verified Licensed NJ Agency · Since 2008

Why Choose American Visitor Insurance

Expert guidance on travel insurance for visitors to the USA backed by 20+ years of experience, a licensed team, and access to the top-rated US insurance providers.

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NJ Licensed Agency
License # 1181604
verified
A Rated Insurers
Only A & A+ carriers
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24/7 Licensed Agents
Seven days a week
flight Trust & Credibility

Why Buy Travel Insurance from American Visitor Insurance?

01
Who Are We?

AmericanVisitorInsurance.com is the online platform for Crossborder Services LLC, incorporated in New Jersey, USA (NJ insurance agency license #1181604).

The website offers resourceful services for visitors and students to purchase insurance plans. It serves visitors and new immigrants with insurance services in the USA, as well as travel insurance products for US residents traveling overseas. We work with all reputed providers of short term insurance so as to give our customers the ability to choose the appropriate plan from a wide range of options.

02
Same Price, More Value

The price of any insurance plan is the same whether you purchase it from us, another agency, or the insurance company directly you will get the added experience and knowledge base of our licensed staff at no additional cost. Some products we market are not even available for direct purchase from the insurer.

Also, given the constant change in the industry, we take pride on providing the most current information, pricing, and recommendations. We get you the best deal for your situation! So, let us be your advocates in what is often a very confusing industry. We look forward to working for you!

03
We Represent Your Interests

We work with several insurance providers in the USA that are with reputation (A and A++ ratings). This allows the insurance customers to have the updated list of plans available. We can assist you to choose a plan that can be suitable for your needs.

Given the immigrant background of some of our founder members, we understand the specific needs of immigrant communities who have family visiting the United States. Our website and our support staff are geared to understand the requirements of visitors to the US and help find the most appropriate American visitors insurance plan for your specific need.

04
Tools That Empower You

AmericanVisitorInsurance services are designed to authorize 'you' the customer with all appropriate and updated information so that you can make an informed decision while buying plan. Availability of several products and the details can confuse customers while choosing the right coverage.

To ensure trouble free experience we have developed different utilities such as our compare engine, choose best plan, factors while buying visitor insurance, insurance features on the website, our frequent questions section, our glossary and insurance guide provide information so that you can understand the insurance industry and its products better.

05
Superior Customer Service Available Round the Clock

At American Visitor Insurance, we take a lot of pride in our dedicated customer service. We have put a lot of energy and resources to build trust and reputation by providing superior customer service.

Customers are guaranteed that the will receive authentic, relevant information and extra mile support from our licensed agents. We offer round the clock customer service and we are available seven days of the week and whenever you contact us. Should we not be available on the phone at any given time, we will definitely get back to you at the earliest.

flight The Difference

Why American Visitor Insurance - and not the others?

American Visitor Insurance
The others

20+ years specializing in USA visitor insurance

Experts at this — it's all we do, and we do it with passion

General travel insurance sites with no visitor focus

Side-by-side plan comparison across 12+ insurers

Filter by price, coverage, deductible — all in one place

Highlights some specific plans with no objective comparison

Pre-existing condition plans — even for senior travelers 70+

Rare coverage most competitors won't touch

Often exclude seniors and pre-existing conditions outright

Only AM best A-rated & A+-rated carriers

IMG, WorldTrips, Trawick, Seven Corners and more

Some unknown or unvetted providers

Covers parents, seniors, students, immigrants & expats

Dedicated plans for every visitor type — not one-size-fits-all

One generic plan marketed to all visitor types

Schengen, J-1 & B1/B2 visa-compliant plans

Embassy-accepted letters issued instantly on purchase

Often without visa letter support or compliance guidance

24/7 licensed agent support, 7 days a week

Real agents who call back - not bots or offshore queues

Limited or no after-hours support

checklist How To Buy

How to Compare and Buy Best Visitor Insurance

Coverage can start as early as the following day and it takes less than 5 minutes.

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1. Compare Best US visitors Insurance Plans

Use our free tool to compare 50+ plans by age, coverage type, budget, and pre-existing conditions. Drill down for detailed comparison of selected plans.

