What is Trip Protection Choice insurance?
Seven Corners Trip Protection Choice is a premium travel insurance plan designed to safeguard travelers from unexpected financial losses before and during their trip. Seven Corners travel protection plan also protect trip expenses, medical expenses, and baggage for both one-way and round-trip travel, whether you’re exploring within the USA or traveling internationally.
A key advantage of Trip Protection Choice is its Primary Medical Coverage, which means the plan pays first for covered medical expenses resulting in faster claims processing and fewer complications.
The plan also includes coverage for Pre-Existing Medical Conditions when purchased within the required time frame after your initial trip payment. It uses a 60-day Look-Back Period to determine whether a condition is considered pre-existing.
For added flexibility, you can upgrade your coverage with Cancel For Any Reason (CFAR), which allows you to cancel your trip for reasons not normally covered and still receive partial reimbursement. This plan is also unique because it offers Event Ticket Protection, a benefit not commonly included in other travel insurance plans.
How do you calculate trip cost for trip protection?
Trip Protection Choice reviews
What are the key highlights of Trip Protection Choice insurance?
- Ideal plan for US residents traveling in the Unitd States and internationally.
- Travelers can choose trip cost up to $100,000.
- Pre-existing conditions waiver is available if you meet the requirements.
- Medical evacuation and Repatriation of Remains covered up to $500,000.
- Accident and Sickness medical expense covered up to $500,000.
- Underwritten by United States Fire Insurance Company, rated A (Excellent) by AM Best.
- Access to non-insurance 24/7 emergency travel assistance services.
- Event ticket protection covers up to $15,000.
- 14 days free look period.
Who is eligible to buy Trip Protection Choice insurance?
- For U.S residents traveling within the U.S and internationally
- Available for travelers up to 99 years.
- Can buy coverage for a one-way or round trip in the USA and abroad.
- Coverage of maximum up to 180 days.
What does travel insurance cover?
- Protection for Your Trip Expenses - If you cancel or interrupt for a covered reason, our plans reimburse unused, nonrefundable payments or deposits for the travel arrangements you purchased for your trip. You’ll also find valuable benefits such as Trip Delay and Missed Tour or Cruise Connection.
- Protection for Your Health - If you get sick or hurt during your trip, your Seven Corners plan provides emergency medical expense coverage. You also get emergency medical evacuation coverage if adequate treatment is not available in your immediate area. It reimburses transportation expenses to transport you to the nearest suitable medical facility if you incur an acute, severe, or life-threatening sickness or injury.
- Protection for Your Belongings - If your baggage is lost, stolen, damaged, or destroyed during your trip, we can reimburse you to replace essential personal items and help you recover your losses.
Why Choose Trip Protection Choice insurance?
Seven Corners Trip Protection Choice is one of the top primary trip protection plan for U.S. travelers who want stronger medical benefits and flexible trip coverage. It’s especially ideal for those seeking higher medical limits, primary claims handling, and pre-existing condition coverage with a traveler-friendly 60-day look-back period. With optional Cancel For Any Reason (CFAR) and exclusive Event Ticket Protection, Trip Protection Choice delivers reliable, high-value coverage for both domestic and international trips. It’s a trusted choice for travelers who want maximum protection and peace of mind.
Key Benefits of Seven Corners Trip Protection Choice:- Primary Travel Insurance coverage: Pays eligible medical expenses directly, ensuring fast and hassle-free claims.
- Trip Cost: Travelers can choose trip cost up to $100,000.
- No Medical Deductible: Travel insurance coverage starts immediately, so you’re protected from the moment your plan is active.
- Optional Cancel For Any Reason (CFAR): Reimburses 75% of trip cost and includes.
- Optional Event Ticket Protection: only available with Seven Corners Trip Protection Choice up to $15,000.
- Emergency Accident & Sickness Medical Expenses: Up to $500,000.
- Medical Evacuation & Repatriation of Remains: Up to $1,000,000.
- Pre-Existing Medical Condition Coverage: Waiver available if requirements are met (60-day look-back period).
- 14-Day Free Look/Refund Option: Receive a full refund if canceled within 14 days of purchase, provided you haven’t departed or filed any claim.
