Travel Medical Excluding USA Choice Insurance
Medical coverage for U.S. residents traveling internationally,from less than $2/dayWhat Is Travel Medical Excluding USA Choice Insurance?
Seven Corners Travel Medical Excluding USA Choice is a comprehensive travel medical plan for U.S. residents traveling internationally, offering coverage for medical emergencies and hospitalization. It also includes coverage for acute onset of pre-existing conditions for travelers under 79 years.
International medical insurance provides important protection for illnesses and injuries that can occur when you travel abroad. Unlike your domestic health insurance, which is designed primarily to cover you within the United States, Travel Medical Excluding the USA Choice extends its coverage beyond the U.S. borders, offering peace of mind wherever your travels take you.
After buying the plan, Traveler can get all the plan document by using Travel Medical Excluding USA Choice visitor insurance login. At American Visitor Insurance, USA Travelers can contact the Travel Medical Choice insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Travel Medical Excluding USA Choice Insurance Reviews
What Is the Coverage Limit of Travel Medical Outbound Insurance?
The policy policy maximum in Travel Medical Outbound insurance is the total coverage limit available for medical expenses. Once this limit is reached, no further benefits are paid. Travel Medical Outbound insurance offers coverage options of $50,000, $100,000, $500,000, and $1,000,000, giving travelers flexible travel medical insurance coverage choices.
What Is the Deductible in Travel Medical Excluding USA Choice Insurance?
The deductible is the Dollar amount that insured travelers need to pay for coverage before the Travel Medical Outbound insurance actually starts to pay. Travel Medical Outbound insurance has deductible options of $0, $100, $250, $500, $1,000 per Insured Person.
Why Should I Buy Travel Medical Excluding USA Choice Insurance?
Travel Medical Excluding USA Choice coverage is a reliable and affordable option for travelers who need medical coverage outside the United States. It helps cover unexpected illnesses, injuries, and emergency medical expenses during international trips.
Top reasons to choose the Travel Medical Excluding USA Choice plan include:- Comprehensive Medical Coverage – Covers emergency hospitalization, doctor visits, urgent care, and prescription drugs during international travel outside the USA.
- High Coverage Limits – Choose from $50,000, $100,000, $500,000, or $1,000,000 in medical maximum for strong financial protection abroad.
- Acute Onset of Pre-Existing Conditions – Covers sudden and unexpected flare ups of pre-existing conditions for eligible travelers under 79 years of age.
- Emergency Medical Evacuation – Up to $500,000 in coverage for medically necessary evacuation to the nearest appropriate facility.
- Trip Interruption & Delay Protection – Covers non-refundable trip expenses lost due to covered medical emergencies.
- Baggage Loss Protection – Provides coverage for lost checked baggage and personal belongings during your trip.
- Adventure Activities Coverage – Optional rider covering adventure sports and activities for active international travelers.
- Flexible Coverage Duration – Available from 5 to 364 days, suitable for both short-term and long-term international travel.
- 24/7 Emergency Travel Assistance – Round-the-clock multilingual support for medical emergencies and travel coordination worldwide.
- Schengen Visa Compliant – Meets Schengen visa insurance requirements with a $0 deductible and $50,000 minimum coverage option.
Who Is Eligible for Travel Medical Outbound USA Choice Insurance Plan?
- U.S. Residents Only – The plan is available exclusively for residents of the 50 United States (excluding New York) and Washington D.C.
- Minimum Age Requirement – Travelers must be at least 14 days to 99 years.
- International Travel Only – Coverage is valid solely for international trips outside the USA, provided you are traveling outside your home country.
- Individuals & Families – Available for individual travelers, couples, and families, including unmarried dependent children traveling outside their home country.
- Trip Purpose – Suitable for vacation, business travel, visiting other countries, or any other short-term or long-term international travel.
How Much Does Travel Medical Outside USA Choice Insurance Cost Per Month in 2026?
The Travel medical excluding usa cost per month ranges between $38 to $433. The cost of travel insurance is determined by factors such as
- Traveler’s age
- Trip Duration
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.
