Are you planning a visit to the United States? The US is one of the more popular destinations among international travelers, international students and expatriates. The reason for your travel may vary from visiting relatives, going on a vacation, part of your education or on a business meeting. The United States sees a large number of international travelers throughout the year. While outside one's home country travelers need to ensure that they have all necessary travel documents to have a hassle free visit.
One finds that quite often visitors in the US are unaware of certain rules and the way the US system works, particularly with reference to healthcare. It can be a nightmare if the traveler is caught in an unforeseen situation and is unprepared for it. The US health care cost for visitors to USA is one such factor. While outside his/her home country the traveler is exposed to different environment which can cause health related issues and may need immediate medical treatment.
The medical care system in USA is very sophisticated but the cost of treating a medical emergency is also very expensive. Being a foreign visitor and getting treated in an US hospital can cripple a vacation because of the unfamiliarity to the US health care system. While outside one's home country, the domestic insurance usually will not cover medical expenses incurred in an international countryIt is therefore strongly recommended that one buys Visitor medical insurance before leaving for the United States to be secure in the event of a medical emergency and a financially catastrophic situation.
Visitor Insurance plans are available and can be purchased online for people traveling outside their home country. They are broadly classified as Fixed and Comprehensive! Here is a detail description of the difference between Fixed and Comprehensive plans. It is important to understand the difference in order to choose the right plan for the specific situation. However,, comprehensive plans are highly recommended for customers for their flexible benefits.
Seven Corners have released their new version of Inbound USA plan that comes in 3 variants namely Travel Medical USA Visitor Basic, Travel Medical USA Visitor Choice. These are fixed plans but they are popular for their benefits and affordability. Inbound plan is the cheapest visitor insurance plan and is economical for visitors who want to buy an inexpensive plan.
This plan is the cheapest of the among the 3 variants of Inbound USA plan. This is a Fixed plan and covers acute onset of pre existing conditions up to the age of 79. Non US citizens coming to the US are eligible to buy this plan. This plan is available for the spouse and their dependents. This plan provides a policy maximum starting from $50,000 and goes up to $150,000 with a range of options in between these policy maximum with a difference of $25,000 for people up to age 69. For people of age range 70~99, this plan provides policy maximum options of $50,000, $75,000 and $100,000.
This insurance will refund the amount paid for the plan if the plan gets cancelled before the effective date of the plan. If the cancellation occurs after the effective start date of the plan, then unused portion of the paid amount will be refunded deducting the cancellation fee in case there are no claims filed. The Travel Medical USA Visitor Basic brochure can be reviewed for more plan details and benefits information. This plan provides $50,000 for people up to age 69 for acute onset of pre existing coverage and provides $25,000 for people above 70 up to 79.
Covers hospital expenses for sickness or accidents.
Insures Doctor visits for sudden injury or sickness.
Doctor prescribed eligible pharmacy drugs expenses.
Some plans insure acute onset of pre-existing conditions coverage.
Medical evacuation expenses to nearest facility included.
Repatriation of remains to home country included.
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I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100.
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I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need.
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Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.
A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.
The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense.
We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries. We can get you the best visitor medical insurance in USA. We offer Travel Medical USA Visitor Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.
Frequently asked questions and answer about travel insurance plans.
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