When is the best time to purchase travel protection?
It's best to purchase travel protection as soon as you make your first payment or deposit for your trip.
- Travel insurance covers unexpected events not only during your trip but also before departure.
- Benefits like Cancel for Any Reason (CFAR), Interruption for Any Reason (IFAR), and the Pre-Existing Condition Waiver are only available if you buy within a specific timeframe.
- Purchasing early gives you time to review your plan and understand your coverage, ensuring you're prepared when your trip begins.
Seven Corners Best cruise insurance for US travellers
How much does Trip Protection Choice Insurance cost?
Trip Protection Choice travel insurance cost ranges from $524 to $21,916 for for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing Trip Protection Choice travel insurance cost for $100,000 maximum coverage for a 15 days trip length and a trip cost of $10,000, $20,000, $50,000 and $100,000 respectively.
| Age of traveler | Trip cost of $10,000 | Trip cost of $20,000 | Trip cost of $50,000 | Trip cost of $100,000 |
|---|---|---|---|---|
| 0 – 34 years | $524 | $955 | $2,423 | $4,871 |
| 35 – 55 years | $707 | $1,313 | $3,332 | $6,697 |
| 56 – 70 years | $987 | $1,790 | $4,543 | $9,132 |
| 71 – 80 years | $1,422 | $2,625 | $6,663 | $13,393 |
| 81 – 99 years | $2,367 | $4,295 | $10,903 | $21,916 |
Why Trip Protection Choice Is the Best Travel Insurance for U.S. Travelers?
U.S. residents, especially those with high-deductible health plans (HDHPs), may not have enough protection while traveling with their regular health insurance. Seven Corners Trip Protection Choice is a premium travel insurance plan that combines medical coverage, trip protection, and unique benefits like Event/Ticket Protection, making it a preferred choice for many travelers.
Top Primary Trip Protection Plan for U.S. TravelersUnlike secondary travel insurance plans, Trip Protection Choice offers Primary coverage, which pays first for covered medical expenses. This ensures:
- Faster and smoother claims.
- No lengthy back-and-forth with your domestic insurer.
- Hassle-free reimbursements.
Why Trip Protection Choice Is Ideal for Travelers with High-Deductible Health Insurance?
Travelers relying on HDHPs can face high out-of-pocket medical costs while abroad. Trip Protection Choice provides strong medical coverage and comprehensive trip protection with no medical deductible, so coverage begins immediately, offering peace of mind from the moment your plan is active.
Key coverage includes:- Trip cost coverage up to $100,000.
- Emergency medical coverage up to $500,000.
- Medical evacuation & repatriation up to $1,000,000.
- Primary medical coverage for faster claims processing.
- Optional Cancel For Any Reason (CFAR) reimbursing 75% of trip cost.
- Exclusive Event/Ticket Protection the only plan offering coverage for unused event tickets if your trip is canceled.
- Coverage for pre-existing conditions is available if the plan is purchased within the 20 days of intial deposit.
- Includes a 60-day look-back period, considering only the 60 days prior to purchase, helping more travelers qualify.
Does the Trip Protection Choice Plan Offer Interruption for Any Reason (IFAR) Coverage?
Yes, the Seven Corners Trip Protection Choice plan offers optional Interruption for Any Reason (IFAR) coverage. With this benefit, you can end your trip early for any reason and get back up to 75% of your unused, prepaid trip costs.
You must purchase the IFAR add-on within 20 days of your initial trip deposit to qualify. The Choice plan is perfect for travelers who want comprehensive coverage and higher benefit limits, along with maximum trip flexibility.
Know more »Compare Trip Protection insurance Plans
What are the plan benefits of Trip protection choice insurance?
