Diplomat Long Term vs Atlas Premium Insurance Reviews
International tourists visiting USA must be aware of the rising health care cost for visitors to USA. Hospitalization with huge medical bills can be a nightmare without visitors health insurance. Many insurance providers offer different visitors insurance for tourists to the US. It is important to compare the popular visitor insurance before buying adequate travel medical insurance for USA.Here the visitor can compare US visitor insurance cost of Atlas Premium insurance and Safe Travels USA Comprehensive insurance plans by reviewing their unique Visitors medical insurance benefits.
Atlas Premium insurance is administered by WorldTrips services with AM Best Rating: A++ (Superior) rating.Diplomat Long Term is offered by Global Underwriters which is designed for anyone travelling outside their home country for a long period of time. It can be bought for a minimum of 3 months and up to 12 months. This plan can be renewed up to a maximum of 36 consecutive months.
- FEATURES
- Cost*
- Coverage in USA?
- Parents/Seniors are eligible?
- Eligible for OPT students?
- Acute on set of Pre-existing Cover
- Eligible for Green card holders
- Renewable and Cancellable
- Deductible Choice
- A.M. Best Rating
- Covid coverage
- Underwriter
- Provider
- Buy now
- Atlas Premium
- $98
- Yes
- Yes
- No
- Yes, covers up to 79 years
- No
- No
- $0 to $5k
- A++ Standard & Poor’s: AA-
- Yes
- Lloyd's
- WorldTrips
- Buy Now
- Diplomat Long Term
- $629
- Yes
- Yes
- Yes
- Yes
- No
- Yes
- $0 to $5,000
- "A" Excellent
- Yes
- C&F Cayman SPC
- Global Underwriters
- Buy Now
*Diplomat Long Term cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.
Patriot America Plus vs Diplomat Long Term Insurance: A Quick Comparison
Atlas Premium Insurance
- Offers maximum coverage up to 2 million.
- Deductible options ranges from $0 to $5,000.
- Covers pre-existing condition up to under 80 years.
- Not Renewable.
- $25 cancellation fee after the effective date.
- Eligible for both US and Non US citizens traveling outside their home country.
- Political Evacuation available up to $150,000.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 - ambulance
Emergency Medical Evacuation
Up to $1,000,000 lifetime maximum - medical_services
Bedside Visit
Up to $1500 - shopping_cartBuy Now
Diplomat Long Term Insurance
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5,000.
- Covers Sudded recurrence of a pre-existing conditions up to $20,000; ($2,500 for age 65 and older)
- Renewable up to 3 years.
- $25 cancellation fee before the effective date. After the effective date premium is considered fully earned and non-refundable.
- Eligible for both US and Non US citizens traveling outside their home country.
- Optional rider cover for hazardous activity, Athletic coverage and home country coverage.
- local_hospital
Emergency Medical Reunion
Up to $50,000 - dentistry
Dental Treatment
Accident: Usual & Customary Expense, Palliative: $100 - ambulance
Emergency Medical Evacuation and Repatriation
Up to $250,000 - airplanemode_inactive
Trip Interruption
Up to $5,000 - shopping_cartBuy Now
How much does Atlas Premium vs Diplomat Long Term cost per month?
Both Atlas Premium vs Diplomat Long Term provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Atlas Premium vs Diplomat Long Term plans.
Atlas Premium Insurance vs Diplomat Long Term Insurance - FAQs
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Am I Eligible for an Atlas Premium Insurance Plan?If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Premium Travel insurance offers a $10,000 policy maximum to applicants over age 80.
Does the Atlas Premium Travel Insurance Plan Provide Any Trip Cancellation Coverage?Atlas Premium Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Premium Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.
Does Atlas Premium Insurance cover pre-existing conditions?Yes Atlas Premium insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 79 years.
Does Atlas Premium offer coverage for maternity?Well, Atlas Premium visitor medical insurance offers coverage for complications of pregnancy during the first 26 weeks of gestation.
Who is eligible for Atlas Premium America?The Atlas Premium America Insurance is available for Non-US Citizens visiting USA.
Who is eligible for Atlas Premium International?The Atlas Premium International Insurance is ideal for both Non US citizens and US citizens traveling outside their home country,excluding USA.
Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
What are the benefits of Atlas travel insurance?Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.
The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
What is the coverage area of WorldTrips Atlas travel insurance?Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
How much does WorldTrips travel insurance cost?The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers
How do I purchase Atlas Travel Medical Insurance?You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.
What are the requirements for applying for Atlas Travel Insurance?The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
Is WorldTrips insurance a legit company?WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
Can I buy travel insurance from Worldtrips?WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
Why should I buy travel insurance from WorldTrips insurance?WorldTrips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
Why should I buy travel insurance from WorldTrips insurance?For anyone coming to the United States, you will need to have a visa issued in your passport to be allowed in to country unless you are a citizen of a country which is part of the US visa waiver program. The list of countries under Visa waiver program are provided here. The category of visa that you need to apply for is dependent on the reason of your visit to the US. Atlas Premium insurance is very popular with visitors applying for any of these visas to the United States. Some of the Common US visas are :
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What is Diplomat Long Term Insurance?
Diplomat Long Term visitor medical insurance is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA. This plan offers Long Term medical insurance coverage to travelers who need Long Term holiday planner coverage for any age travelling outside or inside the US. The plan is renewable up to 3 years.
Does Diplomat Long Term Insurance cover pre-existing conditions?Yes. Diplomat Long Term covers sudden recurrence of a pre-existing conditions up to $20k; ($2,500 for age 65 and older).
Does Diplomat Long Term insurance covers sports?Yes. Diplomat Long Term covers Athletic & Hazardous Activity sports.
Does Diplomat Long Term insurance covers war risk coverage?Yes. Available for outside the USA.
Is Global Underwriters a reliable insurance company?Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.
Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.
Is Global Underwriters insurance a legit company?Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.
Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.
Does Diplomat Insurance cover covid illness?Global Underwriters Covid19 travel insurance by Diplomat travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
What is the cost of Global Underwriters travel insurance?The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.
What is the eligibilty to buy Global Underwriters insurance?To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.
Why should I buy travel insurance from Global Underwriters?Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.
How do I purchase Global Underwriters Insurance?You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.
What is the difference between the Global Underwriters insurance plans?The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat Long Term plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.
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Review travel medical insurance - Blogs and articles
Atlas Premium plan
The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.
Read more »Diplomat Long Term Plan
Diplomat Long Term Insurance offers long term medical insurance coverage to travelers who need long term holiday planner coverage for any age travelling outside or inside the US. Also has adventure sports coverage.
Read more »