What Is Travel Medical Excluding USA Basic Insurance?
Travel Medical Excluding USA Basic Insurance by Seven Corners is a comprehensive travel medical insurance plan for U.S. residents traveling outside the USA, offering international medical coverage and acute onset of pre-existing condition benefits for travelers under 79.
International medical insurance provides important protection for illnesses and injuries that can occur when you travel abroad. Unlike your domestic health insurance, which is designed primarily to cover you within the United States, Travel Medical Excluding the USA Basic extends its coverage beyond the U.S. borders, offering peace of mind wherever your travels take you.
After buying the plan, Traveler can get all the plan document by using cheap travel insurance outside USA with medical coverage login. At American Visitor Insurance, USA Travelers can contact the Travel Medical Basic insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Travel Medical Excluding USA Basic Insurance Reviews
What Are the Maximum Coverage Limits of Travel Medical Excluding USA Basic Travel Insurance?
The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Travel Medical Excluding USA Basic visitor insurance. Once reached, no other benefits will be available. Travel Medical Excluding USA Basic insurance has policy maximum options of $50,000, $100,000, $500,000, $1,000,000.
What Is the Deductible for Travel Insurance Excluding USA Coverage?
The deductible is the Dollar amount that insured travelers need to pay for coverage before the Travel Medical Excluding USA Basic travel insurance actually starts to pay. Seven Corners Travel Medical Excluding USA Basic plan has deductible options of $0, $100, $250, $500, $1,000.
Why Should I Buy Travel Medical Outbound USA Basic Insurance?
Travel Medical Outbound USA Basic insurance provides essential coverage for unexpected medical expenses while traveling outside the U.S. It helps cover hospitalization, emergency treatment, and evacuation costs, which can be very expensive abroad.
Top reasons to choose the Travel Medical Excluding USA Basic plan include:- Comprehensive Medical Coverage – Covers hospitalization, doctor visits, urgent care, and emergency medical treatment during your travel outside the USA.
- High Medical Coverage Limits – Choose from $50,000, $100,000, $500,000, or $1,000,000 in coverage for strong financial protection against unexpected medical expenses.
- Acute Onset of Pre-Existing Conditions – Covers acute onset of pre-existing conditions for eligible travelers under 79 years of age.
- Budget Friendly Travel Insurance – Ideal low-cost travel medical insurance excluding the USA with essential benefits and reliable protection.
- Global Provider Access – Get access to a wide network of healthcare providers worldwide for quality medical care abroad.
- Trip Interruption Benefits – Covers unexpected trip interruptions due to covered medical emergencies during international travel.
- Baggage Loss Protection – Offers coverage for loss of checked baggage and personal belongings during your trip.
- Flexible Coverage Duration – Plans available from a 5 days up to 364 days , ideal for both short-term and long-term international travel.
- 24/7 Travel Assistance Services – Round-the-clock support for medical emergencies, travel help, and coordination services.
Who Is Eligible for Travel Medical Excluding USA Basic Insurance Plan?
- The plan is available for Non US residents traveling to the US.
- Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
- Coverage is valid only for international travel excluding the USA.
- Suitable for travelers planning trips for business, vacation, or visiting other countries.
Can the Travel Medical Excluding USA Basic Insurance Be Extended or Renewed?
The Travel Medical Basic plan can be renewed if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
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How Much Does Travel Medical Excluding USA Basic Insurance Cost Per Month in 2026?
The Seven Corners travel medical basic plan cost per month ranges between $29 to $280. The cost of travel insurance is determined by factors such as
- Traveler’s age
- Trip Duration
Understandably, the cost of Travel Medical Excluding USA Basic is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.
Here we are showing Travel Medical Excluding USA Basic travel insurance cost per month with a deductible of $250.
| Age of Traveler | Medical Maximum $50,000 | Medical Maximum $100,000 |
|---|---|---|
| 19 - 29 years | $29 | $36 |
| 30 – 39 years | $34 | $41 |
| 40 – 49 years | $55 | $63 |
| 50 - 59 years | $95 | $108 |
| 60 - 64 years | $121 | $143 |
| 65 – 69 years | $147 | $164 |
| 70 - 79 years | $215 | $280 |
For senior travelers aged 80 to 99, the cost is $413, with a maximum coverage of $10,000 and a deductible of $250.
What Are the Benefits of Travel Medical Outbound USA Basic Insurance?
-
Hospital room and board help URC to medical maximum Emergency Room Services help URC to medical maximum Local Ambulance Benefit Up to medical maximum Extension of Benefits to Home Country Up to $5,000. Incidental Trips to Home Country $5,000 (available with 30 days of coverage) Terrorist Activity Up to $10,000 Dental — Sudden Relief of Pain $100 (available with 30 days of coverage) Dental — Accident $250 -
Emergency medical evacuation help $250,000 [separate from medical maximum] Emergency reunion help $2,000 Return of mortal remains or cremation/burial help $25,000 Return of minor children help Up to $25,000 Political evacuation and repatriation help $10,000 Natural disaster evacuation help $25,000 maximum limit Acute Onset of Pre-Existing Conditions help
(80 years and above are not covered)Ages 14 days to 64 years: $25,000
Ages 65 to 79 years: $5,000Adventure Activities Up to medical maximum
What Is Covered Under Acute Onset in Travel Medical Excluding USA Basic Insurance?
Cheap travel insurance outside USA coverage provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.
