Travel Medical Excluding USA Choice Insurance

Medical coverage for U.S. residents traveling internationally

Travel Medical Excluding USA Choice Insurance

Medical coverage for U.S. residents traveling internationally

What is Travel Medical Excluding USA Choice insurance?

Travel Medical Excluding USA Choice insurance offers Comprehensive benefit medical insurance for US residents traveling outside USA. This offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years.

International medical insurance provides important protection for illnesses and injuries that can occur when you travel abroad. Unlike your domestic health insurance, which is designed primarily to cover you within the United States, Travel Medical Excluding the USA Choice extends its coverage beyond the U.S. borders, offering peace of mind wherever your travels take you.

After buying the plan, Traveler can get all the plan document by using Travel Medical Excluding USA Choice insurance login. At American Visitor Insurance, USA Travelers can contact the Travel Medical Choice insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Travel Medical Choice Insurance Reviews

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Insurance provider
Seven Corners
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Policy maximum
Maximum limits from $50k, $100k, $500k, $1M
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Period of Coverage
5 days to 12 months.
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Deductible options
Deductible options from
$0, $100, $250, $500, $1,000
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Rating
A+ (Superior) by AM Best 2024
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Underwriter
HDI Global Specialty SE
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Best for
  • US citizens visiting Outside USA
  • Insurance for US residents

How much is Travel medical outbound insurance coverage?

The policy maximum amount of coverage is the cumulative total amount of dollar amount benefit that is available by Visitors Preferred insurance. Once reached, no other benefits will be available. Visitors Preferred insurance has policy maximum options of $50,000, $1,00,000, $500,000 and $1,000,000 .

What is a deductible in Travel Medical outside USA Choice insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the Visitors Preferred travel insurance actually starts to pay. Visitors Preferred insurance has deductible options of $0, $100, $250, $500, $1,000 per Insured Person.

What are the key highlights of Travel Medical Excluding USA Choice insurance?

  • Comprehensive plan for US residents traveling outside USA
  • Acute on set of pre-existing conditions covered up to 79 years.
  • Coverage available from 5 days to 364 days.
  • Benefit period is 180 days to receive treatment from the date of an injury or illness.
  • Emergency medical evacuation covered up to $500,000
  • This plan meets schengen visa requirments
  • Offers optional coverage for adventure sports and other sports activities

Who is eligible for Travel Medical Excluding USA Choice insurance plan?

  • Available for US residents traveling to Outside USA
  • For ages 14 days to 99 years.
  • Travelers must be residents of one of the 50 United States (other than New York) or Washington, D.C.
  • This plan is not available to residents of New York and Washington, D.C .

How much does Travel Medical Outside USA choice insurance cost per month?

The Travel medical excluding usa cost per month ranges between $38 to $433. This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.

For Example here we are showing Travel medical choice travel insurance cost for one month with deductible of $250.

Age of traveler Medical maximum $50,000 Medical maximum $100,000
18 – 29 years $38 $44
30 – 39 years $48 $57
40 – 49 years $84 $96
50 – 59 years $157 $179
60 -64 years $190 $213
65 – 69 years $253 $289
70 – 79 years $371 Not available

For senior travelers aged 80 to 99, the cost is $433, with a maximum coverage of $10,000 and a deductible of $250.

What are the benefits of Travel Medical Excluding USA Choice insurance?

  • Hospital room and board URC to medical maximum
    Emergency Room Services URC to medical maximum
    Local Ambulance Benefit Up to medical maximum
    Physiotherapy and Chiropractic Care $50 per visit, 10 visits maximum
    Extension of Benefits to Home Country Up to $10,000.
    Incidental Trips to Home Country $10,000 (available with 30 days of coverage)
    Terrorist Activity Up to $25,000
    Dental — Sudden Relief of Pain $200 (available with 30 days of coverage)
    Dental — Accident $500
  • Emergency medical evacuation $500,000 [separate from medical maximum]
    Emergency reunion $2,000
    Return of mortal remains or cremation/burial $50,000
    Return of minor children Up to $50,000
    Political evacuation and repatriation $10,000
    Natural disaster evacuation $25,000 maximum limit
  • Trip interruption $5,000 maximum limit
    Trip Delay $100 per day, 2-day limit per occurrence
    Loss of Checked Baggage $50 per article / $500 per occurrence
  • Acute Onset of Pre-Existing Conditions
    (80 years and above are not covered)
    Ages 14 days to 64 years: $50,000
    Ages 65 to 79 years: $10,000
  • Adventure Activities Up to medical maximum

