Best annual travel insurance for U.S. residents.
American Visitor Insurance offers the Seven Corners Travel Medical Annual Multi-Trip Insurance, an excellent choice for frequent international travelers who need continuous medical coverage throughout the year. This annual plan, offered by a reputable U.S. insurance provider, is specifically designed for U.S. citizens and residents who take multiple trips abroad, allowing them to avoid the hassle of purchasing a new policy for each journey.
The plan offers comprehensive coverage for emergency medical expenses, evacuation, and repatriation. It also includes optional benefits that allow you to customize the protection based on your travel preferences. Whether you're a business traveler, remote worker, or vacationer, this plan provides peace of mind for all your trips—ranging from weekend getaways to overseas business tours. You can select trip durations of 30, 45, or 60 days for each travel period within the 12-month policy term.
| Hospital room and board help | URC up to medical maximum |
| Outpatient Medical Expenses help | URC up to medical maximum |
| Physician Office Visit help | URC up to medical maximum |
| Prescription Drugs | URC up to medical maximum |
| Emergency Room Services & Urgent Care Visits | URC up to medical maximum |
| Physiotherapy and Chiropractic Care | $50 per visit, 10 visits maximum |
| Extension of Benefits to Home Country | $5,000 |
| Emergency local ambulance help | Up to medical maximum |
| Dental Emergency help | $500 per occurrence |
| Dental — Sudden Relief of Pain help | $250 per occurrence |
| Emergency Eye Exam | $100 per occurrence |
| Emergency medical evacuation help | $1,000,000 (separate from medical maximum) |
| Emergency reunion help | $50,000 |
| Return of mortal remains or cremation/burial help | $50,000 |
| Bedside Visit | $1,000 |
| Return of minor children help | Up to $50,000 |
| Political evacuation and repatriation help | $10,000 |
| Natural disaster evacuation help | $25,000 |
| Acute Onset of Pre-Existing Conditions help | Ages 14 days to 69 years: $20,000 Ages 70 to 79 years: $5,000 |
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You get comprehensive international medical coverage and the convenience of purchasing insurance just once a year. This plan allows you to take unlimited trips throughout the year, as long as each trip does not exceed the duration you select—30, 45, or 60 days. Additionally, all benefits (except Loss of Checked Baggage) offer primary coverage.
You should be a resident of a U.S. state or of Washington, D.C., and be between 14 days old and 80 years of age to buy the Travel Medical Annual Multi-Trip policy. Coverage starts the moment you leave the United States on your first foreign trip.
Yes, Seven Corners will issue a full refund for the Travel Medical Annual Multi-Trip plan if you cancel in writing before the effective date.
You are covered for an unlimited number of international trips during a 12-month period with the Travel Medical Annual Multi-Trip plan. Every trip must remain under your chosen maximum length—30, 45, or 60 days per trip.
No, the Travel Medical Annual Multi-Trip policy is neither subject to nor does it contain the insurance benefits mandated by the U.S. Patient Protection and Affordable Care Act (PPACA). You should seek the advice of a tax or legal specialist to determine how this might influence your PPACA compliance.
No, the Travel Medical Annual Multi-Trip plan does not cover pre-existing conditions. It is designed to cover unexpected medical emergencies during international trips, not ongoing or previously diagnosed conditions.
The Travel Medical Annual Multi-Trip plan offers primary coverage for all benefits except Loss of Checked Baggage, which is covered on a secondary basis