Travel Medical USA Visitor Choice Insurance, Seven Corners Travel Medical USA Visitor Choice cheap visitor Insurance with pre-existing condition coverage

Travel Medical USA Visitor Choice Insurance

Seven Corners has designed Travel Medical USA Visitor Choice insurance as an affordable scheduled benefit plan for visitors to USA. Travel Medical USA Visitor Choice US health insurance is ideal for parents and older travelers traveling to the US. This plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years.Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days.

Key Benefits of Travel Medical USA Visitor Choice

Acute onset of a pre-existing condition

Emergency medical evacuation

Private Duty Nursing

Dental Emergency

Renewability

Physiotherapy

Travel Medical USA Visitor Choice Reviews

Policy maximum

Ages 14 Days to 69 years:$50k $100k $150k
Ages 70 to 99 years:$50k $100k

Deductible options

Ages 14 Days to 69 years:$0 $50 $100
Ages 70 to 99 years: $100 $200

Insurance provider
Seven Corners

Travel Medical USA Visitor Choice Rating
AM Best Rating: "A" (Excellent)

Travel Medical USA Visitor Choice Underwriter
Crum & Forster, SPC

Plan life 5 days to 364 days.
Travel Medical USA Visitor Choice Insurance can be extended or renewed online up to a total of 1,092 days.

Travel Medical USA Visitor Choice links

Travel Medical USA Visitor Choice Insurance - Key Highlights

This is another variant of the Choice plan that provides a policy maximum of up to $150k for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100k
This plan is also for Non US residents coming to the US.
Some of the expenses for the benefits like chemotherapy, radiation therapy...need pre certification
Some of the expenses for the benefits like chemotherapy, radiation therapy, including diagnostic procedures...need pre certification
Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75k coverage and people above 70 years get $25k coverage for this benefit.
Mental and nervous disorder and substance abuse is covered like any other illness
Travel Medical USA Visitor Choice visitor insurance by SevenCorners is an affordable visitor travel insurance option for international travelers visiting the USA. Travel Medical USA Visitor Choice is a fixed benefit visitors insurance plan, where the price is affordable even for longer trips and is extendable up to 1,092 days. Travel Medical USA Visitor Choice travel medical insurance offers coverage for acute onset of pre-existing condition up to 79 years.

Seven Corners Travel Medical USA Visitor Choice Insurance Summary

What is the eligibility to buy Travel Medical Choice Insurance

It provides coverage for Non US citizen traveling to the U.S.
This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Travel Medical USA Visitor Choice Refund

Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

Travel Medical USA Visitor Choice - PPO network

Provider network and how to find hospital or doctor? Seven Corners maintains a wide network of health care providers.
In US there are 2 options: United health care and PHCS Out of Area Network.
You need to check your insurance card to find any one of the below 2 logos:

Outside US: Wellabroad.com to use Seven Corners’ International Network
For the United healthcare PPO network
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
Do not say "I have Travel Medical plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
Find Provider Network

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Plan benefits ofTravel Medical USA Visitor Choice Insurance

Lifetime Plan Maximum (The maximum amount payable for the total period of coverage.)	$1,000,000
Medical Maximum Options (Worldwide Excluding the United States)	Ages 14 days to 69 years: $50k; $100k; $150k Ages 70 to 99 years: $50k; $100k
Deductible Options (Worldwide Excluding the United States)	Ages 14 days to 69 years: $0; $50; $100 Ages 70 to 99 years: $100; $200

Hospital Room & Board, including Laboratory Tests, X-Rays, Prescription Medication, Extended Care Facility and other	$2,000 per day, 30-day maximum
Hospital Intensive Care Unit	Additional $750 per day, 8-day maximum
Surgery(Inpatient & Outpatient)	Up to $5k
Anesthetist(Inpatient & Outpatient)	Up to $1,000
Assistant Surgeon(Inpatient & Outpatient)	Up to $1,000
Physician Visits, including Urgent Care(Inpatient & Outpatient)	$100 per visit, 1 per day, 30 visits maximum
Private Duty Nursing	Up to $650
Pre-Admission Tests within 7 days of Hospital admission	Up to $750
Diagnostic Basic(X-ray & Laboratory Tests)	Up to $750
Diagnostic Comprehensive (PET, CAT, MRI)	Up to $1,250
Prescription Drugs and Medications	$350 per period of coverage
Outpatient Surgical Facility	Up to $1,000
Mental Illness including Substance Abuse	Same as any Illness
Medical Equipment Rental	$1,500
Physiotherapy	$60 per visit, 1 per day, 12 visits maximum
Pre-certification	25% penalty

Local Ambulance $500

Hospital emergency room Up to $600

Benefit period	180 days
Emergency medical evacuation**	$100k
Return of mortal remains**	$25,000
Local Cremation or Burial	$25,000
International Travel Coverage	Up to medical maximum
Incidental trips to Home Country*	$50,000
Terrorist Activity	$50,000
24/7 Travel Assistance Services	Included
*This benefit is only available if you purchase a minimum 30 days of coverage
**These benefits must be arranged by Seven Corners Assist. Failure to utilize Seven Corners Assist may result in a denial of benefits.

