Compare Atlas Travel vs Atlas Premium travel insurance

These are popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.


Atlas Travel vs Atlas Premium

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Atlas America
Maximum
Deductible
Atlas Premium America
Maximum
Deductible
Atlas Essential America
Maximum
Deductible
brochure  Brochure & Details links
» Brochure
» Details
» Reviews
» Atlas Premium Brochure
» Atlas Premium Details
» Atlas Premium Reviews
coverage  Medical Maximum Options
Age 80 or older - $10,000; Age 70 to 79 - $50,000, $100,000, or $250,000; All others - $50,000, $100,000, $250,000, $500,000, $1,000,000, or $2,000,000. Age 80 or older - $10,000; Age 70 to 79 - $50,000, $100,000, or $250,000; All others - $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000. Age 80 or older - $20,000; Age 70 to 79 - $50,000, $100,000, or $250,000; All others - $50,000, $100,000, $250,000, $500,000, $1,000,000.
coverage  Deductible Options
$0, $100, $250, $500, $1,000, $2,500 or $5,000 $0, $100, $250, $500, $1,000, $2,500, or $5,000 $0, $100, $250, $500, $1,000, $2,500, or $5,000
brochure  Acute Onset of Pre-existing Condition
Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit or $100,000, whichever is lower.
(excludes chronic and congenital conditions)
Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit or $100,000, whichever is lower.
(excludes chronic and congenital conditions)
coinsurance  Coinsurance
Coverage in USA
  • In PPO - We will pay 100% of eligible expenses, after the deductible, to the overall maximum limit.
  • Outside PPO - Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Coverage outside US
We will pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Coverage in USA
  • In PPO - We will pay 100% of eligible expenses, after the deductible, to the overall maximum limit.
  • Outside PPO - Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Coverage outside US
We will pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Coverage in USA
  • In PPO - We will pay 75% of eligible expenses after the deductible to the overall maximum limit
  • Outside PPO - Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Coverage outside US
  • In PPO - We will pay 75% of eligible expenses after the deductible to the overall maximum limit
  • Outside PPO - Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Hospital Room and Board  Hospital Room and Board
Average semi-private room rate, including nursing services. Average semi-private room rate, including nursing services. Average semi-private room rate, including nursing services.
accident  Local Ambulance
Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Usual, reasonable, and customary charges when covered illness or injury results in hospitalization as inpatient Usual, reasonable, and customary charges when covered illness or injury results in hospitalization as inpatient
Hospital Indemnity  Hospital Indemnity
$100 per day of inpatient hospitalization (not subject to deductible or coinsurance). $100 per day of inpatient hospitalization (not subject to deductible or coinsurance). -
accident  Terrorism
Up to $50,000 lifetime maximum for eligible medical expenses only. Up to $50,000 lifetime maximum, eligible medical expenses only. Up to $50,000 lifetime maximum, eligible medical expenses only.
Emergency Dental  Emergency Dental (acute onset of pain)
Up to $250 (not subject to deductible or coinsurance). Up to $250 (not subject to deductible or coinsurance). -
Emergency Medical evacuation  Emergency Medical Evacuation
Average semi-private room rate, including nursing services. Average semi-private room rate, including nursing services. Average semi-private room rate, including nursing services.
Return of Minor Children  Accidental death & dismemberment ($250,000 maximum benefit any one family or group)
Under age 18 years - Up to $5,000; 18 to 69 years - Up to $50,000; 70 to 74 years - Up to $12,500; 75 and older - Up to $6,250 lifetime maximum (not subject to deductible or coinsurance). Under age 18 years - Up to $5,000; 18 to 69 years - Up to $100,000; 70 to 74 years - Up to $12,500; 75 and older - Up to $6,250 lifetime maximum (Excludes loss due to common carrier accident) -
Return of Minor Children  Return of Minor Children
Up to $50,000 (not subject to deductible or coinsurance). Up to $50,000 (not subject to deductible or coinsurance). -
Repatriation of Remains  Repatriation of Remains
Up to the overall maximum limit (not subject to deductible or coinsurance). Up to the overall maximum limit (not subject to deductible or coinsurance). Up to $25,000 lifetime maximum (not subject to deductible or coinsurance).
Emergency Reunion  Emergency Reunion
Up to $100,000, subject to a maximum of 15 days (not subject to deductible or coinsurance). Up to $150,000, subject to a maximum of 15 days (not subject to deductible or coinsurance). -
Trip Interruption  Trip Interruption
Up to $10,000 (not subject to deductible or coinsurance). Up to $15,000 (not subject to deductible or coinsurance -
Trip Delay  Trip Delay (2 days maximum. Not subject to deductible or coinsurance)
Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Up to $200 a day after a 12-hour delay period requiring an unplanned overnight stay. -
Political evacuation  Political Evacuation
Up to $100,000 lifetime maximum (not subject to deductible or coinsurance). Up to $150,000 lifetime maximum. (not subject to deductible or coinsurance). -
Natural disaster  Natural Disaster - Replacement Accommodations
Up to $250 a day for 5 days (not subject to deductible or coinsurance). Up to $500 a day for 5 days (not subject to deductible or coinsurance). -
personal liability  Optional Personal Liability Rider
Up to $90,000 lifetime maximum - not subject to deductible or overall maximum limit. - -

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