For Example here we are showing Travel medical choice travel insurance cost for one month with deductible of $250.
| Age of traveler | Medical maximum $50,000 | Medical maximum $100,000 |
|---|---|---|
| 18 – 29 years | $38 | $44 |
| 30 – 39 years | $48 | $57 |
| 40 – 49 years | $84 | $96 |
| 50 – 59 years | $157 | $179 |
| 60 -64 years | $190 | $213 |
| 65 – 69 years | $253 | $289 |
| 70 – 79 years | $371 | Not available |
For senior travelers aged 80 to 99, the cost is $433, with a maximum coverage of $10,000 and a deductible of $250.
What Are the Benefits of Travel Medical Outbound USA Choice Insurance?
-
Hospital room and board help URC to medical maximum Emergency Room Services help URC to medical maximum Local Ambulance Benefit Up to medical maximum Physiotherapy and Chiropractic Care $50 per visit, 10 visits maximum Extension of Benefits to Home Country Up to $10,000. Incidental Trips to Home Country $10,000 (available with 30 days of coverage) Terrorist Activity Up to $25,000 Dental Sudden Relief of Pain $200 (available with 30 days of coverage) Dental Accident $500 -
Emergency medical evacuation help $500,000 [separate from medical maximum] Emergency reunion help $2,000 Return of mortal remains or cremation/burial help $50,000 Return of minor children help Up to $50,000 Political evacuation and repatriation help $10,000 Natural disaster evacuation help $25,000 maximum limit Acute Onset of Pre-Existing Conditions help
(80 years and above are not covered)Ages 14 days to 64 years: $50,000
Ages 65 to 79 years: $10,000Adventure Activities Up to medical maximum
What Is Covered Under Acute Onset in Travel Medical Outbound USA Choice Insurance?
Cheap travel insurance outside USA coverage provides limited emergency coverage for the acute onset of pre-existing conditions, meaning a sudden and unexpected flare-up that requires immediate medical treatment during your U.S. visit.
Coverage Limits- Ages 14 days to 64 years: $50,000
- Ages 65 to 79 years: $10,000
A pre-existing condition is any illness or injury that existed within 36 months before your coverage start date. This includes cases where:
- You were diagnosed
- You received treatment
- Treatment was recommended
- A doctor can reasonably confirm the condition existed, even if undiagnosed or not disclosed
It also covers chronic issues, ongoing symptoms, complications, or recurring problems related to that condition.
🔔 Why Should I Buy Seven Corners Insurance Plans on American Visitor Insurance?
Buying Seven Corners insurance through American Visitor Insurance is a smart choice for visitors to the United States. It provides reliable travel medical insurance for USA visitors, covering unexpected illness, and emergency medical expenses where healthcare costs are high.
- Trusted Provider - Buy Seven Corners travel insurance through American Visitor Insurance, a licensed agency specializing in visitor medical insurance for USA travelers.
- Easy Plan Comparison - you can quickly compare Seven Corners plans, coverage limits, and deductibles to choose the best USA visitor insurance plan for your trip.
- Affordable Pricing - Seven Corners offers budget-friendly travel medical insurance with competitive rates based on age, trip duration, and coverage amount.
- Quick Online Purchase - Buy online in minutes with instant confirmation, immediate coverage options, and a free look period.
- Expert Support - Get professional assistance from American Visitor Insurance to help with plan selection, coverage questions, and claims guidance.
In short, buying Seven Corners travel insurance through American Visitor Insurance ensures you get reliable coverage, competitive rates, and personalized support for safe and worry-free travel.
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
What Optional Riders Are Included in Travel Medical Outbound USA Choice Insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Adventure sports- Covers up to medical maximum
- The company will reimburse you for covered expenses up to the amount in the schedule of benefits resulting from an injury sustained while participating in any of the following activities:
- Bungee jumping; caving; hang gliding; hot air ballooning as a passenger; jet skiing; kayaking, excluding white water; motorcycle up to 250cc or motor scooter riding whether as a passenger or a driver; Micromobility Vehicle(s); non-hunting safaris, including boat safaris, bush walking, camping or lodging, game drives, horseback or camel safaris, night safaris, or walking safaris; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; Sky Diving in tandem with an instructor; snowmobiling; spelunking; surfing, bodyboarding, or wakeboard riding waves up to two (2) feet high as forecasted by the National Weather Service or similar government entity; water skiing; windsurfing; or zip lining.
