1. Home
  2. WorldTrips
  3. Travel Insurance
  4. Atlas Premium Details
  5. Atlas Premium Reviews
WorldTrips

Atlas Premium Insurance Reviews

Buy Online  arrow_circle_right

Best Price Guaranteed

Atlas Premium Insurance Cost

Traveler's Age
  
Next
Enter Citizenship and Destination
Citizenship
     
Destinations
chevron_left Next
Enter your travel dates
Start Date
End date
chevron_left GET QUOTE
  • request_quote

    Policy maximum
    $10k, $50k, $100k, $250k, $500k, $1M, $2M

  • attach_money

    Deductible
    $0, $100, $250, $500, $1k, $2.5k or $5k

  • signal_cellular_alt

    Comprehensive benefit plan
    Benefits for covered medical expenses go all the way up to the plan maximum.

  • ecg_heart

    Acute onset of a pre-existing condition
    Covers up to the age of 79 years.

  • sync

    Travel Delay
    Up to $200 a day after a 12-hour delay period, maximum of 2 days.

  • local_hospital

    PPO Network
    United Healthcare Provider Network

Buy Online  arrow_circle_right

Best Price Guaranteed

Atlas Premium insurance for visitors

star_half
Ratings
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-
edit_square
Underwriter
Lloyd's

Ideal for Quality medical coverageWorldwide explorersAcute onset of pre-existing condition

Atlas Premium insurance review

Atlas Premium travel insurance provides exceptional, quality coverage for travelers interested in the best travel medical insurance with high coverage limits.

  • The Atlas Premium plan is ideal for family, tourists, business persons, vacationers and adventure travelers seeking higher coverage limits for shorter trips.
  • Atlas Premium America insurance is ideal for visiting the US.
  • Atlas Premium International Insurance is ideal for traveling outside the US.

After buying the plan, Traveler can get all the plan document and plan id card by using Atlas Premium login. At American Visitor Insurance, US Travelers can contact the Atlas Premium customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Atlas Premium benefits - Key Highlights

  • No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
  • Trip Interruption coverage available for up to $15,000 not subject to deductible.
  • Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition

WorldTrips Atlas Premium travel insurance reviews

Reviews, Ratings and Experiences

I got a really great deal using World Trips Atlas insurance for my son. They found me the quote within minutes and it was by far the best on the market. Thank you!
  |   Cupa
Have not been on our trip yet but obtaining the insurance based on the different services provided was outstanding and made the decision easy on which plan to purchase.
  |   Amelia
Easy to review plans and was very reasonably priced despite my husband having a preexisting medical condition. Customer service was extremely patient and helpful.
  |   Jennifer

Advantages & Disadvantages of Atlas Premium Visitor Insurance

  • Atlas Premium Insurance Advantages
    • This plan covers "acute onset of pre-existing condition" up to the age of 80.
    • There is an additional coverage available for adventure sports as well on this plan.
    • It is a unique plan in offering coverage for complications of pregnancy in the first 26 weeks of gestation.
    • Atlas Premium recently added a $15 copay for urgent care (paid instead of the deductible, unless your deductible is $0, then you do not pay the copay either).
  • Atlas Premium Insurance Disadvantages
    • Only $10,000 maximum coverage for 80+ travelers.

An Overview of Atlas Premium, Atlas Premium visitor insurance reviews

Eligibility

  • Atlas America Premium insurance:
    Available for Non-US Citizens visiting USA.
  • Atlas International Premium insurance:
    Available for both Non US citizens and US citizens traveling outside their home country,excluding USA.

Renewability

  • Coverage is available from 5 days to 12 months.
  • This plan can be renewed online.

Coinsurance

Atlas Premium insurance pays:

  • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Restrictions

Plan excludes coverage to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

Pre-existing condition

  • Offers Acute onset of pre-existing coverage up to the age of 79 years.
  • $25,000 maximum limit for emergency medical evacuation.