Dental Emergency — Accident Coverage Up to $750

Dental Emergency - Sudden Relief of Pain Up to $750
Acute Onset of Pre-Existing Conditionst For ages 14 days to 69 years old: $75,000
For age 70 to 79 years old: $25,000
For age 80 to 99 year old: Not overed
Common carrier accidental death $25,000 per Insured Person
(aggregate limit of $125,000 per any one accident)

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(877)-340-7910 Click to send an email

Travel Medical USA Visitor Choice cost for seniors per month in USA

The cost of Travel Medical USA Visitor Choice insurance for seniors is dependent on the following factors the age of the traveler,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k,$100K, $150k depending on the age of traveller up to age of 69. $50k and $100k coverage is available for people age 70 to 99 years.

For Example here we are showing cost of senior travel insurance for one month with deductible of $100.

Age of traveler	Maximum of $50K	Maximum of $100K	Maximum of $150K
60 - 69 years	$116	$129	$142
70 - 79 years	$303	$334	Not Available
80 - 89 years	$849	$936	Not Available
90 - 99 years	$1141	$1258	Not Available

Travel Medical USA Visitor Choice visitor insurance - FAQ's

Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

Travel Medical USA Visitor Basic insurance provides coverage for Non US citizen traveling to the U.S. This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Yes, Travel Medical USA Visitor Choice offers coverage for Acute onset of pre-existing conditions are covered up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25k for age under 64 years and a coverage of $5k for age of 65-79.

The cost of the Travel Medical USA Visitor Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical USA Visitor Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical USA Visitor Choice health insurance from licensed insurance agents.

The main requirements for applying for Travel Medical USA Visitor Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Refer the Travel Medical USA ID card provided by SevenCorners insurance at the time of enrolment. This has all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Choice insurance. Show them your Travel Medical USA Visitor Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes Travel Medical USA Visitor Choice insurance is available up to a maximum of 3 years. Visitors and Immigrants to USA can renew Travel Medical USA Visitor Choice insurance online to extend their coverage.

If your travel plan is changed and want to cancel Travel Medical USA Visitor Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

Full refund of premium.

Cancellation after effective date:

A cancellation fee will be charged will be charged by the insurance company.
Unused portion of the plan cost will be refunded.

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Travel Medical USA Visitor Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75k and visitors aged between 70 and 79 years are covered for $25k. No coverage for visitors above 80 years for pre-existing conditions.

Visitors to USA can review this article on how to use Travel Medical USA Visitor Choice visitor medical insurance in case of emergency in the United States.

Travel Medical USA Visitor Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Travel Medical USA Visitor Choice insurance offers fixed benefit coverage. After the deductible amount, Travel Medical USA Visitor Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Travel Medical USA Visitor Choice insurance working example

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions.

We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

Plan details of Travel Medical USA Visitor Choice Insurance

Travel Medical USA Visitor Choice Insurance Claims

Please visit: Seven Corners Claims Forms
Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
Attn: Claims
PO Box 211760
Eagan, MN 5512
Travel Medical USA Visitor Choice Insurance Exclusions
1. Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
2. Claims not received by the Company or Administrator within ninety (90) days of the date of service;
3. Treatment that is Investigational, Experimental, or for research purposes;
4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
6. Chiropractic care or acupuncture;
7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
8. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
9. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
10. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
11. Vocational, occupational, sleep, speech, recreational, art, or music therapy;
12. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
13. Sleep apnea or other sleep disorders;
14. Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
15. Congenital abnormalities and conditions arising out of or resulting therefrom.
16. Temporomandibular joint;
17. Occupational Diseases;
18. Exposure to non-medical nuclear radiation or radioactive materials;
19. Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
20. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
21. Human organ or tissue transplants
22. Exercise programs whether prescribed or recommended by a Physician or therapist;
23. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
24. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
25. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
26. Hazardous Activities;
27. Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto and excluding non-competitive, recreational, or intramural activities;
28. Abuse, misuse, illegal use, overuse, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
29. Terrorist Activity except as provided in the plan document; War, Hostilities, or War-Like Operations;
30. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
31. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
32. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
33. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
34. You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
35. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
36. Travel accommodations;
37. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
38. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (ii) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
39. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
40. Participating in contests of speed or riding or driving in any type of competition; and
41. Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.
Travel Medical USA Visitor Choice Insurance Restrictions
- State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
- Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
- Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.