-
Trip Cancellation help Up to 100% of your nonrefundable Trip Cost up to $100,000 Trip Interruption help 150% of your nonrefundable Trip Cost Trip Delay help $250 per day up to $2,000(6 hours) Missed Tour or Cruise Connection help $250 per day up to $1,500 Emergency Accident & Sickness Medical Expense $500,000 — Primary coverage Medical Evacuation and Repatriation of Remains help $1,000,000 Baggage & Personal Effects $250 per item up to $2,500 Political or Security Evacuation $20,000 Pre-existing Medical Conditions Waiver** Covered if you meet the requirements Baggage Delay (6 hours) $100 per day up to $500 Pet Kennel $100 per day up to $500 **The plan’s exclusion for pre-existing conditions will be waived if you buy the plan within 20 days of the date your initial trip payment or deposit is received. See plan document for additional requirements. -
Rental Car Damage $35,000 Sports & Golf Equipment Rental $2,500 per item up to $5,000 Optional Cancel for Any Reason** help 75% of your nonrefundable Trip Cost Optional Trip Interruption for Any Reason** 75% of your nonrefundable Trip Cost Event Ticket Protection $15,000 **Reimbursement is provided if you cancel 2 or more days before scheduled departure date. See plan document for additional details.
Why should I buy travel insurance with Cancel For Any Reason (CFAR) and Interrupt For Any Reason (IFAR) coverage?
While the standard trip cancellation plans provide strong protection for many common travel risks, CFAR and IFAR take that protection a step further by covering situations that fall outside the traditional list of covered reasons.
- Increased flexibility: CFAR gives travelers the ability to cancel their trip for any reason at all-whether it's fear of travel, a change in plans, or something personal-and still be reimbursed up to 75% of their prepaid, nonrefundable trip costs.
- Peace of mind after departure: IFAR provides similar flexibility once travel has begun, offering coverage for interruptions that wouldn't otherwise be eligible under standard trip interruption benefits.
- Stronger satisfaction: Today's travelers want control and reassurance. At American Visitor Insurance we have plans offering best CFAR and IFAR coverage as we understand your desire for flexibility and are proactively providing you with the plans with most comprehensive protection available.
- A competitive advantage: Many travelers are still navigating uncertainty, and these benefits are a key differentiator. We consistently offer plans with CFAR and IFAR coverage and are more likely to build trust, earn referrals, and offer more high-value policies. The CFAR or IFAR coverage is essential for travelers so that they can make an informed decision based on their risk tolerance and trip investment.
Seven Corners Trip Protection Choice Travel Insurance - FAQ's
1. Why Choose Seven Corners Trip Protection Choice?
Seven Corners Trip Protection Choice offers comprehensive coverage to safeguard your travel investment. It includes benefits for trip cancellation, interruption, and delays, as well as medical coverage and emergency assistance. With options like Cancel for Any Reason (CFAR) and a Pre-Existing Condition Waiver (when eligible), this plan provides flexibility and peace of mind. Additionally, Seven Corners' 24/7 customer support ensures assistance whenever you need it, making it a reliable choice for travelers seeking security and convenience.
2. What is the coverage area of Trip Protection Choice travel insurance?
Trip Protection Choice offers coverage for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally. It can be purchased for travelers of 14 days for up to the age of 99 years. Covers trips up to 180 days.
3. Does Trip Protection Choice will cover Cancel for Any Reason and Trip Interruption?
Yes, Trip Protection Choice offers Optional cancel for any reason and optional trip interruption for any reason up to 75% of your nonrefundable trip cost.
4. Does Trip Protection Choice will cover Pre-existing conditions?
Yes, Trip Protection Choice offers coverage for Pre-existing medical conditions waiver covered if you meet the requirements.
5. Does Trip Protection Insurance will have any Restrictions?
Yes, These plans will not accept a mailing address in Missouri (MO), New York (NY), Pennsylvania (PA) & Washington (WA).
6. How much does Trip Protection Choice insurance cost?
The cost of the Trip Protection Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel.
7. How do I purchase Trip Protection Choice Insurance?
You can purchase Trip Protection Choice Insurance on American Visitor Insurance at buy Trip Protection Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Trip Protection Choice travel health insurance from licensed insurance agents.
8. What are the requirements for applying Trip Protection Choice Insurance?
The main requirements for applying for Trip Protection Choice insurance is the travelers passport details and the travel dates. You can apply for Trip Protection Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
9. What is trip cancellation charge?
The invested trip cost is reimbursed if the trip is cancelled for a covered reason.
10. How can one change the travel dates or other data on the plan?
Send an email to policy@sevencorners.comand mention the details what needs to be altered.
