Travel health Insurance is essential for international travel and it is important to choose the most appropriate plan among from among the different options available. Normally international travel insurance is classified as Comprehensive travel insurance or Fixed benefits (Limited) visitor insurance plans.
Comprehensive plans as the name suggests provide extensive benefits with greater coverage when compared to fixed benefit plans, they are however more expensive than the latter. With the changing lifestyles and attitudes of people on traveling outside one’s home country, you would find many older travellers also who travel internationally.
Choosing a travel health insurance plan can be a daunting task especially for older travellers, since the available coverage reduces for people above the age of 70 years. Keeping this age in mind, and considering some of the benefits like acute onset of pre-existing condition coverage and higher policy maximum options, there are a few comprehensive plans that work well for older travelers by WorldTrips atlas travel insurance.
Atlas Travel insurance offered by Worldtrips has been quite popular among the visitors to the US. This plan is now available for Non US citizens and US citizens traveling outside their home country. This plan has extended the coverage for acute onset of pre-existing conditions above age 70 up to age 80. A higher policy maximum option has also been made available for people up to age 80.
WorldTrips have another version of this comprehensive plan called Atlas Premium travel insurance. This plan has all the new updated benefits of Atlas travel plan mentioned above along with the upgrade in benefits for political evacuation, trip interruption, trip delay, emergency reunion...which is better than the regular Atlas Travel insurance plan.
This plan has increased the coverage for all of the benefits mentioned here along with extending the coverage for acute onset of pre-existing condition up to age 80. For people above 70 up to 79, the policy maximums available are $50,000, $100,000, $250,000.
You can Compare Atlas Travel insurance and the Atlas Premium travel insurance plans to differentiate and choose the right plan for our needs! Atlas Premium is more expensive when compared to the Atlas Travel plan as the coverage is also higher.
Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
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The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
For anyone coming to the United States, you will need to have a visa issued in your passport to be allowed in to country unless you are a citizen of a country which is part of the US visa waiver program. The list of countries under the Visa waiver program are provided here. The category of visa that you need to apply for is dependent on the reason of your visit to the US. Atlas Premium insurance is very popular with visitors applying for any of these visas to the United States.
Some of the Common US visas are :
WorldTrips Covid19 travel insurance by Atlas Premium travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
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While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid-19 illness.
We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.
Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.