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2. Get Instant Quote

Enter travel dates, destination, and travelers age to get instant quote from top US insurers — no hidden fees with best price guaranteed.

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3. Buy Online Securely

Buy on SSL-secured weblinks with all major credit cards and debit cards. No medical examination required to get coverage effective from the following day.

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4. Receive ID Card

Get your travel medical insurance ID card and policy documents instantly. Show it at any PPO network hospital for direct billing.

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5. 24/7 Licensed Customer Support

Our US licensed agents are located in different times zones to provide support round-the-clock by phone, email us, and WhatsApp. With over 50 years of combined travel health insurance experience, our customer support team will help you find the best travel medical insurance for your needs and help with claims, plan extensions or any other questions.

article Resources

USA Visitor Insurance Resources

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Find the best travel insurance

Find out the best insurance for your budget and needs

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recommend
How does travel insurance work?

Claims process for expenses due to injury or sickness.

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help
How to buy travel insurance?

Guide to buying the best international travel health insurance

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Travel insurance glossary

Commonly used international travel medical insurance terms.

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Travel insurance for specific group

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...

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Compare travel insurance plans

Compare the best travel insurance plan for your needs.

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help Common Questions

Why American Visitor Insurance - FAQs

A travel health insurance plan (also known as visitors insurance) provides coverage for travelers outside their home country for both long and short trips. Unlike domestic health insurance, it provides protection for medical and travel accidents while on an international trip. It is available for vacationers, business travelers, students, short visits, and annual multi-trips.
Visitor medical insurance is not just a good idea, it is a necessity. Health care is very expensive in countries like the US, and not having insurance for travelers can be catastrophic. Having visitor insurance can be a huge relief during any major unexpected sickness or injury while in a foreign country. International travelers are strongly recommend to buy visitor insurance for a safe trip.
In 2026, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on the age of the traveler, the duration of visitors insurance coverage, type of visitors insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for health insurance for visitors to usa with pre-existing conditions.
The best visitor insurance in USA will vary from visitor to visitor depending on their unique needs. There is no single visitors medical insurance which will work best for all visitors to the US. While some visitors will look for the cheapest visitors insurance plan, others will look for the most comprehensive visitors insurance coverage.
The price will be higher if you need health insurance for visitors to usa with pre-existing conditions. It is recommended to compare different visitor insurance plans based on price as well as the different benefits coverage options. Visitors should also read different America visitor insurance reviews before they buy visitor insurance USA.
  • Wide range of short term US travel insurance options
  • Travel insurance with Covid19 and quarantine coverage
  • Several new US immigrant insurance plans available
  • Popular Schengen visa insurance with required visa letter
  • Travel health insurance and trip cancellation insurance options
  • Affordable international student health insurance plans
  • Resourceful user friendly compare travel insurance tool
  • Customer support with support for claims settled in the USA
  • Fixed benefit and comprehensive international travel insurance plans
  • 24/7 licensed US travel insurance agent support
  • Guaranteed cheapest travel medical insurance price
  • Travel health insurance customer support during crisis
  • Relevant US travel insurance blogs, articles and FAQ's
  • Travel insurance reviews to help decide on plans
  • Preventive care like routine health checks, physical examinations, inoculation, vaccination
  • Regular treatment for pre-existing conditions
  • Maternity coverage if conception occurs before purchase of visitor health insurance
article Related Links

US Travel Insurance for Visitors, Visitor Insurance in USA

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Visitor Insurance FAQ

Commonly asked questions about travel health insurance.

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Visitor Insurance Blog

Blogs on visitor insurance, healthcare costs, plan comparisons, and travel tips.

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forum
Visitor Insurance Forum

Customer queries and expert answers about insurance plans, claims, and coverage decisions.

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travel
Visitor Insurance Resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Important factors for travel insurance to consider while deciding on the best visitors medical insurance.

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Claims procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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business Trusted Providers

Which Are the Best Travel Insurance Companies in USA?

You can find reliable US insurance providers like International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, GeoBlue, BlueCross BlueSheild, HTH Worldwide, Trawick International, Travel Insure, INF insurance, Travelex, Berkshire Hathaway Travel Protection Insurance.

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AMERICAN VISITOR INSURANCE®

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