What Is the Travel Medical Outside USA Choice Insurance PPO Network?
If you need help finding a medical provider, visit Wellabroad.com to use Seven Corners’ International Provider Directory. You will find a summary of the provider’s services and the payment options they offer. Not all providers will bill directly to Seven Corners, so review the Provider Type to make sure you understand how billing will be handled.
Travel Medical Outbound USA Choice Insurance FAQ's
Since 1993, Seven Corners has been delivering top-tier travel insurance for both domestic and international trips. The Seven Corners Assist team has also supported millions of travelers with various needs, including medical evacuations, translation services, and other travel-related assistance.
US citizen traveling outside USA can buy this plan. To be eligible for coverage under this plan, travelers must be residents of one of the 50 United States (excluding New York) or Washington, D.C., and must be at least 14 days old.
After completing your purchase, you will instantly receive a receipt, a summary of your benefits, an ID card, and a copy of the plan document. The plan document is a legal document that outlines the details of your coverage, including a list of exclusions. We recommend reviewing the plan document to fully understand how your Travel Medical plan works.
This plan offers customizable medical benefits for up to 364 days, COVID-19 coverage up to the selected medical maximum, and up to $500,000 in Emergency Medical Evacuation protection.
Travel Medical Excluding the USA Choice Insurance is available for US citizens visiting outside USA for short term.
You can buy Travel Medical Outbound USA insurance online from American Visitor Insurance.the American Visitor Insurance is recommended for comparing plans, checking reviews, and finding the best price before purchase.
What Are the Restrictions of Best Travel Medical Insurance Excluding USA?
The geographic restrictions for best visitor insurance excluding USA
- State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
- Residence Country Restrictions: The plan will not accept an address in United States, Australia, Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria, U.S. Virgin Islands.
- Destination Restrictions: The plan will not cover trips to Antarctica, Cuba, Iran, North Korea, Russia, Syria, Bahrain, Cyprus, Jordan, Kuwait, Oman, Pakistan, Qatar, Saudi Arabia, and the United Arab Emirates.
How Do I File a Claim with Travel Medical Outbound Insurance?
To file a claim with Travel medical outbound insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-888-484-0827
Submit Documents
Mail to Seven Corners, Inc.Attn: Claims PO Box 211760 Eagan, MN 55121.
Email Help
customerservice@sevencorners.com
What Is the Pre-Certification Requirement for Travel Medical Outbound USA Choice Insurance?
Travel Medical Outbound USA Choice Insurance Pre-Certification
The following expenses must always be pre-certified in the U.S. only:
- Outpatient surgeries or procedures;
- Inpatient surgeries, procedures, or stays including those for rehabilitation;
- Diagnostic procedures including MRI, MRA, CT, and PET Scans;
- Chemotherapy;
- Radiation therapy;
- Physical and occupational therapies;
- Home infusion therapy;
- Home Health Care.
To comply with the pre-certification requirements, you must:
- Contact Seven Corners Assist before the expense is incurred;
- Comply with Seven Corners Assist’s instructions;
- Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. Failure to comply with pre-certification requirements
If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:
- Eligible medical expenses will be reduced by 25%; and
- The deductible will be subtracted from the remaining amount; and
- Coinsurance will be applied.
Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.
Travel Medical Outbound USA Choice Insurance – Exclusions
- Pre-Existing Condition(s) except as waived under Waiver of Pre-Existing Conditions and Acute Onset of Pre-Existing Conditions.
- Claims not received by the Company or Administrator within ninety (90) days of the date of service:
- Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
- Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
- False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye- glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
- Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
- Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
- Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
- Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
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