Seven Corners Travel Insurance with Pre-Existing Condition Waiver
Seven Corners travel insurance with a pre-existing condition waiver can help eligible travelers protect their prepaid, non-refundable trip costs when a covered medical condition causes trip cancellation or interruption. Available with select Trip Protection plans, the waiver is subject to specific eligibility requirements, purchase deadlines, and policy terms.
Seven Corners Travel Insurance with Pre-Existing Condition Waiver
If you have a pre-existing medical condition, you can still protect your trip with Seven Corners Travel Insurance. Select Seven Corners Trip Protection plans offer a Pre-Existing Condition Waiver for eligible travelers, allowing the pre-existing medical condition exclusion to be waived when all purchase timing and eligibility requirements are met. This benefit helps protect your prepaid, non-refundable trip costs if you need to cancel or interrupt your trip due to a covered pre-existing medical condition.
What Is a Pre-Existing Condition Exclusion Waiver in Travel Insurance?
A Pre-Existing Condition Exclusion Waiver is a valuable travel insurance benefit that allows eligible travelers with existing medical conditions to receive coverage that would normally be excluded. If you qualify for the waiver, your pre-existing medical condition won't automatically prevent you from receiving eligible trip cancellation or trip interruption benefits.
To qualify, you generally must:- Purchase your travel insurance within the required time (typically 10–21 days after your initial trip payment or deposit).
- Insure 100% of your prepaid, non-refundable trip cost.
- Be medically able to travel when you purchase the plan.
- Meet all policy terms and eligibility requirements.
If you qualify and a covered pre-existing medical condition causes you or a family member to cancel or interrupt your trip, you may be reimbursed for eligible non-refundable trip expenses, subject to the policy terms and conditions.
Why Is a Pre-Existing Condition Waiver Important?
A Pre-Existing Condition Waiver gives you extra financial protection if an existing medical condition affects your trip. Without the waiver, claims related to pre-existing medical conditions are generally not covered.
Without a waiver:- You may lose your prepaid, non-refundable trip costs if you have to cancel your trip due to a pre-existing condition.
- Trip interruption claims related to a pre-existing condition may be denied.
- You may be eligible for trip cancellation and trip interruption benefits if a covered pre-existing medical condition affects your travel.
- You can travel with greater confidence, knowing your trip investment has added protection.
Coverage is subject to the policy terms, conditions, and eligibility requirements.
How Do You Qualify for the Seven Corners Pre-Existing Condition Waiver?
To qualify for the Seven Corners Pre-Existing Condition Waiver, you must meet the following requirements:
- Purchase your Seven Corners Trip Protection plan within 20 days of your initial trip payment or trip deposit.
- Insure 100% of your prepaid, non-refundable trip cost under the policy.
- Add any additional prepaid travel arrangements within 20 days of making each payment for those arrangements.
- Do not enter $0 as your trip cost, as the Pre-Existing Condition Waiver will not apply if no trip cost is insured.
If you satisfy these requirements, the pre-existing medical condition exclusion may be waived, allowing eligible trip cancellation and trip interruption claims related to pre-existing conditions to be considered under the policy.
Which Is the Best Travel Insurance with a Pre-Existing Condition Waiver from Seven Corners?
The best Seven Corners travel insurance with a Pre-Existing Condition Waiver is Trip Protection Choice. Seven Corners Cruise Insurance is recommended for cruise travelers, while Trip Protection Elite is the best option for New York and Washington residents. All three plans offer a Pre-Existing Condition Waiver for eligible travelers who meet the plan's purchase timing and eligibility requirements.
Best for: Most U.S. residents traveling within the U.S. or internationally, including cruises, family vacations, and other expensive trips.
- Pre-Existing Condition Waiver Available for eligible travelers who purchase the plan within 20 days of their initial trip payment, insure their full trip cost, and meet all policy requirements
- Trip Cancellation : Up to 100% of your non-refundable trip cost, up to $100,000.
- Trip Interruption : Up to 150% of your non-refundable trip cost.
- Primary Emergency Medical Coverage : Up to $500,000.
- Emergency Medical Evacuation : Up to $1,000,000.
Best for: New York and Washington residents traveling within the U.S. or internationally
- Pre-Existing Condition Waiver : Available for eligible travelers who purchase the plan within 20 days of their initial trip payment, insure their full prepaid trip cost, and meet all policy requirements.
- Trip Cancellation : Up to 100% of your non-refundable trip cost, up to $30,000
- Emergency Medical Coverage : Up to $250,000 (Secondary coverage).
- Emergency Medical Evacuation : Up to $1,000,000.
- Cancel for Work Reasons : Optional upgrade reimbursing up to 100% of your non-refundable trip cost for eligible work-related cancellations.
- Rental Car Damage : Up to $35,000.
Best for: U.S. residents taking domestic or international cruises
- Pre-Existing Condition Waiver : Available when you purchase the plan within 20 days of your initial trip payment, are medically able to travel, insure additional trip costs within 15 days of payment, and meet all policy eligibility requirements.
- Trip Cancellation : Up to 100% of your non-refundable insured trip cost (up to $30,000).
- Trip Interruption : Up to 150% of your non-refundable insured trip cost.
- Emergency Medical Coverage : Up to $250,000.
- Emergency Medical Evacuation : Up to $500,000.
- Missed Tour or Cruise Connection Up to $250 per day, maximum $1,500.
- Cruise Diversion & Cruise Disablement benefits for covered cruise disruptions.
- Optional Cancel For Any Reason (CFAR) and Interrupt For Any Reason (IFAR) for eligible travelers.