Specify the following:
The certificate number that is printed on the ID card, first and last name and date of birth.
Changes: trip cost, trip dates, destinations.
Applicants' details: address, name corrections, add dependents (if allowed by the plan).
11. Who Should Choose Seven Corners Trip Protection Choice?
Trip Protection Choice is ideal for travelers seeking primary medical coverage, robust trip protection, and peace of mind. It’s perfect for U.S. residents with high-deductible health plans, families, seniors, and anyone with pre-existing medical conditions. With optional Cancel For Any Reason (CFAR) and exclusive Event/Ticket Protection, it ensures travelers are covered for medical emergencies, trip interruptions, and even unused event tickets both domestically and internationally.
12. Is Event Ticket Protection included in standard travel insurance plans?
Yes, it is available in Seven Corners Trip Protection Choice through American Visitor Insurance as an optional rider. This plan offers Optional Event ticket Protection, which reimburses you for the cost of unused prepaid, non-refundable event tickets (up to $15,000 per person) if you are unable to attend or need to leave the event early due to a covered reason.
Some travelers choose to add the cost of their event tickets to their overall trip cost instead of purchasing this optional benefit. If you’re unsure which option is best, contact American Visitor Insurance for guidance.
13. Can seniors or families use Event Ticket Protection Coverage?
Yes, seniors, families, and travelers of all ages can use Event Ticket Protection with Seven Corners Trip Protection Choice available on American Visitor Insurance. This plan offers optional event ticket protection which reimburses up to $15,000 per person for unused prepaid, non-refundable event tickets if a covered reason prevents attendance.
14. Is Event Ticket Protection available for international trips?
Yes, Event Ticket Protection with Seven Corners Trip Protection Choice is available for both domestic and international trips. This plan offers Optional Event ticket Protection, which reimburses you for the cost of unused prepaid, non-refundable event tickets (up to $15,000 per person) if you are unable to attend or need to leave the event early due to a covered reason.
15. Why is Primary Coverage important for travelers with high-deductible health plans?
Primary Medical Coverage is especially valuable for travelers with high-deductible health plans (HDHPs) because it pays covered medical expenses first, without requiring you to file a claim with your domestic insurance first. This means faster claims, fewer out-of-pocket costs, and less paperwork while traveling.
For example, with Seven Corners Trip Protection Choice, travelers with HDHPs can receive up to $500,000 in emergency medical coverage and $1,000,000 for medical evacuation, all under primary coverage, ensuring peace of mind and protection against unexpected medical expenses abroad.
NEED HELP?
Contact our customer service team, we are here to help you!
How do I file a claim with Trip Protection Choice insurance?
To file a claim with Trip Protection Choice insurance, follow these steps:
- Download the Claims Form: Access the Trip Protection Choice insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-335-0611 or fax (+1) 317-575-2256 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: Seven Corners, Inc, P.O. Box 211760, Eagan, MN 5512.
- Email Assistance: For additional help or inquiries, email claims@sevencorners.com.
What are the restrictions of Trip Protection Choice Insurance?
State Restrictions: The plan will not accept a mailing address in Missouri (MO), New York (NY), Pennsylvania (PA) & Washington (WA).
Seven Corners Trip Protection Choice – Summary
Trip Protection Choice, available through American Visitor Insurance, is a premium travel insurance plan designed for U.S. travelers seeking strong medical coverage and flexible trip protection. It offers Primary Medical Coverage, meaning covered medical expenses are paid first for faster claims and fewer complications.
The plan includes trip cancellation and interruption coverage, emergency medical and evacuation protection, baggage protection, and optional Cancel For Any Reason (CFAR). It also features exclusive Event Ticket Protection, reimbursing unused event tickets if your trip is canceledthe only plan offering this.
With pre-existing condition coverage available (with a 60-day look-back period), no medical deductible, and coverage for domestic and international trips, Trip Protection Choice is ideal for families, seniors, and travelers with high-deductible health plans. It provides peace of mind, high-value protection, and comprehensive coverage from the moment your plan is active through American Visitor Insurance.
Compare Seven Corners Travel Insurance Plans - Benefits, Coverage & Prices
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.