Atlas Premium insurance cost per month for Seniors

Click here to read more »

A working example of using Atlas Premium travel insurance*

Consider an example where your:

  • full_coverage

    Insurance coverage $50,000

  • attach_money

    Deductible $500 per certificate period

  • draft

    Medical expenses Claims$26,500

Below is a simple calculation showing how much the plan/insurance company pays you:

  • Subtract the deductible from claims amount - $26,500 minus $500 equals $26,000. Insured bears $500
  • Apply 100% coinsurance
  • Plan/insurance company pays: $26,500 minus $500 equals $26,000 and insured bears $500
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Days in hospital $3,000/day for 3 days $6,000 $0
Surgery $18,000 $18,000 $0
Prescription Drugs $600 $600 $0
X Ray $1,400 $1,400 $0
Total: $26,500 $26,000 $500
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Plan details of Atlas Premium travel insurance

Click here to read more »

Atlas premium travel medical insurance - FAQ's

01. Am I Eligible for an Atlas Premium Insurance Plan?

If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Premium Travel insurance offers a $10,000 policy maximum to applicants over age 80.

02. Does the Atlas Premium Travel Insurance Plan Provide Any Trip Cancellation Coverage?

Atlas Premium Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Premium Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.

03. Does Atlas Premium Insurance cover pre-existing conditions?

Yes Atlas Premium insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 79 years.

04. How much does Atlas Premium America cost per month in USA?

The cost of Atlas Premium America visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler. To get a quote Click here

05. What is Atlas Premium Visitor insurance?

The Atlas Premium plan is ideal for family, tourists, business persons, vacationers and adventure travelers seeking higher coverage limits for shorter trips. This insurance plan is available for travelers to the US and outside their home country.

06. Does Atlas Premium offer coverage for maternity?

Well, Atlas Premium visitor medical insurance offers coverage for complications of pregnancy during the first 26 weeks of gestation.

07. Who is eligible for Atlas Premium America?

The Atlas Premium America Insurance is available for Non-US Citizens visiting USA.

08. Who is eligible for Atlas Premium International?

The Atlas Premium International Insurance is ideal for both Non US citizens and US citizens traveling outside their home country,excluding USA.

Atlas Premium - PPO network

Atlas Premium - Provider network and how to find hospital or doctor?
United Healthcare Provider Network

WorldTrips maintains a wide network of health care providers.

Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Find Provider Network

Atlas Premium Claims Information

picture_as_pdf

Download Atlas Premium insurance claims form

call
Toll Free Number
800-605-2282
draft
Claims Department
WorldTrips PO Box 240358 Apple Valley, MN 55124
mail
service@worldtrips.com
Know more about worldtrips Claims »

Atlas Insurance related coverage

Atlas Group insurance

Group of 5 or more travelersNewly arrived immigrants

  • Insurance for Groups of 5 or more travelers travelling outside their home country
  • Insurance for missionaries, student groups, families, corporate groups and organizations.
description Plan details shopping_cart Buy online

Atlas International insurance

Acute onset of pre-existing conditions

  • Ideal for US citizens & Non US citizens traveling outside their home country.
  • Travel medical insurance for visiting Schengen countries and satisfies Schengen visa requirements.
description Plan details shopping_cartBuy Online

Atlas America insurance

Acute onset of pre-existing conditions

  • US travel Medical Insurance for Non-US Citizens traveling outside their home country.
  • It is ideal for people on OPT and H1 Visa holders who are already in the US for sometime.
description Plan details shopping_cart Buy Online

Atlas MedEvac Insurance

Study abroad studentsMedEvac coverage

  • Medical evacuation and repatriation travel insurance for Study abroad students.
  • Available for people age above 14 days and below 50 years and it can be renewable up to 365 days.
description Plan details shopping_cart Buy Online

Compare Atlas Premium with other travel insurance plans:

Compare Plans »
Atlas Premium vs Atlas America Insurance »
Atlas Premium vs Patriot Travel Insurance »
Atlas Premium vs Travel Medical Insurance »
Atlas Premium vs Diplomat America Insurance »
Atlas Premium vs Safe Travels Elite Insurance »
Atlas Premium vs Diplomat LongTerm Insurance »

WorldTrips resourceful travel insurance links

description

Claims
local_hospital

PPO Network
cached

Renewal
coronavirus

Covid19
contact_mail

Client Zone

question_mark

FAQs