What Optional Riders are included in Travel Medical Choice insurance?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

 Adventure sports

  • Covers up to medical maximum
  • The company will reimburse you for covered expenses up to the amount in the schedule of benefits resulting from an injury sustained while participating in any of the following activities:
    • Bungee jumping; caving; hang gliding; hot air ballooning as a passenger; jet skiing; kayaking, excluding white water; motorcycle up to 250cc or motor scooter riding whether as a passenger or a driver; Micromobility Vehicle(s); non-hunting safaris, including boat safaris, bush walking, camping or lodging, game drives, horseback or camel safaris, night safaris, or walking safaris; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; Sky Diving in tandem with an instructor; snowmobiling; spelunking; surfing, bodyboarding, or wakeboard riding waves up to two (2) feet high as forecasted by the National Weather Service or similar government entity; water skiing; windsurfing; or zip lining.

What is the Travel Medical Outside USA Choice Insurance PPO network?

If you need help finding a medical provider, visit Wellabroad.com to use Seven Corners’ International Provider Directory. You will find a summary of the provider’s services and the payment options they offer. Not all providers will bill directly to Seven Corners, so review the Provider Type to make sure you understand how billing will be handled.

Travel Medical Outbound USA Choice Insurance faqs

1. Why should I choose Seven Corners Travel Medical Insurance?

Since 1993, Seven Corners has been delivering top-tier travel insurance for both domestic and international trips. The Seven Corners Assist team has also supported millions of travelers with various needs, including medical evacuations, translation services, and other travel-related assistance.

2. Who can buy a Seven Corners Travel Medical Excluding USA Choice plan?

US citizen traveling outside USA can buy this plan. To be eligible for coverage under this plan, travelers must be residents of one of the 50 United States (excluding New York) or Washington, D.C., and must be at least 14 days old.

3. What documents do I receive after buying travel insurance from Seven Corners?

After completing your purchase, you will instantly receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is a legal document that outlines the details of your coverage, including a list of exclusions. We recommend reviewing the plan document to fully understand how your Travel Medical plan works.

4. Why can i choose Travel Medical Excluding the USA Choice?

This plan offers customizable medical benefits for up to 364 days, COVID-19 coverage up to the selected medical maximum, and up to $500,000 in Emergency Medical Evacuation protection.

5. Does Travel Medical Excluding the USA Choice insurance cover pre-existing conditions?

Yes, the Travel Medical Excluding the USA Choice insurance covers acute on set of pre-existing condtions Up to the maximum limit.(Insured person must be under 79 years of age).

6. Can Non US residents buy Travel Medical outside USA Choice insurance?

Travel Medical Excluding the USA Choice Insurance is available for US citizens visiting outside USA for short term.

How do I file a claim with Travel Medical Choice Insurance?

To file a claim with Seven Corners Travel Medical Choice Insurance, follow these steps:

  1. Download the Claims Form: Access the Travel Medical Choice insurance claims form online.
  2. Contact Customer Support: Call the toll-free number 1-317-575-2652 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: Fax:317-575-2256, Seven Corners, Inc., Attn: Claims, PO Box 211760, Eagan, MN 55121.
  4. Email Assistance: For additional help or inquiries, email claims@sevencorners.com.
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What are the restrictions of Travel Medical Excluding USA Choice Insurance?

Travel Medical Excluding USA Choice Insurance is not offering coverage for New York and Washington residents.

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Travel Medical Excluding USA Choice insurance related coverage

Travel Medical Excluding USA Basic

Chepest outbound insuranceAcute onset of pre-existing conditions

  • US citizens traveling outside can buy this plan.
  • Benefit period is 180 days to receive treatment from the date of an injury or illness.