like bungee jumping, scuba diving, skiing, paragliding, or zip lining, you will need additional coverage. Both Travel Medical Excluding USA Basic and Travel Medical Excluding USA Choice offer an optional adventure sports rider, covering these activities up to the plan's medical maximum. Be sure to add this rider at the time of purchase to ensure you are fully protected.
You can buy Seven Corners Travel Medical Excluding USA Basic and Travel Medical Excluding USA Choice insurance online through American Visitor Insurance, where you can easily compare plans, check prices, and purchase coverage instantly. The platform also offers licensed customer support to help you choose the right plan based on your travel needs.
Yes. If you initially buy less than 364 days of coverage, you may extend your policy up to a total of 364 days. A $5 administrative fee is charged for each renewal. Your original effective date is used to calculate your deductible, coinsurance, and pre-existing condition determination.
The best travel insurance for U.S. residents traveling abroad depends on factors like budget, age, health, and trip type. Seven Corners Travel Medical Excluding USA is a top choice, offering two reliable plan options.
Travel Medical Excluding USA Basic is ideal for younger, healthy travelers seeking affordable coverage starting from $29/month, including hospitalization, evacuation up to $250,000, and limited pre-existing condition coverage.
Travel Medical Excluding USA Choice offers higher protection with $500,000 evacuation, enhanced pre-existing condition coverage, physiotherapy, trip delay benefits, and Schengen visa compliance well suited for seniors and frequent travelers. Both plans are underwritten by HDI Global Specialty SE (A+ rated by AM Best) and are available for easy online purchase.
Yes. Seven Corners Travel Medical Excluding USA covers U.S. residents traveling outside the United States for up to 364 days (excluding New York residents). It includes medical care, evacuation, pre-existing condition coverage, and travel benefits, with Basic and Choice plan options available. Coverage ends upon return to the U.S., and some country restrictions apply.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.