Seven Corners - FAQ's, Frequently Asked Questions - Seven Corners

1. Which plan satisfies Schengen visa requirements and provides the Schengen visa letter?

2. How do I get the Schengen visa letter?
To download the Schengen visa letter for the European consulate for the Liaison Continent insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.

3. Can you please explain the concept of Coinsurance for Liaison plans?
Liaison Travel Economy - Inside the United States
  • IN PPO NETWORK: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
  • OUT OF PPO NETWORK: The plan pays 70% of the first $5,000, then 100% to the medical maximum
Liaison Travel Choice - Inside the United States
  • IN PPO NETWORK: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
  • OUT OF PPO NETWORK: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
Liaison Travel Elite - Inside the United States
  • IN PPO NETWORK: The plan pays 100%.
  • OUT OF PPO NETWORK: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
Outside the United States: The plan pays 100% for above three plans.

4. Can you compare and explain the differences between the different Liaison Plans offered by Seven Corners?

5. Which hospital or doctor can I go to and how to my Seven Corners travel medical insurance in case of an emergency?
When Traveling Inside the United States:
Seven Corners maintains a wide network of health care providers. In the US there are 2 options: United health care and Multiplan.
You need to check your insurance card to find any one of the below 2 logos:
    
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and I found your name on the registry".
Do not say “I have Seven Corners Insurance” or “I use Seven Corners Network” or "I have Liaison Travel Choice plan or I use seven corners plan". The provider will not identify your coverage and may say that you are not covered.

When Traveling Ouside the United States:
You need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. The member can view a directory which has a list of providers’ services and payment options for receiving the treatment. Only some health care providers will bill directly with Seven Corners. Please review the providers’ service and payment to know better on how the healthcare can be accessed.

You can contact 1-800-690-6295 (toll free inside the U.S.) or 317-818-2808 (collect outside the U.S.) to find out more about the network providers

Find Provider Network

6. I want to buy Liaison Travel Choice for a year. How can I purchase it?
Liaison Travel Choice is renewable if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
If you want continuous coverage, you can buy the Liaison Travel Elite plan, if you initially buy less than 364 days of coverage, you may buy additional time, to a total of 1,092 days. A new deductible and coinsurance applies beginning the 365th day and again the 729th day, but your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.

7. The Liaison Travel Choice will pay the hospital directly or I have to pay and then they will refund me?
You will have to pay the deductible first. Then the plan will pay the expenses based on the option chosen by you.
In ppo network: 90% coinsurance. The plan pays 90% of the first $5,000, then 100% to the medical maximum.
Out of ppo network: 80% coinsurance. The plan pays 80% of the first $5,000, then 100% to the medical maximum
This will apply if you have visited a doctor or hospital within the Seven Corners provider network.
If you visit a doctor or hospital outside the provider network, you will have to pay the expenses and submit the claims form for refund/reimbursement.

8. What is the eligibility criteria to buy visitor insurance for non US citizens visiting the USA?
The following are the main eligibility criteria to buy visitor insurance for non US citizens visiting the United States:

9. Which are the medical plans ideal for US immigrants and green card holders?
The Inbound Immigrant insurance plan is ideal for non-U.S. citizens up to the age of 99 years immigrating to the USA and offers medical protection up to 5 years.

10. Which is the visitor insurance plan that insures maternity?
The Inbound Immigrant insurance plan offer coverage for maternity if the conception occurs at least 90 days after your effective date

11. What are the main differences between Liaison Travel Elite and Liaison Travel Economy?

12. What are the main differences between Liaison Travel Elite and Liaison Travel Choice?

13. What are the main differences between Liaison Travel Choice vs Liaison Travel Economy?

14. Can you compare and explain the differences between the different Inbound Plans offered by Seven Corners?
Please visit Inbound Plans

15. What are the main differences between Inbound USA and Inbound Guest?

16. What are the main differences between Inbound USA and Inbound Choice?

17. What are the main differences between Inbound USA and Inbound Immigrant?

18. What are the main differences between Reside Worldwide and Reside Prime?

19. What are the main differences between Round Trip Choice, Economy and Elite?

20. What are the main differences between between Liaison Student plans?

21. What are the main differences between Liaison Express and Round Trip Elite (group plans)?

22. Which are the geographic restrictions for travel plans?
State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.

23. How are claims settled?
Please visit: Seven Corners Claims Information
Submit all of the documents to Seven Corners using one of these methods:
Email: claims@sevencorners.com
Fax: (+01) 317-575-2256
Mail:
Seven Corners, Inc.
Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

24. What if the insured pays for a healthcare service and need reimbursement?
The ID cards provided at the time of enrollment will have all the necessary information for reimbursement.

25. How are foreign claims settled?
Seven Corners makes the payment in foreign currency as required by the providers. This ensures faster and reliable settlement of claims.

26. Is the Liaison Travel Choice plan available for Non US citizens visiting the US?
Definitely. The Liaison Travel Choice plan is available for anyone traveling outside their home country

Review of Seven Corners Travel Insurance

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