Coverage Limits- Ages 14 days to 64 years: $25,000
- Ages 65 to 79 years:$5,000
A pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:
- You were diagnosed
- You received treatment
- Treatment was recommended
- A doctor can reasonably confirm the condition existed, even if undiagnosed or not disclosed
It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.
🔔 Why Should I Buy Seven Corners Insurance Plans on American Visitor Insurance?
Buying Seven Corners insurance through American Visitor Insurance is a smart choice for visitors to the United States. It provides reliable travel medical insurance for USA visitors, covering unexpected illness, and emergency medical expenses where healthcare costs are high.
- Trusted Provider - Buy Seven Corners travel insurance through American Visitor Insurance, a licensed agency specializing in visitor medical insurance for USA travelers.
- Easy Plan Comparison - you can quickly compare Seven Corners plans, coverage limits, and deductibles to choose the best USA visitor insurance plan for your trip.
- Affordable Pricing - Seven Corners offers budget-friendly travel medical insurance with competitive rates based on age, trip duration, and coverage amount.
- Quick Online Purchase - Buy online in minutes with instant confirmation, immediate coverage options, and a free look period.
- Expert Support - Get professional assistance from American Visitor Insurance to help with plan selection, coverage questions, and claims guidance.
In short, buying Seven Corners travel insurance through American Visitor Insurance ensures you get reliable coverage, competitive rates, and personalized support for safe and worry-free travel.
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
What Optional Riders Are Included in Travel Medical Excluding USA Basic Insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Adventure Activities Coverage- Covers up to medical maximum
- The company will reimburse you for covered expenses up to the amount in the schedule of benefits resulting from an injury sustained while participating in any of the following activities:
- Bungee jumping; caving; hang gliding; hot air ballooning as a passenger; jet skiing; kayaking, excluding white water; motorcycle up to 250cc or motor scooter riding whether as a passenger or a driver; Micromobility Vehicle(s); non-hunting safaris, including boat safaris, bush walking, camping or lodging, game drives, horseback or camel safaris, night safaris, or walking safaris; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; Sky Diving in tandem with an instructor; snowmobiling; spelunking; surfing, bodyboarding, or wakeboard riding waves up to two (2) feet high as forecasted by the National Weather Service or similar government entity; water skiing; windsurfing; or zip lining.
What Is the Travel Medical Outside USA Basic Insurance PPO Network?
If you need help finding a medical provider, visit Wellabroad.com to use Seven Corners’ International Provider Directory. You will find a summary of the provider’s services and the payment options they offer. Not all providers will bill directly to Seven Corners, so review the Provider Type to make sure you understand how billing will be handled.
Travel Medical Excluding USA Basic Health Insurance - FAQs
Since 1993, Seven Corners has been delivering top-tier travel insurance for both domestic and international trips. The Seven Corners Assist team has also supported millions of travelers with various needs, including medical evacuations, translation services, and other travel-related assistance.
US citizen traveling outside USA can buy this plan. To be eligible for coverage under this plan, travelers must be residents of one of the 50 United States (excluding New York) or Washington, D.C., and must be at least 14 days old.
After completing your purchase, you will instantly receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is a legal document that outlines the details of your coverage, including a list of exclusions. We recommend reviewing the plan document to fully understand how your Travel Medical plan works.
This plan offers customizable medical benefits for up to 364 days, COVID-19 coverage up to the selected medical maximum, and up to $500,000 in Emergency Medical Evacuation protection.
Travel health insurance for US residents traveling overseas is available for US citizens visiting outside USA for short term.
What Are the Restrictions of Travel Medical Excluding USA Basic Insurance?
The geographic restrictions for best visitor insurance excluding USA
- State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
- Residence Country Restrictions: The plan will not accept an address in United States, Australia, Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria, U.S. Virgin Islands.
- Destination Restrictions: The plan will not cover trips to Antarctica, Cuba, Iran, North Korea, Russia, Syria, Bahrain, Cyprus, Jordan, Kuwait, Oman, Pakistan, Qatar, Saudi Arabia, and the United Arab Emirates.
How Do I File a Claim With Travel Medical Excluding USA Basic Insurance?
To file a claim with Travel Medical Excluding USA Basic Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-888-484-0827
Submit Documents
Mail to Seven Corners, Inc.Attn: Claims PO Box 211760 Eagan, MN 55121.
Email Help
customerservice@sevencorners.com
What Is the Pre-Certification Requirement for Travel Medical Outbound USA Basic Insurance?
Travel Medical Outbound USA Basic Insurance Pre-Certification
The following expenses must always be pre-certified in the U.S. only:
- Outpatient surgeries or procedures;
- Inpatient surgeries, procedures, or stays including those for rehabilitation;
- Diagnostic procedures including MRI, MRA, CT, and PET Scans;
- Chemotherapy;
- Radiation therapy;
- Physical and occupational therapies;
- Home infusion therapy;
- Home Health Care.
To comply with the pre-certification requirements, you must:
- Contact Seven Corners Assist before the expense is incurred;
- Comply with Seven Corners Assist’s instructions;
- Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. Failure to comply with pre-certification requirements
If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:
- Eligible medical expenses will be reduced by 25%; and
- The deductible will be subtracted from the remaining amount; and
- Coinsurance will be applied.
Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.
Travel Medical Outbound USA Basic Insurance – Exclusions
- Pre-Existing Condition(s) except as waived under Waiver of Pre-Existing Conditions and Acute Onset of Pre-Existing Conditions.
- Claims not received by the Company or Administrator within ninety (90) days of the date of service:
- Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
- Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
- Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
- False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye- glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
- Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
- Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
- Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
- Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
